Security Service Mortgage Lending & HMDA Data, 2023

In 2023, Security Service of San Antonio, TX reported 11,223 mortgage applications totaling $2.5 billion, down 26% from 2022. The average application was for $219,938, and applicants reported an average income of $156,386. 50% of its applications resulted in an originated loan and 21% were denied. Its largest markets were San Antonio-New Braunfels, TX (4,217), Denver-Aurora-Lakewood, CO (974) and McAllen-Edinburg-Mission, TX (651) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,223
Total Mortgage Loan Application Amount $2,468,365,000
Average Mortgage Loan Application Amount $219,938
Highest Mortgage Loan Application Amount $21,755,000
Average Applicant Income $156,386
Highest Applicant Income $7,860,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 3,337 $ 518,005,000 $ 155,230 $ 138,000
Hidalgo, Texas 651 $ 105,055,000 $ 161,374 $ 139,000
Utah, Utah 584 $ 198,330,000 $ 339,606 $ 167,000
Salt Lake, Utah 576 $ 198,500,000 $ 344,618 $ 159,000
El Paso, Colorado 496 $ 69,300,000 $ 139,717 $ 147,000
Cameron, Texas 418 $ 59,100,000 $ 141,387 $ 108,000
Comal, Texas 320 $ 76,380,000 $ 238,687 $ 217,000
Denver, Colorado 223 $ 44,395,000 $ 199,080 $ 150,000
Pueblo, Colorado 219 $ 24,805,000 $ 113,264 $ 96,000
Weld, Colorado 212 $ 44,140,000 $ 208,207 $ 124,000
Jefferson, Colorado 209 $ 40,055,000 $ 191,650 $ 152,000
El Paso, Texas 205 $ 21,175,000 $ 103,292 $ 124,000
Larimer, Colorado 203 $ 34,985,000 $ 172,339 $ 153,000
Arapahoe, Colorado 198 $ 39,540,000 $ 199,696 $ 154,000
Guadalupe, Texas 172 $ 25,540,000 $ 148,488 $ 176,000
Douglas, Colorado 155 $ 33,365,000 $ 215,258 $ 201,000
Adams, Colorado 143 $ 18,965,000 $ 132,622 $ 140,000
Nueces, Texas 125 $ 22,315,000 $ 178,520 $ 146,000
Washington, Utah 120 $ 29,010,000 $ 241,750 $ 188,000
Medina, Texas 115 $ 23,675,000 $ 205,869 $ 138,000
Travis, Texas 111 $ 47,475,000 $ 427,702 $ 248,000
Davis, Utah 99 $ 34,645,000 $ 349,949 $ 233,000
Kendall, Texas 98 $ 39,500,000 $ 403,061 $ 233,000
Summit, Utah 91 $ 100,515,000 $ 1,104,560 $ 616,000
Atascosa, Texas 83 $ 14,515,000 $ 174,879 $ 101,000
Williamson, Texas 74 $ 18,840,000 $ 254,594 $ 177,000
San Patricio, Texas 72 $ 12,180,000 $ 169,166 $ 163,000
Boulder, Colorado 71 $ 16,315,000 $ 229,788 $ 176,000
Harris, Texas 68 $ 20,890,000 $ 307,205 $ 175,000
Uvalde, Texas 68 $ 10,100,000 $ 148,529 $ 95,000
Wilson, Texas 56 $ 12,050,000 $ 215,178 $ 148,000
Weber, Utah 53 $ 20,285,000 $ 382,735 $ 264,000
Mesa, Colorado 48 $ 9,550,000 $ 198,958 $ 173,000
Wasatch, Utah 46 $ 55,740,000 $ 1,211,739 $ 649,000
Denton, Texas 42 $ 16,100,000 $ 383,333 $ 216,000
Webb, Texas 42 $ 5,540,000 $ 131,904 $ 88,000
