Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Semper Home Loans, Inc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 903 |
| Total Mortgage Loan Application Amount | $182,184,000 |
| Average Mortgage Loan Application Amount | $205,000 |
| Highest Mortgage Loan Application Amount | $623,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $6,180,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 140 | $ 28,839,000 | $ 205,000 | $ 63,000 |
| Bristol County Massachusetts | 89 | $ 20,478,000 | $ 230,000 | $ 70,000 |
| Kent County Rhode Island | 51 | $ 9,466,000 | $ 185,000 | $ 71,000 |
| Monroe County Pennsylvania | 44 | $ 7,531,000 | $ 171,000 | $ 221,000 |
| Plymouth County Massachusetts | 23 | $ 6,822,000 | $ 296,000 | $ 77,000 |
| Hartford County Connecticut | 20 | $ 3,478,000 | $ 173,000 | $ 10,000 |
| New Haven County Connecticut | 15 | $ 2,576,000 | $ 171,000 | $ 5,000 |
| Norfolk County Massachusetts | 15 | $ 4,831,000 | $ 322,000 | $ 95,000 |
| Middlesex County Massachusetts | 11 | $ 2,685,000 | $ 244,000 | $ 71,000 |
| Hillsborough County New Hampshire | 9 | $ 1,774,000 | $ 197,000 | $ 13,000 |
| Washington County Rhode Island | 9 | $ 2,547,000 | $ 283,000 | $ 105,000 |
| Broward County Florida | 7 | $ 1,240,000 | $ 177,000 | $ 74,000 |
| Oklahoma County Oklahoma | 7 | $ 1,108,000 | $ 158,000 | $ 45,000 |
| Newport County Rhode Island | 7 | $ 1,647,000 | $ 235,000 | $ 76,000 |
| Bexar County Texas | 7 | $ 1,186,000 | $ 169,000 | $ 47,000 |
| Litchfield County Connecticut | 6 | $ 1,453,000 | $ 242,000 | $ 34,000 |
| Windham County Connecticut | 6 | $ 935,000 | $ 155,000 | $ 18,000 |
| Orange County Florida | 6 | $ 1,474,000 | $ 245,000 | $ 17,000 |
| Essex County Massachusetts | 6 | $ 1,921,000 | $ 320,000 | $ 69,000 |
| Rockingham County New Hampshire | 6 | $ 1,403,000 | $ 233,000 | $ 64,000 |
| Erie County New York | 6 | $ 969,000 | $ 161,000 | $ 59,000 |
| Suffolk County New York | 6 | $ 2,024,000 | $ 337,000 | $ 97,000 |
| Bristol County Rhode Island | 6 | $ 1,366,000 | $ 227,000 | $ 67,000 |
| Harris County Texas | 6 | $ 995,000 | $ 165,000 | $ 39,000 |
| Fairfield County Connecticut | 5 | $ 1,137,000 | $ 227,000 | $ 59,000 |
| Worcester County Massachusetts | 5 | $ 1,056,000 | $ 211,000 | $ 15,000 |
| Gloucester County New Jersey | 5 | $ 953,000 | $ 190,000 | $ 35,000 |
| Northampton County Pennsylvania | 5 | $ 770,000 | $ 154,000 | $ 38,000 |
| King County Washington | 5 | $ 1,301,000 | $ 260,000 | $ 76,000 |
| Bossier County Louisiana | 4 | $ 562,000 | $ 140,000 | $ 78,000 |
| Hampden County Massachusetts | 4 | $ 770,000 | $ 192,000 | $ 92,000 |
| Ocean County New Jersey | 4 | $ 899,000 | $ 224,000 | $ 54,000 |
| Monroe County New York | 4 | $ 659,000 | $ 164,000 | $ 38,000 |
| Minnehaha County South Dakota | 4 | $ 591,000 | $ 147,000 | $ 20,000 |
| Davidson County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 76,000 |
| Pierce County Washington | 4 | $ 991,000 | $ 247,000 | $ 50,000 |
| Natrona County Wyoming | 4 | $ 695,000 | $ 173,000 | $ 30,000 |
| Kern County California | 3 | $ 432,000 | $ 144,000 | $ 11,000 |
| Hillsborough County Florida | 3 | $ 436,000 | $ 145,000 | $ 25,000 |
| Tippecanoe County Indiana | 3 | $ 429,000 | $ 143,000 | $ 0 |
| Calcasieu County Louisiana | 3 | $ 438,000 | $ 146,000 | $ 68,000 |
| Harford County Maryland | 3 | $ 757,000 | $ 252,000 | $ 91,000 |
| Strafford County New Hampshire | 3 | $ 646,000 | $ 215,000 | $ 60,000 |
| Bergen County New Jersey | 3 | $ 888,000 | $ 296,000 | $ 111,000 |
| Orange County New York | 3 | $ 749,000 | $ 249,000 | $ 50,000 |
| Bucks County Pennsylvania | 3 | $ 637,000 | $ 212,000 | $ 51,000 |
| Philadelphia County Pennsylvania | 3 | $ 494,000 | $ 164,000 | $ 28,000 |
| Denton County Texas | 3 | $ 449,000 | $ 149,000 | $ 37,000 |
| Galveston County Texas | 3 | $ 475,000 | $ 158,000 | $ 83,000 |
| Travis County Texas | 3 | $ 547,000 | $ 182,000 | $ 49,000 |
| Yakima County Washington | 3 | $ 602,000 | $ 200,000 | $ 19,000 |
| Middlesex County Connecticut | 2 | $ 335,000 | $ 167,000 | $ 103,000 |
| New London County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 517,000 | $ 258,000 | $ 32,000 |
| Leon County Florida | 2 | $ 343,000 | $ 171,000 | $ 41,000 |
| Miami-Dade County Florida | 2 | $ 377,000 | $ 188,000 | $ 9,000 |
| Pasco County Florida | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Sarasota County Florida | 2 | $ 393,000 | $ 196,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 277,000 | $ 138,000 | $ 70,000 |
| Cobb County Georgia | 2 | $ 432,000 | $ 216,000 | $ 76,000 |
| Fulton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Gwinnett County Georgia | 2 | $ 362,000 | $ 181,000 | $ 38,000 |
| Lake County Indiana | 2 | $ 335,000 | $ 167,000 | $ 19,000 |
| Porter County Indiana | 2 | $ 286,000 | $ 143,000 | $ 36,000 |
| Ascension County Louisiana | 2 | $ 397,000 | $ 198,000 | $ 51,000 |
| Orleans County Louisiana | 2 | $ 348,000 | $ 174,000 | $ 48,000 |
