Servisfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Servisfirst Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Servisfirst Bank
2500 Woodcrest Place
Birmingham, AL 35209
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,481
Total Mortgage Loan Application Amount $1,181,575,000
Average Mortgage Loan Application Amount $1,454,000
Highest Mortgage Loan Application Amount $47,555,000
Average Applicant Income $269,000
Highest Applicant Income $4,474,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Servisfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Servisfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Servisfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Servisfirst Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Servisfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Servisfirst Bank's mortgage activity for 2022.

Mortgage Loan Application Totals for Servisfirst Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Alabama 184 $ 74,780,000 $ 406,000 $ 344,000
Madison County Alabama 103 $ 59,735,000 $ 579,000 $ 351,000
Baldwin County Alabama 102 $ 63,300,000 $ 620,000 $ 226,000
Charleston County South Carolina 96 $ 62,470,000 $ 650,000 $ 338,000
Houston County Georgia 95 $ 26,385,000 $ 277,000 $ 106,000
Escambia County Florida 94 $ 52,670,000 $ 560,000 $ 184,000
Mobile County Alabama 66 $ 25,280,000 $ 383,000 $ 175,000
Shelby County Alabama 60 $ 24,250,000 $ 404,000 $ 329,000
Houston County Alabama 57 $ 15,505,000 $ 272,000 $ 168,000
Davidson County Tennessee 34 $ 30,370,000 $ 893,000 $ 653,000
Montgomery County Alabama 26 $ 20,290,000 $ 780,000 $ 207,000
Williamson County Tennessee 26 $ 22,380,000 $ 860,000 $ 485,000
Bay County Florida 25 $ 13,335,000 $ 533,000 $ 274,000
Hillsborough County Florida 25 $ 16,685,000 $ 667,000 $ 326,000
Sarasota County Florida 22 $ 40,280,000 $ 1,830,000 $ 356,000
Walton County Florida 21 $ 28,535,000 $ 1,358,000 $ 503,000
Manatee County Florida 19 $ 16,945,000 $ 891,000 $ 766,000
Santa Rosa County Florida 16 $ 8,010,000 $ 500,000 $ 217,000
Pinellas County Florida 15 $ 8,565,000 $ 571,000 $ 364,000
Fulton County Georgia 14 $ 10,650,000 $ 760,000 $ 483,000
Limestone County Alabama 13 $ 47,185,000 $ 3,629,000 $ 253,000
St. Clair County Alabama 12 $ 3,640,000 $ 303,000 $ 171,000
Dale County Alabama 10 $ 2,600,000 $ 260,000 $ 137,000
Muscogee County Georgia 10 $ 14,720,000 $ 1,472,000 $ 164,000
Elmore County Alabama 9 $ 8,415,000 $ 935,000 $ 272,000
Tallapoosa County Alabama 9 $ 7,205,000 $ 800,000 $ 490,000
Lee County Florida 8 $ 38,520,000 $ 4,815,000 $ 220,000
Okaloosa County Florida 8 $ 6,960,000 $ 870,000 $ 245,000
Berkeley County South Carolina 8 $ 6,980,000 $ 872,000 $ 253,000
Lee County Alabama 7 $ 3,505,000 $ 500,000 $ 236,000
DeKalb County Georgia 7 $ 2,335,000 $ 333,000 $ 313,000
Harris County Georgia 7 $ 2,475,000 $ 353,000 $ 213,000
Henry County Alabama 6 $ 1,870,000 $ 311,000 $ 419,000
Talladega County Alabama 6 $ 1,610,000 $ 268,000 $ 301,000
Palm Beach County Florida 6 $ 5,570,000 $ 928,000 $ 510,000
Carroll County Georgia 6 $ 2,290,000 $ 381,000 $ 238,000
Cobb County Georgia 6 $ 3,120,000 $ 520,000 $ 1,593,000
Rutherford County Tennessee 6 $ 2,910,000 $ 485,000 $ 263,000
Cullman County Alabama 5 $ 2,235,000 $ 447,000 $ 343,000
