Severn Savings Bank, Fsb Dba Severn Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Severn Savings Bank, Fsb Dba Severn Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,727 |
| Total Mortgage Loan Application Amount | $575,338,000 |
| Average Mortgage Loan Application Amount | $357,333 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $1,425,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Severn Savings Bank, Fsb Dba Severn Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Severn Savings Bank, Fsb Dba Severn Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Severn Savings Bank, Fsb Dba Severn Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Severn Savings Bank, Fsb Dba Severn Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Severn Savings Bank, Fsb Dba Severn Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Severn Savings Bank, Fsb Dba Severn Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 422 | $ 159,923,000 | $ 378,000 | $ 127,000 |
| Prince George's County Maryland | 122 | $ 34,344,000 | $ 281,000 | $ 104,000 |
| Baltimore County Maryland | 113 | $ 30,602,000 | $ 270,000 | $ 97,000 |
| Montgomery County Maryland | 109 | $ 47,841,000 | $ 438,000 | $ 155,000 |
| District of Columbia County District Of Columbia | 73 | $ 32,553,000 | $ 445,000 | $ 185,000 |
| Howard County Maryland | 63 | $ 27,825,000 | $ 441,000 | $ 176,000 |
| Baltimore City County Maryland | 57 | $ 13,679,000 | $ 239,000 | $ 149,000 |
| Fairfax County Virginia | 55 | $ 32,355,000 | $ 588,000 | $ 190,000 |
| Calvert County Maryland | 37 | $ 14,880,000 | $ 402,000 | $ 136,000 |
| Harford County Maryland | 37 | $ 11,003,000 | $ 297,000 | $ 115,000 |
| Carroll County Maryland | 35 | $ 10,267,000 | $ 293,000 | $ 109,000 |
| Queen Anne's County Maryland | 31 | $ 11,307,000 | $ 364,000 | $ 141,000 |
| Loudoun County Virginia | 30 | $ 13,335,000 | $ 444,000 | $ 143,000 |
| Frederick County Maryland | 27 | $ 7,783,000 | $ 288,000 | $ 96,000 |
| Charles County Maryland | 26 | $ 9,272,000 | $ 356,000 | $ 123,000 |
| New Castle County Delaware | 20 | $ 5,614,000 | $ 280,000 | $ 117,000 |
| Sussex County Delaware | 16 | $ 4,436,000 | $ 277,000 | $ 113,000 |
| St. Mary's County Maryland | 16 | $ 4,843,000 | $ 302,000 | $ 110,000 |
| Worcester County Maryland | 14 | $ 3,172,000 | $ 226,000 | $ 129,000 |
| Arlington County Virginia | 12 | $ 5,649,000 | $ 470,000 | $ 124,000 |
| Talbot County Maryland | 11 | $ 3,178,000 | $ 288,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 11 | $ 3,130,000 | $ 284,000 | $ 97,000 |
| Prince William County Virginia | 11 | $ 3,407,000 | $ 309,000 | $ 110,000 |
| Virginia Beach County Virginia | 11 | $ 3,196,000 | $ 290,000 | $ 81,000 |
| Wicomico County Maryland | 10 | $ 2,202,000 | $ 220,000 | $ 103,000 |
| Henrico County Virginia | 10 | $ 2,036,000 | $ 203,000 | $ 67,000 |
| Bucks County Pennsylvania | 9 | $ 2,093,000 | $ 232,000 | $ 123,000 |
| Wake County North Carolina | 8 | $ 1,273,000 | $ 159,000 | $ 59,000 |
| Chester County Pennsylvania | 8 | $ 2,369,000 | $ 296,000 | $ 122,000 |
| Cecil County Maryland | 7 | $ 1,580,000 | $ 225,000 | $ 104,000 |
| Allegheny County Pennsylvania | 7 | $ 1,287,000 | $ 183,000 | $ 84,000 |
| Montgomery County Pennsylvania | 7 | $ 1,702,000 | $ 243,000 | $ 138,000 |
| Alexandria County Virginia | 7 | $ 2,843,000 | $ 406,000 | $ 258,000 |
| Chesterfield County Virginia | 7 | $ 1,484,000 | $ 212,000 | $ 42,000 |
| Stafford County Virginia | 7 | $ 2,012,000 | $ 287,000 | $ 122,000 |
| Washington County Maryland | 6 | $ 1,378,000 | $ 229,000 | $ 55,000 |
| Haywood County North Carolina | 6 | $ 972,000 | $ 162,000 | $ 74,000 |
| Richmond City County Virginia | 6 | $ 2,005,000 | $ 334,000 | $ 305,000 |
| Dorchester County Maryland | 5 | $ 797,000 | $ 159,000 | $ 111,000 |
| Garrett County Maryland | 5 | $ 1,596,000 | $ 319,000 | $ 191,000 |
| Delaware County Pennsylvania | 5 | $ 1,187,000 | $ 237,000 | $ 95,000 |
| Monroe County Pennsylvania | 5 | $ 1,333,000 | $ 266,000 | $ 109,000 |
| Hanover County Virginia | 5 | $ 1,424,000 | $ 284,000 | $ 111,000 |
| Lynchburg County Virginia | 5 | $ 919,000 | $ 183,000 | $ 78,000 |
| Suffolk County Virginia | 5 | $ 1,575,000 | $ 315,000 | $ 81,000 |
