Servis One, Inc Mortgage Lending & HMDA Data, 2022
In 2022, Servis One, Inc of Irving, TX reported 234 mortgage applications totaling $55.4 million. The average application was for $236,837, and applicants reported an average income of $103,658. 34% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (22), Atlanta-Sandy Springs-Roswell, GA (16) and Dallas-Plano-Irving, TX (15) (applications in parentheses).
| Mortgage Company & Address | Servis One, Inc 4200 Regent Blvd Suit B200 Irving, TX 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 |
| Total Number of Mortgage Applications | 234 |
| Total Mortgage Loan Application Amount | $55,420,000 |
| Average Mortgage Loan Application Amount | $236,837 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $103,658 |
| Highest Applicant Income | $960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servis One, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 13 | $ 3,255,000 | $ 250,384 | $ 102,000 |
| Bexar, Texas | 9 | $ 2,195,000 | $ 243,888 | $ 106,000 |
| Dallas, Texas | 8 | $ 2,130,000 | $ 266,250 | $ 126,000 |
| Los Angeles, California | 6 | $ 1,300,000 | $ 216,666 | $ 94,000 |
| Fort Bend, Texas | 6 | $ 1,630,000 | $ 271,666 | $ 141,000 |
| El Paso, Colorado | 5 | $ 1,185,000 | $ 237,000 | $ 102,000 |
| Collin, Texas | 5 | $ 1,055,000 | $ 211,000 | $ 65,000 |
| Denver, Colorado | 4 | $ 970,000 | $ 242,500 | $ 114,000 |
| Pasco, Florida | 4 | $ 820,000 | $ 205,000 | $ 66,000 |
| Bell, Texas | 4 | $ 910,000 | $ 227,500 | $ 72,000 |
| San Bernardino, California | 3 | $ 1,175,000 | $ 391,666 | $ 110,000 |
| Arapahoe, Colorado | 3 | $ 465,000 | $ 155,000 | $ 67,000 |
| Mesa, Colorado | 3 | $ 785,000 | $ 261,666 | $ 69,000 |
| Broward, Florida | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| Palm Beach, Florida | 3 | $ 955,000 | $ 318,333 | $ 164,000 |
| DeKalb, Georgia | 3 | $ 585,000 | $ 195,000 | $ 67,000 |
| Philadelphia, Pennsylvania | 3 | $ 455,000 | $ 151,666 | $ 93,000 |
| York, Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 129,000 |
| Sevier, Tennessee | 3 | $ 755,000 | $ 251,666 | $ 57,000 |
| Shelby, Tennessee | 3 | $ 605,000 | $ 201,666 | $ 110,000 |
| Travis, Texas | 3 | $ 1,095,000 | $ 365,000 | $ 108,000 |
| Pulaski, Arkansas | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Alameda, California | 2 | $ 1,220,000 | $ 610,000 | $ 112,000 |
| Contra Costa, California | 2 | $ 550,000 | $ 275,000 | $ 127,000 |
| Fresno, California | 2 | $ 560,000 | $ 280,000 | $ 50,000 |
| Sacramento, California | 2 | $ 750,000 | $ 375,000 | $ 90,000 |
| Adams, Colorado | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Weld, Colorado | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| Marion, Florida | 2 | $ 340,000 | $ 170,000 | $ 47,000 |
| Nassau, Florida | 2 | $ 390,000 | $ 195,000 | $ 155,000 |
| Polk, Florida | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Cobb, Georgia | 2 | $ 790,000 | $ 395,000 | $ 214,000 |
| Forsyth, Georgia | 2 | $ 600,000 | $ 300,000 | $ 220,000 |
| Gwinnett, Georgia | 2 | $ 760,000 | $ 380,000 | $ 95,000 |
| Henry, Georgia | 2 | $ 250,000 | $ 125,000 | $ 29,000 |
| Cook, Illinois | 2 | $ 370,000 | $ 185,000 | $ 83,000 |
| Lake, Illinois | 2 | $ 270,000 | $ 135,000 | $ 110,000 |
| Lake, Indiana | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Porter, Indiana | 2 | $ 300,000 | $ 150,000 | $ 104,000 |
| St. Tammany, Louisiana | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Johnson, Texas | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Montgomery, Texas | 2 | $ 360,000 | $ 180,000 | $ 145,000 |
| Williamson, Texas | 2 | $ 890,000 | $ 445,000 | $ 182,000 |
| Milwaukee, Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
| Mobile, Alabama | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Benton, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Calaveras, California | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Merced, California | 1 | $ 445,000 | $ 445,000 | $ 110,000 |
| Monterey, California | 1 | $ 855,000 | $ 855,000 | $ 294,000 |
| Orange, California | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Riverside, California | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| San Benito, California | 1 | $ 575,000 | $ 575,000 | $ 278,000 |
| Santa Clara, California | 1 | $ 785,000 | $ 785,000 | $ 177,000 |
| Shasta, California | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Solano, California | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Tulare, California | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Douglas, Colorado | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Eagle, Colorado | 1 | $ 555,000 | $ 555,000 | $ 221,000 |
| Jefferson, Colorado | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Lake, Colorado | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Larimer, Colorado | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Pueblo, Colorado | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| New Castle, Delaware | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Clay, Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Duval, Florida | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Flagler, Florida | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Hillsborough, Florida | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Indian River, Florida | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Lee, Florida | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Orange, Florida | 1 | $ 65,000 | $ 65,000 | $ 960,000 |
| Osceola, Florida | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Pinellas, Florida | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| St. Johns, Florida | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Cherokee, Georgia | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Clayton, Georgia | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Colquitt, Georgia | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Douglas, Georgia | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Paulding, Georgia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Rockdale, Georgia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| DuPage, Illinois | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| McHenry, Illinois | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Will, Illinois | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Boone, Indiana | 1 | $ 465,000 | $ 465,000 | $ 98,000 |
