Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Shelter Financial Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 349 |
| Total Mortgage Loan Application Amount | $18,353,000 |
| Average Mortgage Loan Application Amount | $51,777 |
| Highest Mortgage Loan Application Amount | $297,000 |
| Average Applicant Income | $62,777 |
| Highest Applicant Income | $302,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bradley County Arkansas | 14 | $ 612,000 | $ 43,000 | $ 49,000 |
| Boone County Missouri | 9 | $ 731,000 | $ 81,000 | $ 47,000 |
| Sedgwick County Kansas | 8 | $ 422,000 | $ 52,000 | $ 66,000 |
| Buchanan County Missouri | 8 | $ 394,000 | $ 49,000 | $ 65,000 |
| El Paso County Colorado | 7 | $ 357,000 | $ 51,000 | $ 73,000 |
| Jackson County Missouri | 7 | $ 317,000 | $ 45,000 | $ 55,000 |
| Craighead County Arkansas | 6 | $ 224,000 | $ 37,000 | $ 61,000 |
| Jasper County Missouri | 6 | $ 256,000 | $ 42,000 | $ 45,000 |
| St. Louis County Missouri | 6 | $ 711,000 | $ 118,000 | $ 86,000 |
| Williamson County Illinois | 5 | $ 170,000 | $ 34,000 | $ 90,000 |
| Lowndes County Mississippi | 5 | $ 152,000 | $ 30,000 | $ 57,000 |
| Le Flore County Oklahoma | 5 | $ 278,000 | $ 55,000 | $ 47,000 |
| Oklahoma County Oklahoma | 5 | $ 248,000 | $ 49,000 | $ 40,000 |
| Sequoyah County Oklahoma | 5 | $ 126,000 | $ 25,000 | $ 40,000 |
| Sebastian County Arkansas | 4 | $ 151,000 | $ 37,000 | $ 71,000 |
| Franklin County Illinois | 4 | $ 117,000 | $ 29,000 | $ 45,000 |
| Powell County Kentucky | 4 | $ 201,000 | $ 50,000 | $ 42,000 |
| Cleveland County Oklahoma | 4 | $ 329,000 | $ 82,000 | $ 54,000 |
| Bedford County Tennessee | 4 | $ 140,000 | $ 35,000 | $ 47,000 |
| Maury County Tennessee | 4 | $ 178,000 | $ 44,000 | $ 36,000 |
| Pulaski County Arkansas | 3 | $ 92,000 | $ 30,000 | $ 37,000 |
| Adair County Missouri | 3 | $ 288,000 | $ 96,000 | $ 39,000 |
| Barry County Missouri | 3 | $ 211,000 | $ 70,000 | $ 46,000 |
| Clay County Missouri | 3 | $ 48,000 | $ 16,000 | $ 62,000 |
| Taney County Missouri | 3 | $ 84,000 | $ 28,000 | $ 25,000 |
| Canadian County Oklahoma | 3 | $ 112,000 | $ 37,000 | $ 32,000 |
| Garfield County Oklahoma | 3 | $ 205,000 | $ 68,000 | $ 23,000 |
| Noble County Oklahoma | 3 | $ 113,000 | $ 37,000 | $ 52,000 |
| Rutherford County Tennessee | 3 | $ 243,000 | $ 81,000 | $ 48,000 |
| Chicot County Arkansas | 2 | $ 136,000 | $ 68,000 | $ 67,000 |
| Crawford County Arkansas | 2 | $ 145,000 | $ 72,000 | $ 63,000 |
| Cross County Arkansas | 2 | $ 32,000 | $ 16,000 | $ 18,000 |
| Drew County Arkansas | 2 | $ 67,000 | $ 33,000 | $ 34,000 |
| Faulkner County Arkansas | 2 | $ 75,000 | $ 37,000 | $ 56,000 |
| Greene County Arkansas | 2 | $ 255,000 | $ 127,000 | $ 68,000 |
| Poinsett County Arkansas | 2 | $ 88,000 | $ 44,000 | $ 65,000 |
| Sevier County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Madison County Illinois | 2 | $ 154,000 | $ 77,000 | $ 69,000 |
| Sangamon County Illinois | 2 | $ 200,000 | $ 100,000 | $ 22,000 |
| Grant County Indiana | 2 | $ 107,000 | $ 53,000 | $ 78,000 |
| Hendricks County Indiana | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Monroe County Indiana | 2 | $ 191,000 | $ 95,000 | $ 47,000 |
| Owen County Indiana | 2 | $ 131,000 | $ 65,000 | $ 31,000 |
| Osage County Kansas | 2 | $ 27,000 | $ 13,000 | $ 32,000 |
| Riley County Kansas | 2 | $ 168,000 | $ 84,000 | $ 63,000 |
| Ballard County Kentucky | 2 | $ 76,000 | $ 38,000 | $ 76,000 |
| East Baton Rouge County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 163,000 |
| Lee County Mississippi | 2 | $ 49,000 | $ 24,000 | $ 31,000 |
| Neshoba County Mississippi | 2 | $ 71,000 | $ 35,000 | $ 28,000 |
| Rankin County Mississippi | 2 | $ 312,000 | $ 156,000 | $ 134,000 |
| Washington County Mississippi | 2 | $ 75,000 | $ 37,000 | $ 68,000 |
| Dunklin County Missouri | 2 | $ 51,000 | $ 25,000 | $ 47,000 |
| Franklin County Missouri | 2 | $ 126,000 | $ 63,000 | $ 33,000 |
| Greene County Missouri | 2 | $ 91,000 | $ 45,000 | $ 60,000 |
| Johnson County Missouri | 2 | $ 136,000 | $ 68,000 | $ 61,000 |
| Macon County Missouri | 2 | $ 82,000 | $ 41,000 | $ 50,000 |
| Newton County Missouri | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Oregon County Missouri | 2 | $ 53,000 | $ 26,000 | $ 24,000 |
| Pike County Missouri | 2 | $ 56,000 | $ 28,000 | $ 70,000 |
| Warren County Missouri | 2 | $ 106,000 | $ 53,000 | $ 40,000 |
| Box Butte County Nebraska | 2 | $ 131,000 | $ 65,000 | $ 54,000 |
| Sarpy County Nebraska | 2 | $ 121,000 | $ 60,000 | $ 47,000 |
| Choctaw County Oklahoma | 2 | $ 77,000 | $ 38,000 | $ 63,000 |
| Creek County Oklahoma | 2 | $ 117,000 | $ 58,000 | $ 47,000 |
| McIntosh County Oklahoma | 2 | $ 20,000 | $ 10,000 | $ 22,000 |
| Payne County Oklahoma | 2 | $ 92,000 | $ 46,000 | $ 83,000 |
| Putnam County Tennessee | 2 | $ 161,000 | $ 80,000 | $ 38,000 |
| Baxter County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Carroll County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Clay County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Cleveland County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
| Franklin County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Howard County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 24,000 |
