Silicon Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Silicon Valley Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 564 |
| Total Mortgage Loan Application Amount | $980,030,000 |
| Average Mortgage Loan Application Amount | $2,209,666 |
| Highest Mortgage Loan Application Amount | $28,864,000 |
| Average Applicant Income | $497,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 84 | $ 168,898,000 | $ 2,010,000 | $ 535,000 |
| San Mateo County California | 79 | $ 221,859,000 | $ 2,808,000 | $ 1,008,000 |
| Santa Clara County California | 53 | $ 71,100,000 | $ 1,341,000 | $ 463,000 |
| Los Angeles County California | 28 | $ 57,486,000 | $ 2,053,000 | $ 948,000 |
| Alameda County California | 23 | $ 45,408,000 | $ 1,974,000 | $ 374,000 |
| Marin County California | 22 | $ 37,362,000 | $ 1,698,000 | $ 661,000 |
| Maricopa County Arizona | 17 | $ 8,296,000 | $ 488,000 | $ 139,000 |
| Napa County California | 16 | $ 80,406,000 | $ 5,025,000 | $ 624,000 |
| Contra Costa County California | 14 | $ 15,964,000 | $ 1,140,000 | $ 285,000 |
| Middlesex County Massachusetts | 13 | $ 14,384,000 | $ 1,106,000 | $ 476,000 |
| King County Washington | 13 | $ 12,338,000 | $ 949,000 | $ 322,000 |
| Suffolk County Massachusetts | 11 | $ 11,018,000 | $ 1,001,000 | $ 336,000 |
| Orange County California | 9 | $ 11,773,000 | $ 1,308,000 | $ 450,000 |
| Placer County California | 9 | $ 16,941,000 | $ 1,882,000 | $ 1,742,000 |
| Travis County Texas | 9 | $ 11,869,000 | $ 1,318,000 | $ 259,000 |
| Sonoma County California | 8 | $ 20,339,000 | $ 2,542,000 | $ 143,000 |
| Norfolk County Massachusetts | 8 | $ 8,549,000 | $ 1,068,000 | $ 360,000 |
| San Diego County California | 7 | $ 6,086,000 | $ 869,000 | $ 191,000 |
| Cook County Illinois | 7 | $ 5,209,000 | $ 744,000 | $ 1,019,000 |
| New York County New York | 7 | $ 16,107,000 | $ 2,301,000 | $ 953,000 |
| Denver County Colorado | 6 | $ 3,640,000 | $ 606,000 | $ 192,000 |
| Santa Barbara County California | 5 | $ 14,280,000 | $ 2,856,000 | $ 0 |
| Boulder County Colorado | 5 | $ 3,994,000 | $ 798,000 | $ 189,000 |
| Salt Lake County Utah | 5 | $ 2,917,000 | $ 583,000 | $ 409,000 |
| Fairfield County Connecticut | 4 | $ 5,118,000 | $ 1,279,000 | $ 760,000 |
| Montgomery County Maryland | 4 | $ 5,966,000 | $ 1,491,000 | $ 310,000 |
| Blaine County Idaho | 3 | $ 7,100,000 | $ 2,366,000 | $ 987,000 |
| Anne Arundel County Maryland | 3 | $ 5,180,000 | $ 1,726,000 | $ 727,000 |
| Essex County New Jersey | 3 | $ 3,084,000 | $ 1,028,000 | $ 477,000 |
| El Dorado County California | 2 | $ 2,990,000 | $ 1,495,000 | $ 0 |
| San Joaquin County California | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Santa Cruz County California | 2 | $ 2,263,000 | $ 1,131,000 | $ 563,000 |
| Arapahoe County Colorado | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Fulton County Georgia | 2 | $ 967,000 | $ 483,000 | $ 144,000 |
| Bonner County Idaho | 2 | $ 2,791,000 | $ 1,395,000 | $ 442,000 |
| Barnstable County Massachusetts | 2 | $ 1,758,000 | $ 879,000 | $ 477,000 |
| Kings County New York | 2 | $ 4,218,000 | $ 2,109,000 | $ 680,000 |
| Suffolk County New York | 2 | $ 2,488,000 | $ 1,244,000 | $ 562,000 |
| Franklin County Ohio | 2 | $ 3,110,000 | $ 1,555,000 | $ 427,000 |
| Clackamas County Oregon | 2 | $ 1,652,000 | $ 826,000 | $ 508,000 |
| Multnomah County Oregon | 2 | $ 1,906,000 | $ 953,000 | $ 878,000 |
| Washington County Oregon | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,216,000 | $ 608,000 | $ 125,000 |
| Utah County Utah | 2 | $ 811,000 | $ 405,000 | $ 123,000 |
| Kitsap County Washington | 2 | $ 696,000 | $ 348,000 | $ 216,000 |
| Alpine County California | 1 | $ 218,000 | $ 218,000 | $ 390,000 |
| Calaveras County California | 1 | $ 272,000 | $ 272,000 | $ 765,000 |
| Mendocino County California | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
| Monterey County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 320,000 |
| Nevada County California | 1 | $ 500,000 | $ 500,000 | $ 325,000 |
| Riverside County California | 1 | $ 700,000 | $ 700,000 | $ 1,000,000 |
| San Luis Obispo County California | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Adams County Colorado | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Douglas County Colorado | 1 | $ 500,000 | $ 500,000 | $ 257,000 |
| Jefferson County Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 465,000 | $ 465,000 | $ 250,000 |
| Leon County Florida | 1 | $ 425,000 | $ 425,000 | $ 578,000 |
| Cherokee County Georgia | 1 | $ 309,000 | $ 309,000 | $ 312,000 |
| DeKalb County Georgia | 1 | $ 512,000 | $ 512,000 | $ 460,000 |
| Greene County Georgia | 1 | $ 880,000 | $ 880,000 | $ 500,000 |
