Shelter Financial Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Shelter Financial Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Shelter Financial Bank
1817 W. Broadway
Columbia, MO 65218
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 349
Total Mortgage Loan Application Amount $18,353,000
Average Mortgage Loan Application Amount $51,777
Highest Mortgage Loan Application Amount $297,000
Average Applicant Income $62,777
Highest Applicant Income $302,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Shelter Financial Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bradley County Arkansas 14 $ 612,000 $ 43,000 $ 49,000
Boone County Missouri 9 $ 731,000 $ 81,000 $ 47,000
Sedgwick County Kansas 8 $ 422,000 $ 52,000 $ 66,000
Buchanan County Missouri 8 $ 394,000 $ 49,000 $ 65,000
El Paso County Colorado 7 $ 357,000 $ 51,000 $ 73,000
Jackson County Missouri 7 $ 317,000 $ 45,000 $ 55,000
Craighead County Arkansas 6 $ 224,000 $ 37,000 $ 61,000
Jasper County Missouri 6 $ 256,000 $ 42,000 $ 45,000
St. Louis County Missouri 6 $ 711,000 $ 118,000 $ 86,000
Williamson County Illinois 5 $ 170,000 $ 34,000 $ 90,000
Lowndes County Mississippi 5 $ 152,000 $ 30,000 $ 57,000
Le Flore County Oklahoma 5 $ 278,000 $ 55,000 $ 47,000
Oklahoma County Oklahoma 5 $ 248,000 $ 49,000 $ 40,000
Sequoyah County Oklahoma 5 $ 126,000 $ 25,000 $ 40,000
Sebastian County Arkansas 4 $ 151,000 $ 37,000 $ 71,000
Franklin County Illinois 4 $ 117,000 $ 29,000 $ 45,000
Powell County Kentucky 4 $ 201,000 $ 50,000 $ 42,000
Cleveland County Oklahoma 4 $ 329,000 $ 82,000 $ 54,000
Bedford County Tennessee 4 $ 140,000 $ 35,000 $ 47,000
Maury County Tennessee 4 $ 178,000 $ 44,000 $ 36,000
Pulaski County Arkansas 3 $ 92,000 $ 30,000 $ 37,000
Adair County Missouri 3 $ 288,000 $ 96,000 $ 39,000
Barry County Missouri 3 $ 211,000 $ 70,000 $ 46,000
Clay County Missouri 3 $ 48,000 $ 16,000 $ 62,000
Taney County Missouri 3 $ 84,000 $ 28,000 $ 25,000
Canadian County Oklahoma 3 $ 112,000 $ 37,000 $ 32,000
Garfield County Oklahoma 3 $ 205,000 $ 68,000 $ 23,000
Noble County Oklahoma 3 $ 113,000 $ 37,000 $ 52,000
Rutherford County Tennessee 3 $ 243,000 $ 81,000 $ 48,000
Chicot County Arkansas 2 $ 136,000 $ 68,000 $ 67,000
Crawford County Arkansas 2 $ 145,000 $ 72,000 $ 63,000
Cross County Arkansas 2 $ 32,000 $ 16,000 $ 18,000
Drew County Arkansas 2 $ 67,000 $ 33,000 $ 34,000
Faulkner County Arkansas 2 $ 75,000 $ 37,000 $ 56,000
Greene County Arkansas 2 $ 255,000 $ 127,000 $ 68,000
Poinsett County Arkansas 2 $ 88,000 $ 44,000 $ 65,000
Sevier County Arkansas 2 $ 90,000 $ 45,000 $ 27,000
Madison County Illinois 2 $ 154,000 $ 77,000 $ 69,000
Sangamon County Illinois 2 $ 200,000 $ 100,000 $ 22,000
Grant County Indiana 2 $ 107,000 $ 53,000 $ 78,000
Hendricks County Indiana 2 $ 70,000 $ 35,000 $ 61,000
Monroe County Indiana 2 $ 191,000 $ 95,000 $ 47,000
Owen County Indiana 2 $ 131,000 $ 65,000 $ 31,000
Osage County Kansas 2 $ 27,000 $ 13,000 $ 32,000
Riley County Kansas 2 $ 168,000 $ 84,000 $ 63,000
Ballard County Kentucky 2 $ 76,000 $ 38,000 $ 76,000
East Baton Rouge County Louisiana 2 $ 200,000 $ 100,000 $ 163,000