| Jefferson County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Johnson County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Lincoln County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 21,000 |
| Logan County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 89,000 |
| Mississippi County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Nevada County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 153,000 |
| Ouachita County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Randolph County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Saline County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Searcy County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Sharp County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Union County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Marion County Illinois | 1 | $ 64,000 | $ 64,000 | $ 89,000 |
| Randolph County Illinois | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Union County Illinois | 1 | $ 26,000 | $ 26,000 | $ 67,000 |
| Vermilion County Illinois | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Carroll County Indiana | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Cass County Indiana | 1 | $ 38,000 | $ 38,000 | $ 56,000 |
| Clay County Indiana | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Henry County Indiana | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Marion County Indiana | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Morgan County Indiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Rush County Indiana | 1 | $ 12,000 | $ 12,000 | $ 47,000 |
| Tippecanoe County Indiana | 1 | $ 60,000 | $ 60,000 | $ 215,000 |
| Vanderburgh County Indiana | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Wabash County Indiana | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| White County Indiana | 1 | $ 71,000 | $ 71,000 | $ 79,000 |
| Black Hawk County Iowa | 1 | $ 41,000 | $ 41,000 | $ 138,000 |
| Linn County Iowa | 1 | $ 64,000 | $ 64,000 | $ 75,000 |
| Bourbon County Kansas | 1 | $ 5,000 | $ 5,000 | $ 10,000 |
| Cowley County Kansas | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Crawford County Kansas | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Ellsworth County Kansas | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Jackson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Johnson County Kansas | 1 | $ 18,000 | $ 18,000 | $ 39,000 |
| Kingman County Kansas | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Lyon County Kansas | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Marion County Kansas | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| McPherson County Kansas | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Pottawatomie County Kansas | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Russell County Kansas | 1 | $ 68,000 | $ 68,000 | $ 110,000 |
| Shawnee County Kansas | 1 | $ 60,000 | $ 60,000 | $ 13,000 |
| Wyandotte County Kansas | 1 | $ 33,000 | $ 33,000 | $ 82,000 |
| Boone County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 95,000 |
| Bourbon County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Campbell County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Fulton County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 10,000 |
| Graves County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 9,000 |
| Henry County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 14,000 |
| Hopkins County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Jefferson County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 172,000 |
| Pulaski County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 5,000 |
| Ouachita County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| St. Tammany County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Attala County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Bolivar County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 27,000 |
| Clay County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| DeSoto County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Forrest County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
| Jones County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Leake County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Madison County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 81,000 |
| Monroe County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 47,000 |
| Oktibbeha County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Pike County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| Andrew County Missouri | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Audrain County Missouri | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Bollinger County Missouri | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Camden County Missouri | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Cass County Missouri | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Christian County Missouri | 1 | $ 41,000 | $ 41,000 | $ 33,000 |