| Honolulu County Hawaii | 1 | $ 1,240,000 | $ 1,240,000 | $ 699,000 |
| Maui County Hawaii | 1 | $ 860,000 | $ 860,000 | $ 412,000 |
| Ada County Idaho | 1 | $ 417,000 | $ 417,000 | $ 499,000 |
| DuPage County Illinois | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Harford County Maryland | 1 | $ 580,000 | $ 580,000 | $ 271,000 |
| Bristol County Massachusetts | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 750,000 |
| Worcester County Massachusetts | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 560,000 | $ 560,000 | $ 338,000 |
| Gallatin County Montana | 1 | $ 2,228,000 | $ 2,228,000 | $ 2,419,000 |
| Madison County Montana | 1 | $ 404,000 | $ 404,000 | $ 251,000 |
| Clark County Nevada | 1 | $ 839,000 | $ 839,000 | $ 535,000 |
| Carroll County New Hampshire | 1 | $ 1,256,000 | $ 1,256,000 | $ 1,041,000 |
| Cheshire County New Hampshire | 1 | $ 432,000 | $ 432,000 | $ 230,000 |
| Bergen County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 290,000 |
| Hudson County New Jersey | 1 | $ 1,688,000 | $ 1,688,000 | $ 322,000 |
| Hunterdon County New Jersey | 1 | $ 723,000 | $ 723,000 | $ 325,000 |
| Union County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 403,000 |
| Chautauqua County New York | 1 | $ 278,000 | $ 278,000 | $ 300,000 |
| Nassau County New York | 1 | $ 3,040,000 | $ 3,040,000 | $ 1,671,000 |
| Ulster County New York | 1 | $ 653,000 | $ 653,000 | $ 614,000 |
| Westchester County New York | 1 | $ 1,300,000 | $ 1,300,000 | $ 248,000 |
| Orange County North Carolina | 1 | $ 626,000 | $ 626,000 | $ 429,000 |
| Deschutes County Oregon | 1 | $ 389,000 | $ 389,000 | $ 193,000 |
| Yamhill County Oregon | 1 | $ 4,045,000 | $ 4,045,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 300,000 |
| Montgomery County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 125,000 |
| Davidson County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| Williamson County Tennessee | 1 | $ 848,000 | $ 848,000 | $ 234,000 |
| Collin County Texas | 1 | $ 684,000 | $ 684,000 | $ 212,000 |
| Dallas County Texas | 1 | $ 2,408,000 | $ 2,408,000 | $ 600,000 |
| Davis County Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Summit County Utah | 1 | $ 1,500,000 | $ 1,500,000 | $ 2,133,000 |
| Wasatch County Utah | 1 | $ 272,000 | $ 272,000 | $ 516,000 |
| Windsor County Vermont | 1 | $ 465,000 | $ 465,000 | $ 251,000 |
| Fairfax County Virginia | 1 | $ 1,100,000 | $ 1,100,000 | $ 611,000 |
| Norfolk County Virginia | 1 | $ 758,000 | $ 758,000 | $ 560,000 |
| Teton County Wyoming | 1 | $ 3,250,000 | $ 3,250,000 | $ 0 |
Mortgage Loan Application Detail Totals for Silicon Valley Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 274 | $468,608,000 | $1,710,000 | $28,864,000 | $596,000 | $9,999,000 |
| Home Purchase | 257 | $400,495,000 | $1,558,000 | $15,259,000 | $563,000 | $8,880,000 |
| Home Improvement | 33 | $110,927,000 | $3,361,000 | $22,901,000 | $334,000 | $1,700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 241 | $328,683,000 | $1,363,000 | $12,000,000 | $557,000 | $7,503,000 |
| Not Provided | 208 | $322,273,000 | $1,549,000 | $8,000,000 | $699,000 | $9,999,000 |
| Asian | 58 | $88,820,000 | $1,531,000 | $11,000,000 | $571,000 | $4,051,000 |
| Not applicable | 45 | $222,439,000 | $4,943,000 | $28,864,000 | $0 | $0 |
| Hispanic | 7 | $11,003,000 | $1,571,000 | $4,950,000 | $534,000 | $2,696,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $1,872,000 | $936,000 | $1,240,000 | $0 | $0 |
| Black or African American | 2 | $2,480,000 | $1,240,000 | $1,800,000 | $259,000 | $294,000 |
| American Indian or Alaskan Native | 1 | $2,460,000 | $2,460,000 | $2,460,000 | $2,181,000 | $2,181,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $980,030,000 | $1,737,000 | $28,864,000 | $566,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 478 | $773,475,000 | $1,618,000 | $22,901,000 | $543,000 | $9,999,000 |
| Application Withdrawn By Applicant | 38 | $105,074,000 | $2,765,000 | $28,864,000 | $924,000 | $8,880,000 |
| File Closed For Incompleteness | 16 | $38,362,000 | $2,397,000 | $5,000,000 | $805,000 | $2,434,000 |
| Application Approved But Not Accepted | 16 | $27,910,000 | $1,744,000 | $4,995,000 | $407,000 | $1,671,000 |
| Application Denied By Financial Institution | 14 | $32,409,000 | $2,314,000 | $6,500,000 | $316,000 | $614,000 |
| Preapproval Denied by Financial Institution | 2 | $2,800,000 | $1,400,000 | $1,600,000 | $248,000 | $330,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $3,500,000 | $3,500,000 | $3,500,000 | $394,000 | $394,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silicon Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.