Lee County Mississippi 2 $ 49,000 $ 24,000 $ 31,000
Neshoba County Mississippi 2 $ 71,000 $ 35,000 $ 28,000
Rankin County Mississippi 2 $ 312,000 $ 156,000 $ 134,000
Washington County Mississippi 2 $ 75,000 $ 37,000 $ 68,000
Dunklin County Missouri 2 $ 51,000 $ 25,000 $ 47,000
Franklin County Missouri 2 $ 126,000 $ 63,000 $ 33,000
Greene County Missouri 2 $ 91,000 $ 45,000 $ 60,000
Johnson County Missouri 2 $ 136,000 $ 68,000 $ 61,000
Macon County Missouri 2 $ 82,000 $ 41,000 $ 50,000
Newton County Missouri 2 $ 120,000 $ 60,000 $ 74,000
Oregon County Missouri 2 $ 53,000 $ 26,000 $ 24,000
Pike County Missouri 2 $ 56,000 $ 28,000 $ 70,000
Warren County Missouri 2 $ 106,000 $ 53,000 $ 40,000
Box Butte County Nebraska 2 $ 131,000 $ 65,000 $ 54,000
Sarpy County Nebraska 2 $ 121,000 $ 60,000 $ 47,000
Choctaw County Oklahoma 2 $ 77,000 $ 38,000 $ 63,000
Creek County Oklahoma 2 $ 117,000 $ 58,000 $ 47,000
McIntosh County Oklahoma 2 $ 20,000 $ 10,000 $ 22,000
Payne County Oklahoma 2 $ 92,000 $ 46,000 $ 83,000
Putnam County Tennessee 2 $ 161,000 $ 80,000 $ 38,000
Baxter County Arkansas 1 $ 30,000 $ 30,000 $ 19,000
Carroll County Arkansas 1 $ 90,000 $ 90,000 $ 32,000
Clay County Arkansas 1 $ 27,000 $ 27,000 $ 24,000
Cleveland County Arkansas 1 $ 32,000 $ 32,000 $ 65,000
Franklin County Arkansas 1 $ 42,000 $ 42,000 $ 46,000
Howard County Arkansas 1 $ 109,000 $ 109,000 $ 24,000
Jefferson County Arkansas 1 $ 15,000 $ 15,000 $ 90,000
Johnson County Arkansas 1 $ 51,000 $ 51,000 $ 65,000
Lincoln County Arkansas 1 $ 61,000 $ 61,000 $ 21,000
Logan County Arkansas 1 $ 137,000 $ 137,000 $ 89,000
Mississippi County Arkansas 1 $ 25,000 $ 25,000 $ 96,000
Nevada County Arkansas 1 $ 51,000 $ 51,000 $ 153,000
Ouachita County Arkansas 1 $ 30,000 $ 30,000 $ 36,000
Randolph County Arkansas 1 $ 68,000 $ 68,000 $ 63,000
Saline County Arkansas 1 $ 66,000 $ 66,000 $ 40,000
Searcy County Arkansas 1 $ 40,000 $ 40,000 $ 76,000
Sharp County Arkansas 1 $ 10,000 $ 10,000 $ 78,000
Union County Arkansas 1 $ 130,000 $ 130,000 $ 78,000
Marion County Illinois 1 $ 64,000 $ 64,000 $ 89,000
Randolph County Illinois 1 $ 60,000 $ 60,000 $ 48,000
Union County Illinois 1 $ 26,000 $ 26,000 $ 67,000
Vermilion County Illinois 1 $ 25,000 $ 25,000 $ 30,000
Carroll County Indiana 1 $ 48,000 $ 48,000 $ 45,000
Cass County Indiana 1 $ 38,000 $ 38,000 $ 56,000
Clay County Indiana 1 $ 25,000 $ 25,000 $ 52,000
Henry County Indiana 1 $ 16,000 $ 16,000 $ 29,000
Marion County Indiana 1 $ 25,000 $ 25,000 $ 54,000
Morgan County Indiana 1 $ 75,000 $ 75,000 $ 60,000
Rush County Indiana 1 $ 12,000 $ 12,000 $ 47,000
Tippecanoe County Indiana 1 $ 60,000 $ 60,000 $ 215,000
Vanderburgh County Indiana 1 $ 20,000 $ 20,000 $ 18,000
Wabash County Indiana 1 $ 57,000 $ 57,000 $ 54,000
White County Indiana 1 $ 71,000 $ 71,000 $ 79,000
Black Hawk County Iowa 1 $ 41,000 $ 41,000 $ 138,000
Linn County Iowa 1 $ 64,000 $ 64,000 $ 75,000
Bourbon County Kansas 1 $ 5,000 $ 5,000 $ 10,000
Cowley County Kansas 1 $ 7,000 $ 7,000 $ 25,000
Crawford County Kansas 1 $ 25,000 $ 25,000 $ 24,000
Ellsworth County Kansas 1 $ 15,000 $ 15,000 $ 84,000
Jackson County Kansas 1 $ 85,000 $ 85,000 $ 29,000