Etowah County Alabama 5 $ 14,365,000 $ 2,873,000 $ 281,000
Russell County Alabama 5 $ 7,675,000 $ 1,535,000 $ 86,000
Tuscaloosa County Alabama 5 $ 2,945,000 $ 589,000 $ 330,000
Brevard County Florida 5 $ 15,495,000 $ 3,099,000 $ 414,000
Gulf County Florida 5 $ 11,045,000 $ 2,209,000 $ 364,000
Leon County Florida 5 $ 8,165,000 $ 1,633,000 $ 0
Pulaski County Georgia 5 $ 745,000 $ 149,000 $ 106,000
Mecklenburg County North Carolina 5 $ 6,835,000 $ 1,367,000 $ 890,000
Wilson County Tennessee 5 $ 1,605,000 $ 321,000 $ 109,000
Coffee County Alabama 4 $ 850,000 $ 212,000 $ 277,000
Coosa County Alabama 4 $ 3,030,000 $ 757,000 $ 314,000
Pasco County Florida 4 $ 1,200,000 $ 300,000 $ 135,000
Cherokee County Georgia 4 $ 2,280,000 $ 570,000 $ 703,000
Douglas County Georgia 4 $ 2,180,000 $ 545,000 $ 150,000
Gwinnett County Georgia 4 $ 3,910,000 $ 977,000 $ 305,000
Dorchester County South Carolina 4 $ 790,000 $ 197,000 $ 131,000
Robertson County Tennessee 4 $ 3,970,000 $ 992,000 $ 842,000
Sumner County Tennessee 4 $ 2,200,000 $ 550,000 $ 160,000
Covington County Alabama 3 $ 655,000 $ 218,000 $ 653,000
Marshall County Alabama 3 $ 1,435,000 $ 478,000 $ 198,000
Charlotte County Florida 3 $ 1,865,000 $ 621,000 $ 303,000
Orange County Florida 3 $ 715,000 $ 238,000 $ 245,000
Polk County Florida 3 $ 50,735,000 $ 16,911,000 $ 0
Laurens County Georgia 3 $ 965,000 $ 321,000 $ 97,000
Paulding County Georgia 3 $ 695,000 $ 231,000 $ 130,000
Telfair County Georgia 3 $ 675,000 $ 225,000 $ 85,000
Buncombe County North Carolina 3 $ 1,195,000 $ 398,000 $ 503,000
Greenville County South Carolina 3 $ 42,515,000 $ 14,171,000 $ 444,000
Blount County Alabama 2 $ 560,000 $ 280,000 $ 220,000
Colbert County Alabama 2 $ 1,380,000 $ 690,000 $ 274,000
Geneva County Alabama 2 $ 310,000 $ 155,000 $ 113,000
Jackson County Alabama 2 $ 8,680,000 $ 4,340,000 $ 0
Winston County Alabama 2 $ 1,130,000 $ 565,000 $ 339,000
Eagle County Colorado 2 $ 4,680,000 $ 2,340,000 $ 761,000
Volusia County Florida 2 $ 1,850,000 $ 925,000 $ 52,000
Bibb County Georgia 2 $ 1,240,000 $ 620,000 $ 229,000
Fannin County Georgia 2 $ 1,450,000 $ 725,000 $ 0
Peach County Georgia 2 $ 740,000 $ 370,000 $ 141,000
Jefferson County Louisiana 2 $ 400,000 $ 200,000 $ 193,000
Benton County Mississippi 2 $ 440,000 $ 220,000 $ 162,000
Clay County North Carolina 2 $ 1,580,000 $ 790,000 $ 60,000
Currituck County North Carolina 2 $ 4,390,000 $ 2,195,000 $ 1,408,000
Dare County North Carolina 2 $ 1,920,000 $ 960,000 $ 283,000
Jackson County North Carolina 2 $ 3,170,000 $ 1,585,000 $ 0
Lexington County South Carolina 2 $ 710,000 $ 355,000 $ 106,000
Sevier County Tennessee 2 $ 1,620,000 $ 810,000 $ 776,000
Newport News County Virginia 2 $ 2,580,000 $ 1,290,000 $ 837,000
Virginia Beach County Virginia 2 $ 660,000 $ 330,000 $ 425,000
Cherokee County Alabama 1 $ 185,000 $ 185,000 $ 167,000
Chilton County Alabama 1 $ 235,000 $ 235,000 $ 378,000
Crenshaw County Alabama 1 $ 45,000 $ 45,000 $ 21,000
DeKalb County Alabama 1 $ 705,000 $ 705,000 $ 749,000
Escambia County Alabama 1 $ 175,000 $ 175,000 $ 48,000
Morgan County Alabama 1 $ 195,000 $ 195,000 $ 66,000
Walker County Alabama 1 $ 785,000 $ 785,000 $ 425,000
Pulaski County Arkansas 1 $ 13,395,000 $ 13,395,000 $ 0
Boulder County Colorado 1 $ 1,505,000 $ 1,505,000 $ 2,415,000