| Dearborn, Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Hamilton, Indiana | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Johnson, Indiana | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Wright, Iowa | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Douglas, Kansas | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Lyon, Kansas | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Sherman, Kansas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Livingston, Louisiana | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Orleans, Louisiana | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Macomb, Michigan | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Newaygo, Michigan | 1 | $ 195,000 | $ 195,000 | $ 516,000 |
| Saginaw, Michigan | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Jefferson, Ohio | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Caddo, Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Oklahoma, Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Berks, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Chester, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Lehigh, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Northampton, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Northumberland, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 142,000 |
| Westmoreland, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Beaufort, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Dorchester, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Greenville, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Lancaster, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Orangeburg, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Bedford, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Knox, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Monroe, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Brazoria, Texas | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Burnet, Texas | 1 | $ 545,000 | $ 545,000 | $ 153,000 |
| Cameron, Texas | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Comal, Texas | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Cooke, Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Ellis, Texas | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Hidalgo, Texas | 1 | $ 215,000 | $ 215,000 | $ 177,000 |
| Kleberg, Texas | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Parker, Texas | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Rockwall, Texas | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Van Zandt, Texas | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Grant, Washington | 1 | $ 185,000 | $ 185,000 | $ 177,000 |
| Pacific, Washington | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Pierce, Washington | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Snohomish, Washington | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Thurston, Washington | 1 | $ 665,000 | $ 665,000 | $ 278,000 |
| Yakima, Washington | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Ohio, West Virginia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Kenosha, Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Racine, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Winnebago, Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Servis One, Inc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 169 | $39,925,000 | $236,000 | $855,000 | $106,000 | $960,000 |
| Refinancing | 56 | $13,140,000 | $234,000 | $575,000 | $93,000 | $400,000 |
| Home Purchase | 9 | $2,355,000 | $261,000 | $665,000 | $126,000 | $278,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 116 | $27,060,000 | $233,000 | $665,000 | $111,000 | $960,000 |
| Not Provided | 40 | $8,770,000 | $219,000 | $535,000 | $96,000 | $255,000 |
| Hispanic | 34 | $8,680,000 | $255,000 | $855,000 | $94,000 | $294,000 |
| Black or African American | 32 | $7,670,000 | $239,000 | $565,000 | $102,000 | $400,000 |
| Asian | 12 | $3,240,000 | $270,000 | $745,000 | $91,000 | $147,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 232 | $55,170,000 | $237,000 | $855,000 | $104,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 1 | $145,000 | $145,000 | $145,000 | $72,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 1 | $105,000 | $105,000 | $105,000 | $110,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 79 | $20,905,000 | $264,000 | $855,000 | $104,000 | $365,000 |
| Application Withdrawn By Applicant | 75 | $16,365,000 | $218,000 | $745,000 | $97,000 | $400,000 |
| Application Denied By Financial Institution | 69 | $16,305,000 | $236,000 | $665,000 | $113,000 | $960,000 |
| File Closed For Incompleteness | 11 | $1,845,000 | $167,000 | $365,000 | $78,000 | $190,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 165 | $39,115,000 | $237,000 | $855,000 | $99,000 | $400,000 |
| Credit History | 22 | $4,270,000 | $194,000 | $375,000 | $128,000 | $516,000 |
| Debt-To-Income Ratio | 18 | $4,020,000 | $223,000 | $505,000 | $61,000 | $122,000 |
| Other | 13 | $3,555,000 | $273,000 | $555,000 | $96,000 | $228,000 |
| Credit Application Incomplete | 7 | $2,205,000 | $315,000 | $665,000 | $249,000 | $960,000 |
| Collateral | 4 | $1,050,000 | $262,000 | $385,000 | $123,000 | $180,000 |
| Unverifiable Information | 4 | $1,010,000 | $252,000 | $275,000 | $89,000 | $125,000 |
| Employment History | 1 | $195,000 | $195,000 | $195,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servis One, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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