Johnson County Kansas 1 $ 18,000 $ 18,000 $ 39,000
Kingman County Kansas 1 $ 20,000 $ 20,000 $ 57,000
Lyon County Kansas 1 $ 15,000 $ 15,000 $ 41,000
Marion County Kansas 1 $ 29,000 $ 29,000 $ 40,000
McPherson County Kansas 1 $ 20,000 $ 20,000 $ 50,000
Pottawatomie County Kansas 1 $ 112,000 $ 112,000 $ 63,000
Russell County Kansas 1 $ 68,000 $ 68,000 $ 110,000
Shawnee County Kansas 1 $ 60,000 $ 60,000 $ 13,000
Wyandotte County Kansas 1 $ 33,000 $ 33,000 $ 82,000
Boone County Kentucky 1 $ 144,000 $ 144,000 $ 95,000
Bourbon County Kentucky 1 $ 10,000 $ 10,000 $ 25,000
Campbell County Kentucky 1 $ 10,000 $ 10,000 $ 55,000
Fulton County Kentucky 1 $ 14,000 $ 14,000 $ 10,000
Graves County Kentucky 1 $ 14,000 $ 14,000 $ 9,000
Henry County Kentucky 1 $ 33,000 $ 33,000 $ 14,000
Hopkins County Kentucky 1 $ 100,000 $ 100,000 $ 85,000
Jefferson County Kentucky 1 $ 123,000 $ 123,000 $ 172,000
Pulaski County Kentucky 1 $ 55,000 $ 55,000 $ 5,000
Ouachita County Louisiana 1 $ 59,000 $ 59,000 $ 38,000
St. Tammany County Louisiana 1 $ 77,000 $ 77,000 $ 43,000
Attala County Mississippi 1 $ 149,000 $ 149,000 $ 44,000
Bolivar County Mississippi 1 $ 51,000 $ 51,000 $ 27,000
Clay County Mississippi 1 $ 125,000 $ 125,000 $ 60,000
DeSoto County Mississippi 1 $ 120,000 $ 120,000 $ 62,000
Forrest County Mississippi 1 $ 102,000 $ 102,000 $ 72,000
Jones County Mississippi 1 $ 55,000 $ 55,000 $ 67,000
Leake County Mississippi 1 $ 36,000 $ 36,000 $ 49,000
Madison County Mississippi 1 $ 38,000 $ 38,000 $ 81,000
Monroe County Mississippi 1 $ 11,000 $ 11,000 $ 47,000
Oktibbeha County Mississippi 1 $ 65,000 $ 65,000 $ 35,000
Pike County Mississippi 1 $ 46,000 $ 46,000 $ 28,000
Andrew County Missouri 1 $ 50,000 $ 50,000 $ 55,000
Audrain County Missouri 1 $ 90,000 $ 90,000 $ 65,000
Bollinger County Missouri 1 $ 56,000 $ 56,000 $ 43,000
Camden County Missouri 1 $ 96,000 $ 96,000 $ 36,000
Cass County Missouri 1 $ 20,000 $ 20,000 $ 47,000
Christian County Missouri 1 $ 41,000 $ 41,000 $ 33,000
Clinton County Missouri 1 $ 17,000 $ 17,000 $ 66,000
Holt County Missouri 1 $ 20,000 $ 20,000 $ 39,000
Howard County Missouri 1 $ 72,000 $ 72,000 $ 48,000
Howell County Missouri 1 $ 37,000 $ 37,000 $ 32,000
Knox County Missouri 1 $ 77,000 $ 77,000 $ 44,000
Mississippi County Missouri 1 $ 25,000 $ 25,000 $ 28,000
Nodaway County Missouri 1 $ 50,000 $ 50,000 $ 57,000
Pemiscot County Missouri 1 $ 65,000 $ 65,000 $ 27,000
Polk County Missouri 1 $ 14,000 $ 14,000 $ 12,000
Ray County Missouri 1 $ 15,000 $ 15,000 $ 102,000
Reynolds County Missouri 1 $ 35,000 $ 35,000 $ 14,000
Scotland County Missouri 1 $ 45,000 $ 45,000 $ 31,000
St. Charles County Missouri 1 $ 21,000 $ 21,000 $ 78,000
St. Francois County Missouri 1 $ 5,000 $ 5,000 $ 13,000
St. Louis City County Missouri 1 $ 70,000 $ 70,000 $ 30,000
Stoddard County Missouri 1 $ 13,000 $ 13,000 $ 53,000
Stone County Missouri 1 $ 41,000 $ 41,000 $ 30,000
Dawson County Nebraska 1 $ 56,000 $ 56,000 $ 34,000
Douglas County Nebraska 1 $ 33,000 $ 33,000 $ 113,000
Hall County Nebraska 1 $ 56,000 $ 56,000 $ 87,000
Lancaster County Nebraska 1 $ 25,000 $ 25,000 $ 123,000
