Shareplus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Shareplus Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shareplus Bank 5224 W. Plano Parkway Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 |
| Total Number of Mortgage Applications | 448 |
| Total Mortgage Loan Application Amount | $104,394,000 |
| Average Mortgage Loan Application Amount | $178,666 |
| Highest Mortgage Loan Application Amount | $2,906,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $2,948,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Shareplus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shareplus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Shareplus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shareplus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shareplus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shareplus Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 121 | $ 24,012,000 | $ 198,000 | $ 155,000 |
| Dallas County Texas | 108 | $ 38,010,000 | $ 351,000 | $ 208,000 |
| Denton County Texas | 63 | $ 12,908,000 | $ 204,000 | $ 141,000 |
| Tarrant County Texas | 28 | $ 5,530,000 | $ 197,000 | $ 113,000 |
| Jefferson County Kentucky | 12 | $ 1,190,000 | $ 99,000 | $ 81,000 |
| Harris County Texas | 5 | $ 1,477,000 | $ 295,000 | $ 175,000 |
| Rockwall County Texas | 4 | $ 922,000 | $ 230,000 | $ 86,000 |
| Bell County Texas | 3 | $ 654,000 | $ 218,000 | $ 134,000 |
| Montgomery County Texas | 3 | $ 666,000 | $ 222,000 | $ 112,000 |
| Navarro County Texas | 3 | $ 297,000 | $ 99,000 | $ 89,000 |
| San Diego County California | 2 | $ 484,000 | $ 242,000 | $ 74,000 |
| Orange County Florida | 2 | $ 50,000 | $ 25,000 | $ 111,000 |
| Cobb County Georgia | 2 | $ 1,235,000 | $ 617,000 | $ 250,000 |
| Lake County Illinois | 2 | $ 906,000 | $ 453,000 | $ 175,000 |
| Floyd County Indiana | 2 | $ 177,000 | $ 88,000 | $ 75,000 |
| Monroe County Indiana | 2 | $ 424,000 | $ 212,000 | $ 46,000 |
| Christian County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Jefferson County Louisiana | 2 | $ 162,000 | $ 81,000 | $ 59,000 |
| Union County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 93,000 |
| Giles County Tennessee | 2 | $ 15,000 | $ 7,000 | $ 50,000 |
| Sumner County Tennessee | 2 | $ 507,000 | $ 253,000 | $ 81,000 |
| Aransas County Texas | 2 | $ 428,000 | $ 214,000 | $ 175,000 |
| Grayson County Texas | 2 | $ 181,000 | $ 90,000 | $ 81,000 |
| Guadalupe County Texas | 2 | $ 631,000 | $ 315,000 | $ 212,000 |
| Henderson County Texas | 2 | $ 387,000 | $ 193,000 | $ 246,000 |
| Hunt County Texas | 2 | $ 282,000 | $ 141,000 | $ 114,000 |
| Kaufman County Texas | 2 | $ 548,000 | $ 274,000 | $ 200,000 |
| Nueces County Texas | 2 | $ 142,000 | $ 71,000 | $ 66,000 |
| Travis County Texas | 2 | $ 252,000 | $ 126,000 | $ 68,000 |
| Lee County Alabama | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Yavapai County Arizona | 1 | $ 280,000 | $ 280,000 | $ 450,000 |
| San Bernardino County California | 1 | $ 372,000 | $ 372,000 | $ 104,000 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 264,000 |
| Eagle County Colorado | 1 | $ 800,000 | $ 800,000 | $ 1,495,000 |
| Larimer County Colorado | 1 | $ 194,000 | $ 194,000 | $ 198,000 |
| Pitkin County Colorado | 1 | $ 378,000 | $ 378,000 | $ 223,000 |
| New London County Connecticut | 1 | $ 9,000 | $ 9,000 | $ 21,000 |
| Windham County Connecticut | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Brevard County Florida | 1 | $ 244,000 | $ 244,000 | $ 118,000 |
| Broward County Florida | 1 | $ 296,000 | $ 296,000 | $ 231,000 |
| Duval County Florida | 1 | $ 626,000 | $ 626,000 | $ 161,000 |
| Hillsborough County Florida | 1 | $ 695,000 | $ 695,000 | $ 382,000 |
| Manatee County Florida | 1 | $ 106,000 | $ 106,000 | $ 124,000 |
| Miami-Dade County Florida | 1 | $ 233,000 | $ 233,000 | $ 200,000 |
| Osceola County Florida | 1 | $ 8,000 | $ 8,000 | $ 121,000 |
| Palm Beach County Florida | 1 | $ 400,000 | $ 400,000 | $ 720,000 |
| Pinellas County Florida | 1 | $ 292,000 | $ 292,000 | $ 206,000 |
| Polk County Florida | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 156,000 | $ 156,000 | $ 122,000 |
| Bibb County Georgia | 1 | $ 3,000 | $ 3,000 | $ 46,000 |
| Houston County Georgia | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| Peach County Georgia | 1 | $ 3,000 | $ 3,000 | $ 86,000 |
| Clark County Indiana | 1 | $ 6,000 | $ 6,000 | $ 99,000 |
| Hamilton County Indiana | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Osage County Kansas | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| Oldham County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 136,000 |
