Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Security Service Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Service Federal Credit Union 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,223 |
| Total Mortgage Loan Application Amount | $2,468,365,000 |
| Average Mortgage Loan Application Amount | $300,600 |
| Highest Mortgage Loan Application Amount | $21,755,000 |
| Average Applicant Income | $183,400 |
| Highest Applicant Income | $7,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 3,337 | $ 518,005,000 | $ 155,000 | $ 138,000 |
| Hidalgo County Texas | 651 | $ 105,055,000 | $ 161,000 | $ 139,000 |
| Utah County Utah | 584 | $ 198,330,000 | $ 339,000 | $ 167,000 |
| Salt Lake County Utah | 576 | $ 198,500,000 | $ 344,000 | $ 159,000 |
| El Paso County Colorado | 496 | $ 69,300,000 | $ 139,000 | $ 147,000 |
| Cameron County Texas | 418 | $ 59,100,000 | $ 141,000 | $ 108,000 |
| Comal County Texas | 320 | $ 76,380,000 | $ 238,000 | $ 217,000 |
| Denver County Colorado | 223 | $ 44,395,000 | $ 199,000 | $ 150,000 |
| Pueblo County Colorado | 219 | $ 24,805,000 | $ 113,000 | $ 96,000 |
| Weld County Colorado | 212 | $ 44,140,000 | $ 208,000 | $ 124,000 |
| Jefferson County Colorado | 209 | $ 40,055,000 | $ 191,000 | $ 152,000 |
| El Paso County Texas | 205 | $ 21,175,000 | $ 103,000 | $ 124,000 |
| Larimer County Colorado | 203 | $ 34,985,000 | $ 172,000 | $ 153,000 |
| Arapahoe County Colorado | 198 | $ 39,540,000 | $ 199,000 | $ 154,000 |
| Guadalupe County Texas | 172 | $ 25,540,000 | $ 148,000 | $ 176,000 |
| Douglas County Colorado | 155 | $ 33,365,000 | $ 215,000 | $ 201,000 |
| Adams County Colorado | 143 | $ 18,965,000 | $ 132,000 | $ 140,000 |
| Nueces County Texas | 125 | $ 22,315,000 | $ 178,000 | $ 146,000 |
| Washington County Utah | 120 | $ 29,010,000 | $ 241,000 | $ 188,000 |
| Medina County Texas | 115 | $ 23,675,000 | $ 205,000 | $ 138,000 |
| Travis County Texas | 111 | $ 47,475,000 | $ 427,000 | $ 248,000 |
| Davis County Utah | 99 | $ 34,645,000 | $ 349,000 | $ 233,000 |
| Kendall County Texas | 98 | $ 39,500,000 | $ 403,000 | $ 233,000 |
| Summit County Utah | 91 | $ 100,515,000 | $ 1,104,000 | $ 616,000 |
| Atascosa County Texas | 83 | $ 14,515,000 | $ 174,000 | $ 101,000 |
| Williamson County Texas | 74 | $ 18,840,000 | $ 254,000 | $ 177,000 |
| San Patricio County Texas | 72 | $ 12,180,000 | $ 169,000 | $ 163,000 |
| Boulder County Colorado | 71 | $ 16,315,000 | $ 229,000 | $ 176,000 |
| Harris County Texas | 68 | $ 20,890,000 | $ 307,000 | $ 175,000 |
| Uvalde County Texas | 68 | $ 10,100,000 | $ 148,000 | $ 95,000 |
| Wilson County Texas | 56 | $ 12,050,000 | $ 215,000 | $ 148,000 |
| Weber County Utah | 53 | $ 20,285,000 | $ 382,000 | $ 264,000 |
| Mesa County Colorado | 48 | $ 9,550,000 | $ 198,000 | $ 173,000 |
| Wasatch County Utah | 46 | $ 55,740,000 | $ 1,211,000 | $ 649,000 |
| Denton County Texas | 42 | $ 16,100,000 | $ 383,000 | $ 216,000 |
| Webb County Texas | 42 | $ 5,540,000 | $ 131,000 | $ 88,000 |
| Tarrant County Texas | 39 | $ 10,615,000 | $ 272,000 | $ 195,000 |
| Tooele County Utah | 37 | $ 6,825,000 | $ 184,000 | $ 131,000 |
| Bandera County Texas | 36 | $ 7,460,000 | $ 207,000 | $ 117,000 |
| Hays County Texas | 32 | $ 11,180,000 | $ 349,000 | $ 188,000 |
| Aransas County Texas | 30 | $ 6,420,000 | $ 214,000 | $ 145,000 |
| Dallas County Texas | 30 | $ 9,050,000 | $ 301,000 | $ 210,000 |
