Silicon Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Silicon Valley Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Silicon Valley Bank
3003 Tasman Drive
Santa Clara, CA 95054
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,400
Total Mortgage Loan Application Amount $2,446,440,000
Average Mortgage Loan Application Amount $2,075,400
Highest Mortgage Loan Application Amount $17,855,000
Average Applicant Income $760,400
Highest Applicant Income $9,325,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for Silicon Valley Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Mateo County California 136 $ 401,310,000 $ 2,950,000 $ 1,441,000
San Francisco County California 108 $ 196,920,000 $ 1,823,000 $ 702,000
Los Angeles County California 78 $ 167,320,000 $ 2,145,000 $ 733,000
Santa Clara County California 67 $ 121,475,000 $ 1,813,000 $ 1,236,000
Maricopa County Arizona 49 $ 22,535,000 $ 459,000 $ 855,000
Alameda County California 42 $ 48,150,000 $ 1,146,000 $ 574,000
Marin County California 41 $ 77,505,000 $ 1,890,000 $ 612,000
King County Washington 41 $ 49,255,000 $ 1,201,000 $ 733,000
Travis County Texas 37 $ 57,045,000 $ 1,541,000 $ 593,000
New York County New York 33 $ 65,745,000 $ 1,992,000 $ 1,100,000
Contra Costa County California 29 $ 37,665,000 $ 1,298,000 $ 467,000
Middlesex County Massachusetts 24 $ 35,350,000 $ 1,472,000 $ 856,000
Fairfield County Connecticut 19 $ 35,285,000 $ 1,857,000 $ 746,000
Suffolk County Massachusetts 19 $ 41,705,000 $ 2,195,000 $ 1,113,000
Salt Lake County Utah 16 $ 17,750,000 $ 1,109,000 $ 426,000
San Diego County California 15 $ 18,865,000 $ 1,257,000 $ 490,000
Norfolk County Massachusetts 15 $ 23,845,000 $ 1,589,000 $ 873,000
Denver County Colorado 14 $ 22,980,000 $ 1,641,000 $ 281,000
Sonoma County California 13 $ 23,325,000 $ 1,794,000 $ 2,055,000
Boulder County Colorado 13 $ 23,265,000 $ 1,789,000 $ 1,480,000
Orange County California 12 $ 24,030,000 $ 2,002,000 $ 728,000
Placer County California 12 $ 26,090,000 $ 2,174,000 $ 1,643,000
Santa Cruz County California 11 $ 13,335,000 $ 1,212,000 $ 1,325,000
Napa County California 10 $ 16,860,000 $ 1,686,000 $ 1,194,000
Cook County Illinois 10 $ 10,210,000 $ 1,021,000 $ 455,000
Teton County Wyoming 8 $ 30,600,000 $ 3,825,000 $ 1,783,000
Palm Beach County Florida 7 $ 9,685,000 $ 1,383,000 $ 1,025,000
District of Columbia County District Of Columbia 6 $ 7,950,000 $ 1,325,000 $ 467,000
Fulton County Georgia 6 $ 6,800,000 $ 1,133,000 $ 375,000
Plymouth County Massachusetts 6 $ 4,370,000 $ 728,000 $ 371,000
Kings County New York 6 $ 10,850,000 $ 1,808,000 $ 865,000
Suffolk County New York 6 $ 7,890,000 $ 1,315,000 $ 1,042,000
Philadelphia County Pennsylvania 6 $ 6,340,000 $ 1,056,000 $ 754,000
Harris County Texas 6 $ 14,230,000 $ 2,371,000 $ 1,105,000
Santa Barbara County California 5 $ 13,445,000 $ 2,689,000 $ 1,375,000
Arapahoe County Colorado 5 $ 7,335,000 $ 1,467,000 $ 384,000