Broomfield County Colorado 1 $ 515,000 $ 515,000 $ 181,000
Douglas County Colorado 1 $ 1,155,000 $ 1,155,000 $ 324,000
Garfield County Colorado 1 $ 415,000 $ 415,000 $ 360,000
District of Columbia County District Of Columbia 1 $ 845,000 $ 845,000 $ 409,000
Broward County Florida 1 $ 1,685,000 $ 1,685,000 $ 0
Collier County Florida 1 $ 1,505,000 $ 1,505,000 $ 0
Hernando County Florida 1 $ 1,125,000 $ 1,125,000 $ 283,000
Jackson County Florida 1 $ 555,000 $ 555,000 $ 370,000
Monroe County Florida 1 $ 795,000 $ 795,000 $ 0
Appling County Georgia 1 $ 275,000 $ 275,000 $ 99,000
Bartow County Georgia 1 $ 265,000 $ 265,000 $ 0
Catoosa County Georgia 1 $ 1,145,000 $ 1,145,000 $ 0
Chatham County Georgia 1 $ 485,000 $ 485,000 $ 428,000
Clay County Georgia 1 $ 105,000 $ 105,000 $ 66,000
Crawford County Georgia 1 $ 425,000 $ 425,000 $ 125,000
Dodge County Georgia 1 $ 155,000 $ 155,000 $ 62,000
Fayette County Georgia 1 $ 75,000 $ 75,000 $ 165,000
Forsyth County Georgia 1 $ 1,315,000 $ 1,315,000 $ 0
Gilmer County Georgia 1 $ 295,000 $ 295,000 $ 83,000
Henry County Georgia 1 $ 345,000 $ 345,000 $ 59,000
Jackson County Georgia 1 $ 395,000 $ 395,000 $ 145,000
Monroe County Georgia 1 $ 375,000 $ 375,000 $ 58,000
Pickens County Georgia 1 $ 655,000 $ 655,000 $ 191,000
Putnam County Georgia 1 $ 3,455,000 $ 3,455,000 $ 0
Schley County Georgia 1 $ 175,000 $ 175,000 $ 44,000
Seminole County Georgia 1 $ 225,000 $ 225,000 $ 82,000
Upson County Georgia 1 $ 1,855,000 $ 1,855,000 $ 0
White County Georgia 1 $ 12,005,000 $ 12,005,000 $ 0
Cook County Illinois 1 $ 965,000 $ 965,000 $ 0
Marion County Indiana 1 $ 33,595,000 $ 33,595,000 $ 0
Warren County Kentucky 1 $ 215,000 $ 215,000 $ 94,000
East Baton Rouge County Louisiana 1 $ 6,375,000 $ 6,375,000 $ 0
Dukes County Massachusetts 1 $ 785,000 $ 785,000 $ 180,000
Harrison County Mississippi 1 $ 3,005,000 $ 3,005,000 $ 0
Lauderdale County Mississippi 1 $ 1,165,000 $ 1,165,000 $ 0
Oktibbeha County Mississippi 1 $ 155,000 $ 155,000 $ 278,000
Rankin County Mississippi 1 $ 265,000 $ 265,000 $ 100,000
Gallatin County Montana 1 $ 2,255,000 $ 2,255,000 $ 2,153,000
Dutchess County New York 1 $ 525,000 $ 525,000 $ 1,593,000
Alamance County North Carolina 1 $ 7,005,000 $ 7,005,000 $ 0
Cherokee County North Carolina 1 $ 405,000 $ 405,000 $ 436,000
Forsyth County North Carolina 1 $ 805,000 $ 805,000 $ 150,000
Macon County North Carolina 1 $ 485,000 $ 485,000 $ 424,000
McDowell County North Carolina 1 $ 865,000 $ 865,000 $ 777,000
Pitt County North Carolina 1 $ 6,005,000 $ 6,005,000 $ 0
Transylvania County North Carolina 1 $ 595,000 $ 595,000 $ 0
Union County North Carolina 1 $ 905,000 $ 905,000 $ 695,000
Wake County North Carolina 1 $ 825,000 $ 825,000 $ 340,000
Cuyahoga County Ohio 1 $ 255,000 $ 255,000 $ 58,000
Van Wert County Ohio 1 $ 7,025,000 $ 7,025,000 $ 0
Lancaster County Pennsylvania 1 $ 75,000 $ 75,000 $ 205,000
Beaufort County South Carolina 1 $ 605,000 $ 605,000 $ 0
Colleton County South Carolina 1 $ 345,000 $ 345,000 $ 0
Hampton County South Carolina 1 $ 435,000 $ 435,000 $ 0
Lancaster County South Carolina 1 $ 175,000 $ 175,000 $ 44,000
Richland County South Carolina 1 $ 45,000 $ 45,000 $ 125,000
Sumter County South Carolina 1 $ 885,000 $ 885,000 $ 243,000
Hamilton County Tennessee 1 $ 485,000 $ 485,000 $ 106,000