| St. Tammany County Louisiana | 2 | $ 333,000 | $ 166,000 | $ 31,000 |
| Baltimore City County Maryland | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 33,000 |
| Cascade County Montana | 2 | $ 363,000 | $ 181,000 | $ 60,000 |
| Ravalli County Montana | 2 | $ 341,000 | $ 170,000 | $ 66,000 |
| Silver Bow County Montana | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Cheshire County New Hampshire | 2 | $ 321,000 | $ 160,000 | $ 18,000 |
| Grafton County New Hampshire | 2 | $ 373,000 | $ 186,000 | $ 67,000 |
| Merrimack County New Hampshire | 2 | $ 466,000 | $ 233,000 | $ 127,000 |
| Burlington County New Jersey | 2 | $ 312,000 | $ 156,000 | $ 65,000 |
| Camden County New Jersey | 2 | $ 265,000 | $ 132,000 | $ 42,000 |
| Essex County New Jersey | 2 | $ 372,000 | $ 186,000 | $ 35,000 |
| Hudson County New Jersey | 2 | $ 508,000 | $ 254,000 | $ 74,000 |
| Mercer County New Jersey | 2 | $ 401,000 | $ 200,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Dutchess County New York | 2 | $ 487,000 | $ 243,000 | $ 0 |
| Kings County New York | 2 | $ 1,060,000 | $ 530,000 | $ 160,000 |
| Nassau County New York | 2 | $ 714,000 | $ 357,000 | $ 71,000 |
| Niagara County New York | 2 | $ 270,000 | $ 135,000 | $ 18,000 |
| Queens County New York | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Rensselaer County New York | 2 | $ 291,000 | $ 145,000 | $ 0 |
| Saratoga County New York | 2 | $ 451,000 | $ 225,000 | $ 52,000 |
| Schenectady County New York | 2 | $ 305,000 | $ 152,000 | $ 26,000 |
| Steuben County New York | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Union County North Carolina | 2 | $ 493,000 | $ 246,000 | $ 83,000 |
| Wake County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Canadian County Oklahoma | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 312,000 | $ 156,000 | $ 31,000 |
| Allegheny County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Berks County Pennsylvania | 2 | $ 311,000 | $ 155,000 | $ 87,000 |
| Lackawanna County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 82,000 |
| Greenwood County South Carolina | 2 | $ 371,000 | $ 185,000 | $ 26,000 |
| Pennington County South Dakota | 2 | $ 315,000 | $ 157,000 | $ 37,000 |
| Rutherford County Tennessee | 2 | $ 305,000 | $ 152,000 | $ 32,000 |
| Bell County Texas | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Ellis County Texas | 2 | $ 369,000 | $ 184,000 | $ 28,000 |
| Chesterfield County Virginia | 2 | $ 368,000 | $ 184,000 | $ 46,000 |
| Roanoke County Virginia | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 327,000 | $ 163,000 | $ 79,000 |
| Clark County Washington | 2 | $ 571,000 | $ 285,000 | $ 111,000 |
| Kitsap County Washington | 2 | $ 347,000 | $ 173,000 | $ 67,000 |
| Snohomish County Washington | 2 | $ 339,000 | $ 169,000 | $ 39,000 |
| Spokane County Washington | 2 | $ 336,000 | $ 168,000 | $ 48,000 |
| Autauga County Alabama | 1 | $ 247,000 | $ 247,000 | $ 170,000 |
| Baldwin County Alabama | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Blount County Alabama | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Dale County Alabama | 1 | $ 266,000 | $ 266,000 | $ 111,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Jefferson County Alabama | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Lee County Alabama | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Marengo County Alabama | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Mobile County Alabama | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Montgomery County Alabama | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Morgan County Alabama | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Del Norte County California | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Los Angeles County California | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| San Diego County California | 1 | $ 209,000 | $ 209,000 | $ 44,000 |
| San Joaquin County California | 1 | $ 264,000 | $ 264,000 | $ 55,000 |
| Sonoma County California | 1 | $ 376,000 | $ 376,000 | $ 109,000 |
| Tolland County Connecticut | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Calhoun County Florida | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Clay County Florida | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Duval County Florida | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Madison County Florida | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Martin County Florida | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| Okaloosa County Florida | 1 | $ 151,000 | $ 151,000 | $ 169,000 |
| Pinellas County Florida | 1 | $ 154,000 | $ 154,000 | $ 125,000 |
| Coweta County Georgia | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| DeKalb County Georgia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Fayette County Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Hall County Georgia | 1 | $ 229,000 | $ 229,000 | $ 120,000 |
