Semper Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Semper Home Loans, Inc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Semper Home Loans, Inc 225 Dupont Drive Wilmington, DE 02907 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,444 |
| Total Mortgage Loan Application Amount | $763,260,000 |
| Average Mortgage Loan Application Amount | $343,000 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $913,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Semper Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Semper Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Semper Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Semper Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Semper Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Semper Home Loans, Inc's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PROVIDENCE-WARWICK, RI-MA | 908 | $ 242,670,000 | $ 288,500 | $ 100,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 85 | $ 32,655,000 | $ 384,000 | $ 138,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 75 | $ 31,175,000 | $ 417,333 | $ 141,666 |
| NA (OUTSIDE OF MSA/MD) | 59 | $ 14,455,000 | $ 269,379 | $ 95,827 |
| BOSTON, MA | 58 | $ 20,810,000 | $ 358,000 | $ 130,000 |
| WORCESTER, MA-CT | 50 | $ 13,340,000 | $ 272,000 | $ 97,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 48 | $ 20,340,000 | $ 423,000 | $ 148,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 46 | $ 21,920,000 | $ 476,000 | $ 202,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 45 | $ 20,575,000 | $ 457,000 | $ 169,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 43 | $ 13,135,000 | $ 305,000 | $ 111,000 |
| DENVER-AURORA-LAKEWOOD, CO | 42 | $ 17,600,000 | $ 419,000 | $ 157,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 40 | $ 15,080,000 | $ 377,000 | $ 143,000 |
| SAN DIEGO-CARLSBAD, CA | 39 | $ 15,565,000 | $ 399,000 | $ 150,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 38 | $ 11,010,000 | $ 289,000 | $ 85,000 |
| EAST STROUDSBURG, PA | 33 | $ 6,755,000 | $ 204,000 | $ 80,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 30 | $ 7,700,000 | $ 256,000 | $ 67,000 |
| NEWARK, NJ-PA | 28 | $ 9,450,000 | $ 259,000 | $ 133,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 28 | $ 10,500,000 | $ 375,000 | $ 146,000 |
| CHICAGO-NAPERVILLE, IL | 27 | $ 7,015,000 | $ 259,000 | $ 93,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 22 | $ 8,330,000 | $ 253,000 | $ 89,000 |
| RALEIGH, NC | 22 | $ 7,780,000 | $ 353,000 | $ 133,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 21 | $ 8,575,000 | $ 408,000 | $ 147,000 |
| SPRINGFIELD, MA | 21 | $ 4,625,000 | $ 220,000 | $ 80,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 20 | $ 7,230,000 | $ 361,000 | $ 96,000 |
| NEW YORK-NEWARK, NY | 19 | $ 6,825,000 | $ 338,000 | $ 158,000 |
| CAMDEN, NJ | 17 | $ 3,705,000 | $ 217,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 16 | $ 4,410,000 | $ 224,000 | $ 95,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 16 | $ 5,440,000 | $ 340,000 | $ 157,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 3,755,000 | $ 250,000 | $ 83,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 14 | $ 5,030,000 | $ 372,000 | $ 136,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,725,000 | $ 209,000 | $ 86,000 |
| NORWICH-NEW LONDON, CT | 13 | $ 3,065,000 | $ 235,000 | $ 82,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 13 | $ 5,375,000 | $ 416,000 | $ 152,500 |
| ALBUQUERQUE, NM | 12 | $ 2,830,000 | $ 235,000 | $ 143,000 |
| PITTSBURGH, PA | 12 | $ 4,070,000 | $ 339,000 | $ 160,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 4,110,000 | $ 342,000 | $ 124,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 3,745,000 | $ 340,000 | $ 111,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 11 | $ 4,195,000 | $ 381,000 | $ 129,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 3,870,000 | $ 387,000 | $ 165,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 3,060,000 | $ 306,000 | $ 135,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 3,395,000 | $ 377,000 | $ 93,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 9 | $ 3,435,000 | $ 381,000 | $ 134,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 2,895,000 | $ 321,000 | $ 136,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 1,775,000 | $ 197,000 | $ 125,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 3,445,000 | $ 382,000 | $ 134,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,540,000 | $ 317,000 | $ 115,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 2,610,000 | $ 326,000 | $ 112,000 |
| RICHMOND, VA | 8 | $ 3,200,000 | $ 400,000 | $ 104,000 |
| SALT LAKE CITY, UT | 8 | $ 2,680,000 | $ 335,000 | $ 119,000 |
| DALLAS-PLANO-IRVING, TX | 7 | $ 2,315,000 | $ 330,000 | $ 89,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7 | $ 2,155,000 | $ 307,000 | $ 81,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,805,000 | $ 257,000 | $ 118,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 2,935,000 | $ 419,000 | $ 103,000 |
