Shelter Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Shelter Financial Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Shelter Financial Bank 1817 W. Broadway Columbia, MO 65218 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 589 |
| Total Mortgage Loan Application Amount | $34,230,000 |
| Average Mortgage Loan Application Amount | $56,333 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $56,666 |
| Highest Applicant Income | $342,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Shelter Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Shelter Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Shelter Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Shelter Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Shelter Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Shelter Financial Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 18 | $ 785,000 | $ 43,000 | $ 53,000 |
| Boone County Missouri | 13 | $ 830,000 | $ 63,000 | $ 77,000 |
| Oklahoma County Oklahoma | 13 | $ 739,000 | $ 56,000 | $ 92,000 |
| Bradley County Arkansas | 9 | $ 308,000 | $ 34,000 | $ 46,000 |
| Pulaski County Arkansas | 8 | $ 192,000 | $ 24,000 | $ 64,000 |
| Greene County Missouri | 8 | $ 492,000 | $ 61,000 | $ 89,000 |
| Ashley County Arkansas | 7 | $ 268,000 | $ 38,000 | $ 59,000 |
| Jackson County Missouri | 7 | $ 353,000 | $ 50,000 | $ 73,000 |
| St. Francois County Missouri | 7 | $ 359,000 | $ 51,000 | $ 62,000 |
| Taney County Missouri | 7 | $ 541,000 | $ 77,000 | $ 34,000 |
| Shawnee County Kansas | 6 | $ 362,000 | $ 60,000 | $ 72,000 |
| Jefferson County Missouri | 6 | $ 569,000 | $ 94,000 | $ 101,000 |
| St. Francis County Arkansas | 5 | $ 239,000 | $ 47,000 | $ 78,000 |
| Hinds County Mississippi | 5 | $ 423,000 | $ 84,000 | $ 50,000 |
| Marion County Missouri | 5 | $ 135,000 | $ 27,000 | $ 57,000 |
| St. Louis County Missouri | 5 | $ 284,000 | $ 56,000 | $ 101,000 |
| Wayne County Missouri | 5 | $ 230,000 | $ 46,000 | $ 48,000 |
| Cleveland County Oklahoma | 5 | $ 353,000 | $ 70,000 | $ 28,000 |
| Chicot County Arkansas | 4 | $ 305,000 | $ 76,000 | $ 43,000 |
| Craighead County Arkansas | 4 | $ 136,000 | $ 34,000 | $ 62,000 |
| Polk County Arkansas | 4 | $ 204,000 | $ 51,000 | $ 41,000 |
| Allen County Indiana | 4 | $ 211,000 | $ 52,000 | $ 30,000 |
| Hendricks County Indiana | 4 | $ 285,000 | $ 71,000 | $ 73,000 |
| Howard County Indiana | 4 | $ 388,000 | $ 97,000 | $ 55,000 |
| Johnson County Indiana | 4 | $ 346,000 | $ 86,000 | $ 47,000 |
| Marion County Indiana | 4 | $ 251,000 | $ 62,000 | $ 52,000 |
| Dallas County Iowa | 4 | $ 444,000 | $ 111,000 | $ 81,000 |
| Polk County Iowa | 4 | $ 320,000 | $ 80,000 | $ 50,000 |
| Sherman County Kansas | 4 | $ 206,000 | $ 51,000 | $ 40,000 |
| Lee County Mississippi | 4 | $ 525,000 | $ 131,000 | $ 42,000 |
| Barry County Missouri | 4 | $ 111,000 | $ 27,000 | $ 40,000 |
| Chase County Nebraska | 4 | $ 318,000 | $ 79,000 | $ 57,000 |
| Lincoln County Nebraska | 4 | $ 252,000 | $ 63,000 | $ 60,000 |
| Rutherford County Tennessee | 4 | $ 429,000 | $ 107,000 | $ 84,000 |
| Cross County Arkansas | 3 | $ 185,000 | $ 61,000 | $ 65,000 |
| Faulkner County Arkansas | 3 | $ 175,000 | $ 58,000 | $ 73,000 |
| Hot Spring County Arkansas | 3 | $ 97,000 | $ 32,000 | $ 19,000 |
| Lonoke County Arkansas | 3 | $ 173,000 | $ 57,000 | $ 48,000 |
| Nevada County Arkansas | 3 | $ 136,000 | $ 45,000 | $ 141,000 |
| Ouachita County Arkansas | 3 | $ 103,000 | $ 34,000 | $ 69,000 |
| Poinsett County Arkansas | 3 | $ 186,000 | $ 62,000 | $ 69,000 |
| Sangamon County Illinois | 3 | $ 260,000 | $ 86,000 | $ 52,000 |
| Adams County Indiana | 3 | $ 167,000 | $ 55,000 | $ 30,000 |
| Fayette County Indiana | 3 | $ 73,000 | $ 24,000 | $ 97,000 |
| Grant County Indiana | 3 | $ 373,000 | $ 124,000 | $ 57,000 |
| Shelby County Indiana | 3 | $ 224,000 | $ 74,000 | $ 32,000 |
| St. Joseph County Indiana | 3 | $ 135,000 | $ 45,000 | $ 47,000 |
| Johnson County Kansas | 3 | $ 232,000 | $ 77,000 | $ 68,000 |
| Fayette County Kentucky | 3 | $ 247,000 | $ 82,000 | $ 55,000 |
| Jefferson County Kentucky | 3 | $ 65,000 | $ 21,000 | $ 71,000 |
| Shelby County Kentucky | 3 | $ 211,000 | $ 70,000 | $ 51,000 |
| Calcasieu County Louisiana | 3 | $ 197,000 | $ 65,000 | $ 37,000 |
| Madison County Mississippi | 3 | $ 187,000 | $ 62,000 | $ 45,000 |
| Buchanan County Missouri | 3 | $ 218,000 | $ 72,000 | $ 48,000 |
| Cedar County Missouri | 3 | $ 235,000 | $ 78,000 | $ 58,000 |
| Clay County Missouri | 3 | $ 119,000 | $ 39,000 | $ 108,000 |
