Semper Home Loans, Inc.
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Semper Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Semper Home Loans, Inc.
225 Dupont Drive
Providence, RI 02907
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 641
Total Mortgage Loan Application Amount $137,979,000
Average Mortgage Loan Application Amount $214,500
Highest Mortgage Loan Application Amount $663,000
Average Applicant Income $65,000
Highest Applicant Income $500,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Semper Home Loans, Inc. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 147 $ 31,054,000 $ 211,000 $ 66,000
Bristol County Massachusetts 67 $ 16,499,000 $ 246,000 $ 79,000
Kent County Rhode Island 48 $ 10,247,000 $ 213,000 $ 75,000
Monroe County Pennsylvania 33 $ 6,126,000 $ 185,000 $ 58,000
Washington County Rhode Island 19 $ 4,879,000 $ 256,000 $ 84,000
Norfolk County Massachusetts 11 $ 3,495,000 $ 317,000 $ 190,000
Plymouth County Massachusetts 9 $ 2,329,000 $ 258,000 $ 63,000
Harris County Texas 9 $ 1,321,000 $ 146,000 $ 51,000
Bristol County Rhode Island 8 $ 2,398,000 $ 299,000 $ 108,000
Suffolk County New York 7 $ 1,677,000 $ 239,000 $ 44,000
Newport County Rhode Island 7 $ 2,012,000 $ 287,000 $ 83,000
Suffolk County Massachusetts 6 $ 2,901,000 $ 483,000 $ 67,000
Windham County Connecticut 5 $ 981,000 $ 196,000 $ 76,000
Fairfield County Connecticut 4 $ 1,405,000 $ 351,000 $ 70,000
New London County Connecticut 4 $ 845,000 $ 211,000 $ 55,000
Hillsborough County Florida 4 $ 680,000 $ 170,000 $ 51,000
Worcester County Massachusetts 4 $ 1,038,000 $ 259,000 $ 99,000
Rockingham County New Hampshire 4 $ 833,000 $ 208,000 $ 52,000
Erie County New York 4 $ 652,000 $ 163,000 $ 56,000
King County Washington 4 $ 1,079,000 $ 269,000 $ 65,000
Los Angeles County California 3 $ 980,000 $ 326,000 $ 96,000
New Haven County Connecticut 3 $ 504,000 $ 168,000 $ 31,000
Manatee County Florida 3 $ 646,000 $ 215,000 $ 94,000
Miami-Dade County Florida 3 $ 613,000 $ 204,000 $ 32,000
Hamilton County Indiana 3 $ 440,000 $ 146,000 $ 23,000
Essex County Massachusetts 3 $ 855,000 $ 285,000 $ 74,000
Middlesex County New Jersey 3 $ 622,000 $ 207,000 $ 79,000
Mecklenburg County North Carolina 3 $ 575,000 $ 191,000 $ 97,000
Montgomery County Pennsylvania 3 $ 639,000 $ 213,000 $ 85,000
Pike County Pennsylvania 3 $ 564,000 $ 188,000 $ 41,000
Travis County Texas 3 $ 499,000 $ 166,000 $ 0
Williamson County Texas 3 $ 534,000 $ 178,000 $ 15,000
Pierce County Washington 3 $ 612,000 $ 204,000 $ 28,000
San Bernardino County California 2 $ 228,000 $ 114,000 $ 15,000
Adams County Colorado 2 $ 394,000 $ 197,000 $ 34,000
El Paso County Colorado 2 $ 333,000 $ 166,000 $ 21,000
Pueblo County Colorado 2 $ 312,000 $ 156,000 $ 53,000
Hartford County Connecticut 2 $ 325,000 $ 162,000 $ 27,000
Middlesex County Connecticut 2 $ 415,000 $ 207,000 $ 64,000
Brevard County Florida 2 $ 366,000 $ 183,000 $ 50,000
Orange County Florida 2 $ 473,000 $ 236,000 $ 50,000
Osceola County Florida 2 $ 374,000 $ 187,000 $ 90,000
Palm Beach County Florida 2 $ 596,000 $ 298,000 $ 183,000
Pasco County Florida 2 $ 529,000 $ 264,000 $ 106,000
Seminole County Florida 2 $ 519,000 $ 259,000 $ 46,000
Catoosa County Georgia 2 $ 354,000 $ 177,000 $ 64,000
