Servisfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Servisfirst Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Servisfirst Bank 2500 Woodcrest Place Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 694 |
| Total Mortgage Loan Application Amount | $360,150,000 |
| Average Mortgage Loan Application Amount | $565,000 |
| Highest Mortgage Loan Application Amount | $15,005,000 |
| Average Applicant Income | $253,400 |
| Highest Applicant Income | $6,379,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Servisfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Servisfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Servisfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Servisfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Servisfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Servisfirst Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 176 | $ 74,250,000 | $ 421,000 | $ 171,000 |
| Houston County Alabama | 67 | $ 15,705,000 | $ 234,000 | $ 173,000 |
| Madison County Alabama | 61 | $ 20,235,000 | $ 331,000 | $ 211,000 |
| Shelby County Alabama | 45 | $ 24,685,000 | $ 548,000 | $ 210,000 |
| Escambia County Florida | 37 | $ 13,655,000 | $ 369,000 | $ 122,000 |
| Mobile County Alabama | 27 | $ 16,905,000 | $ 626,000 | $ 139,000 |
| Montgomery County Alabama | 27 | $ 9,735,000 | $ 360,000 | $ 165,000 |
| Charleston County South Carolina | 27 | $ 16,845,000 | $ 623,000 | $ 143,000 |
| Baldwin County Alabama | 14 | $ 4,700,000 | $ 335,000 | $ 218,000 |
| Lee County Alabama | 13 | $ 3,115,000 | $ 239,000 | $ 305,000 |
| Santa Rosa County Florida | 12 | $ 5,130,000 | $ 427,000 | $ 153,000 |
| Cobb County Georgia | 12 | $ 2,950,000 | $ 245,000 | $ 282,000 |
| Douglas County Georgia | 10 | $ 10,100,000 | $ 1,010,000 | $ 106,000 |
| Berkeley County South Carolina | 10 | $ 4,270,000 | $ 427,000 | $ 127,000 |
| St. Clair County Alabama | 9 | $ 2,255,000 | $ 250,000 | $ 342,000 |
| Walton County Florida | 9 | $ 10,865,000 | $ 1,207,000 | $ 1,006,000 |
| Elmore County Alabama | 7 | $ 1,905,000 | $ 272,000 | $ 209,000 |
| Limestone County Alabama | 7 | $ 1,855,000 | $ 265,000 | $ 122,000 |
| Bay County Florida | 7 | $ 2,285,000 | $ 326,000 | $ 187,000 |
| Hillsborough County Florida | 7 | $ 2,505,000 | $ 357,000 | $ 229,000 |
| Davidson County Tennessee | 7 | $ 2,995,000 | $ 427,000 | $ 550,000 |
| Okaloosa County Florida | 5 | $ 1,315,000 | $ 263,000 | $ 235,000 |
| Fulton County Georgia | 5 | $ 2,565,000 | $ 513,000 | $ 351,000 |
| Cullman County Alabama | 4 | $ 2,030,000 | $ 507,000 | $ 286,000 |
| Dale County Alabama | 4 | $ 4,150,000 | $ 1,037,000 | $ 162,000 |
| Tuscaloosa County Alabama | 4 | $ 1,040,000 | $ 260,000 | $ 285,000 |
| Dorchester County South Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 164,000 |
| Hamilton County Tennessee | 4 | $ 4,790,000 | $ 1,197,000 | $ 78,000 |
| Marshall County Alabama | 3 | $ 8,175,000 | $ 2,725,000 | $ 131,000 |
| Etowah County Alabama | 2 | $ 5,320,000 | $ 2,660,000 | $ 97,000 |
| Morgan County Alabama | 2 | $ 560,000 | $ 280,000 | $ 135,000 |
| Talladega County Alabama | 2 | $ 4,170,000 | $ 2,085,000 | $ 0 |
| Tallapoosa County Alabama | 2 | $ 2,440,000 | $ 1,220,000 | $ 223,000 |
| Wilcox County Alabama | 2 | $ 310,000 | $ 155,000 | $ 233,000 |
| Pinellas County Florida | 2 | $ 6,310,000 | $ 3,155,000 | $ 6,379,000 |
| Carroll County Georgia | 2 | $ 500,000 | $ 250,000 | $ 106,000 |
| Gwinnett County Georgia | 2 | $ 11,610,000 | $ 5,805,000 | $ 175,000 |
| Paulding County Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 11,930,000 | $ 5,965,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 206,000 |
| Transylvania County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 256,000 |
| Beaufort County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 90,000 |
| Williamson County Tennessee | 2 | $ 4,640,000 | $ 2,320,000 | $ 622,000 |
| Barbour County Alabama | 1 | $ 335,000 | $ 335,000 | $ 185,000 |
| Blount County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bullock County Alabama | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| Calhoun County Alabama | 1 | $ 415,000 | $ 415,000 | $ 281,000 |
| Chambers County Alabama | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Chilton County Alabama | 1 | $ 275,000 | $ 275,000 | $ 282,000 |
| Coffee County Alabama | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Coosa County Alabama | 1 | $ 475,000 | $ 475,000 | $ 484,000 |