Jefferson County Tennessee 1 $ 1,405,000 $ 1,405,000 $ 0
Lawrence County Tennessee 1 $ 195,000 $ 195,000 $ 0
Madison County Tennessee 1 $ 125,000 $ 125,000 $ 0
Montgomery County Tennessee 1 $ 305,000 $ 305,000 $ 171,000
Shelby County Tennessee 1 $ 175,000 $ 175,000 $ 0
Sullivan County Tennessee 1 $ 1,045,000 $ 1,045,000 $ 466,000
Comal County Texas 1 $ 505,000 $ 505,000 $ 154,000
Dallas County Texas 1 $ 17,505,000 $ 17,505,000 $ 0
McLennan County Texas 1 $ 845,000 $ 845,000 $ 2,583,000
Rusk County Texas 1 $ 445,000 $ 445,000 $ 70,000
Tarrant County Texas 1 $ 15,015,000 $ 15,015,000 $ 0
Albemarle County Virginia 1 $ 375,000 $ 375,000 $ 120,000
Arlington County Virginia 1 $ 1,215,000 $ 1,215,000 $ 538,000
Suffolk County Virginia 1 $ 255,000 $ 255,000 $ 167,000

Mortgage Loan Application Detail Totals for Servisfirst Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 811 $742,195,000 $915,000 $44,585,000 $275,000 $4,474,000
Refinancing 210 $217,780,000 $1,037,000 $47,555,000 $332,000 $2,531,000
Home Improvement 166 $64,570,000 $388,000 $10,005,000 $340,000 $4,360,000
Other Purpose 156 $74,840,000 $479,000 $9,605,000 $386,000 $3,659,000
Cash-out Refinancing 137 $76,845,000 $560,000 $6,805,000 $281,000 $2,322,000
Not Applicable 1 $5,345,000 $5,345,000 $5,345,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,022 $524,690,000 $513,000 $10,005,000 $317,000 $4,474,000
Not applicable 218 $549,860,000 $2,522,000 $47,555,000 $0 $0
Not Provided 115 $56,205,000 $488,000 $2,625,000 $283,000 $1,894,000
Black or African American 62 $18,940,000 $305,000 $2,005,000 $123,000 $704,000
Hispanic 31 $14,195,000 $457,000 $1,935,000 $188,000 $1,584,000
Asian 23 $12,185,000 $529,000 $2,175,000 $432,000 $1,940,000
American Indian or Alaskan Native 4 $1,030,000 $257,000 $285,000 $158,000 $252,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,462 $1,176,270,000 $804,000 $47,555,000 $308,000 $4,474,000
FHA-insured (Federal Housing Administration) 14 $3,820,000 $272,000 $515,000 $103,000 $182,000
VA-guaranteed (Veterans Administration) 5 $1,485,000 $297,000 $405,000 $124,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,254 $1,055,590,000 $841,000 $47,555,000 $316,000 $4,360,000
Application Withdrawn By Applicant 157 $79,295,000 $505,000 $2,805,000 $282,000 $4,474,000
Application Denied By Financial Institution 38 $20,060,000 $527,000 $6,805,000 $128,000 $607,000
Loan Purchased By The Institution 18 $7,250,000 $402,000 $5,345,000 $0 $0
Application Approved But Not Accepted 13 $18,645,000 $1,434,000 $9,605,000 $209,000 $409,000
File Closed For Incompleteness 1 $735,000 $735,000 $735,000 $398,000 $398,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,443 $1,161,515,000 $804,000 $47,555,000 $310,000 $4,474,000
Debt-To-Income Ratio 18 $15,790,000 $877,000 $6,805,000 $146,000 $607,000
Credit History 9 $1,425,000 $158,000 $385,000 $100,000 $202,000
Collateral 8 $2,410,000 $301,000 $645,000 $130,000 $182,000
Employment History 2 $270,000 $135,000 $155,000 $84,000 $127,000
Other 1 $165,000 $165,000 $165,000 $125,000 $125,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servisfirst Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servisfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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