Security Service Mortgage Lending & HMDA Data, 2023
In 2023, Security Service of San Antonio, TX reported 11,223 mortgage applications totaling $2.5 billion, down 26% from 2022. The average application was for $219,938, and applicants reported an average income of $156,386. 50% of its applications resulted in an originated loan and 21% were denied. Its largest markets were San Antonio-New Braunfels, TX (4,217), Denver-Aurora-Lakewood, CO (974) and McAllen-Edinburg-Mission, TX (651) (applications in parentheses).
| Mortgage Company & Address | Security Service 15000 W Interstate 10 Bldg 4 San Antonio, TX 78249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,223 |
| Total Mortgage Loan Application Amount | $2,468,365,000 |
| Average Mortgage Loan Application Amount | $219,938 |
| Highest Mortgage Loan Application Amount | $21,755,000 |
| Average Applicant Income | $156,386 |
| Highest Applicant Income | $7,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio-New Braunfels, TX | 4,217 | $ 717,125,000 | $ 170,055 | $ 147,000 |
| Outside any metro area | 1,132 | $ 407,410,000 | $ 359,902 | $ 193,084 |
| Denver-Aurora-Lakewood, CO | 974 | $ 183,560,000 | $ 188,459 | $ 157,000 |
| McAllen-Edinburg-Mission, TX | 651 | $ 105,055,000 | $ 161,374 | $ 139,000 |
| Salt Lake City, UT | 613 | $ 205,325,000 | $ 334,951 | $ 157,000 |
| Provo-Orem, UT | 589 | $ 199,075,000 | $ 337,988 | $ 166,000 |
| Colorado Springs, CO | 508 | $ 71,700,000 | $ 141,141 | $ 147,000 |
| Brownsville-Harlingen, TX | 418 | $ 59,100,000 | $ 141,387 | $ 108,000 |
| Austin-Round Rock, TX | 232 | $ 81,420,000 | $ 350,948 | $ 211,000 |
| Pueblo, CO | 219 | $ 24,805,000 | $ 113,264 | $ 96,000 |
| Greeley, CO | 212 | $ 44,140,000 | $ 208,207 | $ 124,000 |
| El Paso, TX | 206 | $ 21,200,000 | $ 102,912 | $ 124,000 |
| Fort Collins, CO | 203 | $ 34,985,000 | $ 172,339 | $ 153,000 |
| Corpus Christi, TX | 197 | $ 34,495,000 | $ 175,101 | $ 152,000 |
| Ogden-Clearfield, UT | 170 | $ 58,970,000 | $ 346,882 | $ 237,000 |
| Houston-The Woodlands-Sugar Land, TX | 128 | $ 37,460,000 | $ 292,656 | $ 208,000 |
| St. George, UT | 120 | $ 29,010,000 | $ 241,750 | $ 188,000 |
| Dallas-Plano-Irving, TX | 115 | $ 42,285,000 | $ 367,695 | $ 211,000 |
| Boulder, CO | 71 | $ 16,315,000 | $ 229,788 | $ 176,000 |
| Fort Worth-Arlington, TX | 54 | $ 13,470,000 | $ 249,444 | $ 177,000 |
| Grand Junction, CO | 48 | $ 9,550,000 | $ 198,958 | $ 173,000 |
| Laredo, TX | 42 | $ 5,540,000 | $ 131,904 | $ 88,000 |
| College Station-Bryan, TX | 11 | $ 1,965,000 | $ 178,636 | $ 116,000 |
| Killeen-Temple, TX | 10 | $ 1,160,000 | $ 116,000 | $ 101,000 |
| Lubbock, TX | 10 | $ 3,050,000 | $ 305,000 | $ 177,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,165,000 | $ 129,444 | $ 89,000 |
| Midland, TX | 9 | $ 1,635,000 | $ 181,666 | $ 131,000 |
| Waco, TX | 9 | $ 2,275,000 | $ 252,777 | $ 95,000 |
| Phoenix-Mesa-Scottsdale, AZ | 7 | $ 31,655,000 | $ 4,522,142 | $ 0 |
| Logan, UT-ID | 5 | $ 1,025,000 | $ 205,000 | $ 145,000 |
| Longview, TX | 5 | $ 505,000 | $ 101,000 | $ 2,311,000 |
| San Angelo, TX | 5 | $ 955,000 | $ 191,000 | $ 73,000 |
| Sherman-Denison, TX | 3 | $ 1,545,000 | $ 515,000 | $ 234,000 |
| Victoria, TX | 3 | $ 485,000 | $ 161,666 | $ 154,000 |
| Amarillo, TX | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Boise City, ID | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Camden, NJ | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 235,000 | $ 235,000 | $ 179,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Jacksonville, FL | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Odessa, TX | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Oklahoma City, OK | 1 | $ 285,000 | $ 285,000 | $ 281,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| San Diego-Carlsbad, CA | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Spokane-Spokane Valley, WA | 1 | $ 795,000 | $ 795,000 | $ 177,000 |
