Share Plus Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Share Plus Federal Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Share Plus Federal Bank 5224 W. Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 428 |
| Total Mortgage Loan Application Amount | $92,309,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $1,890,000 |
| Average Applicant Income | $166,666 |
| Highest Applicant Income | $3,744,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Share Plus Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Share Plus Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Share Plus Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Share Plus Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Share Plus Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Share Plus Federal Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 103 | $ 32,022,000 | $ 310,000 | $ 178,000 |
| Collin County Texas | 81 | $ 16,237,000 | $ 200,000 | $ 164,000 |
| Denton County Texas | 52 | $ 9,370,000 | $ 180,000 | $ 139,000 |
| Tarrant County Texas | 22 | $ 5,233,000 | $ 237,000 | $ 330,000 |
| Jefferson County Kentucky | 15 | $ 2,347,000 | $ 156,000 | $ 156,000 |
| Harris County Texas | 6 | $ 2,598,000 | $ 433,000 | $ 380,000 |
| Orange County California | 5 | $ 2,396,000 | $ 479,000 | $ 205,000 |
| Cook County Illinois | 4 | $ 373,000 | $ 93,000 | $ 192,000 |
| Morris County New Jersey | 4 | $ 1,239,000 | $ 309,000 | $ 606,000 |
| Ellis County Texas | 4 | $ 421,000 | $ 105,000 | $ 84,000 |
| Kaufman County Texas | 4 | $ 597,000 | $ 149,000 | $ 44,000 |
| Travis County Texas | 4 | $ 2,214,000 | $ 553,000 | $ 280,000 |
| Houston County Georgia | 3 | $ 34,000 | $ 11,000 | $ 45,000 |
| Giles County Tennessee | 3 | $ 13,000 | $ 4,000 | $ 61,000 |
| Fannin County Texas | 3 | $ 703,000 | $ 234,000 | $ 124,000 |
| Rockwall County Texas | 3 | $ 912,000 | $ 304,000 | $ 137,000 |
| Benton County Arkansas | 2 | $ 339,000 | $ 169,000 | $ 143,000 |
| Los Angeles County California | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Fairfield County Connecticut | 2 | $ 2,526,000 | $ 1,263,000 | $ 482,000 |
| Bullitt County Kentucky | 2 | $ 276,000 | $ 138,000 | $ 77,000 |
| Oldham County Kentucky | 2 | $ 373,000 | $ 186,000 | $ 85,000 |
| Concordia County Louisiana | 2 | $ 106,000 | $ 53,000 | $ 62,000 |
| Queens County New York | 2 | $ 326,000 | $ 163,000 | $ 70,000 |
| Greenville County South Carolina | 2 | $ 239,000 | $ 119,000 | $ 400,000 |
| Cameron County Texas | 2 | $ 7,000 | $ 3,000 | $ 49,000 |
| Henderson County Texas | 2 | $ 106,000 | $ 53,000 | $ 66,000 |
| Navarro County Texas | 2 | $ 147,000 | $ 73,000 | $ 68,000 |
| Williamson County Texas | 2 | $ 142,000 | $ 71,000 | $ 145,000 |
| Wise County Texas | 2 | $ 351,000 | $ 175,000 | $ 187,000 |
| Craighead County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 121,000 |
| Pulaski County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Sonoma County California | 1 | $ 10,000 | $ 10,000 | $ 103,000 |
| Stanislaus County California | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Park County Colorado | 1 | $ 162,000 | $ 162,000 | $ 131,000 |
| Windham County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 89,000 |
| Kent County Delaware | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Lake County Florida | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Miami-Dade County Florida | 1 | $ 90,000 | $ 90,000 | $ 300,000 |
| Bibb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 324,000 |
| Clayton County Georgia | 1 | $ 176,000 | $ 176,000 | $ 152,000 |
| Cobb County Georgia | 1 | $ 417,000 | $ 417,000 | $ 244,000 |
| Gwinnett County Georgia | 1 | $ 5,000 | $ 5,000 | $ 119,000 |
| Paulding County Georgia | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Pulaski County Georgia | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Honolulu County Hawaii | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Ada County Idaho | 1 | $ 18,000 | $ 18,000 | $ 94,000 |
| Champaign County Illinois | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| DeKalb County Illinois | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| Lake County Illinois | 1 | $ 100,000 | $ 100,000 | $ 207,000 |
| St. Clair County Illinois | 1 | $ 3,000 | $ 3,000 | $ 74,000 |
| Will County Illinois | 1 | $ 383,000 | $ 383,000 | $ 188,000 |
| Floyd County Indiana | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
| Hamilton County Indiana | 1 | $ 271,000 | $ 271,000 | $ 190,000 |
| Nelson County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 174,000 |
| Pulaski County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 121,000 |
| Avoyelles County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 116,000 |
| Jefferson County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Terrebonne County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Baltimore County Maryland | 1 | $ 41,000 | $ 41,000 | $ 127,000 |