| PHILADELPHIA, PA | 7 | $ 2,155,000 | $ 307,000 | $ 119,000 |
| STOCKTON-LODI, CA | 7 | $ 3,005,000 | $ 429,000 | $ 188,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 2,145,000 | $ 306,000 | $ 100,000 |
| COLORADO SPRINGS, CO | 6 | $ 2,600,000 | $ 433,000 | $ 40,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 1,660,000 | $ 276,000 | $ 82,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 1,370,000 | $ 228,000 | $ 62,000 |
| MODESTO, CA | 6 | $ 1,390,000 | $ 231,000 | $ 45,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 1,730,000 | $ 288,000 | $ 57,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 6 | $ 2,180,000 | $ 363,000 | $ 153,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 2,430,000 | $ 405,000 | $ 226,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,670,000 | $ 278,000 | $ 96,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 1,455,000 | $ 291,000 | $ 64,000 |
| COLUMBIA, SC | 5 | $ 1,305,000 | $ 261,000 | $ 128,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 1,765,000 | $ 353,000 | $ 172,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,725,000 | $ 345,000 | $ 90,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,505,000 | $ 301,000 | $ 70,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 1,605,000 | $ 321,000 | $ 88,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,645,000 | $ 329,000 | $ 186,000 |
| ALBANY, OR | 4 | $ 1,250,000 | $ 312,000 | $ 74,000 |
| BELLINGHAM, WA | 4 | $ 1,670,000 | $ 417,000 | $ 101,000 |
| BOULDER, CO | 4 | $ 1,680,000 | $ 420,000 | $ 99,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,680,000 | $ 420,000 | $ 115,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 1,030,000 | $ 257,000 | $ 124,000 |
| HUNTSVILLE, AL | 4 | $ 1,440,000 | $ 360,000 | $ 141,000 |
| JACKSONVILLE, FL | 4 | $ 1,620,000 | $ 405,000 | $ 107,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 1,170,000 | $ 292,000 | $ 104,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,610,000 | $ 402,000 | $ 178,000 |
| SPARTANBURG, SC | 4 | $ 930,000 | $ 232,000 | $ 48,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 955,000 | $ 318,000 | $ 127,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 1,285,000 | $ 428,000 | $ 170,000 |
| PITTSFIELD, MA | 3 | $ 865,000 | $ 288,000 | $ 94,000 |
| PROVO-OREM, UT | 3 | $ 1,155,000 | $ 385,000 | $ 136,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 945,000 | $ 315,000 | $ 51,000 |
| TULSA, OK | 3 | $ 1,105,000 | $ 368,000 | $ 158,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 3 | $ 745,000 | $ 248,000 | $ 61,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 1,215,000 | $ 405,000 | $ 145,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 880,000 | $ 440,000 | $ 56,000 |
| ASHEVILLE, NC | 2 | $ 950,000 | $ 475,000 | $ 136,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 620,000 | $ 310,000 | $ 142,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 820,000 | $ 410,000 | $ 50,000 |
| BANGOR, ME | 2 | $ 460,000 | $ 230,000 | $ 105,000 |
| CLARKSVILLE, TN-KY | 2 | $ 470,000 | $ 235,000 | $ 33,000 |
| COLUMBUS, OH | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| ELGIN, IL | 2 | $ 460,000 | $ 230,000 | $ 119,000 |
| FAYETTEVILLE, NC | 2 | $ 320,000 | $ 160,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 760,000 | $ 380,000 | $ 81,000 |
| GAINESVILLE, FL | 2 | $ 580,000 | $ 290,000 | $ 64,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 670,000 | $ 335,000 | $ 118,000 |
| GREELEY, CO | 2 | $ 740,000 | $ 370,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 730,000 | $ 365,000 | $ 76,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 710,000 | $ 355,000 | $ 199,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 510,000 | $ 255,000 | $ 97,000 |
| LONGVIEW, WA | 2 | $ 710,000 | $ 355,000 | $ 53,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 320,000 | $ 160,000 | $ 25,000 |
| NAPA, CA | 2 | $ 960,000 | $ 480,000 | $ 127,000 |
| OKLAHOMA CITY, OK | 2 | $ 590,000 | $ 295,000 | $ 0 |
| PORT ST. LUCIE, FL | 2 | $ 620,000 | $ 310,000 | $ 76,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| READING, PA | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| ROCHESTER, NY | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| SALINAS, CA | 2 | $ 1,030,000 | $ 515,000 | $ 296,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 940,000 | $ 470,000 | $ 130,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| ST. LOUIS, MO-IL | 2 | $ 570,000 | $ 285,000 | $ 72,500 |
| THE VILLAGES, FL | 2 | $ 540,000 | $ 270,000 | $ 41,000 |
| TUCSON, AZ | 2 | $ 580,000 | $ 290,000 | $ 98,000 |
| BAKERSFIELD, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| BRUNSWICK, GA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| CHARLOTTESVILLE, VA | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| CHATTANOOGA, TN-GA | 1 | $ 395,000 | $ 395,000 | $ 221,000 |
