Shasta Financial Services, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Shasta Financial Services, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shasta Financial Services, Inc 8359 Elk Grove Florin Road Suite 103-357 Sacramento, CA 95829 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2003 |
| Total Number of Mortgage Applications | 2,425 |
| Total Mortgage Loan Application Amount | $910,648,000 |
| Average Mortgage Loan Application Amount | $393,500 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $216,000 |
| Highest Applicant Income | $4,118,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Shasta Financial Services, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shasta Financial Services, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Shasta Financial Services, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shasta Financial Services, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Shasta Financial Services, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shasta Financial Services, Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 282 | $ 125,021,000 | $ 443,000 | $ 245,000 |
| Sacramento County California | 145 | $ 36,325,000 | $ 250,000 | $ 212,000 |
| Riverside County California | 118 | $ 37,093,000 | $ 314,000 | $ 183,000 |
| San Bernardino County California | 82 | $ 26,176,000 | $ 319,000 | $ 156,000 |
| Maricopa County Arizona | 81 | $ 27,439,000 | $ 338,000 | $ 182,000 |
| Miami-Dade County Florida | 73 | $ 33,975,000 | $ 465,000 | $ 254,000 |
| San Diego County California | 66 | $ 21,616,000 | $ 327,000 | $ 172,000 |
| Clark County Nevada | 57 | $ 24,253,000 | $ 425,000 | $ 193,000 |
| San Joaquin County California | 45 | $ 14,425,000 | $ 320,000 | $ 130,000 |
| Orange County California | 43 | $ 25,060,000 | $ 582,000 | $ 437,000 |
| Fresno County California | 41 | $ 8,069,000 | $ 196,000 | $ 221,000 |
| Honolulu County Hawaii | 40 | $ 12,545,000 | $ 313,000 | $ 197,000 |
| Alameda County California | 39 | $ 16,037,000 | $ 411,000 | $ 171,000 |
| Contra Costa County California | 38 | $ 15,637,000 | $ 411,000 | $ 136,000 |
| Fulton County Georgia | 35 | $ 15,291,000 | $ 436,000 | $ 289,000 |
| Broward County Florida | 34 | $ 20,433,000 | $ 600,000 | $ 394,000 |
| Orange County Florida | 32 | $ 8,377,000 | $ 261,000 | $ 261,000 |
| Kern County California | 30 | $ 5,235,000 | $ 174,000 | $ 104,000 |
| Lee County Florida | 30 | $ 5,928,000 | $ 197,000 | $ 141,000 |
| Santa Clara County California | 28 | $ 21,519,000 | $ 768,000 | $ 157,000 |
| Tulare County California | 27 | $ 3,943,000 | $ 146,000 | $ 159,000 |
| Pierce County Washington | 27 | $ 4,712,000 | $ 174,000 | $ 144,000 |
| Placer County California | 22 | $ 9,690,000 | $ 440,000 | $ 287,000 |
| Palm Beach County Florida | 21 | $ 6,460,000 | $ 307,000 | $ 301,000 |
| Salt Lake County Utah | 20 | $ 5,925,000 | $ 296,000 | $ 242,000 |
| Merced County California | 18 | $ 6,689,000 | $ 371,000 | $ 413,000 |
| Hillsborough County Florida | 18 | $ 9,415,000 | $ 523,000 | $ 113,000 |
| Wayne County Michigan | 18 | $ 2,161,000 | $ 120,000 | $ 110,000 |
| Stanislaus County California | 17 | $ 5,925,000 | $ 348,000 | $ 117,000 |
| El Paso County Colorado | 17 | $ 2,728,000 | $ 160,000 | $ 183,000 |
| Polk County Florida | 16 | $ 2,118,000 | $ 132,000 | $ 54,000 |
| St. Joseph County Indiana | 16 | $ 733,000 | $ 45,000 | $ 73,000 |