| Franklin County Missouri | 3 | $ 160,000 | $ 53,000 | $ 50,000 |
| Laclede County Missouri | 3 | $ 229,000 | $ 76,000 | $ 24,000 |
| Moniteau County Missouri | 3 | $ 225,000 | $ 75,000 | $ 37,000 |
| Pemiscot County Missouri | 3 | $ 133,000 | $ 44,000 | $ 63,000 |
| Pettis County Missouri | 3 | $ 56,000 | $ 18,000 | $ 58,000 |
| Ralls County Missouri | 3 | $ 311,000 | $ 103,000 | $ 50,000 |
| St. Louis City County Missouri | 3 | $ 220,000 | $ 73,000 | $ 40,000 |
| Creek County Oklahoma | 3 | $ 115,000 | $ 38,000 | $ 56,000 |
| Hardeman County Tennessee | 3 | $ 170,000 | $ 56,000 | $ 86,000 |
| Maury County Tennessee | 3 | $ 188,000 | $ 62,000 | $ 33,000 |
| Shelby County Tennessee | 3 | $ 40,000 | $ 13,000 | $ 60,000 |
| Crawford County Arkansas | 2 | $ 168,000 | $ 84,000 | $ 61,000 |
| Franklin County Arkansas | 2 | $ 212,000 | $ 106,000 | $ 66,000 |
| Howard County Arkansas | 2 | $ 42,000 | $ 21,000 | $ 120,000 |
| Lincoln County Arkansas | 2 | $ 111,000 | $ 55,000 | $ 89,000 |
| Monroe County Arkansas | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Pope County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Sevier County Arkansas | 2 | $ 82,000 | $ 41,000 | $ 31,000 |
| Union County Arkansas | 2 | $ 45,000 | $ 22,000 | $ 106,000 |
| Washington County Arkansas | 2 | $ 98,000 | $ 49,000 | $ 42,000 |
| Yell County Arkansas | 2 | $ 66,000 | $ 33,000 | $ 52,000 |
| Denver County Colorado | 2 | $ 245,000 | $ 122,000 | $ 37,000 |
| Jefferson County Colorado | 2 | $ 163,000 | $ 81,000 | $ 46,000 |
| Clay County Illinois | 2 | $ 67,000 | $ 33,000 | $ 33,000 |
| Fayette County Illinois | 2 | $ 101,000 | $ 50,000 | $ 41,000 |
| Franklin County Illinois | 2 | $ 94,000 | $ 47,000 | $ 54,000 |
| Williamson County Illinois | 2 | $ 23,000 | $ 11,000 | $ 21,000 |
| Delaware County Indiana | 2 | $ 131,000 | $ 65,000 | $ 34,000 |
| Hancock County Indiana | 2 | $ 62,000 | $ 31,000 | $ 53,000 |
| Putnam County Indiana | 2 | $ 94,000 | $ 47,000 | $ 54,000 |
| Linn County Iowa | 2 | $ 61,000 | $ 30,000 | $ 57,000 |
| Butler County Kansas | 2 | $ 53,000 | $ 26,000 | $ 59,000 |
| Cloud County Kansas | 2 | $ 20,000 | $ 10,000 | $ 66,000 |
| Kearny County Kansas | 2 | $ 81,000 | $ 40,000 | $ 59,000 |
| Marion County Kansas | 2 | $ 37,000 | $ 18,000 | $ 26,000 |
| Pratt County Kansas | 2 | $ 84,000 | $ 42,000 | $ 21,000 |
| Reno County Kansas | 2 | $ 42,000 | $ 21,000 | $ 53,000 |
| Riley County Kansas | 2 | $ 63,000 | $ 31,000 | $ 57,000 |
| Sumner County Kansas | 2 | $ 165,000 | $ 82,000 | $ 44,000 |
| Clark County Kentucky | 2 | $ 27,000 | $ 13,000 | $ 47,000 |
| Logan County Kentucky | 2 | $ 85,000 | $ 42,000 | $ 33,000 |
| Nelson County Kentucky | 2 | $ 283,000 | $ 141,000 | $ 43,000 |
| Powell County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 39,000 |
| East Baton Rouge County Louisiana | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Ouachita County Louisiana | 2 | $ 95,000 | $ 47,000 | $ 62,000 |
| Covington County Mississippi | 2 | $ 88,000 | $ 44,000 | $ 33,000 |
| Itawamba County Mississippi | 2 | $ 72,000 | $ 36,000 | $ 34,000 |
| Leake County Mississippi | 2 | $ 114,000 | $ 57,000 | $ 46,000 |
| Monroe County Mississippi | 2 | $ 58,000 | $ 29,000 | $ 25,000 |
| Audrain County Missouri | 2 | $ 74,000 | $ 37,000 | $ 56,000 |
| Cass County Missouri | 2 | $ 82,000 | $ 41,000 | $ 66,000 |
| Dade County Missouri | 2 | $ 43,000 | $ 21,000 | $ 42,000 |
| Jasper County Missouri | 2 | $ 145,000 | $ 72,000 | $ 27,000 |
| Morgan County Missouri | 2 | $ 103,000 | $ 51,000 | $ 80,000 |
| Oregon County Missouri | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Osage County Missouri | 2 | $ 135,000 | $ 67,000 | $ 59,000 |
| Ray County Missouri | 2 | $ 133,000 | $ 66,000 | $ 56,000 |
| Reynolds County Missouri | 2 | $ 137,000 | $ 68,000 | $ 44,000 |
| St. Clair County Missouri | 2 | $ 91,000 | $ 45,000 | $ 26,000 |
| Stoddard County Missouri | 2 | $ 136,000 | $ 68,000 | $ 46,000 |
| Stone County Missouri | 2 | $ 75,000 | $ 37,000 | $ 52,000 |
| Webster County Missouri | 2 | $ 206,000 | $ 103,000 | $ 31,000 |
| Cheyenne County Nebraska | 2 | $ 155,000 | $ 77,000 | $ 46,000 |
| Douglas County Nebraska | 2 | $ 88,000 | $ 44,000 | $ 84,000 |
| Bryan County Oklahoma | 2 | $ 48,000 | $ 24,000 | $ 30,000 |
| Canadian County Oklahoma | 2 | $ 57,000 | $ 28,000 | $ 49,000 |
| Choctaw County Oklahoma | 2 | $ 154,000 | $ 77,000 | $ 41,000 |
| Garfield County Oklahoma | 2 | $ 55,000 | $ 27,000 | $ 48,000 |
| McClain County Oklahoma | 2 | $ 27,000 | $ 13,000 | $ 32,000 |
| McIntosh County Oklahoma | 2 | $ 75,000 | $ 37,000 | $ 17,000 |