Columbia County Georgia 2 $ 334,000 $ 167,000 $ 0
Caddo County Louisiana 2 $ 378,000 $ 189,000 $ 127,000
Baltimore County Maryland 2 $ 383,000 $ 191,000 $ 50,000
Barnstable County Massachusetts 2 $ 622,000 $ 311,000 $ 132,000
Hampden County Massachusetts 2 $ 258,000 $ 129,000 $ 25,000
Bergen County New Jersey 2 $ 631,000 $ 315,000 $ 143,000
Niagara County New York 2 $ 374,000 $ 187,000 $ 57,000
Onondaga County New York 2 $ 298,000 $ 149,000 $ 79,000
Rockland County New York 2 $ 656,000 $ 328,000 $ 48,000
Saratoga County New York 2 $ 366,000 $ 183,000 $ 93,000
Burke County North Carolina 2 $ 314,000 $ 157,000 $ 46,000
Johnston County North Carolina 2 $ 341,000 $ 170,000 $ 46,000
Onslow County North Carolina 2 $ 316,000 $ 158,000 $ 34,000
Tulsa County Oklahoma 2 $ 267,000 $ 133,000 $ 18,000
Jackson County Oregon 2 $ 524,000 $ 262,000 $ 45,000
Lehigh County Pennsylvania 2 $ 311,000 $ 155,000 $ 56,000
Luzerne County Pennsylvania 2 $ 365,000 $ 182,000 $ 44,000
Wayne County Pennsylvania 2 $ 249,000 $ 124,000 $ 86,000
York County South Carolina 2 $ 410,000 $ 205,000 $ 21,000
Dallas County Texas 2 $ 195,000 $ 97,000 $ 52,000
Montgomery County Texas 2 $ 359,000 $ 179,000 $ 0
Chesterfield County Virginia 2 $ 387,000 $ 193,000 $ 62,000
Benton County Washington 2 $ 358,000 $ 179,000 $ 52,000
Clark County Washington 2 $ 288,000 $ 144,000 $ 62,000
Whatcom County Washington 2 $ 424,000 $ 212,000 $ 61,000
Covington County Alabama 1 $ 144,000 $ 144,000 $ 53,000
Alameda County California 1 $ 358,000 $ 358,000 $ 97,000
Butte County California 1 $ 179,000 $ 179,000 $ 51,000
Lake County California 1 $ 186,000 $ 186,000 $ 58,000
Merced County California 1 $ 203,000 $ 203,000 $ 54,000
Sacramento County California 1 $ 160,000 $ 160,000 $ 0
San Diego County California 1 $ 458,000 $ 458,000 $ 92,000
Solano County California 1 $ 266,000 $ 266,000 $ 68,000
Denver County Colorado 1 $ 423,000 $ 423,000 $ 110,000
Jefferson County Colorado 1 $ 244,000 $ 244,000 $ 41,000
Litchfield County Connecticut 1 $ 143,000 $ 143,000 $ 0
Tolland County Connecticut 1 $ 182,000 $ 182,000 $ 0
New Castle County Delaware 1 $ 258,000 $ 258,000 $ 61,000
Sussex County Delaware 1 $ 251,000 $ 251,000 $ 86,000
Broward County Florida 1 $ 268,000 $ 268,000 $ 0
Duval County Florida 1 $ 111,000 $ 111,000 $ 21,000
Lake County Florida 1 $ 144,000 $ 144,000 $ 37,000
Sumter County Florida 1 $ 312,000 $ 312,000 $ 46,000
Bibb County Georgia 1 $ 156,000 $ 156,000 $ 46,000
Cherokee County Georgia 1 $ 165,000 $ 165,000 $ 103,000
Cobb County Georgia 1 $ 88,000 $ 88,000 $ 28,000
Douglas County Georgia 1 $ 230,000 $ 230,000 $ 93,000
Forsyth County Georgia 1 $ 198,000 $ 198,000 $ 0
Glynn County Georgia 1 $ 198,000 $ 198,000 $ 62,000
Gwinnett County Georgia 1 $ 159,000 $ 159,000 $ 0
Muscogee County Georgia 1 $ 250,000 $ 250,000 $ 89,000
Newton County Georgia 1 $ 149,000 $ 149,000 $ 75,000
Paulding County Georgia 1 $ 151,000 $ 151,000 $ 0
Walton County Georgia 1 $ 226,000 $ 226,000 $ 65,000
Clark County Indiana 1 $ 149,000 $ 149,000 $ 56,000
Jennings County Indiana 1 $ 134,000 $ 134,000 $ 67,000
LaPorte County Indiana 1 $ 201,000 $ 201,000 $ 91,000
Madison County Indiana 1 $ 140,000 $ 140,000 $ 57,000
Montgomery County Indiana 1 $ 170,000 $ 170,000 $ 95,000
Porter County Indiana 1 $ 233,000 $ 233,000 $ 0