Tarrant, Texas 39 $ 10,615,000 $ 272,179 $ 195,000
Tooele, Utah 37 $ 6,825,000 $ 184,459 $ 131,000
Bandera, Texas 36 $ 7,460,000 $ 207,222 $ 117,000
Hays, Texas 32 $ 11,180,000 $ 349,375 $ 188,000
Aransas, Texas 30 $ 6,420,000 $ 214,000 $ 145,000
Dallas, Texas 30 $ 9,050,000 $ 301,666 $ 210,000
Maverick, Texas 27 $ 4,185,000 $ 155,000 $ 115,000
Kerr, Texas 26 $ 6,460,000 $ 248,461 $ 267,000
Montgomery, Texas 26 $ 7,450,000 $ 286,538 $ 274,000
Collin, Texas 23 $ 7,145,000 $ 310,652 $ 221,000
Fort Bend, Texas 22 $ 5,420,000 $ 246,363 $ 243,000
Starr, Texas 22 $ 3,840,000 $ 174,545 $ 107,000
Val Verde, Texas 19 $ 2,675,000 $ 140,789 $ 117,000
Burnet, Texas 18 $ 7,840,000 $ 435,555 $ 226,000
Broomfield, Colorado 17 $ 2,565,000 $ 150,882 $ 144,000
Box Elder, Utah 16 $ 3,430,000 $ 214,375 $ 167,000
Fremont, Colorado 15 $ 2,145,000 $ 143,000 $ 103,000
Elbert, Colorado 14 $ 2,670,000 $ 190,714 $ 163,000
Jim Wells, Texas 14 $ 2,150,000 $ 153,571 $ 126,000
Otero, Colorado 13 $ 1,295,000 $ 99,615 $ 75,000
Frio, Texas 13 $ 1,965,000 $ 151,153 $ 114,000
Gillespie, Texas 13 $ 3,615,000 $ 278,076 $ 144,000
Teller, Colorado 12 $ 2,400,000 $ 200,000 $ 156,000
Park, Colorado 11 $ 1,725,000 $ 156,818 $ 121,000
Bastrop, Texas 11 $ 3,015,000 $ 274,090 $ 141,000
Blanco, Texas 11 $ 3,485,000 $ 316,818 $ 139,000
Dimmit, Texas 10 $ 1,100,000 $ 110,000 $ 77,000
Kleberg, Texas 10 $ 1,650,000 $ 165,000 $ 124,000
Lubbock, Texas 10 $ 3,050,000 $ 305,000 $ 177,000
Iron, Utah 10 $ 4,630,000 $ 463,000 $ 407,000
Garfield, Colorado 9 $ 1,385,000 $ 153,888 $ 128,000
McLennan, Texas 9 $ 2,275,000 $ 252,777 $ 95,000
Midland, Texas 9 $ 1,635,000 $ 181,666 $ 131,000
Eagle, Colorado 8 $ 1,680,000 $ 210,000 $ 197,000
La Plata, Colorado 8 $ 2,820,000 $ 352,500 $ 131,000
Brazos, Texas 8 $ 1,530,000 $ 191,250 $ 126,000
Llano, Texas 8 $ 4,430,000 $ 553,750 $ 184,000
Maricopa, Arizona 7 $ 31,655,000 $ 4,522,142 $ 0
Bell, Texas 7 $ 805,000 $ 115,000 $ 103,000
Galveston, Texas 7 $ 1,525,000 $ 217,857 $ 190,000
Gonzales, Texas 7 $ 1,235,000 $ 176,428 $ 100,000
Zavala, Texas 7 $ 915,000 $ 130,714 $ 175,000
Sanpete, Utah 7 $ 1,235,000 $ 176,428 $ 131,000
Archuleta, Colorado 6 $ 2,610,000 $ 435,000 $ 146,000
Chaffee, Colorado 6 $ 2,730,000 $ 455,000 $ 161,000
Bee, Texas 6 $ 570,000 $ 95,000 $ 196,000
Ellis, Texas 6 $ 6,890,000 $ 1,148,333 $ 190,000
Parker, Texas 6 $ 780,000 $ 130,000 $ 118,000
Real, Texas 6 $ 680,000 $ 113,333 $ 69,000
Delta, Colorado 5 $ 985,000 $ 197,000 $ 116,000
Grand, Colorado 5 $ 1,635,000 $ 327,000 $ 102,000
Gunnison, Colorado 5 $ 2,095,000 $ 419,000 $ 256,000
Summit, Colorado 5 $ 965,000 $ 193,000 $ 203,000
