Servisfirst Bank Mortgage Lending & HMDA Data, 2022

In 2022, Servisfirst Bank of Birmingham, AL reported 1,481 mortgage applications totaling $1.2 billion, up 3% from 2021. The average application was for $797,822, and applicants reported an average income of $302,633. 85% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Birmingham-Hoover, AL (259), Huntsville, AL (116) and Pensacola-Ferry Pass-Brent, FL (110) (applications in parentheses).

Mortgage Company & Address Servisfirst Bank
2500 Woodcrest Place
Birmingham, AL 35209
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,481
Total Mortgage Loan Application Amount $1,181,575,000
Average Mortgage Loan Application Amount $797,822
Highest Mortgage Loan Application Amount $47,555,000
Average Applicant Income $302,633
Highest Applicant Income $4,474,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servisfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servisfirst Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Alabama 184 $ 74,780,000 $ 406,413 $ 344,000
Madison, Alabama 103 $ 59,735,000 $ 579,951 $ 351,000
Baldwin, Alabama 102 $ 63,300,000 $ 620,588 $ 226,000
Charleston, South Carolina 96 $ 62,470,000 $ 650,729 $ 338,000
Houston, Georgia 95 $ 26,385,000 $ 277,736 $ 106,000
Escambia, Florida 94 $ 52,670,000 $ 560,319 $ 184,000
Mobile, Alabama 66 $ 25,280,000 $ 383,030 $ 175,000
Shelby, Alabama 60 $ 24,250,000 $ 404,166 $ 329,000
Houston, Alabama 57 $ 15,505,000 $ 272,017 $ 168,000
Davidson, Tennessee 34 $ 30,370,000 $ 893,235 $ 653,000
Montgomery, Alabama 26 $ 20,290,000 $ 780,384 $ 207,000
Williamson, Tennessee 26 $ 22,380,000 $ 860,769 $ 485,000
Bay, Florida 25 $ 13,335,000 $ 533,400 $ 274,000
Hillsborough, Florida 25 $ 16,685,000 $ 667,400 $ 326,000
Sarasota, Florida 22 $ 40,280,000 $ 1,830,909 $ 356,000
Walton, Florida 21 $ 28,535,000 $ 1,358,809 $ 503,000
Manatee, Florida 19 $ 16,945,000 $ 891,842 $ 766,000
Santa Rosa, Florida 16 $ 8,010,000 $ 500,625 $ 217,000
Pinellas, Florida 15 $ 8,565,000 $ 571,000 $ 364,000
Fulton, Georgia 14 $ 10,650,000 $ 760,714 $ 483,000
Limestone, Alabama 13 $ 47,185,000 $ 3,629,615 $ 253,000
St. Clair, Alabama 12 $ 3,640,000 $ 303,333 $ 171,000
Dale, Alabama 10 $ 2,600,000 $ 260,000 $ 137,000
Muscogee, Georgia 10 $ 14,720,000 $ 1,472,000 $ 164,000
Elmore, Alabama 9 $ 8,415,000 $ 935,000 $ 272,000
Tallapoosa, Alabama 9 $ 7,205,000 $ 800,555 $ 490,000
Lee, Florida 8 $ 38,520,000 $ 4,815,000 $ 220,000
Okaloosa, Florida 8 $ 6,960,000 $ 870,000 $ 245,000
Berkeley, South Carolina 8 $ 6,980,000 $ 872,500 $ 253,000
Lee, Alabama 7 $ 3,505,000 $ 500,714 $ 236,000
DeKalb, Georgia 7 $ 2,335,000 $ 333,571 $ 313,000
Harris, Georgia 7 $ 2,475,000 $ 353,571 $ 213,000
Henry, Alabama 6 $ 1,870,000 $ 311,666 $ 419,000
Talladega, Alabama 6 $ 1,610,000 $ 268,333 $ 301,000
Palm Beach, Florida 6 $ 5,570,000 $ 928,333 $ 510,000
Carroll, Georgia 6 $ 2,290,000 $ 381,666 $ 238,000
Cobb, Georgia 6 $ 3,120,000 $ 520,000 $ 1,593,000
Rutherford, Tennessee 6 $ 2,910,000 $ 485,000 $ 263,000
