Severn Savings Bank, Fsb Dba Severn Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Severn Savings Bank, Fsb Dba Severn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Severn Savings Bank, Fsb Dba Severn Bank 200 Westgate Circle Suite 200 Annapolis, MD 21401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $255,710,000 |
| Average Mortgage Loan Application Amount | $396,000 |
| Highest Mortgage Loan Application Amount | $3,295,000 |
| Average Applicant Income | $163,500 |
| Highest Applicant Income | $3,367,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 207 | $ 92,345,000 | $ 446,000 | $ 217,000 |
| Frederick County Maryland | 143 | $ 41,625,000 | $ 291,000 | $ 99,000 |
| Montgomery County Maryland | 56 | $ 22,940,000 | $ 409,000 | $ 119,000 |
| Washington County Maryland | 29 | $ 6,305,000 | $ 217,000 | $ 86,000 |
| Baltimore County Maryland | 26 | $ 11,790,000 | $ 453,000 | $ 170,000 |
| Calvert County Maryland | 22 | $ 9,360,000 | $ 425,000 | $ 198,000 |
| Queen Anne's County Maryland | 22 | $ 9,610,000 | $ 436,000 | $ 288,000 |
| Baltimore City County Maryland | 17 | $ 3,195,000 | $ 187,000 | $ 117,000 |
| Carroll County Maryland | 17 | $ 4,625,000 | $ 272,000 | $ 87,000 |
| Howard County Maryland | 15 | $ 6,905,000 | $ 460,000 | $ 156,000 |
| Prince George's County Maryland | 15 | $ 3,655,000 | $ 243,000 | $ 143,000 |
| Berkeley County West Virginia | 10 | $ 1,740,000 | $ 174,000 | $ 52,000 |
| St. Mary's County Maryland | 7 | $ 4,265,000 | $ 609,000 | $ 261,000 |
| Charles County Maryland | 6 | $ 2,050,000 | $ 341,000 | $ 138,000 |
| Franklin County Pennsylvania | 6 | $ 1,550,000 | $ 258,000 | $ 101,000 |
| Sussex County Delaware | 4 | $ 2,350,000 | $ 587,000 | $ 256,000 |
| District of Columbia County District Of Columbia | 4 | $ 2,480,000 | $ 620,000 | $ 215,000 |
| Worcester County Maryland | 4 | $ 1,060,000 | $ 265,000 | $ 166,000 |
| Fairfax County Virginia | 4 | $ 2,380,000 | $ 595,000 | $ 369,000 |
| Loudoun County Virginia | 4 | $ 2,280,000 | $ 570,000 | $ 162,000 |
| Palm Beach County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 100,000 |
| Pasco County Florida | 3 | $ 1,445,000 | $ 481,000 | $ 147,000 |
| Cobb County Georgia | 3 | $ 585,000 | $ 195,000 | $ 57,000 |
| Dorchester County Maryland | 3 | $ 105,000 | $ 35,000 | $ 99,000 |
| Adams County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Allegheny County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 91,000 |
| Stafford County Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 107,000 |
| DeKalb County Georgia | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Harford County Maryland | 2 | $ 550,000 | $ 275,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| York County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| Tuscaloosa County Alabama | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Denver County Colorado | 1 | $ 545,000 | $ 545,000 | $ 112,000 |
| Duval County Florida | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Lee County Florida | 1 | $ 655,000 | $ 655,000 | $ 384,000 |
| Miami-Dade County Florida | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Orange County Florida | 1 | $ 245,000 | $ 245,000 | $ 29,000 |
| Rabun County Georgia | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Hancock County Indiana | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Shelby County Indiana | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Allegany County Maryland | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Caroline County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kent County Maryland | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Talbot County Maryland | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Wicomico County Maryland | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Bristol County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Bergen County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Camden County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Ocean County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 479,000 |
| Nassau County New York | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Putnam County New York | 1 | $ 485,000 | $ 485,000 | $ 201,000 |
| Buncombe County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Cleveland County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Currituck County North Carolina | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Rowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Wake County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 282,000 |
| Ward County North Dakota | 1 | $ 275,000 | $ 275,000 | $ 166,000 |
