Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Semper Home Loans, Inc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 641 |
| Total Mortgage Loan Application Amount | $137,979,000 |
| Average Mortgage Loan Application Amount | $214,500 |
| Highest Mortgage Loan Application Amount | $663,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 147 | $ 31,054,000 | $ 211,000 | $ 66,000 |
| Bristol County Massachusetts | 67 | $ 16,499,000 | $ 246,000 | $ 79,000 |
| Kent County Rhode Island | 48 | $ 10,247,000 | $ 213,000 | $ 75,000 |
| Monroe County Pennsylvania | 33 | $ 6,126,000 | $ 185,000 | $ 58,000 |
| Washington County Rhode Island | 19 | $ 4,879,000 | $ 256,000 | $ 84,000 |
| Norfolk County Massachusetts | 11 | $ 3,495,000 | $ 317,000 | $ 190,000 |
| Plymouth County Massachusetts | 9 | $ 2,329,000 | $ 258,000 | $ 63,000 |
| Harris County Texas | 9 | $ 1,321,000 | $ 146,000 | $ 51,000 |
| Bristol County Rhode Island | 8 | $ 2,398,000 | $ 299,000 | $ 108,000 |
| Suffolk County New York | 7 | $ 1,677,000 | $ 239,000 | $ 44,000 |
| Newport County Rhode Island | 7 | $ 2,012,000 | $ 287,000 | $ 83,000 |
| Suffolk County Massachusetts | 6 | $ 2,901,000 | $ 483,000 | $ 67,000 |
| Windham County Connecticut | 5 | $ 981,000 | $ 196,000 | $ 76,000 |
| Fairfield County Connecticut | 4 | $ 1,405,000 | $ 351,000 | $ 70,000 |
| New London County Connecticut | 4 | $ 845,000 | $ 211,000 | $ 55,000 |
| Hillsborough County Florida | 4 | $ 680,000 | $ 170,000 | $ 51,000 |
| Worcester County Massachusetts | 4 | $ 1,038,000 | $ 259,000 | $ 99,000 |
| Rockingham County New Hampshire | 4 | $ 833,000 | $ 208,000 | $ 52,000 |
| Erie County New York | 4 | $ 652,000 | $ 163,000 | $ 56,000 |
| King County Washington | 4 | $ 1,079,000 | $ 269,000 | $ 65,000 |
| Los Angeles County California | 3 | $ 980,000 | $ 326,000 | $ 96,000 |
| New Haven County Connecticut | 3 | $ 504,000 | $ 168,000 | $ 31,000 |
| Manatee County Florida | 3 | $ 646,000 | $ 215,000 | $ 94,000 |
| Miami-Dade County Florida | 3 | $ 613,000 | $ 204,000 | $ 32,000 |
| Hamilton County Indiana | 3 | $ 440,000 | $ 146,000 | $ 23,000 |
| Essex County Massachusetts | 3 | $ 855,000 | $ 285,000 | $ 74,000 |
| Middlesex County New Jersey | 3 | $ 622,000 | $ 207,000 | $ 79,000 |
| Mecklenburg County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 97,000 |
| Montgomery County Pennsylvania | 3 | $ 639,000 | $ 213,000 | $ 85,000 |
| Pike County Pennsylvania | 3 | $ 564,000 | $ 188,000 | $ 41,000 |
| Travis County Texas | 3 | $ 499,000 | $ 166,000 | $ 0 |
| Williamson County Texas | 3 | $ 534,000 | $ 178,000 | $ 15,000 |
| Pierce County Washington | 3 | $ 612,000 | $ 204,000 | $ 28,000 |
| San Bernardino County California | 2 | $ 228,000 | $ 114,000 | $ 15,000 |
| Adams County Colorado | 2 | $ 394,000 | $ 197,000 | $ 34,000 |
| El Paso County Colorado | 2 | $ 333,000 | $ 166,000 | $ 21,000 |
| Pueblo County Colorado | 2 | $ 312,000 | $ 156,000 | $ 53,000 |
| Hartford County Connecticut | 2 | $ 325,000 | $ 162,000 | $ 27,000 |
| Middlesex County Connecticut | 2 | $ 415,000 | $ 207,000 | $ 64,000 |
| Brevard County Florida | 2 | $ 366,000 | $ 183,000 | $ 50,000 |
| Orange County Florida | 2 | $ 473,000 | $ 236,000 | $ 50,000 |
| Osceola County Florida | 2 | $ 374,000 | $ 187,000 | $ 90,000 |
| Palm Beach County Florida | 2 | $ 596,000 | $ 298,000 | $ 183,000 |
| Pasco County Florida | 2 | $ 529,000 | $ 264,000 | $ 106,000 |
| Seminole County Florida | 2 | $ 519,000 | $ 259,000 | $ 46,000 |
| Catoosa County Georgia | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Columbia County Georgia | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Caddo County Louisiana | 2 | $ 378,000 | $ 189,000 | $ 127,000 |
| Baltimore County Maryland | 2 | $ 383,000 | $ 191,000 | $ 50,000 |
| Barnstable County Massachusetts | 2 | $ 622,000 | $ 311,000 | $ 132,000 |
| Hampden County Massachusetts | 2 | $ 258,000 | $ 129,000 | $ 25,000 |
| Bergen County New Jersey | 2 | $ 631,000 | $ 315,000 | $ 143,000 |
| Niagara County New York | 2 | $ 374,000 | $ 187,000 | $ 57,000 |
| Onondaga County New York | 2 | $ 298,000 | $ 149,000 | $ 79,000 |
| Rockland County New York | 2 | $ 656,000 | $ 328,000 | $ 48,000 |
| Saratoga County New York | 2 | $ 366,000 | $ 183,000 | $ 93,000 |
| Burke County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 46,000 |
| Johnston County North Carolina | 2 | $ 341,000 | $ 170,000 | $ 46,000 |
| Onslow County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 34,000 |
| Tulsa County Oklahoma | 2 | $ 267,000 | $ 133,000 | $ 18,000 |
| Jackson County Oregon | 2 | $ 524,000 | $ 262,000 | $ 45,000 |
| Lehigh County Pennsylvania | 2 | $ 311,000 | $ 155,000 | $ 56,000 |
| Luzerne County Pennsylvania | 2 | $ 365,000 | $ 182,000 | $ 44,000 |
| Wayne County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 86,000 |
| York County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 21,000 |
| Dallas County Texas | 2 | $ 195,000 | $ 97,000 | $ 52,000 |