| Cook County Illinois | 4 | $ 838,000 | $ 209,000 | $ 19,000 |
| Allegany County Maryland | 4 | $ 440,000 | $ 110,000 | $ 70,000 |
| Caroline County Maryland | 4 | $ 702,000 | $ 175,000 | $ 72,000 |
| Kent County Maryland | 4 | $ 1,025,000 | $ 256,000 | $ 36,000 |
| Luzerne County Pennsylvania | 4 | $ 527,000 | $ 131,000 | $ 59,000 |
| Gloucester County Virginia | 4 | $ 841,000 | $ 210,000 | $ 33,000 |
| Manassas County Virginia | 4 | $ 851,000 | $ 212,000 | $ 30,000 |
| Spotsylvania County Virginia | 4 | $ 1,029,000 | $ 257,000 | $ 59,000 |
| Kent County Delaware | 3 | $ 686,000 | $ 228,000 | $ 108,000 |
| Somerset County Maryland | 3 | $ 147,000 | $ 49,000 | $ 101,000 |
| Forsyth County North Carolina | 3 | $ 451,000 | $ 150,000 | $ 33,000 |
| Guilford County North Carolina | 3 | $ 540,000 | $ 180,000 | $ 60,000 |
| New Hanover County North Carolina | 3 | $ 677,000 | $ 225,000 | $ 80,000 |
| Lancaster County Pennsylvania | 3 | $ 534,000 | $ 178,000 | $ 100,000 |
| Northampton County Pennsylvania | 3 | $ 528,000 | $ 176,000 | $ 67,000 |
| York County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 69,000 |
| Augusta County Virginia | 3 | $ 613,000 | $ 204,000 | $ 34,000 |
| Chesapeake County Virginia | 3 | $ 616,000 | $ 205,000 | $ 60,000 |
| Fauquier County Virginia | 3 | $ 1,288,000 | $ 429,000 | $ 133,000 |
| Norfolk County Virginia | 3 | $ 679,000 | $ 226,000 | $ 23,000 |
| Jackson County Illinois | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 389,000 | $ 194,000 | $ 186,000 |
| Buncombe County North Carolina | 2 | $ 375,000 | $ 187,000 | $ 31,000 |
| Cleveland County North Carolina | 2 | $ 222,000 | $ 111,000 | $ 32,000 |
| Iredell County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Orange County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Pitt County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 72,000 |
| Union County North Carolina | 2 | $ 415,000 | $ 207,000 | $ 67,000 |
| Cumberland County Pennsylvania | 2 | $ 411,000 | $ 205,000 | $ 170,000 |
| Dauphin County Pennsylvania | 2 | $ 438,000 | $ 219,000 | $ 88,000 |
| Fayette County Pennsylvania | 2 | $ 322,000 | $ 161,000 | $ 80,000 |
| Juniata County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 134,000 |
| Lackawanna County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 106,000 |
| Lehigh County Pennsylvania | 2 | $ 650,000 | $ 325,000 | $ 146,000 |
| Pike County Pennsylvania | 2 | $ 606,000 | $ 303,000 | $ 149,000 |
| Venango County Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 99,000 |
| Washington County Pennsylvania | 2 | $ 421,000 | $ 210,000 | $ 124,000 |
| Charleston County South Carolina | 2 | $ 496,000 | $ 248,000 | $ 66,000 |
| Horry County South Carolina | 2 | $ 591,000 | $ 295,000 | $ 314,000 |
| Harris County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Botetourt County Virginia | 2 | $ 412,000 | $ 206,000 | $ 84,000 |
| Campbell County Virginia | 2 | $ 646,000 | $ 323,000 | $ 94,000 |
| Caroline County Virginia | 2 | $ 483,000 | $ 241,000 | $ 101,000 |
| Culpeper County Virginia | 2 | $ 435,000 | $ 217,000 | $ 76,000 |
| Falls Church County Virginia | 2 | $ 1,880,000 | $ 940,000 | $ 321,000 |
| Prince George County Virginia | 2 | $ 361,000 | $ 180,000 | $ 82,000 |
| Pulaski County Virginia | 2 | $ 390,000 | $ 195,000 | $ 49,000 |
| Winchester County Virginia | 2 | $ 501,000 | $ 250,000 | $ 59,000 |
| Jefferson County Alabama | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Benton County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Adams County Colorado | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Charlotte County Florida | 1 | $ 392,000 | $ 392,000 | $ 181,000 |
| Dixie County Florida | 1 | $ 51,000 | $ 51,000 | $ 83,000 |
| Hillsborough County Florida | 1 | $ 183,000 | $ 183,000 | $ 77,000 |
| Orange County Florida | 1 | $ 156,000 | $ 156,000 | $ 106,000 |
| St. Johns County Florida | 1 | $ 501,000 | $ 501,000 | $ 300,000 |
| St. Lucie County Florida | 1 | $ 168,000 | $ 168,000 | $ 224,000 |
| Volusia County Florida | 1 | $ 197,000 | $ 197,000 | $ 84,000 |