| Hamilton County Ohio | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Clackamas County Oregon | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Lane County Oregon | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Bucks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Centre County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Erie County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Lawrence County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 522,000 |
| Montgomery County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Anderson County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 179,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Laurens County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Orangeburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 300,000 |
| Accomack County Virginia | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Caroline County Virginia | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Chesterfield County Virginia | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Culpeper County Virginia | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Frederick County Virginia | 1 | $ 485,000 | $ 485,000 | $ 132,000 |
| Gloucester County Virginia | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Hampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Manassas Park County Virginia | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Newport News County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Prince William County Virginia | 1 | $ 565,000 | $ 565,000 | $ 165,000 |
| Richmond City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 15,000 |
| Spotsylvania County Virginia | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Waynesboro County Virginia | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Westmoreland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Jefferson County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Severn Savings Bank, Fsb Dba Severn Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 419 | $145,855,000 | $348,000 | $3,295,000 | $138,000 | $2,522,000 |
| Refinancing | 178 | $76,840,000 | $431,000 | $2,505,000 | $203,000 | $3,367,000 |
| Cash-out Refinancing | 98 | $28,370,000 | $289,000 | $805,000 | $131,000 | $422,000 |
| Home Improvement | 9 | $4,645,000 | $516,000 | $2,465,000 | $182,000 | $650,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 397 | $155,415,000 | $391,000 | $3,295,000 | $177,000 | $3,367,000 |
| Not Provided | 209 | $70,845,000 | $338,000 | $2,465,000 | $114,000 | $654,000 |
| Black or African American | 42 | $12,230,000 | $291,000 | $1,125,000 | $116,000 | $507,000 |
| Hispanic | 23 | $6,875,000 | $298,000 | $1,505,000 | $109,000 | $355,000 |
| Not applicable | 15 | $3,955,000 | $263,000 | $1,405,000 | $0 | $0 |
| Asian | 14 | $4,630,000 | $330,000 | $1,265,000 | $207,000 | $1,140,000 |
| American Indian or Alaskan Native | 3 | $995,000 | $331,000 | $545,000 | $109,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 468 | $184,660,000 | $394,000 | $3,295,000 | $183,000 | $3,367,000 |
| FHA-insured (Federal Housing Administration) | 148 | $39,410,000 | $266,000 | $565,000 | $85,000 | $522,000 |
| VA-guaranteed (Veterans Administration) | 71 | $27,765,000 | $391,000 | $715,000 | $111,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,875,000 | $227,000 | $325,000 | $69,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 494 | $171,980,000 | $348,000 | $3,005,000 | $150,000 | $3,367,000 |
| Application Withdrawn By Applicant | 88 | $29,850,000 | $339,000 | $1,925,000 | $124,000 | $696,000 |
| Application Denied By Financial Institution | 64 | $25,470,000 | $397,000 | $1,085,000 | $127,000 | $654,000 |
| File Closed For Incompleteness | 58 | $28,410,000 | $489,000 | $3,295,000 | $240,000 | $1,573,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 640 | $230,240,000 | $359,000 | $3,295,000 | $155,000 | $3,367,000 |
| Debt-To-Income Ratio | 24 | $9,310,000 | $387,000 | $805,000 | $78,000 | $200,000 |
| Credit History | 13 | $4,485,000 | $345,000 | $815,000 | $161,000 | $350,000 |
| Collateral | 11 | $5,535,000 | $503,000 | $1,085,000 | $186,000 | $348,000 |
| Other | 5 | $1,685,000 | $337,000 | $575,000 | $93,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,960,000 | $490,000 | $1,025,000 | $215,000 | $654,000 |
| Credit Application Incomplete | 4 | $1,730,000 | $432,000 | $725,000 | $142,000 | $175,000 |
| Unverifiable Information | 2 | $360,000 | $180,000 | $235,000 | $46,000 | $49,000 |
| Employment History | 1 | $405,000 | $405,000 | $405,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.