| Maverick County Texas | 27 | $ 4,185,000 | $ 155,000 | $ 115,000 |
| Kerr County Texas | 26 | $ 6,460,000 | $ 248,000 | $ 267,000 |
| Montgomery County Texas | 26 | $ 7,450,000 | $ 286,000 | $ 274,000 |
| Collin County Texas | 23 | $ 7,145,000 | $ 310,000 | $ 221,000 |
| Fort Bend County Texas | 22 | $ 5,420,000 | $ 246,000 | $ 243,000 |
| Starr County Texas | 22 | $ 3,840,000 | $ 174,000 | $ 107,000 |
| Val Verde County Texas | 19 | $ 2,675,000 | $ 140,000 | $ 117,000 |
| Burnet County Texas | 18 | $ 7,840,000 | $ 435,000 | $ 226,000 |
| Broomfield County Colorado | 17 | $ 2,565,000 | $ 150,000 | $ 144,000 |
| Box Elder County Utah | 16 | $ 3,430,000 | $ 214,000 | $ 167,000 |
| Fremont County Colorado | 15 | $ 2,145,000 | $ 143,000 | $ 103,000 |
| Elbert County Colorado | 14 | $ 2,670,000 | $ 190,000 | $ 163,000 |
| Jim Wells County Texas | 14 | $ 2,150,000 | $ 153,000 | $ 126,000 |
| Otero County Colorado | 13 | $ 1,295,000 | $ 99,000 | $ 75,000 |
| Frio County Texas | 13 | $ 1,965,000 | $ 151,000 | $ 114,000 |
| Gillespie County Texas | 13 | $ 3,615,000 | $ 278,000 | $ 144,000 |
| Teller County Colorado | 12 | $ 2,400,000 | $ 200,000 | $ 156,000 |
| Park County Colorado | 11 | $ 1,725,000 | $ 156,000 | $ 121,000 |
| Bastrop County Texas | 11 | $ 3,015,000 | $ 274,000 | $ 141,000 |
| Blanco County Texas | 11 | $ 3,485,000 | $ 316,000 | $ 139,000 |
| Dimmit County Texas | 10 | $ 1,100,000 | $ 110,000 | $ 77,000 |
| Kleberg County Texas | 10 | $ 1,650,000 | $ 165,000 | $ 124,000 |
| Lubbock County Texas | 10 | $ 3,050,000 | $ 305,000 | $ 177,000 |
| Iron County Utah | 10 | $ 4,630,000 | $ 463,000 | $ 407,000 |
| Garfield County Colorado | 9 | $ 1,385,000 | $ 153,000 | $ 128,000 |
| McLennan County Texas | 9 | $ 2,275,000 | $ 252,000 | $ 95,000 |
| Midland County Texas | 9 | $ 1,635,000 | $ 181,000 | $ 131,000 |
| Eagle County Colorado | 8 | $ 1,680,000 | $ 210,000 | $ 197,000 |
| La Plata County Colorado | 8 | $ 2,820,000 | $ 352,000 | $ 131,000 |
| Brazos County Texas | 8 | $ 1,530,000 | $ 191,000 | $ 126,000 |
| Llano County Texas | 8 | $ 4,430,000 | $ 553,000 | $ 184,000 |
| Maricopa County Arizona | 7 | $ 31,655,000 | $ 4,522,000 | $ 0 |
| Bell County Texas | 7 | $ 805,000 | $ 115,000 | $ 103,000 |
| Galveston County Texas | 7 | $ 1,525,000 | $ 217,000 | $ 190,000 |
| Gonzales County Texas | 7 | $ 1,235,000 | $ 176,000 | $ 100,000 |
| Zavala County Texas | 7 | $ 915,000 | $ 130,000 | $ 175,000 |
| Sanpete County Utah | 7 | $ 1,235,000 | $ 176,000 | $ 131,000 |
| Archuleta County Colorado | 6 | $ 2,610,000 | $ 435,000 | $ 146,000 |
| Chaffee County Colorado | 6 | $ 2,730,000 | $ 455,000 | $ 161,000 |
| Bee County Texas | 6 | $ 570,000 | $ 95,000 | $ 196,000 |
| Ellis County Texas | 6 | $ 6,890,000 | $ 1,148,000 | $ 190,000 |
| Parker County Texas | 6 | $ 780,000 | $ 130,000 | $ 118,000 |
| Real County Texas | 6 | $ 680,000 | $ 113,000 | $ 69,000 |
| Delta County Colorado | 5 | $ 985,000 | $ 197,000 | $ 116,000 |
| Grand County Colorado | 5 | $ 1,635,000 | $ 327,000 | $ 102,000 |
| Gunnison County Colorado | 5 | $ 2,095,000 | $ 419,000 | $ 256,000 |
| Summit County Colorado | 5 | $ 965,000 | $ 193,000 | $ 203,000 |
| Henderson County Texas | 5 | $ 735,000 | $ 147,000 | $ 92,000 |
| Hunt County Texas | 5 | $ 975,000 | $ 195,000 | $ 169,000 |
| Jefferson County Texas | 5 | $ 895,000 | $ 179,000 | $ 114,000 |
| Rockwall County Texas | 5 | $ 935,000 | $ 187,000 | $ 221,000 |