| CHICO, CA | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| CLEVELAND, TN | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 445,000 | $ 445,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| EUGENE, OR | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| EVANSVILLE, IN-KY | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| FRESNO, CA | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| GAINESVILLE, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| GARY, IN | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| GLENS FALLS, NY | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| GRANTS PASS, OR | 1 | $ 415,000 | $ 415,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| HANFORD-CORCORAN, CA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 515,000 | $ 515,000 | $ 307,000 |
| JACKSONVILLE, NC | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| KNOXVILLE, TN | 1 | $ 315,000 | $ 315,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 215,000 | $ 215,000 | $ 35,000 |
| LANCASTER, PA | 1 | $ 435,000 | $ 435,000 | $ 94,000 |
| LANSING-EAST LANSING, MI | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| LAWTON, OK | 1 | $ 145,000 | $ 145,000 | $ 0 |
| LEBANON, PA | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| LYNCHBURG, VA | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| MADERA, CA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| MERCED, CA | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| MISSOULA, MT | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| MUSKEGON, MI | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 235,000 | $ 235,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| SAGINAW, MI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| SALISBURY, MD-DE | 1 | $ 445,000 | $ 445,000 | $ 439,000 |
| SAN ANGELO, TX | 1 | $ 325,000 | $ 325,000 | $ 0 |
| SANTA ROSA, CA | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| SAVANNAH, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 205,000 | $ 205,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| SPRINGFIELD, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 425,000 | $ 425,000 | $ 192,000 |
| SYRACUSE, NY | 1 | $ 185,000 | $ 185,000 | $ 0 |
| TOLEDO, OH | 1 | $ 975,000 | $ 975,000 | $ 292,000 |
| TRENTON, NJ | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| UTICA-ROME, NY | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| WILMINGTON, NC | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| WINCHESTER, VA-WV | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
| WINSTON-SALEM, NC | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| YAKIMA, WA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Semper Home Loans, Inc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,671 | $556,365,000 | $332,000 | $975,000 | $123,000 | $818,000 |
| Home Purchase | 771 | $206,035,000 | $267,000 | $965,000 | $86,000 | $913,000 |
| Cash-out Refinancing | 2 | $860,000 | $430,000 | $515,000 | $130,000 | $185,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,685 | $516,345,000 | $306,000 | $975,000 | $111,000 | $913,000 |
| Hispanic | 239 | $70,085,000 | $293,000 | $805,000 | $76,000 | $295,000 |
| Asian | 214 | $81,940,000 | $382,000 | $775,000 | $169,000 | $550,000 |
| Black or African American | 132 | $35,850,000 | $271,000 | $715,000 | $72,000 | $214,000 |
| Not Provided | 118 | $36,960,000 | $313,000 | $895,000 | $103,000 | $320,000 |
| American Indian or Alaskan Native | 6 | $1,830,000 | $305,000 | $405,000 | $93,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,400,000 | $350,000 | $465,000 | $58,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,621 | $532,515,000 | $328,000 | $975,000 | $137,000 | $818,000 |
| FHA-insured (Federal Housing Administration) | 544 | $141,580,000 | $260,000 | $605,000 | $65,000 | $913,000 |
| VA-guaranteed (Veterans Administration) | 270 | $87,050,000 | $322,000 | $895,000 | $52,000 | $337,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,115,000 | $235,000 | $365,000 | $62,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,178 | $684,640,000 | $314,000 | $965,000 | $113,000 | $913,000 |
| Application Withdrawn By Applicant | 191 | $58,635,000 | $306,000 | $975,000 | $106,000 | $606,000 |
| Application Denied By Financial Institution | 69 | $18,545,000 | $268,000 | $585,000 | $76,000 | $195,000 |
| File Closed For Incompleteness | 6 | $1,440,000 | $240,000 | $325,000 | $89,000 | $167,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,375 | $744,715,000 | $313,000 | $975,000 | $113,000 | $913,000 |
| Debt-To-Income Ratio | 19 | $4,825,000 | $253,000 | $475,000 | $70,000 | $156,000 |
| Other | 13 | $2,885,000 | $221,000 | $425,000 | $61,000 | $111,000 |
| Collateral | 12 | $3,740,000 | $311,000 | $585,000 | $86,000 | $195,000 |
| Employment History | 11 | $2,975,000 | $270,000 | $415,000 | $69,000 | $140,000 |
| Credit History | 11 | $3,335,000 | $303,000 | $465,000 | $99,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $785,000 | $261,000 | $285,000 | $73,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Semper Home Loans, Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Semper Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.