| Brevard County Florida | 15 | $ 10,800,000 | $ 720,000 | $ 214,000 |
| Collier County Florida | 15 | $ 6,864,000 | $ 457,000 | $ 244,000 |
| Pasco County Florida | 14 | $ 1,709,000 | $ 122,000 | $ 85,000 |
| DeKalb County Georgia | 14 | $ 2,808,000 | $ 200,000 | $ 114,000 |
| Jefferson County Kentucky | 14 | $ 1,691,000 | $ 120,000 | $ 142,000 |
| Kings County New York | 14 | $ 7,430,000 | $ 530,000 | $ 417,000 |
| San Mateo County California | 13 | $ 8,222,000 | $ 632,000 | $ 391,000 |
| Madera County California | 12 | $ 7,353,000 | $ 612,000 | $ 291,000 |
| St. Lucie County Florida | 12 | $ 1,486,000 | $ 123,000 | $ 188,000 |
| Bexar County Texas | 12 | $ 1,355,000 | $ 112,000 | $ 193,000 |
| Mohave County Arizona | 11 | $ 1,199,000 | $ 109,000 | $ 138,000 |
| Volusia County Florida | 11 | $ 5,515,000 | $ 501,000 | $ 269,000 |
| Navajo County Arizona | 10 | $ 1,471,000 | $ 147,000 | $ 30,000 |
| San Francisco County California | 10 | $ 26,888,000 | $ 2,688,000 | $ 594,000 |
| Solano County California | 10 | $ 2,582,000 | $ 258,000 | $ 120,000 |
| Denver County Colorado | 10 | $ 929,000 | $ 92,000 | $ 36,000 |
| Maui County Hawaii | 10 | $ 17,879,000 | $ 1,787,000 | $ 431,000 |
| Dallas County Texas | 10 | $ 6,105,000 | $ 610,000 | $ 385,000 |
| Harris County Texas | 10 | $ 2,315,000 | $ 231,000 | $ 253,000 |
| Gwinnett County Georgia | 9 | $ 1,131,000 | $ 125,000 | $ 100,000 |
| Queens County New York | 9 | $ 3,972,000 | $ 441,000 | $ 239,000 |
| Multnomah County Oregon | 9 | $ 1,294,000 | $ 143,000 | $ 48,000 |
| Utah County Utah | 9 | $ 15,229,000 | $ 1,692,000 | $ 676,000 |
| Ventura County California | 8 | $ 3,651,000 | $ 456,000 | $ 243,000 |
| Charlotte County Florida | 8 | $ 873,000 | $ 109,000 | $ 274,000 |
| Monroe County Florida | 8 | $ 4,729,000 | $ 591,000 | $ 382,000 |
| Pinellas County Florida | 8 | $ 2,756,000 | $ 344,000 | $ 231,000 |
| Adams County Colorado | 7 | $ 2,167,000 | $ 309,000 | $ 68,000 |
| Osceola County Florida | 7 | $ 1,058,000 | $ 151,000 | $ 91,000 |
| Prince George's County Maryland | 7 | $ 1,990,000 | $ 284,000 | $ 113,000 |
| Washington County Utah | 7 | $ 960,000 | $ 137,000 | $ 179,000 |
| Spokane County Washington | 7 | $ 1,810,000 | $ 258,000 | $ 93,000 |
| Pima County Arizona | 6 | $ 637,000 | $ 106,000 | $ 68,000 |
| Butte County California | 6 | $ 863,000 | $ 143,000 | $ 100,000 |
| El Dorado County California | 6 | $ 3,184,000 | $ 530,000 | $ 225,000 |
| Douglas County Colorado | 6 | $ 1,552,000 | $ 258,000 | $ 184,000 |
| Delaware County Indiana | 6 | $ 291,000 | $ 48,000 | $ 108,000 |
| Steuben County Indiana | 6 | $ 477,000 | $ 79,000 | $ 25,000 |
| Lane County Oregon | 6 | $ 550,000 | $ 91,000 | $ 42,000 |
| Tarrant County Texas | 6 | $ 4,363,000 | $ 727,000 | $ 730,000 |
| King County Washington | 6 | $ 4,261,000 | $ 710,000 | $ 328,000 |
| Coconino County Arizona | 5 | $ 967,000 | $ 193,000 | $ 28,000 |
| Sonoma County California | 5 | $ 2,368,000 | $ 473,000 | $ 113,000 |
| Yolo County California | 5 | $ 1,309,000 | $ 261,000 | $ 108,000 |
| Jefferson County Colorado | 5 | $ 7,205,000 | $ 1,441,000 | $ 719,000 |
| Seminole County Florida | 5 | $ 2,542,000 | $ 508,000 | $ 211,000 |
| Hawaii County Hawaii | 5 | $ 2,235,000 | $ 447,000 | $ 300,000 |
| Kauai County Hawaii | 5 | $ 5,784,000 | $ 1,156,000 | $ 779,000 |
| Jackson County Oregon | 5 | $ 528,000 | $ 105,000 | $ 304,000 |
