Dundee Bank Mortgage Lending & HMDA Data, 2019

In 2019, Dundee Bank of Omaha, NE reported 740 mortgage applications totaling $158.7 million, up 60% from 2018. The average application was for $214,405, and applicants reported an average income of $129,385. 80% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (690), Lincoln, NE (10) and Kansas City, MO-KS (3) (applications in parentheses).

Mortgage Company & Address Dundee Bank
5015 Underwood Ave
Omaha, NE 68132
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 740
Total Mortgage Loan Application Amount $158,660,000
Average Mortgage Loan Application Amount $214,405
Highest Mortgage Loan Application Amount $6,305,000
Average Applicant Income $129,385
Highest Applicant Income $1,825,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dundee Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dundee Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 568 $ 116,730,000 $ 205,510 $ 132,000
Sarpy, Nebraska 80 $ 16,620,000 $ 207,750 $ 96,000
Pottawattamie, Iowa 15 $ 2,135,000 $ 142,333 $ 102,000
Cass, Nebraska 12 $ 7,130,000 $ 594,166 $ 143,000
Lancaster, Nebraska 10 $ 2,530,000 $ 253,000 $ 127,000
Saunders, Nebraska 8 $ 1,350,000 $ 168,750 $ 74,000
Washington, Nebraska 4 $ 890,000 $ 222,500 $ 90,000
Smith, Kansas 3 $ 465,000 $ 155,000 $ 56,000
Custer, Nebraska 3 $ 615,000 $ 205,000 $ 108,000
Fremont, Iowa 2 $ 280,000 $ 140,000 $ 156,000
Hardin, Iowa 2 $ 430,000 $ 215,000 $ 251,000
Mills, Iowa 2 $ 570,000 $ 285,000 $ 175,000
Jackson, Missouri 2 $ 680,000 $ 340,000 $ 225,000
Gage, Nebraska 2 $ 210,000 $ 105,000 $ 53,000
Knox, Nebraska 2 $ 200,000 $ 100,000 $ 59,000
Otoe, Nebraska 2 $ 410,000 $ 205,000 $ 162,000
Williamson, Tennessee 2 $ 840,000 $ 420,000 $ 243,000
Dallas, Texas 2 $ 470,000 $ 235,000 $ 98,000
Maricopa, Arizona 1 $ 185,000 $ 185,000 $ 1,038,000
Garfield, Colorado 1 $ 375,000 $ 375,000 $ 116,000
Larimer, Colorado 1 $ 485,000 $ 485,000 $ 65,000
Weld, Colorado 1 $ 325,000 $ 325,000 $ 35,000
St. Johns, Florida 1 $ 415,000 $ 415,000 $ 190,000
Cook, Illinois 1 $ 45,000 $ 45,000 $ 274,000
DuPage, Illinois 1 $ 225,000 $ 225,000 $ 83,000
Harrison, Iowa 1 $ 225,000 $ 225,000 $ 125,000
Marshall, Iowa 1 $ 115,000 $ 115,000 $ 57,000
Montgomery, Iowa 1 $ 325,000 $ 325,000 $ 0
Page, Iowa 1 $ 65,000 $ 65,000 $ 52,000
Johnson, Kansas 1 $ 1,355,000 $ 1,355,000 $ 0
Muskegon, Michigan 1 $ 145,000 $ 145,000 $ 28,000
Boone, Nebraska 1 $ 435,000 $ 435,000 $ 150,000
Hall, Nebraska 1 $ 235,000 $ 235,000 $ 116,000
Nance, Nebraska 1 $ 155,000 $ 155,000 $ 231,000
Sherman, Nebraska 1 $ 155,000 $ 155,000 $ 147,000
Valley, Nebraska 1 $ 75,000 $ 75,000 $ 50,000
Travis, Texas 1 $ 765,000 $ 765,000 $ 400,000

Mortgage Loan Application Detail Totals for Dundee Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 357 $73,925,000 $207,000 $3,955,000 $114,000 $1,038,000
Refinancing 293 $68,155,000 $232,000 $6,305,000 $150,000 $1,825,000
Cash-out Refinancing 87 $16,105,000 $185,000 $485,000 $125,000 $1,144,000
Home Improvement 3 $475,000 $158,000 $265,000 $74,000 $82,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 488 $101,730,000 $208,000 $775,000 $127,000 $1,144,000
Not applicable 178 $42,240,000 $237,000 $6,305,000 $0 $0
Not Provided 40 $8,500,000 $212,000 $925,000 $117,000 $360,000
Hispanic 19 $3,095,000 $162,000 $345,000 $86,000 $429,000
Asian 6 $1,470,000 $245,000 $325,000 $84,000 $165,000
Black or African American 6 $900,000 $150,000 $225,000 $359,000 $1,825,000
Native Hawaiian or Other Pacific Islander 2 $660,000 $330,000 $485,000 $139,000 $215,000
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $27,000 $27,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 654 $142,280,000 $217,000 $6,305,000 $138,000 $1,825,000
FHA-insured (Federal Housing Administration) 74 $13,860,000 $187,000 $315,000 $69,000 $136,000
VA-guaranteed (Veterans Administration) 12 $2,520,000 $210,000 $485,000 $68,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 595 $128,945,000 $216,000 $6,305,000 $125,000 $1,825,000
Application Withdrawn By Applicant 90 $19,640,000 $218,000 $1,865,000 $134,000 $466,000
Application Denied By Financial Institution 26 $4,790,000 $184,000 $925,000 $72,000 $256,000
Application Approved But Not Accepted 24 $4,270,000 $177,000 $885,000 $192,000 $1,038,000
File Closed For Incompleteness 5 $1,015,000 $203,000 $455,000 $308,000 $1,144,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 714 $153,870,000 $215,000 $6,305,000 $130,000 $1,825,000
Credit History 11 $1,595,000 $145,000 $375,000 $79,000 $175,000
Debt-To-Income Ratio 9 $1,295,000 $143,000 $245,000 $44,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 2 $160,000 $80,000 $125,000 $25,000 $25,000
Other 1 $405,000 $405,000 $405,000 $101,000 $101,000
Unverifiable Information 1 $225,000 $225,000 $225,000 $82,000 $82,000
Employment History 1 $925,000 $925,000 $925,000 $256,000 $256,000
Collateral 1 $185,000 $185,000 $185,000 $59,000 $59,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dundee Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dundee Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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