| Tom Green County Texas | 5 | $ 955,000 | $ 191,000 | $ 73,000 |
| Willacy County Texas | 5 | $ 315,000 | $ 63,000 | $ 100,000 |
| Wise County Texas | 5 | $ 915,000 | $ 183,000 | $ 142,000 |
| Cache County Utah | 5 | $ 1,025,000 | $ 205,000 | $ 145,000 |
| Grand County Utah | 5 | $ 1,255,000 | $ 251,000 | $ 271,000 |
| Juab County Utah | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
| Logan County Colorado | 4 | $ 270,000 | $ 67,000 | $ 86,000 |
| Caldwell County Texas | 4 | $ 910,000 | $ 227,000 | $ 113,000 |
| Gregg County Texas | 4 | $ 340,000 | $ 85,000 | $ 2,099,000 |
| Johnson County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 136,000 |
| Kaufman County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 161,000 |
| Live Oak County Texas | 4 | $ 590,000 | $ 147,000 | $ 91,000 |
| Orange County Texas | 4 | $ 270,000 | $ 67,000 | $ 58,000 |
| Rich County Utah | 4 | $ 1,000,000 | $ 250,000 | $ 266,000 |
| Clear Creek County Colorado | 3 | $ 265,000 | $ 88,000 | $ 127,000 |
| Conejos County Colorado | 3 | $ 445,000 | $ 148,000 | $ 78,000 |
| Las Animas County Colorado | 3 | $ 545,000 | $ 181,000 | $ 141,000 |
| Montezuma County Colorado | 3 | $ 565,000 | $ 188,000 | $ 75,000 |
| Montrose County Colorado | 3 | $ 985,000 | $ 328,000 | $ 126,000 |
| Brazoria County Texas | 3 | $ 1,235,000 | $ 411,000 | $ 154,000 |
| Grayson County Texas | 3 | $ 1,545,000 | $ 515,000 | $ 234,000 |
| Hamilton County Texas | 3 | $ 635,000 | $ 211,000 | $ 69,000 |
| Hood County Texas | 3 | $ 1,435,000 | $ 478,000 | $ 156,000 |
| Kinney County Texas | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Limestone County Texas | 3 | $ 1,645,000 | $ 548,000 | $ 80,000 |
| Palo Pinto County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 297,000 |
| Robertson County Texas | 3 | $ 435,000 | $ 145,000 | $ 90,000 |
| Zapata County Texas | 3 | $ 245,000 | $ 81,000 | $ 55,000 |
| San Juan County Utah | 3 | $ 825,000 | $ 275,000 | $ 129,000 |
| Alamosa County Colorado | 2 | $ 70,000 | $ 35,000 | $ 78,000 |
| Baca County Colorado | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Custer County Colorado | 2 | $ 310,000 | $ 155,000 | $ 184,000 |
| Moffat County Colorado | 2 | $ 230,000 | $ 115,000 | $ 132,000 |
| Rio Blanco County Colorado | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Routt County Colorado | 2 | $ 190,000 | $ 95,000 | $ 162,000 |
| San Juan County Colorado | 2 | $ 1,450,000 | $ 725,000 | $ 200,000 |
| Sedgwick County Colorado | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Comanche County Texas | 2 | $ 630,000 | $ 315,000 | $ 80,000 |
| Duval County Texas | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Karnes County Texas | 2 | $ 640,000 | $ 320,000 | $ 152,000 |
| Lampasas County Texas | 2 | $ 170,000 | $ 85,000 | $ 105,000 |
| Pecos County Texas | 2 | $ 240,000 | $ 120,000 | $ 505,000 |
| Refugio County Texas | 2 | $ 500,000 | $ 250,000 | $ 161,000 |
| Somervell County Texas | 2 | $ 210,000 | $ 105,000 | $ 87,000 |
| Victoria County Texas | 2 | $ 410,000 | $ 205,000 | $ 150,000 |
| Winkler County Texas | 2 | $ 110,000 | $ 55,000 | $ 112,000 |
| Kane County Utah | 2 | $ 730,000 | $ 365,000 | $ 242,000 |
| Morgan County Utah | 2 | $ 610,000 | $ 305,000 | $ 213,000 |
| Uintah County Utah | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| Benton County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 179,000 |