| Fulton County Georgia | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Henry County Georgia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Will County Illinois | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Lake County Indiana | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Polk County Iowa | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Hampden County Massachusetts | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Washington County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Camden County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Orange County New York | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Suffolk County New York | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Alamance County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 98,000 |
| Ashe County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 16,000 |
| Beaufort County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 141,000 |
| Bladen County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Brunswick County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Caswell County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 30,000 |
| Cumberland County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 81,000 |
| Dare County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| Davidson County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Granville County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Harnett County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Henderson County North Carolina | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Moore County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Rowan County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 90,000 |
| Stanly County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Stokes County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Surry County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 16,000 |
| Wilson County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Cuyahoga County Ohio | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Wayne County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Bedford County Pennsylvania | 1 | $ 361,000 | $ 361,000 | $ 120,000 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Bradford County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Butler County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Carbon County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 59,000 |
| Centre County Pennsylvania | 1 | $ 303,000 | $ 303,000 | $ 122,000 |
| Clarion County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Elk County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 74,000 |
| Franklin County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 140,000 |
| Lebanon County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 171,000 |
| Mifflin County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 99,000 |
| Somerset County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 148,000 |
| Susquehanna County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Wayne County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 34,000 |
| Lexington County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Lincoln County South Dakota | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Dallas County Texas | 1 | $ 875,000 | $ 875,000 | $ 400,000 |
| El Paso County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Jefferson County Texas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Tarrant County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Rutland County Vermont | 1 | $ 332,000 | $ 332,000 | $ 170,000 |
| Albemarle County Virginia | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Bedford County Virginia | 1 | $ 280,000 | $ 280,000 | $ 132,000 |
| Brunswick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Carroll County Virginia | 1 | $ 181,000 | $ 181,000 | $ 28,000 |
| Colonial Heights County Virginia | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Craig County Virginia | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Fairfax City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 260,000 |