Cullman, Alabama 5 $ 2,235,000 $ 447,000 $ 343,000
Etowah, Alabama 5 $ 14,365,000 $ 2,873,000 $ 281,000
Russell, Alabama 5 $ 7,675,000 $ 1,535,000 $ 86,000
Tuscaloosa, Alabama 5 $ 2,945,000 $ 589,000 $ 330,000
Brevard, Florida 5 $ 15,495,000 $ 3,099,000 $ 414,000
Gulf, Florida 5 $ 11,045,000 $ 2,209,000 $ 364,000
Leon, Florida 5 $ 8,165,000 $ 1,633,000 $ 0
Pulaski, Georgia 5 $ 745,000 $ 149,000 $ 106,000
Mecklenburg, North Carolina 5 $ 6,835,000 $ 1,367,000 $ 890,000
Wilson, Tennessee 5 $ 1,605,000 $ 321,000 $ 109,000
Coffee, Alabama 4 $ 850,000 $ 212,500 $ 277,000
Coosa, Alabama 4 $ 3,030,000 $ 757,500 $ 314,000
Pasco, Florida 4 $ 1,200,000 $ 300,000 $ 135,000
Cherokee, Georgia 4 $ 2,280,000 $ 570,000 $ 703,000
Douglas, Georgia 4 $ 2,180,000 $ 545,000 $ 150,000
Gwinnett, Georgia 4 $ 3,910,000 $ 977,500 $ 305,000
Dorchester, South Carolina 4 $ 790,000 $ 197,500 $ 131,000
Robertson, Tennessee 4 $ 3,970,000 $ 992,500 $ 842,000
Sumner, Tennessee 4 $ 2,200,000 $ 550,000 $ 160,000
Covington, Alabama 3 $ 655,000 $ 218,333 $ 653,000
Marshall, Alabama 3 $ 1,435,000 $ 478,333 $ 198,000
Charlotte, Florida 3 $ 1,865,000 $ 621,666 $ 303,000
Orange, Florida 3 $ 715,000 $ 238,333 $ 245,000
Polk, Florida 3 $ 50,735,000 $ 16,911,666 $ 0
Laurens, Georgia 3 $ 965,000 $ 321,666 $ 97,000
Paulding, Georgia 3 $ 695,000 $ 231,666 $ 130,000
Telfair, Georgia 3 $ 675,000 $ 225,000 $ 85,000
Buncombe, North Carolina 3 $ 1,195,000 $ 398,333 $ 503,000
Greenville, South Carolina 3 $ 42,515,000 $ 14,171,666 $ 444,000
Blount, Alabama 2 $ 560,000 $ 280,000 $ 220,000
Colbert, Alabama 2 $ 1,380,000 $ 690,000 $ 274,000
Geneva, Alabama 2 $ 310,000 $ 155,000 $ 113,000
Jackson, Alabama 2 $ 8,680,000 $ 4,340,000 $ 0
Winston, Alabama 2 $ 1,130,000 $ 565,000 $ 339,000
Eagle, Colorado 2 $ 4,680,000 $ 2,340,000 $ 761,000
Volusia, Florida 2 $ 1,850,000 $ 925,000 $ 52,000
Bibb, Georgia 2 $ 1,240,000 $ 620,000 $ 229,000
Fannin, Georgia 2 $ 1,450,000 $ 725,000 $ 0
Peach, Georgia 2 $ 740,000 $ 370,000 $ 141,000
Jefferson, Louisiana 2 $ 400,000 $ 200,000 $ 193,000
Benton, Mississippi 2 $ 440,000 $ 220,000 $ 162,000
Clay, North Carolina 2 $ 1,580,000 $ 790,000 $ 60,000
Currituck, North Carolina 2 $ 4,390,000 $ 2,195,000 $ 1,408,000
Dare, North Carolina 2 $ 1,920,000 $ 960,000 $ 283,000
Jackson, North Carolina 2 $ 3,170,000 $ 1,585,000 $ 0
Lexington, South Carolina 2 $ 710,000 $ 355,000 $ 106,000
Sevier, Tennessee 2 $ 1,620,000 $ 810,000 $ 776,000
Newport News, Virginia 2 $ 2,580,000 $ 1,290,000 $ 837,000
Virginia Beach, Virginia 2 $ 660,000 $ 330,000 $ 425,000
Cherokee, Alabama 1 $ 185,000 $ 185,000 $ 167,000
Chilton, Alabama 1 $ 235,000 $ 235,000 $ 378,000
Crenshaw, Alabama 1 $ 45,000 $ 45,000 $ 21,000
DeKalb, Alabama 1 $ 705,000 $ 705,000 $ 749,000
Escambia, Alabama 1 $ 175,000 $ 175,000 $ 48,000
Morgan, Alabama 1 $ 195,000 $ 195,000 $ 66,000
Walker, Alabama 1 $ 785,000 $ 785,000 $ 425,000
Pulaski, Arkansas 1 $ 13,395,000 $ 13,395,000 $ 0
Boulder, Colorado 1 $ 1,505,000 $ 1,505,000 $ 2,415,000
Broomfield, Colorado 1 $ 515,000 $ 515,000 $ 181,000