| Henry County Alabama | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Lawrence County Alabama | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Pike County Alabama | 1 | $ 445,000 | $ 445,000 | $ 174,000 |
| Russell County Alabama | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Los Angeles County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Boulder County Colorado | 1 | $ 575,000 | $ 575,000 | $ 1,000,000 |
| Eagle County Colorado | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Franklin County Florida | 1 | $ 425,000 | $ 425,000 | $ 119,000 |
| Manatee County Florida | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 1,855,000 | $ 1,855,000 | $ 678,000 |
| Clayton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Haralson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe County Georgia | 1 | $ 375,000 | $ 375,000 | $ 226,000 |
| Cook County Illinois | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Montgomery County Maryland | 1 | $ 1,375,000 | $ 1,375,000 | $ 1,935,000 |
| Lamar County Mississippi | 1 | $ 4,465,000 | $ 4,465,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Union County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 140,000 |
| Colleton County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 426,000 |
| Georgetown County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 660,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 237,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Bedford County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 343,000 |
| Montgomery County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 314,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 280,000 |
| Shelby County Tennessee | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Travis County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Loudoun County Virginia | 1 | $ 335,000 | $ 335,000 | $ 2,620,000 |
Mortgage Loan Application Detail Totals for Servisfirst Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 490 | $252,990,000 | $516,000 | $15,005,000 | $217,000 | $6,379,000 |
| Refinancing | 117 | $74,745,000 | $638,000 | $5,305,000 | $258,000 | $2,372,000 |
| Cash-out Refinancing | 44 | $12,280,000 | $279,000 | $995,000 | $146,000 | $828,000 |
| Other Purpose | 33 | $8,915,000 | $270,000 | $1,245,000 | $218,000 | $2,597,000 |
| Home Improvement | 10 | $11,220,000 | $1,122,000 | $5,005,000 | $428,000 | $1,010,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 441 | $154,215,000 | $349,000 | $2,915,000 | $259,000 | $6,379,000 |
| Not applicable | 119 | $179,835,000 | $1,511,000 | $15,005,000 | $0 | $0 |
| Black or African American | 82 | $11,000,000 | $134,000 | $375,000 | $56,000 | $314,000 |
| Not Provided | 39 | $11,545,000 | $296,000 | $705,000 | $176,000 | $830,000 |
| Hispanic | 5 | $1,595,000 | $319,000 | $755,000 | $100,000 | $191,000 |
| Asian | 5 | $1,275,000 | $255,000 | $425,000 | $84,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $365,000 | $164,000 | $288,000 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $32,000 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 661 | $354,275,000 | $535,000 | $15,005,000 | $229,000 | $6,379,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,725,000 | $175,000 | $285,000 | $72,000 | $178,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,150,000 | $191,000 | $445,000 | $66,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 554 | $317,320,000 | $572,000 | $15,005,000 | $236,000 | $6,379,000 |
| Application Withdrawn By Applicant | 93 | $27,985,000 | $300,000 | $1,065,000 | $179,000 | $1,272,000 |
| Application Denied By Financial Institution | 37 | $8,425,000 | $227,000 | $995,000 | $96,000 | $828,000 |
| File Closed For Incompleteness | 7 | $5,795,000 | $827,000 | $2,355,000 | $340,000 | $780,000 |
| Application Approved But Not Accepted | 3 | $625,000 | $208,000 | $365,000 | $301,000 | $488,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 657 | $351,725,000 | $535,000 | $15,005,000 | $228,000 | $6,379,000 |
| Debt-To-Income Ratio | 17 | $3,795,000 | $223,000 | $455,000 | $58,000 | $143,000 |
| Credit History | 10 | $1,510,000 | $151,000 | $325,000 | $61,000 | $156,000 |
| Collateral | 5 | $985,000 | $197,000 | $415,000 | $141,000 | $294,000 |
| Credit Application Incomplete | 2 | $1,720,000 | $860,000 | $995,000 | $536,000 | $828,000 |
| Other | 2 | $240,000 | $120,000 | $195,000 | $55,000 | $69,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $47,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servisfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.