Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Shelter Financial Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 417 |
| Total Mortgage Loan Application Amount | $21,967,000 |
| Average Mortgage Loan Application Amount | $63,785 |
| Highest Mortgage Loan Application Amount | $420,000 |
| Average Applicant Income | $54,642 |
| Highest Applicant Income | $372,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bradley County Arkansas | 30 | $ 1,815,000 | $ 60,000 | $ 76,000 |
| Boone County Missouri | 15 | $ 956,000 | $ 63,000 | $ 82,000 |
| St. Francois County Missouri | 7 | $ 271,000 | $ 38,000 | $ 47,000 |
| Chicot County Arkansas | 6 | $ 216,000 | $ 36,000 | $ 67,000 |
| Nevada County Arkansas | 6 | $ 330,000 | $ 55,000 | $ 58,000 |
| Pulaski County Arkansas | 6 | $ 344,000 | $ 57,000 | $ 46,000 |
| Polk County Iowa | 6 | $ 310,000 | $ 51,000 | $ 42,000 |
| Craighead County Arkansas | 5 | $ 285,000 | $ 57,000 | $ 63,000 |
| Sevier County Arkansas | 5 | $ 314,000 | $ 62,000 | $ 41,000 |
| Franklin County Illinois | 5 | $ 147,000 | $ 29,000 | $ 60,000 |
| Ouachita County Louisiana | 5 | $ 194,000 | $ 38,000 | $ 58,000 |
| Buchanan County Missouri | 5 | $ 217,000 | $ 43,000 | $ 60,000 |
| Jackson County Missouri | 5 | $ 421,000 | $ 84,000 | $ 47,000 |
| St. Louis City County Missouri | 5 | $ 195,000 | $ 39,000 | $ 91,000 |
| Ouachita County Arkansas | 4 | $ 94,000 | $ 23,000 | $ 38,000 |
| Madison County Illinois | 4 | $ 126,000 | $ 31,000 | $ 50,000 |
| Barry County Missouri | 4 | $ 258,000 | $ 64,000 | $ 37,000 |
| Jefferson County Missouri | 4 | $ 206,000 | $ 51,000 | $ 30,000 |
| Lawrence County Missouri | 4 | $ 198,000 | $ 49,000 | $ 43,000 |
| Reynolds County Missouri | 4 | $ 193,000 | $ 48,000 | $ 36,000 |
| Stone County Missouri | 4 | $ 230,000 | $ 57,000 | $ 121,000 |
| Vernon County Missouri | 4 | $ 178,000 | $ 44,000 | $ 40,000 |
| Le Flore County Oklahoma | 4 | $ 214,000 | $ 53,000 | $ 41,000 |
| McIntosh County Oklahoma | 4 | $ 80,000 | $ 20,000 | $ 17,000 |
| Oklahoma County Oklahoma | 4 | $ 258,000 | $ 64,000 | $ 51,000 |
| Pittsburg County Oklahoma | 4 | $ 184,000 | $ 46,000 | $ 47,000 |
| Rogers County Oklahoma | 4 | $ 209,000 | $ 52,000 | $ 36,000 |
| Lewis County Tennessee | 4 | $ 90,000 | $ 22,000 | $ 20,000 |
| Calhoun County Arkansas | 3 | $ 128,000 | $ 42,000 | $ 21,000 |
| Clay County Arkansas | 3 | $ 89,000 | $ 29,000 | $ 33,000 |
| Faulkner County Arkansas | 3 | $ 158,000 | $ 52,000 | $ 29,000 |
| Franklin County Arkansas | 3 | $ 96,000 | $ 32,000 | $ 37,000 |
| Lawrence County Arkansas | 3 | $ 131,000 | $ 43,000 | $ 37,000 |
| Lonoke County Arkansas | 3 | $ 113,000 | $ 37,000 | $ 39,000 |
| Monroe County Arkansas | 3 | $ 83,000 | $ 27,000 | $ 24,000 |
| Hancock County Indiana | 3 | $ 170,000 | $ 56,000 | $ 33,000 |
| Hendricks County Indiana | 3 | $ 294,000 | $ 98,000 | $ 78,000 |
| Madison County Indiana | 3 | $ 153,000 | $ 51,000 | $ 48,000 |
| Neosho County Kansas | 3 | $ 111,000 | $ 37,000 | $ 43,000 |
| Sedgwick County Kansas | 3 | $ 153,000 | $ 51,000 | $ 87,000 |
| Lowndes County Mississippi | 3 | $ 116,000 | $ 38,000 | $ 28,000 |
| Dunklin County Missouri | 3 | $ 162,000 | $ 54,000 | $ 60,000 |
| Scotland County Missouri | 3 | $ 140,000 | $ 46,000 | $ 35,000 |
| Choctaw County Oklahoma | 3 | $ 119,000 | $ 39,000 | $ 48,000 |
| Maury County Tennessee | 3 | $ 54,000 | $ 18,000 | $ 26,000 |
| McNairy County Tennessee | 3 | $ 111,000 | $ 37,000 | $ 52,000 |
| Putnam County Tennessee | 3 | $ 256,000 | $ 85,000 | $ 44,000 |
| Wayne County Tennessee | 3 | $ 131,000 | $ 43,000 | $ 36,000 |
| Clark County Arkansas | 2 | $ 73,000 | $ 36,000 | $ 83,000 |
| Conway County Arkansas | 2 | $ 102,000 | $ 51,000 | $ 68,000 |
| Garland County Arkansas | 2 | $ 61,000 | $ 30,000 | $ 51,000 |
| Poinsett County Arkansas | 2 | $ 76,000 | $ 38,000 | $ 65,000 |
| Sharp County Arkansas | 2 | $ 162,000 | $ 81,000 | $ 97,000 |
| Jackson County Illinois | 2 | $ 165,000 | $ 82,000 | $ 44,000 |
| Perry County Illinois | 2 | $ 41,000 | $ 20,000 | $ 28,000 |
| Williamson County Illinois | 2 | $ 28,000 | $ 14,000 | $ 23,000 |
| Marion County Indiana | 2 | $ 95,000 | $ 47,000 | $ 28,000 |
| Monroe County Indiana | 2 | $ 101,000 | $ 50,000 | $ 54,000 |
| Crawford County Kansas | 2 | $ 86,000 | $ 43,000 | $ 90,000 |
| Marshall County Kansas | 2 | $ 143,000 | $ 71,000 | $ 71,000 |
| Fayette County Kentucky | 2 | $ 154,000 | $ 77,000 | $ 67,000 |
| Caldwell County Louisiana | 2 | $ 41,000 | $ 20,000 | $ 63,000 |
| Lafayette County Louisiana | 2 | $ 169,000 | $ 84,000 | $ 67,000 |
| St. Tammany County Louisiana | 2 | $ 39,000 | $ 19,000 | $ 47,000 |
| Clay County Mississippi | 2 | $ 142,000 | $ 71,000 | $ 23,000 |
| Jones County Mississippi | 2 | $ 94,000 | $ 47,000 | $ 41,000 |
| Leake County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 67,000 |
| Greene County Missouri | 2 | $ 43,000 | $ 21,000 | $ 101,000 |
| Laclede County Missouri | 2 | $ 52,000 | $ 26,000 | $ 22,000 |
| Macon County Missouri | 2 | $ 69,000 | $ 34,000 | $ 18,000 |
| St. Charles County Missouri | 2 | $ 99,000 | $ 49,000 | $ 55,000 |
| St. Louis County Missouri | 2 | $ 212,000 | $ 106,000 | $ 45,000 |
| Stoddard County Missouri | 2 | $ 92,000 | $ 46,000 | $ 47,000 |
| Garvin County Oklahoma | 2 | $ 101,000 | $ 50,000 | $ 50,000 |
| Muskogee County Oklahoma | 2 | $ 65,000 | $ 32,000 | $ 43,000 |