Douglas, Colorado 1 $ 1,155,000 $ 1,155,000 $ 324,000
Garfield, Colorado 1 $ 415,000 $ 415,000 $ 360,000
District of Columbia, District Of Columbia 1 $ 845,000 $ 845,000 $ 409,000
Broward, Florida 1 $ 1,685,000 $ 1,685,000 $ 0
Collier, Florida 1 $ 1,505,000 $ 1,505,000 $ 0
Hernando, Florida 1 $ 1,125,000 $ 1,125,000 $ 283,000
Jackson, Florida 1 $ 555,000 $ 555,000 $ 370,000
Monroe, Florida 1 $ 795,000 $ 795,000 $ 0
Appling, Georgia 1 $ 275,000 $ 275,000 $ 99,000
Bartow, Georgia 1 $ 265,000 $ 265,000 $ 0
Catoosa, Georgia 1 $ 1,145,000 $ 1,145,000 $ 0
Chatham, Georgia 1 $ 485,000 $ 485,000 $ 428,000
Clay, Georgia 1 $ 105,000 $ 105,000 $ 66,000
Crawford, Georgia 1 $ 425,000 $ 425,000 $ 125,000
Dodge, Georgia 1 $ 155,000 $ 155,000 $ 62,000
Fayette, Georgia 1 $ 75,000 $ 75,000 $ 165,000
Forsyth, Georgia 1 $ 1,315,000 $ 1,315,000 $ 0
Gilmer, Georgia 1 $ 295,000 $ 295,000 $ 83,000
Henry, Georgia 1 $ 345,000 $ 345,000 $ 59,000
Jackson, Georgia 1 $ 395,000 $ 395,000 $ 145,000
Monroe, Georgia 1 $ 375,000 $ 375,000 $ 58,000
Pickens, Georgia 1 $ 655,000 $ 655,000 $ 191,000
Putnam, Georgia 1 $ 3,455,000 $ 3,455,000 $ 0
Schley, Georgia 1 $ 175,000 $ 175,000 $ 44,000
Seminole, Georgia 1 $ 225,000 $ 225,000 $ 82,000
Upson, Georgia 1 $ 1,855,000 $ 1,855,000 $ 0
White, Georgia 1 $ 12,005,000 $ 12,005,000 $ 0
Cook, Illinois 1 $ 965,000 $ 965,000 $ 0
Marion, Indiana 1 $ 33,595,000 $ 33,595,000 $ 0
Warren, Kentucky 1 $ 215,000 $ 215,000 $ 94,000
East Baton Rouge, Louisiana 1 $ 6,375,000 $ 6,375,000 $ 0
Dukes, Massachusetts 1 $ 785,000 $ 785,000 $ 180,000
Harrison, Mississippi 1 $ 3,005,000 $ 3,005,000 $ 0
Lauderdale, Mississippi 1 $ 1,165,000 $ 1,165,000 $ 0
Oktibbeha, Mississippi 1 $ 155,000 $ 155,000 $ 278,000
Rankin, Mississippi 1 $ 265,000 $ 265,000 $ 100,000
Gallatin, Montana 1 $ 2,255,000 $ 2,255,000 $ 2,153,000
Dutchess, New York 1 $ 525,000 $ 525,000 $ 1,593,000
Alamance, North Carolina 1 $ 7,005,000 $ 7,005,000 $ 0
Cherokee, North Carolina 1 $ 405,000 $ 405,000 $ 436,000
Forsyth, North Carolina 1 $ 805,000 $ 805,000 $ 150,000
Macon, North Carolina 1 $ 485,000 $ 485,000 $ 424,000
McDowell, North Carolina 1 $ 865,000 $ 865,000 $ 777,000
Pitt, North Carolina 1 $ 6,005,000 $ 6,005,000 $ 0
Transylvania, North Carolina 1 $ 595,000 $ 595,000 $ 0
Union, North Carolina 1 $ 905,000 $ 905,000 $ 695,000
Wake, North Carolina 1 $ 825,000 $ 825,000 $ 340,000
Cuyahoga, Ohio 1 $ 255,000 $ 255,000 $ 58,000
Van Wert, Ohio 1 $ 7,025,000 $ 7,025,000 $ 0
Lancaster, Pennsylvania 1 $ 75,000 $ 75,000 $ 205,000
Beaufort, South Carolina 1 $ 605,000 $ 605,000 $ 0
Colleton, South Carolina 1 $ 345,000 $ 345,000 $ 0
Hampton, South Carolina 1 $ 435,000 $ 435,000 $ 0
Lancaster, South Carolina 1 $ 175,000 $ 175,000 $ 44,000
Richland, South Carolina 1 $ 45,000 $ 45,000 $ 125,000
Sumter, South Carolina 1 $ 885,000 $ 885,000 $ 243,000
Hamilton, Tennessee 1 $ 485,000 $ 485,000 $ 106,000
Jefferson, Tennessee 1 $ 1,405,000 $ 1,405,000 $ 0
Lawrence, Tennessee 1 $ 195,000 $ 195,000 $ 0