| Franklin County Virginia | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Frederick County Virginia | 1 | $ 323,000 | $ 323,000 | $ 95,000 |
| Goochland County Virginia | 1 | $ 250,000 | $ 250,000 | $ 107,000 |
| Hampton County Virginia | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Lancaster County Virginia | 1 | $ 488,000 | $ 488,000 | $ 174,000 |
| Lexington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Louisa County Virginia | 1 | $ 345,000 | $ 345,000 | $ 40,000 |
| New Kent County Virginia | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Newport News County Virginia | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Patrick County Virginia | 1 | $ 142,000 | $ 142,000 | $ 30,000 |
| Petersburg County Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Roanoke County Virginia | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Salem County Virginia | 1 | $ 179,000 | $ 179,000 | $ 80,000 |
| Shenandoah County Virginia | 1 | $ 232,000 | $ 232,000 | $ 116,000 |
| Southampton County Virginia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Staunton County Virginia | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Warren County Virginia | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Washington County Virginia | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Westmoreland County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 204,000 | $ 204,000 | $ 130,000 |
| Fond du Lac County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 0 |
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,199 | $366,711,000 | $305,000 | $2,100,000 | $110,000 | $1,425,000 |
| Home Purchase | 366 | $151,273,000 | $413,000 | $3,500,000 | $155,000 | $1,256,000 |
| Home Improvement | 162 | $57,354,000 | $354,000 | $2,800,000 | $140,000 | $536,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,208 | $392,372,000 | $324,000 | $2,520,000 | $125,000 | $1,425,000 |
| Black or African American | 220 | $66,719,000 | $303,000 | $1,441,000 | $95,000 | $495,000 |
| Not Provided | 185 | $76,231,000 | $412,000 | $3,500,000 | $143,000 | $1,256,000 |
| Asian | 60 | $24,865,000 | $414,000 | $2,100,000 | $133,000 | $469,000 |
| Hispanic | 50 | $13,040,000 | $260,000 | $1,836,000 | $100,000 | $988,000 |
| American Indian or Alaskan Native | 3 | $1,511,000 | $503,000 | $661,000 | $125,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $600,000 | $600,000 | $600,000 | $173,000 | $173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,258 | $436,048,000 | $346,000 | $3,500,000 | $142,000 | $1,425,000 |
| FHA-insured (Federal Housing Administration) | 346 | $98,170,000 | $283,000 | $685,000 | $61,000 | $395,000 |
| VA-guaranteed (Veterans Administration) | 123 | $41,120,000 | $334,000 | $980,000 | $98,000 | $490,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 568 | $192,405,000 | $338,000 | $2,520,000 | $122,000 | $629,000 |
| File Closed For Incompleteness | 417 | $125,826,000 | $301,000 | $1,836,000 | $126,000 | $1,325,000 |
| Application Withdrawn By Applicant | 381 | $136,687,000 | $358,000 | $2,800,000 | $133,000 | $1,425,000 |
| Application Denied By Financial Institution | 353 | $118,626,000 | $336,000 | $3,500,000 | $109,000 | $1,256,000 |
| Application Approved But Not Accepted | 8 | $1,794,000 | $224,000 | $400,000 | $62,000 | $106,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 114 | $32,228,000 | $282,000 | $1,050,000 | $96,000 | $391,000 |
| Debt-To-Income Ratio | 111 | $38,860,000 | $350,000 | $1,382,000 | $76,000 | $263,000 |
| Collateral | 69 | $29,485,000 | $427,000 | $3,500,000 | $175,000 | $1,256,000 |
| Credit Application Incomplete | 32 | $8,960,000 | $280,000 | $742,000 | $116,000 | $376,000 |
| Other | 14 | $4,494,000 | $321,000 | $875,000 | $116,000 | $400,000 |
| Unverifiable Information | 6 | $1,903,000 | $317,000 | $546,000 | $124,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,486,000 | $414,000 | $655,000 | $168,000 | $269,000 |
| Employment History | 1 | $210,000 | $210,000 | $210,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Severn Savings Bank, Fsb Dba Severn Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Severn Savings Bank, Fsb Dba Severn Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.