| Clinton County Missouri | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Holt County Missouri | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Howard County Missouri | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Howell County Missouri | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Knox County Missouri | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Mississippi County Missouri | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Nodaway County Missouri | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Pemiscot County Missouri | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Polk County Missouri | 1 | $ 14,000 | $ 14,000 | $ 12,000 |
| Ray County Missouri | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Reynolds County Missouri | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Scotland County Missouri | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| St. Charles County Missouri | 1 | $ 21,000 | $ 21,000 | $ 78,000 |
| St. Francois County Missouri | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| St. Louis City County Missouri | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Stoddard County Missouri | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Stone County Missouri | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Dawson County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Douglas County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 113,000 |
| Hall County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 87,000 |
| Lancaster County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Carter County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Cherokee County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 15,000 |
| Delaware County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| Grady County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Kay County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| Latimer County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 48,000 |
| Mayes County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 73,000 |
| Murray County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Okmulgee County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Pittsburg County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Pottawatomie County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 22,000 |
| Stephens County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Tulsa County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Wagoner County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Coffee County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 73,000 |
| Davidson County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| Fayette County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Giles County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Grainger County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Hamilton County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Macon County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| Marion County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 81,000 |
| McNairy County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Monroe County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Montgomery County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Robertson County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 191,000 |
| Sumner County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Williamson County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 216 | $11,797,000 | $60,923 | $220,000 | $68,000 | $302,000 |
| Home Purchase | 86 | $5,625,000 | $74,363 | $297,000 | $68,454 | $224,000 |
| Home Improvement | 47 | $931,000 | $21,166 | $60,000 | $51,916 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 236 | $13,237,000 | $56,692 | $297,000 | $69,846 | $302,000 |
| Not Provided | 88 | $3,785,000 | $39,166 | $124,000 | $46,750 | $215,000 |
| Black or African American | 12 | $439,000 | $35,400 | $98,000 | $57,600 | $115,000 |
| Hispanic | 7 | $460,000 | $76,250 | $153,000 | $49,000 | $76,000 |
| American Indian or Alaskan Native | 4 | $240,000 | $59,000 | $94,000 | $56,333 | $76,000 |
| Asian | 2 | $192,000 | $96,000 | $160,000 | $39,000 | $47,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 349 | $18,353,000 | $54,153 | $297,000 | $63,461 | $302,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 184 | $9,401,000 | $47,923 | $220,000 | $65,153 | $191,000 |
| Application Denied By Financial Institution | 89 | $4,408,000 | $49,818 | $160,000 | $41,909 | $120,000 |
| Application Approved But Not Accepted | 30 | $1,946,000 | $77,181 | $185,000 | $81,363 | $302,000 |
| File Closed For Incompleteness | 27 | $1,428,000 | $55,222 | $297,000 | $77,666 | $224,000 |
| Application Withdrawn By Applicant | 19 | $1,170,000 | $66,111 | $160,000 | $53,444 | $215,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 72 | $3,678,000 | $53,700 | $160,000 | $43,600 | $120,000 |
| Debt-To-Income Ratio | 9 | $368,000 | $34,750 | $109,000 | $28,250 | $58,000 |
| Other | 4 | $191,000 | $47,333 | $70,000 | $49,666 | $77,000 |
| Employment History | 2 | $103,000 | $51,500 | $53,000 | $16,500 | $17,000 |
| Collateral | 1 | $32,000 | $32,000 | $32,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 1 | $36,000 | $36,000 | $36,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.