| Muskogee County Oklahoma | 2 | $ 44,000 | $ 22,000 | $ 80,000 |
| Wagoner County Oklahoma | 2 | $ 62,000 | $ 31,000 | $ 30,000 |
| Bedford County Tennessee | 2 | $ 117,000 | $ 58,000 | $ 96,000 |
| Roane County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 53,000 |
| Robertson County Tennessee | 2 | $ 76,000 | $ 38,000 | $ 181,000 |
| Williamson County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 39,000 |
| Benton County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Boone County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 113,000 |
| Calhoun County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Clark County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Cleburne County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Conway County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Desha County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Fulton County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 124,000 |
| Garland County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Independence County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 58,000 |
| Jefferson County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 47,000 |
| Johnson County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| Lawrence County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 11,000 |
| Logan County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Mississippi County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
| Phillips County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Saline County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Sebastian County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Sharp County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| White County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 62,000 |
| Adams County Colorado | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Boulder County Colorado | 1 | $ 249,000 | $ 249,000 | $ 49,000 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Mesa County Colorado | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
| Weld County Colorado | 1 | $ 170,000 | $ 170,000 | $ 31,000 |
| Christian County Illinois | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Clinton County Illinois | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Coles County Illinois | 1 | $ 750,000 | $ 750,000 | $ 35,000 |
| Fulton County Illinois | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Henry County Illinois | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Macoupin County Illinois | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Madison County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Perry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| St. Clair County Illinois | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Union County Illinois | 1 | $ 54,000 | $ 54,000 | $ 99,000 |
| Winnebago County Illinois | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Boone County Indiana | 1 | $ 34,000 | $ 34,000 | $ 53,000 |
| Carroll County Indiana | 1 | $ 16,000 | $ 16,000 | $ 102,000 |
| Clark County Indiana | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Clinton County Indiana | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Jackson County Indiana | 1 | $ 23,000 | $ 23,000 | $ 47,000 |
| LaPorte County Indiana | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Madison County Indiana | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Miami County Indiana | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Morgan County Indiana | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Noble County Indiana | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Perry County Indiana | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Rush County Indiana | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Vanderburgh County Indiana | 1 | $ 54,000 | $ 54,000 | $ 44,000 |
| Washington County Indiana | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Benton County Iowa | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Davis County Iowa | 1 | $ 35,000 | $ 35,000 | $ 11,000 |
| Decatur County Iowa | 1 | $ 12,000 | $ 12,000 | $ 102,000 |
| Grundy County Iowa | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Monroe County Iowa | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Muscatine County Iowa | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Pottawattamie County Iowa | 1 | $ 200,000 | $ 200,000 | $ 33,000 |
| Barton County Kansas | 1 | $ 22,000 | $ 22,000 | $ 75,000 |