| Josephine County Oregon | 5 | $ 993,000 | $ 198,000 | $ 62,000 |
| Summit County Utah | 5 | $ 3,268,000 | $ 653,000 | $ 471,000 |
| Clark County Washington | 5 | $ 2,044,000 | $ 408,000 | $ 94,000 |
| Kings County California | 4 | $ 548,000 | $ 137,000 | $ 268,000 |
| Mendocino County California | 4 | $ 3,405,000 | $ 851,000 | $ 201,000 |
| Sutter County California | 4 | $ 714,000 | $ 178,000 | $ 79,000 |
| Weld County Colorado | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
| Alachua County Florida | 4 | $ 780,000 | $ 195,000 | $ 181,000 |
| Duval County Florida | 4 | $ 351,000 | $ 87,000 | $ 95,000 |
| Hernando County Florida | 4 | $ 473,000 | $ 118,000 | $ 67,000 |
| Lake County Florida | 4 | $ 868,000 | $ 217,000 | $ 428,000 |
| Sarasota County Florida | 4 | $ 1,489,000 | $ 372,000 | $ 334,000 |
| Clayton County Georgia | 4 | $ 366,000 | $ 91,000 | $ 69,000 |
| Allen County Indiana | 4 | $ 231,000 | $ 57,000 | $ 18,000 |
| Marion County Indiana | 4 | $ 267,000 | $ 66,000 | $ 89,000 |
| Anne Arundel County Maryland | 4 | $ 4,697,000 | $ 1,174,000 | $ 618,000 |
| Baltimore County Maryland | 4 | $ 311,000 | $ 77,000 | $ 87,000 |
| Middlesex County Massachusetts | 4 | $ 858,000 | $ 214,000 | $ 109,000 |
| Plymouth County Massachusetts | 4 | $ 815,000 | $ 203,000 | $ 116,000 |
| St. Louis City County Missouri | 4 | $ 297,000 | $ 74,000 | $ 149,000 |
| White Pine County Nevada | 4 | $ 476,000 | $ 119,000 | $ 67,000 |
| Bernalillo County New Mexico | 4 | $ 456,000 | $ 114,000 | $ 111,000 |
| Bronx County New York | 4 | $ 1,149,000 | $ 287,000 | $ 139,000 |
| Richmond County New York | 4 | $ 2,041,000 | $ 510,000 | $ 113,000 |
| Suffolk County New York | 4 | $ 1,429,000 | $ 357,000 | $ 147,000 |
| Mecklenburg County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 64,000 |
| Charleston County South Carolina | 4 | $ 1,474,000 | $ 368,000 | $ 94,000 |
| Weber County Utah | 4 | $ 819,000 | $ 204,000 | $ 138,000 |
| Kitsap County Washington | 4 | $ 764,000 | $ 191,000 | $ 281,000 |
| Snohomish County Washington | 4 | $ 4,065,000 | $ 1,016,000 | $ 249,000 |
| Amador County California | 3 | $ 1,237,000 | $ 412,000 | $ 0 |
| Monterey County California | 3 | $ 985,000 | $ 328,000 | $ 314,000 |
| Napa County California | 3 | $ 871,000 | $ 290,000 | $ 532,000 |
| Shasta County California | 3 | $ 796,000 | $ 265,000 | $ 526,000 |
| Tehama County California | 3 | $ 4,024,000 | $ 1,341,000 | $ 100,000 |
| Flagler County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 218,000 |
| Manatee County Florida | 3 | $ 415,000 | $ 138,000 | $ 117,000 |
| Marion County Florida | 3 | $ 2,819,000 | $ 939,000 | $ 294,000 |
| Okaloosa County Florida | 3 | $ 1,695,000 | $ 565,000 | $ 160,000 |
| Camden County Georgia | 3 | $ 3,583,000 | $ 1,194,000 | $ 537,000 |
| Cobb County Georgia | 3 | $ 626,000 | $ 208,000 | $ 191,000 |
| Henry County Georgia | 3 | $ 254,000 | $ 84,000 | $ 17,000 |
| Lake County Indiana | 3 | $ 649,000 | $ 216,000 | $ 119,000 |
| Madison County Indiana | 3 | $ 137,000 | $ 45,000 | $ 156,000 |
| Vanderburgh County Indiana | 3 | $ 228,000 | $ 76,000 | $ 75,000 |
| St. Mary's County Maryland | 3 | $ 294,000 | $ 98,000 | $ 128,000 |
| Norfolk County Massachusetts | 3 | $ 4,620,000 | $ 1,540,000 | $ 702,000 |
| Oakland County Michigan | 3 | $ 2,845,000 | $ 948,000 | $ 828,000 |
| St. Louis County Missouri | 3 | $ 210,000 | $ 70,000 | $ 146,000 |