Ascension County Louisiana 1 $ 224,000 $ 224,000 $ 70,000
Jefferson County Louisiana 1 $ 158,000 $ 158,000 $ 81,000
Livingston County Louisiana 1 $ 169,000 $ 169,000 $ 0
St. Bernard County Louisiana 1 $ 176,000 $ 176,000 $ 151,000
St. John the Baptist County Louisiana 1 $ 169,000 $ 169,000 $ 0
Terrebonne County Louisiana 1 $ 152,000 $ 152,000 $ 0
Prince George's County Maryland 1 $ 240,000 $ 240,000 $ 57,000
Franklin County Massachusetts 1 $ 170,000 $ 170,000 $ 0
Missoula County Montana 1 $ 165,000 $ 165,000 $ 0
Teton County Montana 1 $ 175,000 $ 175,000 $ 0
Douglas County Nebraska 1 $ 264,000 $ 264,000 $ 81,000
Sarpy County Nebraska 1 $ 199,000 $ 199,000 $ 65,000
Hillsborough County New Hampshire 1 $ 187,000 $ 187,000 $ 40,000
Burlington County New Jersey 1 $ 155,000 $ 155,000 $ 67,000
Cumberland County New Jersey 1 $ 145,000 $ 145,000 $ 86,000
Gloucester County New Jersey 1 $ 68,000 $ 68,000 $ 67,000
Hunterdon County New Jersey 1 $ 316,000 $ 316,000 $ 240,000
Union County New Jersey 1 $ 139,000 $ 139,000 $ 43,000
Albany County New York 1 $ 145,000 $ 145,000 $ 37,000
Chemung County New York 1 $ 217,000 $ 217,000 $ 61,000
Chenango County New York 1 $ 102,000 $ 102,000 $ 56,000
Fulton County New York 1 $ 136,000 $ 136,000 $ 68,000
Monroe County New York 1 $ 153,000 $ 153,000 $ 0
Nassau County New York 1 $ 238,000 $ 238,000 $ 199,000
Orange County New York 1 $ 143,000 $ 143,000 $ 0
Otsego County New York 1 $ 160,000 $ 160,000 $ 0
Queens County New York 1 $ 384,000 $ 384,000 $ 66,000
Richmond County New York 1 $ 288,000 $ 288,000 $ 66,000
Schenectady County New York 1 $ 180,000 $ 180,000 $ 40,000
Tioga County New York 1 $ 143,000 $ 143,000 $ 0
Ulster County New York 1 $ 140,000 $ 140,000 $ 0
Wayne County New York 1 $ 152,000 $ 152,000 $ 42,000
Westchester County New York 1 $ 559,000 $ 559,000 $ 0
Carteret County North Carolina 1 $ 132,000 $ 132,000 $ 47,000
Madison County North Carolina 1 $ 241,000 $ 241,000 $ 80,000
New Hanover County North Carolina 1 $ 137,000 $ 137,000 $ 0
Orange County North Carolina 1 $ 164,000 $ 164,000 $ 0
Wake County North Carolina 1 $ 139,000 $ 139,000 $ 0
Williams County North Dakota 1 $ 242,000 $ 242,000 $ 151,000
Cherokee County Oklahoma 1 $ 145,000 $ 145,000 $ 52,000
Craig County Oklahoma 1 $ 151,000 $ 151,000 $ 68,000
Jackson County Oklahoma 1 $ 108,000 $ 108,000 $ 164,000
Lincoln County Oklahoma 1 $ 190,000 $ 190,000 $ 79,000
Mayes County Oklahoma 1 $ 210,000 $ 210,000 $ 93,000
Rogers County Oklahoma 1 $ 131,000 $ 131,000 $ 65,000
Douglas County Oregon 1 $ 253,000 $ 253,000 $ 50,000
Josephine County Oregon 1 $ 188,000 $ 188,000 $ 0
Marion County Oregon 1 $ 182,000 $ 182,000 $ 0
Multnomah County Oregon 1 $ 270,000 $ 270,000 $ 0
Umatilla County Oregon 1 $ 134,000 $ 134,000 $ 89,000
Allegheny County Pennsylvania 1 $ 134,000 $ 134,000 $ 44,000
Bucks County Pennsylvania 1 $ 84,000 $ 84,000 $ 39,000
Chester County Pennsylvania 1 $ 77,000 $ 77,000 $ 45,000
Erie County Pennsylvania 1 $ 152,000 $ 152,000 $ 88,000
Franklin County Pennsylvania 1 $ 157,000 $ 157,000 $ 82,000
Northampton County Pennsylvania 1 $ 379,000 $ 379,000 $ 75,000
Philadelphia County Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Horry County South Carolina 1 $ 141,000 $ 141,000 $ 0
Oconee County South Carolina 1 $ 342,000 $ 342,000 $ 83,000