| Tyler, TX | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Wichita Falls, TX | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Security Service in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,885 | $706,905,000 | $120,000 | $2,505,000 | $142,000 | $5,540,000 |
| Home Purchase | 2,780 | $1,168,550,000 | $420,000 | $21,755,000 | $197,000 | $7,860,000 |
| Cash-out Refinancing | 2,214 | $434,490,000 | $196,000 | $7,505,000 | $137,000 | $4,524,000 |
| Refinancing | 219 | $145,455,000 | $664,000 | $15,005,000 | $142,000 | $1,680,000 |
| Home Improvement | 125 | $12,965,000 | $103,000 | $705,000 | $299,000 | $6,770,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 5,032 | $785,700,000 | $156,000 | $3,205,000 | $122,000 | $6,240,000 |
| White | 4,532 | $1,108,020,000 | $244,000 | $3,005,000 | $180,000 | $6,770,000 |
| Not Provided | 803 | $194,555,000 | $242,000 | $2,885,000 | $205,000 | $7,860,000 |
| Asian | 358 | $92,260,000 | $257,000 | $3,005,000 | $175,000 | $1,680,000 |
| Black or African American | 338 | $65,950,000 | $195,000 | $2,505,000 | $181,000 | $4,794,000 |
| American Indian or Alaskan Native | 67 | $9,695,000 | $144,000 | $525,000 | $127,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $12,305,000 | $208,000 | $1,375,000 | $305,000 | $5,540,000 |
| Not applicable | 34 | $199,880,000 | $5,878,000 | $21,755,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,215 | $2,466,045,000 | $219,000 | $21,755,000 | $157,000 | $7,860,000 |
| FHA-insured (Federal Housing Administration) | 4 | $1,290,000 | $322,000 | $405,000 | $100,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,030,000 | $257,000 | $465,000 | $109,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,559 | $1,303,985,000 | $234,000 | $21,755,000 | $155,000 | $4,022,000 |
| Application Denied By Financial Institution | 2,336 | $359,260,000 | $153,000 | $8,855,000 | $117,000 | $4,794,000 |
| File Closed For Incompleteness | 1,777 | $366,395,000 | $206,000 | $3,205,000 | $193,000 | $7,860,000 |
| Application Withdrawn By Applicant | 951 | $284,595,000 | $299,000 | $15,605,000 | $189,000 | $7,160,000 |
| Preapproval Approved but not Accepted | 310 | $93,420,000 | $301,000 | $1,205,000 | $131,000 | $1,967,000 |
| Application Approved But Not Accepted | 152 | $28,170,000 | $185,000 | $1,645,000 | $128,000 | $1,485,000 |
| Preapproval Denied by Financial Institution | 134 | $31,910,000 | $238,000 | $1,105,000 | $74,000 | $295,000 |
| Loan Purchased By The Institution | 4 | $630,000 | $157,000 | $215,000 | $72,000 | $91,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,753 | $2,077,195,000 | $237,000 | $21,755,000 | $165,000 | $7,860,000 |
| Debt-To-Income Ratio | 919 | $198,295,000 | $215,000 | $8,855,000 | $63,000 | $401,000 |
| Credit History | 820 | $91,160,000 | $111,000 | $765,000 | $122,000 | $1,680,000 |
| Other | 463 | $56,715,000 | $122,000 | $1,905,000 | $181,000 | $4,794,000 |
| Collateral | 149 | $21,495,000 | $144,000 | $615,000 | $138,000 | $874,000 |
| Unverifiable Information | 86 | $17,960,000 | $208,000 | $1,875,000 | $219,000 | $2,160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,535,000 | $207,000 | $445,000 | $106,000 | $192,000 |
| Employment History | 15 | $1,825,000 | $121,000 | $305,000 | $231,000 | $1,200,000 |
| Mortgage Insurance Denied | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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