Henderson, Texas 5 $ 735,000 $ 147,000 $ 92,000
Hunt, Texas 5 $ 975,000 $ 195,000 $ 169,000
Jefferson, Texas 5 $ 895,000 $ 179,000 $ 114,000
Rockwall, Texas 5 $ 935,000 $ 187,000 $ 221,000
Tom Green, Texas 5 $ 955,000 $ 191,000 $ 73,000
Willacy, Texas 5 $ 315,000 $ 63,000 $ 100,000
Wise, Texas 5 $ 915,000 $ 183,000 $ 142,000
Cache, Utah 5 $ 1,025,000 $ 205,000 $ 145,000
Grand, Utah 5 $ 1,255,000 $ 251,000 $ 271,000
Juab, Utah 5 $ 745,000 $ 149,000 $ 91,000
Logan, Colorado 4 $ 270,000 $ 67,500 $ 86,000
Caldwell, Texas 4 $ 910,000 $ 227,500 $ 113,000
Gregg, Texas 4 $ 340,000 $ 85,000 $ 2,099,000
Johnson, Texas 4 $ 1,160,000 $ 290,000 $ 136,000
Kaufman, Texas 4 $ 1,190,000 $ 297,500 $ 161,000
Live Oak, Texas 4 $ 590,000 $ 147,500 $ 91,000
Orange, Texas 4 $ 270,000 $ 67,500 $ 58,000
Rich, Utah 4 $ 1,000,000 $ 250,000 $ 266,000
Clear Creek, Colorado 3 $ 265,000 $ 88,333 $ 127,000
Conejos, Colorado 3 $ 445,000 $ 148,333 $ 78,000
Las Animas, Colorado 3 $ 545,000 $ 181,666 $ 141,000
Montezuma, Colorado 3 $ 565,000 $ 188,333 $ 75,000
Montrose, Colorado 3 $ 985,000 $ 328,333 $ 126,000
Brazoria, Texas 3 $ 1,235,000 $ 411,666 $ 154,000
Grayson, Texas 3 $ 1,545,000 $ 515,000 $ 234,000
Hamilton, Texas 3 $ 635,000 $ 211,666 $ 69,000
Hood, Texas 3 $ 1,435,000 $ 478,333 $ 156,000
Kinney, Texas 3 $ 285,000 $ 95,000 $ 56,000
Limestone, Texas 3 $ 1,645,000 $ 548,333 $ 80,000
Palo Pinto, Texas 3 $ 1,265,000 $ 421,666 $ 297,000
Robertson, Texas 3 $ 435,000 $ 145,000 $ 90,000
Zapata, Texas 3 $ 245,000 $ 81,666 $ 55,000
San Juan, Utah 3 $ 825,000 $ 275,000 $ 129,000
Alamosa, Colorado 2 $ 70,000 $ 35,000 $ 78,000
Baca, Colorado 2 $ 130,000 $ 65,000 $ 75,000
Custer, Colorado 2 $ 310,000 $ 155,000 $ 184,000
Moffat, Colorado 2 $ 230,000 $ 115,000 $ 132,000
Rio Blanco, Colorado 2 $ 160,000 $ 80,000 $ 68,000
Routt, Colorado 2 $ 190,000 $ 95,000 $ 162,000
San Juan, Colorado 2 $ 1,450,000 $ 725,000 $ 200,000
Sedgwick, Colorado 2 $ 140,000 $ 70,000 $ 58,000
Comanche, Texas 2 $ 630,000 $ 315,000 $ 80,000
Duval, Texas 2 $ 190,000 $ 95,000 $ 50,000
Karnes, Texas 2 $ 640,000 $ 320,000 $ 152,000
Lampasas, Texas 2 $ 170,000 $ 85,000 $ 105,000
Pecos, Texas 2 $ 240,000 $ 120,000 $ 505,000
Refugio, Texas 2 $ 500,000 $ 250,000 $ 161,000
Somervell, Texas 2 $ 210,000 $ 105,000 $ 87,000
Victoria, Texas 2 $ 410,000 $ 205,000 $ 150,000
Winkler, Texas 2 $ 110,000 $ 55,000 $ 112,000
Kane, Utah 2 $ 730,000 $ 365,000 $ 242,000
Morgan, Utah 2 $ 610,000 $ 305,000 $ 213,000
Uintah, Utah 2 $ 120,000 $ 60,000 $ 92,000
Benton, Arkansas 1 $ 235,000 $ 235,000 $ 179,000
San Diego, California 1 $ 65,000 $ 65,000 $ 125,000
Costilla, Colorado 1 $ 255,000 $ 255,000 $ 160,000
Crowley, Colorado 1 $ 135,000 $ 135,000 $ 54,000