| Montgomery County Texas | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 387,000 | $ 193,000 | $ 62,000 |
| Benton County Washington | 2 | $ 358,000 | $ 179,000 | $ 52,000 |
| Clark County Washington | 2 | $ 288,000 | $ 144,000 | $ 62,000 |
| Whatcom County Washington | 2 | $ 424,000 | $ 212,000 | $ 61,000 |
| Covington County Alabama | 1 | $ 144,000 | $ 144,000 | $ 53,000 |
| Alameda County California | 1 | $ 358,000 | $ 358,000 | $ 97,000 |
| Butte County California | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Lake County California | 1 | $ 186,000 | $ 186,000 | $ 58,000 |
| Merced County California | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Sacramento County California | 1 | $ 160,000 | $ 160,000 | $ 0 |
| San Diego County California | 1 | $ 458,000 | $ 458,000 | $ 92,000 |
| Solano County California | 1 | $ 266,000 | $ 266,000 | $ 68,000 |
| Denver County Colorado | 1 | $ 423,000 | $ 423,000 | $ 110,000 |
| Jefferson County Colorado | 1 | $ 244,000 | $ 244,000 | $ 41,000 |
| Litchfield County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 182,000 | $ 182,000 | $ 0 |
| New Castle County Delaware | 1 | $ 258,000 | $ 258,000 | $ 61,000 |
| Sussex County Delaware | 1 | $ 251,000 | $ 251,000 | $ 86,000 |
| Broward County Florida | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Duval County Florida | 1 | $ 111,000 | $ 111,000 | $ 21,000 |
| Lake County Florida | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
| Sumter County Florida | 1 | $ 312,000 | $ 312,000 | $ 46,000 |
| Bibb County Georgia | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Cherokee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Cobb County Georgia | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Douglas County Georgia | 1 | $ 230,000 | $ 230,000 | $ 93,000 |
| Forsyth County Georgia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Glynn County Georgia | 1 | $ 198,000 | $ 198,000 | $ 62,000 |
| Gwinnett County Georgia | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Newton County Georgia | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Paulding County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Walton County Georgia | 1 | $ 226,000 | $ 226,000 | $ 65,000 |
| Clark County Indiana | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Jennings County Indiana | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| LaPorte County Indiana | 1 | $ 201,000 | $ 201,000 | $ 91,000 |
| Madison County Indiana | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Montgomery County Indiana | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| Porter County Indiana | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 224,000 | $ 224,000 | $ 70,000 |
| Jefferson County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 81,000 |
| Livingston County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 151,000 |
| St. John the Baptist County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Franklin County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Missoula County Montana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Teton County Montana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 264,000 | $ 264,000 | $ 81,000 |
| Sarpy County Nebraska | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| Hillsborough County New Hampshire | 1 | $ 187,000 | $ 187,000 | $ 40,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Cumberland County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Gloucester County New Jersey | 1 | $ 68,000 | $ 68,000 | $ 67,000 |
| Hunterdon County New Jersey | 1 | $ 316,000 | $ 316,000 | $ 240,000 |
| Union County New Jersey | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Albany County New York | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Chemung County New York | 1 | $ 217,000 | $ 217,000 | $ 61,000 |
| Chenango County New York | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Fulton County New York | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Monroe County New York | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Nassau County New York | 1 | $ 238,000 | $ 238,000 | $ 199,000 |
| Orange County New York | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Otsego County New York | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Queens County New York | 1 | $ 384,000 | $ 384,000 | $ 66,000 |
| Richmond County New York | 1 | $ 288,000 | $ 288,000 | $ 66,000 |
| Schenectady County New York | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Tioga County New York | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Ulster County New York | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Wayne County New York | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Westchester County New York | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Madison County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 80,000 |