| Pottawatomie County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Stephens County Oklahoma | 2 | $ 49,000 | $ 24,000 | $ 41,000 |
| Tulsa County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Wagoner County Oklahoma | 2 | $ 129,000 | $ 64,000 | $ 33,000 |
| Coffee County Tennessee | 2 | $ 55,000 | $ 27,000 | $ 19,000 |
| Fayette County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 33,000 |
| Humphreys County Tennessee | 2 | $ 149,000 | $ 74,000 | $ 81,000 |
| Lawrence County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 57,000 |
| Ashley County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 98,000 |
| Cleburne County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 124,000 |
| Cleveland County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Crawford County Arkansas | 1 | $ 420,000 | $ 420,000 | $ 84,000 |
| Desha County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 55,000 |
| Drew County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Greene County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Hempstead County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 128,000 |
| Hot Spring County Arkansas | 1 | $ 14,000 | $ 14,000 | $ 21,000 |
| Howard County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Little River County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Mississippi County Arkansas | 1 | $ 162,000 | $ 162,000 | $ 102,000 |
| Polk County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 41,000 |
| Randolph County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Saline County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Sebastian County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| El Paso County Colorado | 1 | $ 28,000 | $ 28,000 | $ 88,000 |
| Grand County Colorado | 1 | $ 26,000 | $ 26,000 | $ 86,000 |
| Jefferson County Colorado | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Larimer County Colorado | 1 | $ 288,000 | $ 288,000 | $ 144,000 |
| Champaign County Illinois | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Kankakee County Illinois | 1 | $ 53,000 | $ 53,000 | $ 87,000 |
| Lawrence County Illinois | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Richland County Illinois | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Vermilion County Illinois | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Carroll County Indiana | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Clay County Indiana | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Daviess County Indiana | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Delaware County Indiana | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Gibson County Indiana | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Greene County Indiana | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Hamilton County Indiana | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Johnson County Indiana | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Porter County Indiana | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Vanderburgh County Indiana | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| White County Indiana | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Black Hawk County Iowa | 1 | $ 43,000 | $ 43,000 | $ 107,000 |
| Muscatine County Iowa | 1 | $ 14,000 | $ 14,000 | $ 57,000 |
| Wayne County Iowa | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| Allen County Kansas | 1 | $ 28,000 | $ 28,000 | $ 15,000 |
| Brown County Kansas | 1 | $ 23,000 | $ 23,000 | $ 36,000 |
| Dickinson County Kansas | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Grant County Kansas | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Kearny County Kansas | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Kingman County Kansas | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Lyon County Kansas | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Rawlins County Kansas | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Shawnee County Kansas | 1 | $ 37,000 | $ 37,000 | $ 83,000 |
| Ballard County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Henry County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Hopkins County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Montgomery County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Powell County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Avoyelles County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Claiborne County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Concordia County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| East Baton Rouge County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Sabine County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Webster County Louisiana | 1 | $ 13,000 | $ 13,000 | $ 59,000 |
| DeSoto County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Hinds County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Jasper County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Lauderdale County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Rankin County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 23,000 |
| Simpson County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Sunflower County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 99,000 |
| Tippah County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 37,000 |
| Washington County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 84,000 |