Carter County Oklahoma 1 $ 109,000 $ 109,000 $ 32,000
Cherokee County Oklahoma 1 $ 92,000 $ 92,000 $ 15,000
Delaware County Oklahoma 1 $ 32,000 $ 32,000 $ 86,000
Grady County Oklahoma 1 $ 144,000 $ 144,000 $ 100,000
Kay County Oklahoma 1 $ 70,000 $ 70,000 $ 92,000
Latimer County Oklahoma 1 $ 34,000 $ 34,000 $ 48,000
Mayes County Oklahoma 1 $ 27,000 $ 27,000 $ 73,000
Murray County Oklahoma 1 $ 29,000 $ 29,000 $ 29,000
Okmulgee County Oklahoma 1 $ 60,000 $ 60,000 $ 64,000
Pittsburg County Oklahoma 1 $ 45,000 $ 45,000 $ 46,000
Pottawatomie County Oklahoma 1 $ 36,000 $ 36,000 $ 22,000
Stephens County Oklahoma 1 $ 55,000 $ 55,000 $ 33,000
Tulsa County Oklahoma 1 $ 56,000 $ 56,000 $ 31,000
Wagoner County Oklahoma 1 $ 56,000 $ 56,000 $ 39,000
Coffee County Tennessee 1 $ 27,000 $ 27,000 $ 73,000
Davidson County Tennessee 1 $ 143,000 $ 143,000 $ 66,000
Fayette County Tennessee 1 $ 88,000 $ 88,000 $ 24,000
Giles County Tennessee 1 $ 64,000 $ 64,000 $ 34,000
Grainger County Tennessee 1 $ 124,000 $ 124,000 $ 48,000
Hamilton County Tennessee 1 $ 18,000 $ 18,000 $ 21,000
Macon County Tennessee 1 $ 103,000 $ 103,000 $ 46,000
Marion County Tennessee 1 $ 22,000 $ 22,000 $ 81,000
McNairy County Tennessee 1 $ 45,000 $ 45,000 $ 13,000
Monroe County Tennessee 1 $ 62,000 $ 62,000 $ 58,000
Montgomery County Tennessee 1 $ 91,000 $ 91,000 $ 35,000
Robertson County Tennessee 1 $ 44,000 $ 44,000 $ 191,000
Sumner County Tennessee 1 $ 52,000 $ 52,000 $ 38,000
Williamson County Tennessee 1 $ 21,000 $ 21,000 $ 29,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 216 $11,797,000 $60,923 $220,000 $68,000 $302,000
Home Purchase 86 $5,625,000 $74,363 $297,000 $68,454 $224,000
Home Improvement 47 $931,000 $21,166 $60,000 $51,916 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 236 $13,237,000 $56,692 $297,000 $69,846 $302,000
Not Provided 88 $3,785,000 $39,166 $124,000 $46,750 $215,000
Black or African American 12 $439,000 $35,400 $98,000 $57,600 $115,000
Hispanic 7 $460,000 $76,250 $153,000 $49,000 $76,000
American Indian or Alaskan Native 4 $240,000 $59,000 $94,000 $56,333 $76,000
Asian 2 $192,000 $96,000 $160,000 $39,000 $47,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 349 $18,353,000 $54,153 $297,000 $63,461 $302,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 184 $9,401,000 $47,923 $220,000 $65,153 $191,000
Application Denied By Financial Institution 89 $4,408,000 $49,818 $160,000 $41,909 $120,000
Application Approved But Not Accepted 30 $1,946,000 $77,181 $185,000 $81,363 $302,000
File Closed For Incompleteness 27 $1,428,000 $55,222 $297,000 $77,666 $224,000
Application Withdrawn By Applicant 19 $1,170,000 $66,111 $160,000 $53,444 $215,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 72 $3,678,000 $53,700 $160,000 $43,600 $120,000
Debt-To-Income Ratio 9 $368,000 $34,750 $109,000 $28,250 $58,000
Other 4 $191,000 $47,333 $70,000 $49,666 $77,000
Employment History 2 $103,000 $51,500 $53,000 $16,500 $17,000
Collateral 1 $32,000 $32,000 $32,000 $65,000 $65,000
Mortgage Insurance Denied 1 $36,000 $36,000 $36,000 $49,000 $49,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List