Servis One, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Servis One, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Servis One, Inc. 1425 Greenway Dr # 400 Wilmington, DE 75038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2019 |
| Total Number of Mortgage Applications | 77 |
| Total Mortgage Loan Application Amount | $19,845,000 |
| Average Mortgage Loan Application Amount | $253,666 |
| Highest Mortgage Loan Application Amount | $615,000 |
| Average Applicant Income | $129,333 |
| Highest Applicant Income | $677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Servis One, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Servis One, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Servis One, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Servis One, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Servis One, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Servis One, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 85,000 |
| Los Angeles County California | 3 | $ 1,235,000 | $ 411,000 | $ 108,000 |
| Tarrant County Texas | 3 | $ 675,000 | $ 225,000 | $ 304,000 |
| El Paso County Colorado | 2 | $ 720,000 | $ 360,000 | $ 104,000 |
| Cook County Illinois | 2 | $ 240,000 | $ 120,000 | $ 135,000 |
| Hamilton County Indiana | 2 | $ 720,000 | $ 360,000 | $ 528,000 |
| Philadelphia County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Cameron County Texas | 2 | $ 400,000 | $ 200,000 | $ 149,000 |
| Galveston County Texas | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Travis County Texas | 2 | $ 890,000 | $ 445,000 | $ 336,000 |
| Shawano County Wisconsin | 2 | $ 750,000 | $ 375,000 | $ 107,000 |
| Contra Costa County California | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Fresno County California | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| San Luis Obispo County California | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Las Animas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Weld County Colorado | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Duval County Florida | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Lee County Florida | 1 | $ 375,000 | $ 375,000 | $ 144,000 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Cobb County Georgia | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| DeKalb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Lowndes County Georgia | 1 | $ 335,000 | $ 335,000 | $ 18,000 |
| Peach County Georgia | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| DuPage County Illinois | 1 | $ 555,000 | $ 555,000 | $ 290,000 |
| Lake County Illinois | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Polk County Iowa | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Johnson County Kansas | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Allen County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Fayette County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Androscoggin County Maine | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Ionia County Michigan | 1 | $ 325,000 | $ 325,000 | $ 285,000 |
| Ottawa County Michigan | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Mahoning County Ohio | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Tulsa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Dauphin County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Montgomery County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 234,000 |
| Westmoreland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Greenville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Horry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| York County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Hamilton County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 210,000 |
| Williamson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Bexar County Texas | 1 | $ 105,000 | $ 105,000 | $ 16,000 |
| Dallas County Texas | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Denton County Texas | 1 | $ 565,000 | $ 565,000 | $ 298,000 |
| Grayson County Texas | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Hidalgo County Texas | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Hunt County Texas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Jefferson County Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Johnson County Texas | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Palo Pinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Douglas County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Milwaukee County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Outagamie County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Walworth County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Servis One, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 36 | $8,710,000 | $241,000 | $615,000 | $115,000 | $677,000 |
| Home Purchase | 26 | $7,860,000 | $302,000 | $555,000 | $169,000 | $601,000 |
| Refinancing | 15 | $3,275,000 | $218,000 | $445,000 | $104,000 | $285,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39 | $10,355,000 | $265,000 | $615,000 | $154,000 | $677,000 |
| Hispanic | 22 | $5,120,000 | $232,000 | $485,000 | $92,000 | $200,000 |
| Black or African American | 8 | $1,700,000 | $212,000 | $385,000 | $83,000 | $135,000 |
| Not Provided | 5 | $1,775,000 | $355,000 | $555,000 | $189,000 | $418,000 |
| Asian | 2 | $640,000 | $320,000 | $555,000 | $174,000 | $290,000 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $102,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77 | $19,845,000 | $257,000 | $615,000 | $131,000 | $677,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 35 | $9,875,000 | $282,000 | $615,000 | $137,000 | $677,000 |
| Loan Originated | 30 | $6,900,000 | $230,000 | $555,000 | $144,000 | $601,000 |
| Application Denied By Financial Institution | 12 | $3,070,000 | $255,000 | $485,000 | $78,000 | $169,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 65 | $16,775,000 | $258,000 | $615,000 | $140,000 | $677,000 |
| Credit Application Incomplete | 6 | $1,550,000 | $258,000 | $485,000 | $107,000 | $169,000 |
| Debt-To-Income Ratio | 5 | $1,385,000 | $277,000 | $445,000 | $48,000 | $88,000 |
| Credit History | 1 | $135,000 | $135,000 | $135,000 | $62,000 | $62,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servis One, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.