| Crawford County Kansas | 1 | $ 33,000 | $ 33,000 | $ 57,000 |
| Ford County Kansas | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Geary County Kansas | 1 | $ 62,000 | $ 62,000 | $ 68,000 |
| Jackson County Kansas | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Kingman County Kansas | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Leavenworth County Kansas | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Lyon County Kansas | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Anderson County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 10,000 |
| Bullitt County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Butler County Kentucky | 1 | $ 233,000 | $ 233,000 | $ 48,000 |
| Edmonson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Franklin County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Harrison County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Hopkins County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 8,000 |
| Jessamine County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Kenton County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 117,000 |
| Lee County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 21,000 |
| Montgomery County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| Russell County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Union County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Webster County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 71,000 |
| Caddo County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Concordia County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Franklin County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Rapides County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Red River County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 268,000 |
| Richland County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| St. Landry County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 108,000 |
| Vernon County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Jones County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Lamar County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 79,000 |
| Lauderdale County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Lowndes County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Marion County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 24,000 |
| Pontotoc County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Prentiss County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Smith County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 113,000 |
| Adair County Missouri | 1 | $ 37,000 | $ 37,000 | $ 19,000 |
| Andrew County Missouri | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Benton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Callaway County Missouri | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Chariton County Missouri | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Christian County Missouri | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Clinton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cooper County Missouri | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Dallas County Missouri | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| DeKalb County Missouri | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Gasconade County Missouri | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Gentry County Missouri | 1 | $ 22,000 | $ 22,000 | $ 45,000 |
| Harrison County Missouri | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Holt County Missouri | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Howard County Missouri | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Lawrence County Missouri | 1 | $ 108,000 | $ 108,000 | $ 150,000 |
| Macon County Missouri | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| Mercer County Missouri | 1 | $ 156,000 | $ 156,000 | $ 101,000 |
| Miller County Missouri | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Mississippi County Missouri | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Montgomery County Missouri | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| Newton County Missouri | 1 | $ 31,000 | $ 31,000 | $ 79,000 |
| Pike County Missouri | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Polk County Missouri | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
| Randolph County Missouri | 1 | $ 87,000 | $ 87,000 | $ 71,000 |
| Shelby County Missouri | 1 | $ 19,000 | $ 19,000 | $ 115,000 |