Madison, Tennessee 1 $ 125,000 $ 125,000 $ 0
Montgomery, Tennessee 1 $ 305,000 $ 305,000 $ 171,000
Shelby, Tennessee 1 $ 175,000 $ 175,000 $ 0
Sullivan, Tennessee 1 $ 1,045,000 $ 1,045,000 $ 466,000
Comal, Texas 1 $ 505,000 $ 505,000 $ 154,000
Dallas, Texas 1 $ 17,505,000 $ 17,505,000 $ 0
McLennan, Texas 1 $ 845,000 $ 845,000 $ 2,583,000
Rusk, Texas 1 $ 445,000 $ 445,000 $ 70,000
Tarrant, Texas 1 $ 15,015,000 $ 15,015,000 $ 0
Albemarle, Virginia 1 $ 375,000 $ 375,000 $ 120,000
Arlington, Virginia 1 $ 1,215,000 $ 1,215,000 $ 538,000
Suffolk, Virginia 1 $ 255,000 $ 255,000 $ 167,000

Mortgage Loan Application Detail Totals for Servisfirst Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 811 $742,195,000 $915,000 $44,585,000 $275,000 $4,474,000
Refinancing 210 $217,780,000 $1,037,000 $47,555,000 $332,000 $2,531,000
Home Improvement 166 $64,570,000 $388,000 $10,005,000 $340,000 $4,360,000
Other Purpose 156 $74,840,000 $479,000 $9,605,000 $386,000 $3,659,000
Cash-out Refinancing 137 $76,845,000 $560,000 $6,805,000 $281,000 $2,322,000
Not Applicable 1 $5,345,000 $5,345,000 $5,345,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,022 $524,690,000 $513,000 $10,005,000 $317,000 $4,474,000
Not applicable 218 $549,860,000 $2,522,000 $47,555,000 $0 $0
Not Provided 115 $56,205,000 $488,000 $2,625,000 $283,000 $1,894,000
Black or African American 62 $18,940,000 $305,000 $2,005,000 $123,000 $704,000
Hispanic 31 $14,195,000 $457,000 $1,935,000 $188,000 $1,584,000
Asian 23 $12,185,000 $529,000 $2,175,000 $432,000 $1,940,000
American Indian or Alaskan Native 4 $1,030,000 $257,000 $285,000 $158,000 $252,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,462 $1,176,270,000 $804,000 $47,555,000 $308,000 $4,474,000
FHA-insured (Federal Housing Administration) 14 $3,820,000 $272,000 $515,000 $103,000 $182,000
VA-guaranteed (Veterans Administration) 5 $1,485,000 $297,000 $405,000 $124,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,254 $1,055,590,000 $841,000 $47,555,000 $316,000 $4,360,000
Application Withdrawn By Applicant 157 $79,295,000 $505,000 $2,805,000 $282,000 $4,474,000
Application Denied By Financial Institution 38 $20,060,000 $527,000 $6,805,000 $128,000 $607,000
Loan Purchased By The Institution 18 $7,250,000 $402,000 $5,345,000 $0 $0
Application Approved But Not Accepted 13 $18,645,000 $1,434,000 $9,605,000 $209,000 $409,000
File Closed For Incompleteness 1 $735,000 $735,000 $735,000 $398,000 $398,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,443 $1,161,515,000 $804,000 $47,555,000 $310,000 $4,474,000
Debt-To-Income Ratio 18 $15,790,000 $877,000 $6,805,000 $146,000 $607,000
Credit History 9 $1,425,000 $158,000 $385,000 $100,000 $202,000
Collateral 8 $2,410,000 $301,000 $645,000 $130,000 $182,000
Employment History 2 $270,000 $135,000 $155,000 $84,000 $127,000
Other 1 $165,000 $165,000 $165,000 $125,000 $125,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servisfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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