| San Diego County California | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Costilla County Colorado | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Crowley County Colorado | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Gilpin County Colorado | 1 | $ 15,000 | $ 15,000 | $ 146,000 |
| Huerfano County Colorado | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Lincoln County Colorado | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Orange County Florida | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Canyon County Idaho | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Teton County Idaho | 1 | $ 85,000 | $ 85,000 | $ 161,000 |
| Marion County Indiana | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Rawlins County Kansas | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Baltimore City County Maryland | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Taney County Missouri | 1 | $ 35,000 | $ 35,000 | $ 154,000 |
| Clark County Nevada | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Elko County Nevada | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Camden County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Coal County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 274,000 |
| Oklahoma County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 281,000 |
| Greenville County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Angelina County Texas | 1 | $ 495,000 | $ 495,000 | $ 266,000 |
| Austin County Texas | 1 | $ 635,000 | $ 635,000 | $ 211,000 |
| Bosque County Texas | 1 | $ 205,000 | $ 205,000 | $ 247,000 |
| Brown County Texas | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Calhoun County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Cherokee County Texas | 1 | $ 245,000 | $ 245,000 | $ 228,000 |
| Coryell County Texas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Crockett County Texas | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Erath County Texas | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Franklin County Texas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Freestone County Texas | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Goliad County Texas | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Hill County Texas | 1 | $ 205,000 | $ 205,000 | $ 206,000 |
| Hudspeth County Texas | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Kimble County Texas | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| La Salle County Texas | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Navarro County Texas | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Presidio County Texas | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Runnels County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Schleicher County Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Smith County Texas | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Upshur County Texas | 1 | $ 165,000 | $ 165,000 | $ 3,159,000 |
| Van Zandt County Texas | 1 | $ 415,000 | $ 415,000 | $ 140,000 |
| Waller County Texas | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Wichita County Texas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Carbon County Utah | 1 | $ 55,000 | $ 55,000 | $ 166,000 |
| Emery County Utah | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Millard County Utah | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| Wayne County Utah | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Snohomish County Washington | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Spokane County Washington | 1 | $ 795,000 | $ 795,000 | $ 177,000 |
Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,885 | $706,905,000 | $120,000 | $2,505,000 | $142,000 | $5,540,000 |
| Home Purchase | 2,780 | $1,168,550,000 | $420,000 | $21,755,000 | $197,000 | $7,860,000 |
| Cash-out Refinancing | 2,214 | $434,490,000 | $196,000 | $7,505,000 | $137,000 | $4,524,000 |
| Refinancing | 219 | $145,455,000 | $664,000 | $15,005,000 | $142,000 | $1,680,000 |
| Home Improvement | 125 | $12,965,000 | $103,000 | $705,000 | $299,000 | $6,770,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 5,032 | $785,700,000 | $156,000 | $3,205,000 | $122,000 | $6,240,000 |
| White | 4,532 | $1,108,020,000 | $244,000 | $3,005,000 | $180,000 | $6,770,000 |
| Not Provided | 803 | $194,555,000 | $242,000 | $2,885,000 | $205,000 | $7,860,000 |
| Asian | 358 | $92,260,000 | $257,000 | $3,005,000 | $175,000 | $1,680,000 |
| Black or African American | 338 | $65,950,000 | $195,000 | $2,505,000 | $181,000 | $4,794,000 |
| American Indian or Alaskan Native | 67 | $9,695,000 | $144,000 | $525,000 | $127,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $12,305,000 | $208,000 | $1,375,000 | $305,000 | $5,540,000 |
| Not applicable | 34 | $199,880,000 | $5,878,000 | $21,755,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,215 | $2,466,045,000 | $219,000 | $21,755,000 | $157,000 | $7,860,000 |
| FHA-insured (Federal Housing Administration) | 4 | $1,290,000 | $322,000 | $405,000 | $100,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,030,000 | $257,000 | $465,000 | $109,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,559 | $1,303,985,000 | $234,000 | $21,755,000 | $155,000 | $4,022,000 |
| Application Denied By Financial Institution | 2,336 | $359,260,000 | $153,000 | $8,855,000 | $117,000 | $4,794,000 |
| File Closed For Incompleteness | 1,777 | $366,395,000 | $206,000 | $3,205,000 | $193,000 | $7,860,000 |
| Application Withdrawn By Applicant | 951 | $284,595,000 | $299,000 | $15,605,000 | $189,000 | $7,160,000 |
| Preapproval Approved but not Accepted | 310 | $93,420,000 | $301,000 | $1,205,000 | $131,000 | $1,967,000 |
| Application Approved But Not Accepted | 152 | $28,170,000 | $185,000 | $1,645,000 | $128,000 | $1,485,000 |
| Preapproval Denied by Financial Institution | 134 | $31,910,000 | $238,000 | $1,105,000 | $74,000 | $295,000 |
| Loan Purchased By The Institution | 4 | $630,000 | $157,000 | $215,000 | $72,000 | $91,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,753 | $2,077,195,000 | $237,000 | $21,755,000 | $165,000 | $7,860,000 |
| Debt-To-Income Ratio | 919 | $198,295,000 | $215,000 | $8,855,000 | $63,000 | $401,000 |
| Credit History | 820 | $91,160,000 | $111,000 | $765,000 | $122,000 | $1,680,000 |
| Other | 463 | $56,715,000 | $122,000 | $1,905,000 | $181,000 | $4,794,000 |
| Collateral | 149 | $21,495,000 | $144,000 | $615,000 | $138,000 | $874,000 |
| Unverifiable Information | 86 | $17,960,000 | $208,000 | $1,875,000 | $219,000 | $2,160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,535,000 | $207,000 | $445,000 | $106,000 | $192,000 |
| Employment History | 15 | $1,825,000 | $121,000 | $305,000 | $231,000 | $1,200,000 |
| Mortgage Insurance Denied | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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