Gilpin, Colorado 1 $ 15,000 $ 15,000 $ 146,000
Huerfano, Colorado 1 $ 405,000 $ 405,000 $ 216,000
Lincoln, Colorado 1 $ 355,000 $ 355,000 $ 106,000
Duval, Florida 1 $ 315,000 $ 315,000 $ 97,000
Orange, Florida 1 $ 15,000 $ 15,000 $ 60,000
Canyon, Idaho 1 $ 125,000 $ 125,000 $ 78,000
Teton, Idaho 1 $ 85,000 $ 85,000 $ 161,000
Marion, Indiana 1 $ 425,000 $ 425,000 $ 141,000
Rawlins, Kansas 1 $ 55,000 $ 55,000 $ 56,000
Baltimore City, Maryland 1 $ 235,000 $ 235,000 $ 146,000
Taney, Missouri 1 $ 35,000 $ 35,000 $ 154,000
Clark, Nevada 1 $ 15,005,000 $ 15,005,000 $ 0
Elko, Nevada 1 $ 1,805,000 $ 1,805,000 $ 0
Atlantic, New Jersey 1 $ 325,000 $ 325,000 $ 96,000
Camden, New Jersey 1 $ 355,000 $ 355,000 $ 300,000
Coal, Oklahoma 1 $ 335,000 $ 335,000 $ 274,000
Oklahoma, Oklahoma 1 $ 285,000 $ 285,000 $ 281,000
Greenville, South Carolina 1 $ 65,000 $ 65,000 $ 60,000
Angelina, Texas 1 $ 495,000 $ 495,000 $ 266,000
Austin, Texas 1 $ 635,000 $ 635,000 $ 211,000
Bosque, Texas 1 $ 205,000 $ 205,000 $ 247,000
Brown, Texas 1 $ 145,000 $ 145,000 $ 134,000
Calhoun, Texas 1 $ 165,000 $ 165,000 $ 75,000
Cherokee, Texas 1 $ 245,000 $ 245,000 $ 228,000
Coryell, Texas 1 $ 185,000 $ 185,000 $ 78,000
Crockett, Texas 1 $ 195,000 $ 195,000 $ 107,000
Ector, Texas 1 $ 55,000 $ 55,000 $ 75,000
Erath, Texas 1 $ 365,000 $ 365,000 $ 75,000
Franklin, Texas 1 $ 55,000 $ 55,000 $ 68,000
Freestone, Texas 1 $ 65,000 $ 65,000 $ 130,000
Goliad, Texas 1 $ 75,000 $ 75,000 $ 161,000
Hill, Texas 1 $ 205,000 $ 205,000 $ 206,000
Hudspeth, Texas 1 $ 25,000 $ 25,000 $ 156,000
Kimble, Texas 1 $ 55,000 $ 55,000 $ 43,000
La Salle, Texas 1 $ 375,000 $ 375,000 $ 127,000
Navarro, Texas 1 $ 135,000 $ 135,000 $ 97,000
Presidio, Texas 1 $ 105,000 $ 105,000 $ 133,000
Randall, Texas 1 $ 55,000 $ 55,000 $ 33,000
Runnels, Texas 1 $ 105,000 $ 105,000 $ 0
Schleicher, Texas 1 $ 115,000 $ 115,000 $ 52,000
Smith, Texas 1 $ 345,000 $ 345,000 $ 148,000
Upshur, Texas 1 $ 165,000 $ 165,000 $ 3,159,000
Van Zandt, Texas 1 $ 415,000 $ 415,000 $ 140,000
Waller, Texas 1 $ 305,000 $ 305,000 $ 134,000
Wichita, Texas 1 $ 75,000 $ 75,000 $ 62,000
Carbon, Utah 1 $ 55,000 $ 55,000 $ 166,000
Emery, Utah 1 $ 155,000 $ 155,000 $ 60,000
Millard, Utah 1 $ 485,000 $ 485,000 $ 122,000
Wayne, Utah 1 $ 105,000 $ 105,000 $ 81,000
Snohomish, Washington 1 $ 175,000 $ 175,000 $ 112,000
Spokane, Washington 1 $ 795,000 $ 795,000 $ 177,000

Mortgage Loan Application Detail Totals for Security Service in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 5,885 $706,905,000 $120,000 $2,505,000 $142,000 $5,540,000
Home Purchase 2,780 $1,168,550,000 $420,000 $21,755,000 $197,000 $7,860,000