| Orleans County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Hampshire County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 142,000 |
| Jackson County Michigan | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| St. Clair County Michigan | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Douglas County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 120,000 |
| Hall County Nebraska | 1 | $ 199,000 | $ 199,000 | $ 57,000 |
| Rockingham County New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 98,000 |
| Union County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Bernalillo County New Mexico | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
| Monroe County New York | 1 | $ 207,000 | $ 207,000 | $ 111,000 |
| Catawba County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 192,000 |
| Wake County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 281,000 |
| Richland County Ohio | 1 | $ 4,000 | $ 4,000 | $ 83,000 |
| Cleveland County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 106,000 |
| Tulsa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Hamilton County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 108,000 |
| Lincoln County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 146,000 |
| Rutherford County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Cooke County Texas | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Fort Bend County Texas | 1 | $ 262,000 | $ 262,000 | $ 95,000 |
| Franklin County Texas | 1 | $ 228,000 | $ 228,000 | $ 184,000 |
| Hood County Texas | 1 | $ 138,000 | $ 138,000 | $ 97,000 |
| Johnson County Texas | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Limestone County Texas | 1 | $ 324,000 | $ 324,000 | $ 550,000 |
| Lubbock County Texas | 1 | $ 116,000 | $ 116,000 | $ 278,000 |
| Midland County Texas | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Palo Pinto County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 791,000 |
| Titus County Texas | 1 | $ 132,000 | $ 132,000 | $ 84,000 |
| Williamson County Texas | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Wise County Texas | 1 | $ 171,000 | $ 171,000 | $ 106,000 |
| Chesterfield County Virginia | 1 | $ 5,000 | $ 5,000 | $ 97,000 |
| Wythe County Virginia | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Mercer County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Shareplus Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 230 | $65,499,000 | $284,000 | $2,906,000 | $185,000 | $2,948,000 |
| Refinancing | 162 | $37,787,000 | $233,000 | $1,500,000 | $151,000 | $1,554,000 |
| Home Improvement | 56 | $1,108,000 | $19,000 | $320,000 | $84,000 | $196,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 347 | $81,960,000 | $236,000 | $2,906,000 | $161,000 | $2,948,000 |
| Hispanic | 31 | $7,360,000 | $237,000 | $1,500,000 | $163,000 | $1,554,000 |
| Asian | 24 | $5,159,000 | $214,000 | $660,000 | $169,000 | $450,000 |
| Not Provided | 24 | $7,040,000 | $293,000 | $1,283,000 | $185,000 | $699,000 |
| Black or African American | 22 | $2,875,000 | $130,000 | $417,000 | $103,000 | $437,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 389 | $95,164,000 | $244,000 | $2,906,000 | $172,000 | $2,948,000 |
| FHA-insured (Federal Housing Administration) | 51 | $7,264,000 | $142,000 | $297,000 | $76,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,966,000 | $245,000 | $329,000 | $123,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 342 | $86,506,000 | $252,000 | $2,906,000 | $171,000 | $2,948,000 |
| Application Denied By Financial Institution | 51 | $5,900,000 | $115,000 | $669,000 | $91,000 | $396,000 |
| Application Withdrawn By Applicant | 42 | $8,782,000 | $209,000 | $820,000 | $138,000 | $550,000 |
| File Closed For Incompleteness | 12 | $2,968,000 | $247,000 | $1,500,000 | $210,000 | $1,554,000 |
| Application Approved But Not Accepted | 1 | $238,000 | $238,000 | $238,000 | $117,000 | $117,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $1,592,000 | $66,000 | $295,000 | $73,000 | $146,000 |
| Debt-To-Income Ratio | 11 | $1,584,000 | $144,000 | $669,000 | $113,000 | $396,000 |
| Collateral | 11 | $2,357,000 | $214,000 | $408,000 | $101,000 | $212,000 |
| Other | 3 | $120,000 | $40,000 | $101,000 | $130,000 | $192,000 |
| Unverifiable Information | 1 | $160,000 | $160,000 | $160,000 | $69,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $87,000 | $87,000 | $87,000 | $92,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shareplus Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shareplus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.