| Cecil County Maryland | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Hampden County Massachusetts | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| St. Clair County Michigan | 1 | $ 3,000 | $ 3,000 | $ 88,000 |
| Christian County Missouri | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Franklin County Missouri | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Jackson County Missouri | 1 | $ 3,000 | $ 3,000 | $ 80,000 |
| Macon County Missouri | 1 | $ 4,000 | $ 4,000 | $ 57,000 |
| Newton County Missouri | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 743,000 |
| Polk County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 69,000 |
| Franklin County Ohio | 1 | $ 196,000 | $ 196,000 | $ 178,000 |
| Licking County Ohio | 1 | $ 10,000 | $ 10,000 | $ 96,000 |
| Richland County Ohio | 1 | $ 4,000 | $ 4,000 | $ 114,000 |
| Garvin County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Kent County Rhode Island | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Hardeman County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 69,000 |
| Lincoln County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| McMinn County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 247,000 |
| Shelby County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Aransas County Texas | 1 | $ 176,000 | $ 176,000 | $ 157,000 |
| Bexar County Texas | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Brazoria County Texas | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Brazos County Texas | 1 | $ 613,000 | $ 613,000 | $ 216,000 |
| Fort Bend County Texas | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Franklin County Texas | 1 | $ 208,000 | $ 208,000 | $ 233,000 |
| Gillespie County Texas | 1 | $ 900,000 | $ 900,000 | $ 284,000 |
| Hardin County Texas | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Hunt County Texas | 1 | $ 228,000 | $ 228,000 | $ 168,000 |
| Johnson County Texas | 1 | $ 7,000 | $ 7,000 | $ 70,000 |
| Kendall County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 296,000 |
| Montgomery County Texas | 1 | $ 204,000 | $ 204,000 | $ 132,000 |
| Palo Pinto County Texas | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Parker County Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Webb County Texas | 1 | $ 172,000 | $ 172,000 | $ 125,000 |
| Chesterfield County Virginia | 1 | $ 3,000 | $ 3,000 | $ 101,000 |
| Pittsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Benton County Washington | 1 | $ 3,000 | $ 3,000 | $ 27,000 |
| Clark County Washington | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Walla Walla County Washington | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Rock County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Share Plus Federal Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 161 | $39,605,000 | $245,000 | $1,615,000 | $156,000 | $616,000 |
| Home Purchase | 136 | $49,134,000 | $361,000 | $1,890,000 | $236,000 | $3,744,000 |
| Home Improvement | 131 | $3,570,000 | $27,000 | $250,000 | $108,000 | $602,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 313 | $69,835,000 | $223,000 | $1,890,000 | $181,000 | $3,744,000 |
| Not Provided | 44 | $10,067,000 | $228,000 | $900,000 | $135,000 | $566,000 |
| Black or African American | 25 | $1,697,000 | $67,000 | $210,000 | $72,000 | $270,000 |
| Hispanic | 24 | $4,061,000 | $169,000 | $1,250,000 | $122,000 | $569,000 |
| Asian | 17 | $5,705,000 | $335,000 | $1,684,000 | $198,000 | $594,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $163,000 | $54,000 | $143,000 | $63,000 | $97,000 |
| American Indian or Alaskan Native | 2 | $781,000 | $390,000 | $694,000 | $222,000 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 411 | $89,527,000 | $217,000 | $1,890,000 | $171,000 | $3,744,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,782,000 | $163,000 | $276,000 | $69,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 275 | $62,253,000 | $226,000 | $1,838,000 | $184,000 | $3,744,000 |
| Application Denied By Financial Institution | 95 | $15,640,000 | $164,000 | $1,000,000 | $102,000 | $360,000 |
| Application Withdrawn By Applicant | 34 | $13,494,000 | $396,000 | $1,890,000 | $254,000 | $730,000 |
| Application Approved But Not Accepted | 24 | $922,000 | $38,000 | $250,000 | $99,000 | $300,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $4,495,000 | $102,000 | $860,000 | $75,000 | $315,000 |
| Debt-To-Income Ratio | 31 | $5,654,000 | $182,000 | $939,000 | $100,000 | $289,000 |
| Collateral | 11 | $1,689,000 | $153,000 | $500,000 | $158,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,615,000 | $538,000 | $595,000 | $221,000 | $251,000 |
| Other | 3 | $418,000 | $139,000 | $197,000 | $70,000 | $86,000 |
| Unverifiable Information | 3 | $1,769,000 | $589,000 | $1,000,000 | $229,000 | $296,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Share Plus Federal Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Share Plus Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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