Cash-out Refinancing 2,214 $434,490,000 $196,000 $7,505,000 $137,000 $4,524,000
Refinancing 219 $145,455,000 $664,000 $15,005,000 $142,000 $1,680,000
Home Improvement 125 $12,965,000 $103,000 $705,000 $299,000 $6,770,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 5,032 $785,700,000 $156,000 $3,205,000 $122,000 $6,240,000
White 4,532 $1,108,020,000 $244,000 $3,005,000 $180,000 $6,770,000
Not Provided 803 $194,555,000 $242,000 $2,885,000 $205,000 $7,860,000
Asian 358 $92,260,000 $257,000 $3,005,000 $175,000 $1,680,000
Black or African American 338 $65,950,000 $195,000 $2,505,000 $181,000 $4,794,000
American Indian or Alaskan Native 67 $9,695,000 $144,000 $525,000 $127,000 $325,000
Native Hawaiian or Other Pacific Islander 59 $12,305,000 $208,000 $1,375,000 $305,000 $5,540,000
Not applicable 34 $199,880,000 $5,878,000 $21,755,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,215 $2,466,045,000 $219,000 $21,755,000 $157,000 $7,860,000
FHA-insured (Federal Housing Administration) 4 $1,290,000 $322,000 $405,000 $100,000 $154,000
VA-guaranteed (Veterans Administration) 4 $1,030,000 $257,000 $465,000 $109,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,559 $1,303,985,000 $234,000 $21,755,000 $155,000 $4,022,000
Application Denied By Financial Institution 2,336 $359,260,000 $153,000 $8,855,000 $117,000 $4,794,000
File Closed For Incompleteness 1,777 $366,395,000 $206,000 $3,205,000 $193,000 $7,860,000
Application Withdrawn By Applicant 951 $284,595,000 $299,000 $15,605,000 $189,000 $7,160,000
Preapproval Approved but not Accepted 310 $93,420,000 $301,000 $1,205,000 $131,000 $1,967,000
Application Approved But Not Accepted 152 $28,170,000 $185,000 $1,645,000 $128,000 $1,485,000
Preapproval Denied by Financial Institution 134 $31,910,000 $238,000 $1,105,000 $74,000 $295,000
Loan Purchased By The Institution 4 $630,000 $157,000 $215,000 $72,000 $91,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,753 $2,077,195,000 $237,000 $21,755,000 $165,000 $7,860,000
Debt-To-Income Ratio 919 $198,295,000 $215,000 $8,855,000 $63,000 $401,000
Credit History 820 $91,160,000 $111,000 $765,000 $122,000 $1,680,000
Other 463 $56,715,000 $122,000 $1,905,000 $181,000 $4,794,000
Collateral 149 $21,495,000 $144,000 $615,000 $138,000 $874,000
Unverifiable Information 86 $17,960,000 $208,000 $1,875,000 $219,000 $2,160,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,535,000 $207,000 $445,000 $106,000 $192,000
Employment History 15 $1,825,000 $121,000 $305,000 $231,000 $1,200,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $49,000 $49,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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