| Nye County Nevada | 3 | $ 844,000 | $ 281,000 | $ 26,000 |
| New York County New York | 3 | $ 2,500,000 | $ 833,000 | $ 305,000 |
| Dare County North Carolina | 3 | $ 1,190,000 | $ 396,000 | $ 470,000 |
| Guilford County North Carolina | 3 | $ 1,746,000 | $ 582,000 | $ 344,000 |
| Wake County North Carolina | 3 | $ 296,000 | $ 98,000 | $ 169,000 |
| Clackamas County Oregon | 3 | $ 995,000 | $ 331,000 | $ 76,000 |
| Spartanburg County South Carolina | 3 | $ 590,000 | $ 196,000 | $ 55,000 |
| Shelby County Tennessee | 3 | $ 819,000 | $ 273,000 | $ 97,000 |
| Montgomery County Texas | 3 | $ 2,640,000 | $ 880,000 | $ 173,000 |
| Fairfax County Virginia | 3 | $ 1,371,000 | $ 457,000 | $ 146,000 |
| Loudoun County Virginia | 3 | $ 2,045,000 | $ 681,000 | $ 135,000 |
| Prince William County Virginia | 3 | $ 1,808,000 | $ 602,000 | $ 217,000 |
| Spotsylvania County Virginia | 3 | $ 474,000 | $ 158,000 | $ 75,000 |
| Island County Washington | 3 | $ 659,000 | $ 219,000 | $ 213,000 |
| Pinal County Arizona | 2 | $ 243,000 | $ 121,000 | $ 138,000 |
| Santa Cruz County Arizona | 2 | $ 198,000 | $ 99,000 | $ 81,000 |
| Yavapai County Arizona | 2 | $ 243,000 | $ 121,000 | $ 51,000 |
| Lake County California | 2 | $ 3,516,000 | $ 1,758,000 | $ 573,000 |
| Santa Cruz County California | 2 | $ 1,246,000 | $ 623,000 | $ 212,000 |
| Tuolumne County California | 2 | $ 428,000 | $ 214,000 | $ 266,000 |
| Eagle County Colorado | 2 | $ 4,655,000 | $ 2,327,000 | $ 912,000 |
| La Plata County Colorado | 2 | $ 630,000 | $ 315,000 | $ 176,000 |
| New London County Connecticut | 2 | $ 351,000 | $ 175,000 | $ 88,000 |
| Leon County Florida | 2 | $ 86,000 | $ 43,000 | $ 54,000 |
| Martin County Florida | 2 | $ 474,000 | $ 237,000 | $ 846,000 |
| Douglas County Georgia | 2 | $ 791,000 | $ 395,000 | $ 578,000 |
| Fayette County Georgia | 2 | $ 1,131,000 | $ 565,000 | $ 0 |
| Hall County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 300,000 |
| Haralson County Georgia | 2 | $ 225,000 | $ 112,000 | $ 70,000 |
| Newton County Georgia | 2 | $ 315,000 | $ 157,000 | $ 74,000 |
| Paulding County Georgia | 2 | $ 234,000 | $ 117,000 | $ 72,000 |
| Troup County Georgia | 2 | $ 234,000 | $ 117,000 | $ 22,000 |
| Elkhart County Indiana | 2 | $ 142,000 | $ 71,000 | $ 65,000 |
| Hamilton County Indiana | 2 | $ 139,000 | $ 69,000 | $ 87,000 |
| Hancock County Indiana | 2 | $ 88,000 | $ 44,000 | $ 151,000 |
| Hendricks County Indiana | 2 | $ 163,000 | $ 81,000 | $ 72,000 |
| LaPorte County Indiana | 2 | $ 938,000 | $ 469,000 | $ 100,000 |
| Pulaski County Kentucky | 2 | $ 87,000 | $ 43,000 | $ 34,000 |
| Baltimore City County Maryland | 2 | $ 143,000 | $ 71,000 | $ 163,000 |
| Cecil County Maryland | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Frederick County Maryland | 2 | $ 1,335,000 | $ 667,000 | $ 59,000 |
| Essex County Massachusetts | 2 | $ 689,000 | $ 344,000 | $ 116,000 |
| Nantucket County Massachusetts | 2 | $ 3,131,000 | $ 1,565,000 | $ 497,000 |
| Suffolk County Massachusetts | 2 | $ 768,000 | $ 384,000 | $ 178,000 |
| Berrien County Michigan | 2 | $ 595,000 | $ 297,000 | $ 162,000 |
| Livingston County Michigan | 2 | $ 500,000 | $ 250,000 | $ 228,000 |
| Cole County Missouri | 2 | $ 176,000 | $ 88,000 | $ 179,000 |
| Douglas County Nevada | 2 | $ 3,080,000 | $ 1,540,000 | $ 411,000 |
