Servis One, Inc Mortgage Lending & HMDA Data, 2023

In 2023, Servis One, Inc of Irving, TX reported 77 mortgage applications totaling $19.8 million, down 67% from 2022. The average application was for $257,727, and applicants reported an average income of $131,090. 39% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (7), Fort Worth-Arlington, TX (4) and Chicago-Naperville, IL (3) (applications in parentheses).

Mortgage Company & Address Servis One, Inc
4200 Regent Blvd Suit B200
Irving, TX 75063
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2019  
Total Number of Mortgage Applications 77
Total Mortgage Loan Application Amount $19,845,000
Average Mortgage Loan Application Amount $257,727
Highest Mortgage Loan Application Amount $615,000
Average Applicant Income $131,090
Highest Applicant Income $677,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servis One, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servis One, Inc by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 5 $ 1,025,000 $ 205,000 $ 85,000
Los Angeles, California 3 $ 1,235,000 $ 411,666 $ 108,000
Tarrant, Texas 3 $ 675,000 $ 225,000 $ 304,000
El Paso, Colorado 2 $ 720,000 $ 360,000 $ 104,000
Cook, Illinois 2 $ 240,000 $ 120,000 $ 135,000
Hamilton, Indiana 2 $ 720,000 $ 360,000 $ 528,000
Philadelphia, Pennsylvania 2 $ 250,000 $ 125,000 $ 51,000
Cameron, Texas 2 $ 400,000 $ 200,000 $ 149,000
Galveston, Texas 2 $ 170,000 $ 85,000 $ 62,000
Travis, Texas 2 $ 890,000 $ 445,000 $ 336,000
Shawano, Wisconsin 2 $ 750,000 $ 375,000 $ 107,000
Contra Costa, California 1 $ 255,000 $ 255,000 $ 120,000
Fresno, California 1 $ 265,000 $ 265,000 $ 51,000
San Luis Obispo, California 1 $ 175,000 $ 175,000 $ 58,000
Las Animas, Colorado 1 $ 185,000 $ 185,000 $ 122,000
Weld, Colorado 1 $ 355,000 $ 355,000 $ 61,000
Duval, Florida 1 $ 265,000 $ 265,000 $ 96,000
Lee, Florida 1 $ 375,000 $ 375,000 $ 144,000
Pinellas, Florida 1 $ 455,000 $ 455,000 $ 175,000
Volusia, Florida 1 $ 225,000 $ 225,000 $ 100,000
Cobb, Georgia 1 $ 265,000 $ 265,000 $ 107,000
DeKalb, Georgia 1 $ 75,000 $ 75,000 $ 160,000
Lowndes, Georgia 1 $ 335,000 $ 335,000 $ 18,000
Peach, Georgia 1 $ 265,000 $ 265,000 $ 102,000
DuPage, Illinois 1 $ 555,000 $ 555,000 $ 290,000
Lake, Illinois 1 $ 155,000 $ 155,000 $ 110,000
Marion, Indiana 1 $ 195,000 $ 195,000 $ 80,000
Polk, Iowa 1 $ 85,000 $ 85,000 $ 58,000
Johnson, Kansas 1 $ 225,000 $ 225,000 $ 102,000
Allen, Kentucky 1 $ 175,000 $ 175,000 $ 122,000
Fayette, Kentucky 1 $ 175,000 $ 175,000 $ 94,000
Androscoggin, Maine 1 $ 175,000 $ 175,000 $ 89,000
Ionia, Michigan 1 $ 325,000 $ 325,000 $ 285,000
Ottawa, Michigan 1 $ 275,000 $ 275,000 $ 127,000
Franklin, Ohio 1 $ 225,000 $ 225,000 $ 72,000
Mahoning, Ohio 1 $ 135,000 $ 135,000 $ 62,000
Tulsa, Oklahoma 1 $ 135,000 $ 135,000 $ 103,000
Allegheny, Pennsylvania 1 $ 85,000 $ 85,000 $ 89,000
Dauphin, Pennsylvania 1 $ 305,000 $ 305,000 $ 120,000
Montgomery, Pennsylvania 1 $ 415,000 $ 415,000 $ 234,000
Westmoreland, Pennsylvania 1 $ 145,000 $ 145,000 $ 32,000
Greenville, South Carolina 1 $ 295,000 $ 295,000 $ 83,000
Horry, South Carolina 1 $ 155,000 $ 155,000 $ 176,000
Richland, South Carolina 1 $ 155,000 $ 155,000 $ 63,000
York, South Carolina 1 $ 405,000 $ 405,000 $ 177,000
Davidson, Tennessee 1 $ 385,000 $ 385,000 $ 89,000
Hamilton, Tennessee 1 $ 615,000 $ 615,000 $ 210,000
Williamson, Tennessee 1 $ 325,000 $ 325,000 $ 88,000
Bexar, Texas 1 $ 105,000 $ 105,000 $ 16,000
Dallas, Texas 1 $ 175,000 $ 175,000 $ 74,000
Denton, Texas 1 $ 565,000 $ 565,000 $ 298,000
Grayson, Texas 1 $ 255,000 $ 255,000 $ 102,000
Hidalgo, Texas 1 $ 345,000 $ 345,000 $ 122,000
Hunt, Texas 1 $ 75,000 $ 75,000 $ 43,000
Jefferson, Texas 1 $ 205,000 $ 205,000 $ 54,000
Johnson, Texas 1 $ 245,000 $ 245,000 $ 99,000
Palo Pinto, Texas 1 $ 105,000 $ 105,000 $ 104,000
Douglas, Wisconsin 1 $ 115,000 $ 115,000 $ 39,000
Milwaukee, Wisconsin 1 $ 255,000 $ 255,000 $ 147,000
Outagamie, Wisconsin 1 $ 265,000 $ 265,000 $ 60,000
Walworth, Wisconsin 1 $ 445,000 $ 445,000 $ 61,000

Mortgage Loan Application Detail Totals for Servis One, Inc in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 36 $8,710,000 $241,000 $615,000 $115,000 $677,000
Home Purchase 26 $7,860,000 $302,000 $555,000 $169,000 $601,000
Refinancing 15 $3,275,000 $218,000 $445,000 $104,000 $285,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 39 $10,355,000 $265,000 $615,000 $154,000 $677,000
Hispanic 22 $5,120,000 $232,000 $485,000 $92,000 $200,000
Black or African American 8 $1,700,000 $212,000 $385,000 $83,000 $135,000
Not Provided 5 $1,775,000 $355,000 $555,000 $189,000 $418,000
Asian 2 $640,000 $320,000 $555,000 $174,000 $290,000
American Indian or Alaskan Native 1 $255,000 $255,000 $255,000 $102,000 $102,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 77 $19,845,000 $257,000 $615,000 $131,000 $677,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 35 $9,875,000 $282,000 $615,000 $137,000 $677,000
Loan Originated 30 $6,900,000 $230,000 $555,000 $144,000 $601,000
Application Denied By Financial Institution 12 $3,070,000 $255,000 $485,000 $78,000 $169,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 65 $16,775,000 $258,000 $615,000 $140,000 $677,000
Credit Application Incomplete 6 $1,550,000 $258,000 $485,000 $107,000 $169,000
Debt-To-Income Ratio 5 $1,385,000 $277,000 $445,000 $48,000 $88,000
Credit History 1 $135,000 $135,000 $135,000 $62,000 $62,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servis One, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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