Richland County South Carolina 1 $ 104,000 $ 104,000 $ 0
Sumter County South Carolina 1 $ 74,000 $ 74,000 $ 31,000
Davidson County Tennessee 1 $ 235,000 $ 235,000 $ 63,000
Knox County Tennessee 1 $ 134,000 $ 134,000 $ 27,000
Robertson County Tennessee 1 $ 206,000 $ 206,000 $ 61,000
Scott County Tennessee 1 $ 91,000 $ 91,000 $ 71,000
Shelby County Tennessee 1 $ 138,000 $ 138,000 $ 0
Andrews County Texas 1 $ 132,000 $ 132,000 $ 0
Brewster County Texas 1 $ 144,000 $ 144,000 $ 0
Collin County Texas 1 $ 156,000 $ 156,000 $ 41,000
Denton County Texas 1 $ 135,000 $ 135,000 $ 0
El Paso County Texas 1 $ 128,000 $ 128,000 $ 0
Fort Bend County Texas 1 $ 144,000 $ 144,000 $ 0
Guadalupe County Texas 1 $ 180,000 $ 180,000 $ 0
Hays County Texas 1 $ 161,000 $ 161,000 $ 0
Kaufman County Texas 1 $ 90,000 $ 90,000 $ 56,000
Nueces County Texas 1 $ 159,000 $ 159,000 $ 0
Reeves County Texas 1 $ 163,000 $ 163,000 $ 0
Caroline County Virginia 1 $ 142,000 $ 142,000 $ 56,000
Hanover County Virginia 1 $ 180,000 $ 180,000 $ 46,000
Harrisonburg County Virginia 1 $ 172,000 $ 172,000 $ 0
Henrico County Virginia 1 $ 134,000 $ 134,000 $ 25,000
Virginia Beach County Virginia 1 $ 284,000 $ 284,000 $ 94,000
Grays Harbor County Washington 1 $ 264,000 $ 264,000 $ 49,000
Kitsap County Washington 1 $ 200,000 $ 200,000 $ 39,000
Lewis County Washington 1 $ 189,000 $ 189,000 $ 87,000
Snohomish County Washington 1 $ 129,000 $ 129,000 $ 41,000
Thurston County Washington 1 $ 205,000 $ 205,000 $ 64,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Semper Home Loans, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 324 $73,963,000 $228,000 $663,000 $73,000 $316,000
Refinancing 317 $64,016,000 $201,000 $616,000 $57,000 $500,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 461 $99,056,000 $214,000 $572,000 $69,000 $500,000
Hispanic 77 $15,697,000 $203,000 $663,000 $45,000 $150,000
Black or African American 76 $17,410,000 $229,000 $616,000 $63,000 $246,000
Not Provided 14 $2,651,000 $189,000 $384,000 $45,000 $93,000
Asian 11 $2,583,000 $234,000 $415,000 $67,000 $224,000
Native Hawaiian or Other Pacific Islander 2 $582,000 $291,000 $352,000 $92,000 $93,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 378 $80,194,000 $212,000 $663,000 $52,000 $282,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 177 $38,228,000 $215,000 $572,000 $92,000 $500,000
VA-guaranteed (Veterans Administration) 77 $17,602,000 $228,000 $616,000 $67,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,955,000 $217,000 $343,000 $64,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 540 $116,185,000 $215,000 $616,000 $66,000 $500,000
Application Withdrawn By Applicant 57 $12,909,000 $226,000 $663,000 $65,000 $500,000
Application Denied By Financial Institution 43 $8,609,000 $200,000 $379,000 $52,000 $134,000
File Closed For Incompleteness 1 $276,000 $276,000 $276,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 14 $3,161,000 $225,000 $379,000 $52,000 $105,000
Credit History 7 $1,311,000 $187,000 $300,000 $50,000 $129,000
Collateral 6 $1,012,000 $168,000 $216,000 $57,000 $91,000
Other 5 $985,000 $197,000 $370,000 $85,000 $134,000
Employment History 2 $420,000 $210,000 $281,000 $47,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List