| Lyon County Nevada | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Luna County New Mexico | 2 | $ 105,000 | $ 52,000 | $ 48,000 |
| Rio Arriba County New Mexico | 2 | $ 371,000 | $ 185,000 | $ 74,000 |
| Nassau County New York | 2 | $ 755,000 | $ 377,000 | $ 140,000 |
| Saratoga County New York | 2 | $ 287,000 | $ 143,000 | $ 90,000 |
| Westchester County New York | 2 | $ 1,746,000 | $ 873,000 | $ 246,000 |
| Beaufort County North Carolina | 2 | $ 608,000 | $ 304,000 | $ 218,000 |
| Cumberland County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| Iredell County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 80,000 |
| Washington County Oregon | 2 | $ 352,000 | $ 176,000 | $ 192,000 |
| York County South Carolina | 2 | $ 85,000 | $ 42,000 | $ 53,000 |
| Davidson County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Fayette County Tennessee | 2 | $ 806,000 | $ 403,000 | $ 167,000 |
| Kaufman County Texas | 2 | $ 321,000 | $ 160,000 | $ 183,000 |
| Davis County Utah | 2 | $ 1,880,000 | $ 940,000 | $ 476,000 |
| Tooele County Utah | 2 | $ 185,000 | $ 92,000 | $ 65,000 |
| Albemarle County Virginia | 2 | $ 1,807,000 | $ 903,000 | $ 113,000 |
| Arlington County Virginia | 2 | $ 702,000 | $ 351,000 | $ 318,000 |
| Suffolk County Virginia | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
| Grays Harbor County Washington | 2 | $ 198,000 | $ 99,000 | $ 113,000 |
| Walla Walla County Washington | 2 | $ 145,000 | $ 72,000 | $ 70,000 |
| Whatcom County Washington | 2 | $ 1,451,000 | $ 725,000 | $ 114,000 |
| Washington County Arkansas | 1 | $ 267,000 | $ 267,000 | $ 70,000 |
| Glenn County California | 1 | $ 230,000 | $ 230,000 | $ 36,000 |
| Humboldt County California | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
| Yuba County California | 1 | $ 169,000 | $ 169,000 | $ 199,000 |
| Boulder County Colorado | 1 | $ 766,000 | $ 766,000 | $ 192,000 |
| Custer County Colorado | 1 | $ 420,000 | $ 420,000 | $ 126,000 |
| Delta County Colorado | 1 | $ 410,000 | $ 410,000 | $ 360,000 |
| Fremont County Colorado | 1 | $ 284,000 | $ 284,000 | $ 68,000 |
| Grand County Colorado | 1 | $ 338,000 | $ 338,000 | $ 242,000 |
| Hinsdale County Colorado | 1 | $ 915,000 | $ 915,000 | $ 269,000 |
| Lincoln County Colorado | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Mesa County Colorado | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| Pueblo County Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Yuma County Colorado | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Fairfield County Connecticut | 1 | $ 500,000 | $ 500,000 | $ 204,000 |
| Hartford County Connecticut | 1 | $ 2,250,000 | $ 2,250,000 | $ 720,000 |
| Bay County Florida | 1 | $ 56,000 | $ 56,000 | $ 360,000 |
| Bradford County Florida | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| Okeechobee County Florida | 1 | $ 980,000 | $ 980,000 | $ 360,000 |
| Washington County Florida | 1 | $ 550,000 | $ 550,000 | $ 170,000 |
| Bartow County Georgia | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
| Chatham County Georgia | 1 | $ 350,000 | $ 350,000 | $ 238,000 |
| Cherokee County Georgia | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Coweta County Georgia | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Forsyth County Georgia | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Glynn County Georgia | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Oconee County Georgia | 1 | $ 552,000 | $ 552,000 | $ 162,000 |