| Jackson County Georgia | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Lee County Georgia | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| Long County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pickens County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 193,000 | $ 193,000 | $ 59,000 |
| Hamilton County Indiana | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 286,000 | $ 286,000 | $ 134,000 |
| Howard County Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Morgan County Indiana | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 113,000 |
| Assumption County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 37,000 |
| East Baton Rouge County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Tangipahoa County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 190,000 | $ 190,000 | $ 71,000 |
| Calvert County Maryland | 1 | $ 209,000 | $ 209,000 | $ 50,000 |
| Carroll County Maryland | 1 | $ 267,000 | $ 267,000 | $ 72,000 |
| Cecil County Maryland | 1 | $ 320,000 | $ 320,000 | $ 100,000 |
| Charles County Maryland | 1 | $ 172,000 | $ 172,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Franklin County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 487,000 | $ 487,000 | $ 101,000 |
| Richland County Montana | 1 | $ 163,000 | $ 163,000 | $ 110,000 |
| Yellowstone County Montana | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 131,000 |
| Cumberland County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Middlesex County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 36,000 |
| Passaic County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Union County New Jersey | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Albany County New York | 1 | $ 199,000 | $ 199,000 | $ 103,000 |
| Bronx County New York | 1 | $ 344,000 | $ 344,000 | $ 64,000 |
| Chenango County New York | 1 | $ 149,000 | $ 149,000 | $ 114,000 |
| Columbia County New York | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Essex County New York | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Franklin County New York | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Fulton County New York | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Herkimer County New York | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Onondaga County New York | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Putnam County New York | 1 | $ 272,000 | $ 272,000 | $ 102,000 |
| Richmond County New York | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Ulster County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County New York | 1 | $ 161,000 | $ 161,000 | $ 116,000 |
| Westchester County New York | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Buncombe County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Durham County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 94,000 |
| Guilford County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Henderson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Mecklenburg County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Nash County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Stark County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Ward County North Dakota | 1 | $ 187,000 | $ 187,000 | $ 110,000 |
| Beckham County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Washington County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Columbia County Oregon | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Lane County Oregon | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Linn County Oregon | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marion County Oregon | 1 | $ 153,000 | $ 153,000 | $ 31,000 |
| Multnomah County Oregon | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Umatilla County Oregon | 1 | $ 186,000 | $ 186,000 | $ 95,000 |
| Union County Oregon | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| Beaver County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Carbon County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Dauphin County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 119,000 |
| Montgomery County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 78,000 |
| Wyoming County Pennsylvania | 1 | $ 262,000 | $ 262,000 | $ 124,000 |
| Beaufort County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 130,000 |
| Cherokee County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Dorchester County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Lancaster County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Lexington County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 37,000 |
| Richland County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 85,000 |
| Spartanburg County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Williamsburg County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Butte County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Faulk County South Dakota | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Bradley County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Madison County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Marion County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 75,000 |