| New Hanover County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Orange County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Wake County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Williams County North Dakota | 1 | $ 242,000 | $ 242,000 | $ 151,000 |
| Cherokee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Craig County Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 68,000 |
| Jackson County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 164,000 |
| Lincoln County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 79,000 |
| Mayes County Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 93,000 |
| Rogers County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Douglas County Oregon | 1 | $ 253,000 | $ 253,000 | $ 50,000 |
| Josephine County Oregon | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Marion County Oregon | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 134,000 | $ 134,000 | $ 89,000 |
| Allegheny County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Bucks County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Chester County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Erie County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 88,000 |
| Franklin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Northampton County Pennsylvania | 1 | $ 379,000 | $ 379,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Horry County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 342,000 | $ 342,000 | $ 83,000 |
| Richland County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Knox County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 27,000 |
| Robertson County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 61,000 |
| Scott County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Shelby County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Andrews County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Brewster County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Collin County Texas | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| El Paso County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Hays County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Kaufman County Texas | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Nueces County Texas | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Reeves County Texas | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Caroline County Virginia | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Hanover County Virginia | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Harrisonburg County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Henrico County Virginia | 1 | $ 134,000 | $ 134,000 | $ 25,000 |
| Virginia Beach County Virginia | 1 | $ 284,000 | $ 284,000 | $ 94,000 |
| Grays Harbor County Washington | 1 | $ 264,000 | $ 264,000 | $ 49,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Lewis County Washington | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Snohomish County Washington | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 324 | $73,963,000 | $228,000 | $663,000 | $73,000 | $316,000 |
| Refinancing | 317 | $64,016,000 | $201,000 | $616,000 | $57,000 | $500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 461 | $99,056,000 | $214,000 | $572,000 | $69,000 | $500,000 |
| Hispanic | 77 | $15,697,000 | $203,000 | $663,000 | $45,000 | $150,000 |
| Black or African American | 76 | $17,410,000 | $229,000 | $616,000 | $63,000 | $246,000 |
| Not Provided | 14 | $2,651,000 | $189,000 | $384,000 | $45,000 | $93,000 |
| Asian | 11 | $2,583,000 | $234,000 | $415,000 | $67,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $582,000 | $291,000 | $352,000 | $92,000 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 378 | $80,194,000 | $212,000 | $663,000 | $52,000 | $282,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 177 | $38,228,000 | $215,000 | $572,000 | $92,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 77 | $17,602,000 | $228,000 | $616,000 | $67,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,955,000 | $217,000 | $343,000 | $64,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 540 | $116,185,000 | $215,000 | $616,000 | $66,000 | $500,000 |
| Application Withdrawn By Applicant | 57 | $12,909,000 | $226,000 | $663,000 | $65,000 | $500,000 |
| Application Denied By Financial Institution | 43 | $8,609,000 | $200,000 | $379,000 | $52,000 | $134,000 |
| File Closed For Incompleteness | 1 | $276,000 | $276,000 | $276,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 14 | $3,161,000 | $225,000 | $379,000 | $52,000 | $105,000 |
| Credit History | 7 | $1,311,000 | $187,000 | $300,000 | $50,000 | $129,000 |
| Collateral | 6 | $1,012,000 | $168,000 | $216,000 | $57,000 | $91,000 |
| Other | 5 | $985,000 | $197,000 | $370,000 | $85,000 | $134,000 |
| Employment History | 2 | $420,000 | $210,000 | $281,000 | $47,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.