Servis One, Inc Mortgage Lending & HMDA Data, 2023
In 2023, Servis One, Inc of Irving, TX reported 77 mortgage applications totaling $19.8 million, down 67% from 2022. The average application was for $257,727, and applicants reported an average income of $131,090. 39% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (7), Fort Worth-Arlington, TX (4) and Chicago-Naperville, IL (3) (applications in parentheses).
| Mortgage Company & Address | Servis One, Inc 4200 Regent Blvd Suit B200 Irving, TX 75063 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 |
| Total Number of Mortgage Applications | 77 |
| Total Mortgage Loan Application Amount | $19,845,000 |
| Average Mortgage Loan Application Amount | $257,727 |
| Highest Mortgage Loan Application Amount | $615,000 |
| Average Applicant Income | $131,090 |
| Highest Applicant Income | $677,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servis One, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 1,195,000 | $ 170,714 | $ 79,000 |
| Outside any metro area | 5 | $ 1,485,000 | $ 297,000 | $ 99,800 |
| Fort Worth-Arlington, TX | 4 | $ 920,000 | $ 230,000 | $ 253,000 |
| Chicago-Naperville, IL | 3 | $ 795,000 | $ 265,000 | $ 186,000 |
| Dallas-Plano-Irving, TX | 3 | $ 815,000 | $ 271,666 | $ 138,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 915,000 | $ 305,000 | $ 379,000 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 1,235,000 | $ 411,666 | $ 108,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 340,000 | $ 170,000 | $ 133,000 |
| Austin-Round Rock, TX | 2 | $ 890,000 | $ 445,000 | $ 336,000 |
| Brownsville-Harlingen, TX | 2 | $ 400,000 | $ 200,000 | $ 149,000 |
| Colorado Springs, CO | 2 | $ 720,000 | $ 360,000 | $ 104,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 600,000 | $ 300,000 | $ 206,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 710,000 | $ 355,000 | $ 88,000 |
| Philadelphia, PA | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Pittsburgh, PA | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| Appleton, WI | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Beaumont-Port Arthur, TX | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Bowling Green, KY | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 375,000 | $ 375,000 | $ 144,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Chattanooga, TN-GA | 1 | $ 615,000 | $ 615,000 | $ 210,000 |
| Columbia, SC | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Columbus, OH | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Des Moines-West Des Moines, IA | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Duluth, MN-WI | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Fresno, CA | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Greeley, CO | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Harrisburg-Carlisle, PA | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Jacksonville, FL | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Kansas City, MO-KS | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Lewiston-Auburn, ME | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Lexington-Fayette, KY | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 415,000 | $ 415,000 | $ 234,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| San Antonio-New Braunfels, TX | 1 | $ 105,000 | $ 105,000 | $ 16,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Sherman-Denison, TX | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Tulsa, OK | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Valdosta, GA | 1 | $ 335,000 | $ 335,000 | $ 18,000 |
| Warner Robins, GA | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Servis One, Inc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 36 | $8,710,000 | $241,000 | $615,000 | $115,000 | $677,000 |
| Home Purchase | 26 | $7,860,000 | $302,000 | $555,000 | $169,000 | $601,000 |
| Refinancing | 15 | $3,275,000 | $218,000 | $445,000 | $104,000 | $285,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39 | $10,355,000 | $265,000 | $615,000 | $154,000 | $677,000 |
| Hispanic | 22 | $5,120,000 | $232,000 | $485,000 | $92,000 | $200,000 |
| Black or African American | 8 | $1,700,000 | $212,000 | $385,000 | $83,000 | $135,000 |
| Not Provided | 5 | $1,775,000 | $355,000 | $555,000 | $189,000 | $418,000 |
| Asian | 2 | $640,000 | $320,000 | $555,000 | $174,000 | $290,000 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $102,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77 | $19,845,000 | $257,000 | $615,000 | $131,000 | $677,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 35 | $9,875,000 | $282,000 | $615,000 | $137,000 | $677,000 |
| Loan Originated | 30 | $6,900,000 | $230,000 | $555,000 | $144,000 | $601,000 |
| Application Denied By Financial Institution | 12 | $3,070,000 | $255,000 | $485,000 | $78,000 | $169,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 65 | $16,775,000 | $258,000 | $615,000 | $140,000 | $677,000 |
| Credit Application Incomplete | 6 | $1,550,000 | $258,000 | $485,000 | $107,000 | $169,000 |
| Debt-To-Income Ratio | 5 | $1,385,000 | $277,000 | $445,000 | $48,000 | $88,000 |
| Credit History | 1 | $135,000 | $135,000 | $135,000 | $62,000 | $62,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servis One, Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servis One, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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