| Richmond County Georgia | 1 | $ 550,000 | $ 550,000 | $ 250,000 |
| Rockdale County Georgia | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Screven County Georgia | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Sumter County Georgia | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Taylor County Georgia | 1 | $ 354,000 | $ 354,000 | $ 206,000 |
| Monroe County Indiana | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Warrick County Indiana | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Calloway County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Hancock County Maine | 1 | $ 290,000 | $ 290,000 | $ 215,000 |
| Montgomery County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 128,000 |
| Bristol County Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Worcester County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 139,000 |
| Lenawee County Michigan | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Washtenaw County Michigan | 1 | $ 381,000 | $ 381,000 | $ 300,000 |
| Jackson County Missouri | 1 | $ 461,000 | $ 461,000 | $ 80,000 |
| St. Charles County Missouri | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
| Taney County Missouri | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Churchill County Nevada | 1 | $ 302,000 | $ 302,000 | $ 78,000 |
| Essex County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 139,000 |
| Dona Ana County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Lincoln County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Santa Fe County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Albany County New York | 1 | $ 171,000 | $ 171,000 | $ 171,000 |
| Orange County New York | 1 | $ 1,950,000 | $ 1,950,000 | $ 365,000 |
| Ulster County New York | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Carteret County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 55,000 |
| Durham County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 115,000 |
| Jackson County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 180,000 |
| Mitchell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| New Hanover County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 96,000 |
| Pasquotank County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Randolph County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 98,000 |
| Stokes County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Washington County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Clatsop County Oregon | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Douglas County Oregon | 1 | $ 511,000 | $ 511,000 | $ 167,000 |
| Providence County Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 116,000 |
| Washington County Rhode Island | 1 | $ 1,856,000 | $ 1,856,000 | $ 981,000 |
| Anderson County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 128,000 |
| Dorchester County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Greenville County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Horry County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| Lexington County South Carolina | 1 | $ 392,000 | $ 392,000 | $ 93,000 |
| Morgan County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