| St. Charles County Missouri | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Texas County Missouri | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Warren County Missouri | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Wright County Missouri | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Buffalo County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Dawson County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 61,000 |
| Dodge County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 70,000 |
| Madison County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 95,000 |
| Perkins County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Red Willow County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Sarpy County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| York County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Adair County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| Garvin County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Haskell County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Marshall County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Mayes County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 85,000 |
| Noble County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 180,000 |
| Osage County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Sequoyah County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Stephens County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 61,000 |
| Tulsa County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Blount County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Coffee County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Davidson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Dickson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Hamilton County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 84,000 |
| Lake County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Lawrence County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 342,000 |
| Madison County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 15,000 |
| Marion County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| McNairy County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Obion County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Perry County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Sumner County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Wayne County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Shelter Financial Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 318 | $20,685,000 | $65,000 | $256,000 | $57,000 | $334,000 |
| Home Improvement | 148 | $3,736,000 | $25,000 | $108,000 | $63,000 | $342,000 |
| Home Purchase | 123 | $9,809,000 | $79,000 | $750,000 | $50,000 | $204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 442 | $25,412,000 | $57,000 | $250,000 | $58,000 | $342,000 |
| Not Provided | 91 | $5,981,000 | $65,000 | $750,000 | $54,000 | $211,000 |
| Black or African American | 32 | $1,770,000 | $55,000 | $200,000 | $48,000 | $268,000 |
| Hispanic | 11 | $485,000 | $44,000 | $170,000 | $34,000 | $62,000 |
| American Indian or Alaskan Native | 6 | $239,000 | $39,000 | $87,000 | $68,000 | $131,000 |
| Asian | 6 | $293,000 | $48,000 | $80,000 | $47,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $41,000 | $41,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 589 | $34,230,000 | $58,000 | $750,000 | $57,000 | $342,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 238 | $14,166,000 | $59,000 | $750,000 | $43,000 | $216,000 |
| Loan Originated | 160 | $6,154,000 | $38,000 | $197,000 | $79,000 | $342,000 |
| Application Approved But Not Accepted | 74 | $3,248,000 | $43,000 | $130,000 | $60,000 | $204,000 |
| Application Withdrawn By Applicant | 62 | $5,587,000 | $90,000 | $235,000 | $55,000 | $268,000 |
| File Closed For Incompleteness | 55 | $5,075,000 | $92,000 | $250,000 | $53,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 154 | $9,285,000 | $60,000 | $750,000 | $42,000 | $216,000 |
| Debt-To-Income Ratio | 46 | $3,055,000 | $66,000 | $233,000 | $42,000 | $211,000 |
| Other | 23 | $994,000 | $43,000 | $150,000 | $46,000 | $132,000 |
| Collateral | 14 | $778,000 | $55,000 | $150,000 | $41,000 | $88,000 |
| Unverifiable Information | 1 | $54,000 | $54,000 | $54,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shelter Financial Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shelter Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.