| Adair County Missouri | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Audrain County Missouri | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Barton County Missouri | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Bates County Missouri | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Benton County Missouri | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Cape Girardeau County Missouri | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| Carter County Missouri | 1 | $ 26,000 | $ 26,000 | $ 13,000 |
| Cooper County Missouri | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Crawford County Missouri | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Gasconade County Missouri | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Harrison County Missouri | 1 | $ 14,000 | $ 14,000 | $ 66,000 |
| Howard County Missouri | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| Jasper County Missouri | 1 | $ 16,000 | $ 16,000 | $ 93,000 |
| Johnson County Missouri | 1 | $ 71,000 | $ 71,000 | $ 68,000 |
| Mississippi County Missouri | 1 | $ 16,000 | $ 16,000 | $ 22,000 |
| Newton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Pemiscot County Missouri | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| Phelps County Missouri | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Polk County Missouri | 1 | $ 23,000 | $ 23,000 | $ 17,000 |
| Pulaski County Missouri | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Randolph County Missouri | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Ripley County Missouri | 1 | $ 67,000 | $ 67,000 | $ 79,000 |
| Saline County Missouri | 1 | $ 8,000 | $ 8,000 | $ 42,000 |
| Taney County Missouri | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Dawson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Dodge County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Keith County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Perkins County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Canadian County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 12,000 |
| Cleveland County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Latimer County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| McCurtain County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 63,000 |
| Ottawa County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 10,000 |
| Payne County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 127,000 |
| Pontotoc County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Sequoyah County Oklahoma | 1 | $ 23,000 | $ 23,000 | $ 23,000 |
| Bedford County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Cocke County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Davidson County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Giles County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Hawkins County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Henderson County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Knox County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 66,000 |
| Loudon County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Madison County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 25,000 |
| Montgomery County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Rutherford County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 47,000 |
| Sevier County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Tipton County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Trousdale County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 328 | $16,857,000 | $51,307 | $420,000 | $51,000 | $372,000 |
| Home Purchase (one-to-four family) | 86 | $5,030,000 | $86,583 | $288,000 | $60,083 | $264,000 |
| Home Improvement (one-to-four family) | 3 | $80,000 | $26,666 | $50,000 | $48,666 | $78,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 318 | $16,836,000 | $58,230 | $420,000 | $55,076 | $372,000 |
| Information not provided by applicant in mail or telephone application | 62 | $3,429,000 | $71,833 | $180,000 | $45,750 | $264,000 |
| Black | 20 | $1,124,000 | $69,166 | $155,000 | $53,666 | $96,000 |
| Hispanic | 7 | $146,000 | $20,200 | $27,000 | $45,600 | $86,000 |
| American Indian or Alaskan Native | 5 | $155,000 | $31,666 | $40,000 | $29,333 | $63,000 |
| Other | 4 | $165,000 | $41,250 | $65,000 | $38,750 | $67,000 |
| Asian or Pacific Islander | 1 | $112,000 | $112,000 | $112,000 | $48,000 | $48,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 417 | $21,967,000 | $57,000 | $420,000 | $52,461 | $372,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 298 | $14,526,000 | $47,000 | $420,000 | $54,076 | $255,000 |
| Application Denied By Financial Institution | 81 | $5,542,000 | $78,083 | $360,000 | $40,833 | $372,000 |
| Application Approved But Not Accepted | 17 | $636,000 | $32,125 | $100,000 | $48,875 | $86,000 |
| File Closed For Incompleteness | 11 | $508,000 | $53,666 | $90,000 | $60,833 | $132,000 |
| Application Withdrawn By Applicant | 10 | $755,000 | $84,833 | $196,000 | $85,833 | $264,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 45 | $2,940,000 | $87,833 | $180,000 | $43,666 | $78,000 |
| Debt-To-Income Ratio | 30 | $1,897,000 | $65,625 | $133,000 | $32,500 | $86,000 |
| Collateral | 4 | $235,000 | $58,750 | $88,000 | $39,000 | $58,000 |
| Other | 2 | $470,000 | $235,000 | $360,000 | $210,000 | $372,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.