| Union County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Collin County Texas | 1 | $ 1,417,000 | $ 1,417,000 | $ 550,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Hardin County Texas | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Liberty County Texas | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Smith County Texas | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Travis County Texas | 1 | $ 328,000 | $ 328,000 | $ 128,000 |
| Williamson County Texas | 1 | $ 396,000 | $ 396,000 | $ 204,000 |
| Iron County Utah | 1 | $ 327,000 | $ 327,000 | $ 230,000 |
| Chesapeake County Virginia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Chesterfield County Virginia | 1 | $ 380,000 | $ 380,000 | $ 165,000 |
| Fauquier County Virginia | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
| Franklin County Virginia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Frederick County Virginia | 1 | $ 411,000 | $ 411,000 | $ 119,000 |
| Norfolk County Virginia | 1 | $ 428,000 | $ 428,000 | $ 132,000 |
| Lewis County Washington | 1 | $ 261,000 | $ 261,000 | $ 232,000 |
| Whitman County Washington | 1 | $ 267,000 | $ 267,000 | $ 101,000 |
| Johnson County Wyoming | 1 | $ 332,000 | $ 332,000 | $ 144,000 |
| Sublette County Wyoming | 1 | $ 356,000 | $ 356,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Shasta Financial Services, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,443 | $426,821,000 | $295,000 | $6,550,000 | $181,000 | $2,496,000 |
| Refinancing | 982 | $483,827,000 | $492,000 | $20,000,000 | $251,000 | $4,118,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 733 | $281,194,000 | $383,000 | $12,000,000 | $250,000 | $4,118,000 |
| Black or African American | 468 | $129,362,000 | $276,000 | $2,520,000 | $166,000 | $1,980,000 |
| Not Provided | 384 | $190,902,000 | $497,000 | $20,000,000 | $240,000 | $4,020,000 |
| Hispanic | 348 | $95,015,000 | $273,000 | $4,600,000 | $168,000 | $3,420,000 |
| Not applicable | 334 | $159,889,000 | $478,000 | $4,661,000 | $209,000 | $2,496,000 |
| Asian | 100 | $34,806,000 | $348,000 | $1,610,000 | $207,000 | $1,111,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $16,285,000 | $361,000 | $3,180,000 | $86,000 | $900,000 |
| American Indian or Alaskan Native | 13 | $3,195,000 | $245,000 | $553,000 | $117,000 | $221,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,425 | $910,648,000 | $375,000 | $20,000,000 | $209,000 | $4,118,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,379 | $495,487,000 | $359,000 | $6,080,000 | $204,000 | $3,004,000 |
| Loan Originated | 415 | $105,163,000 | $253,000 | $1,856,000 | $205,000 | $1,584,000 |
| Application Denied By Financial Institution | 375 | $179,886,000 | $479,000 | $4,950,000 | $217,000 | $3,420,000 |
| Application Withdrawn By Applicant | 256 | $130,112,000 | $508,000 | $20,000,000 | $231,000 | $4,118,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 63 | $36,384,000 | $577,000 | $3,250,000 | $262,000 | $3,420,000 |
| Collateral | 56 | $27,957,000 | $499,000 | $2,800,000 | $264,000 | $1,125,000 |
| Other | 35 | $12,519,000 | $357,000 | $956,000 | $164,000 | $550,000 |
| Debt-To-Income Ratio | 18 | $8,523,000 | $473,000 | $2,144,000 | $210,000 | $660,000 |
| Employment History | 9 | $4,920,000 | $546,000 | $1,125,000 | $311,000 | $624,000 |
| Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shasta Financial Services, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shasta Financial Services, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.