| Sullivan County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Unicoi County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Washington County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
| Williamson County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 93,000 |
| Wilson County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
| Angelina County Texas | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Brazoria County Texas | 1 | $ 161,000 | $ 161,000 | $ 157,000 |
| Comal County Texas | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Dallas County Texas | 1 | $ 133,000 | $ 133,000 | $ 114,000 |
| Ector County Texas | 1 | $ 144,000 | $ 144,000 | $ 130,000 |
| Hardin County Texas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Hays County Texas | 1 | $ 162,000 | $ 162,000 | $ 123,000 |
| Jasper County Texas | 1 | $ 177,000 | $ 177,000 | $ 63,000 |
| Johnson County Texas | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Kleberg County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tarrant County Texas | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Victoria County Texas | 1 | $ 202,000 | $ 202,000 | $ 75,000 |
| Webb County Texas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Henrico County Virginia | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Henry County Virginia | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Hopewell County Virginia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Louisa County Virginia | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Portsmouth County Virginia | 1 | $ 176,000 | $ 176,000 | $ 82,000 |
| Sussex County Virginia | 1 | $ 290,000 | $ 290,000 | $ 91,000 |
| Washington County Virginia | 1 | $ 182,000 | $ 182,000 | $ 122,000 |
| Winchester County Virginia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| York County Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Benton County Washington | 1 | $ 162,000 | $ 162,000 | $ 133,000 |
| Chelan County Washington | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| Cowlitz County Washington | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Douglas County Washington | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Kittitas County Washington | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
| Lewis County Washington | 1 | $ 214,000 | $ 214,000 | $ 118,000 |
| Stevens County Washington | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Thurston County Washington | 1 | $ 137,000 | $ 137,000 | $ 54,000 |
| Albany County Wyoming | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Lincoln County Wyoming | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| Uinta County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 0 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 580 | $111,679,000 | $192,000 | $605,000 | $46,000 | $450,000 |
| Home Purchase | 323 | $70,505,000 | $218,000 | $623,000 | $91,000 | $6,180,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 685 | $138,349,000 | $201,000 | $605,000 | $57,000 | $312,000 |
| Black or African American | 106 | $20,699,000 | $195,000 | $502,000 | $48,000 | $450,000 |
| Hispanic | 83 | $16,709,000 | $201,000 | $623,000 | $55,000 | $384,000 |
| Not Provided | 14 | $2,944,000 | $210,000 | $344,000 | $67,000 | $160,000 |
| Asian | 14 | $3,353,000 | $239,000 | $400,000 | $503,000 | $6,180,000 |
| American Indian or Alaskan Native | 1 | $130,000 | $130,000 | $130,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 529 | $103,700,000 | $196,000 | $543,000 | $34,000 | $312,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 344 | $70,817,000 | $205,000 | $623,000 | $106,000 | $6,180,000 |
| VA-guaranteed (Veterans Administration) | 22 | $6,038,000 | $274,000 | $586,000 | $73,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,629,000 | $203,000 | $298,000 | $64,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 789 | $156,931,000 | $198,000 | $623,000 | $61,000 | $6,180,000 |
| Application Withdrawn By Applicant | 88 | $19,493,000 | $221,000 | $586,000 | $74,000 | $223,000 |
| Application Denied By Financial Institution | 24 | $5,288,000 | $220,000 | $605,000 | $60,000 | $183,000 |
| File Closed For Incompleteness | 2 | $472,000 | $236,000 | $272,000 | $76,000 | $102,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $1,168,000 | $194,000 | $344,000 | $44,000 | $65,000 |
| Debt-To-Income Ratio | 5 | $1,655,000 | $331,000 | $605,000 | $76,000 | $183,000 |
| Employment History | 2 | $350,000 | $175,000 | $177,000 | $63,000 | $90,000 |
| Credit History | 2 | $295,000 | $147,000 | $158,000 | $60,000 | $63,000 |
| Other | 1 | $93,000 | $93,000 | $93,000 | $55,000 | $55,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.