Miami-Dade County Florida 5 $ 7,855,000 $ 1,571,000 $ 1,868,000
Montgomery County Maryland 5 $ 6,455,000 $ 1,291,000 $ 702,000
Barnstable County Massachusetts 5 $ 6,285,000 $ 1,257,000 $ 1,406,000
Clark County Nevada 5 $ 7,905,000 $ 1,581,000 $ 605,000
Nassau County New York 5 $ 8,475,000 $ 1,695,000 $ 743,000
Multnomah County Oregon 5 $ 3,705,000 $ 741,000 $ 377,000
Summit County Utah 5 $ 12,875,000 $ 2,575,000 $ 2,330,000
El Dorado County California 4 $ 3,100,000 $ 775,000 $ 187,000
Monterey County California 4 $ 6,650,000 $ 1,662,000 $ 2,438,000
Dukes County Massachusetts 4 $ 7,230,000 $ 1,807,000 $ 757,000
Essex County Massachusetts 4 $ 3,740,000 $ 935,000 $ 448,000
Nantucket County Massachusetts 4 $ 14,430,000 $ 3,607,000 $ 808,000
Madison County Montana 4 $ 19,520,000 $ 4,880,000 $ 3,114,000
Bergen County New Jersey 4 $ 4,410,000 $ 1,102,000 $ 341,000
Deschutes County Oregon 4 $ 4,460,000 $ 1,115,000 $ 1,664,000
Dallas County Texas 4 $ 6,170,000 $ 1,542,000 $ 640,000
Arlington County Virginia 4 $ 5,800,000 $ 1,450,000 $ 267,000
Riverside County California 3 $ 2,725,000 $ 908,000 $ 563,000
Ventura County California 3 $ 3,405,000 $ 1,135,000 $ 570,000
Broward County Florida 3 $ 4,485,000 $ 1,495,000 $ 1,543,000
Monroe County Florida 3 $ 5,775,000 $ 1,925,000 $ 652,000
DeKalb County Georgia 3 $ 3,085,000 $ 1,028,000 $ 1,929,000
Lake County Illinois 3 $ 2,245,000 $ 748,000 $ 603,000
Baltimore County Maryland 3 $ 2,665,000 $ 888,000 $ 843,000
Oakland County Michigan 3 $ 4,325,000 $ 1,441,000 $ 572,000
Washoe County Nevada 3 $ 5,195,000 $ 1,731,000 $ 700,000
Essex County New Jersey 3 $ 8,395,000 $ 2,798,000 $ 536,000
Monmouth County New Jersey 3 $ 4,695,000 $ 1,565,000 $ 852,000
Westchester County New York 3 $ 3,345,000 $ 1,115,000 $ 570,000
Wake County North Carolina 3 $ 2,435,000 $ 811,000 $ 294,000
Tarrant County Texas 3 $ 6,125,000 $ 2,041,000 $ 1,266,000
Utah County Utah 3 $ 1,835,000 $ 611,000 $ 557,000
Fairfax County Virginia 3 $ 4,685,000 $ 1,561,000 $ 558,000
San Bernardino County California 2 $ 810,000 $ 405,000 $ 343,000
San Joaquin County California 2 $ 1,310,000 $ 655,000 $ 0
Eagle County Colorado 2 $ 18,860,000 $ 9,430,000 $ 1,751,000
Jefferson County Colorado 2 $ 670,000 $ 335,000 $ 259,000
Montrose County Colorado 2 $ 1,020,000 $ 510,000 $ 370,000
Collier County Florida 2 $ 6,900,000 $ 3,450,000 $ 2,150,000
Orange County Florida 2 $ 1,690,000 $ 845,000 $ 261,000
Cobb County Georgia 2 $ 2,340,000 $ 1,170,000 $ 684,000
Honolulu County Hawaii 2 $ 5,380,000 $ 2,690,000 $ 0
Maui County Hawaii 2 $ 7,610,000 $ 3,805,000 $ 2,060,000
Blaine County Idaho 2 $ 5,010,000 $ 2,505,000 $ 1,136,000
Brown County Indiana 2 $ 970,000 $ 485,000 $ 416,000
LaPorte County Indiana 2 $ 940,000 $ 470,000 $ 453,000
Baltimore City County Maryland 2 $ 2,010,000 $ 1,005,000 $ 541,000
Bristol County Massachusetts 2 $ 6,370,000 $ 3,185,000 $ 1,940,000
Hennepin County Minnesota 2 $ 1,510,000 $ 755,000 $ 818,000
Cape May County New Jersey 2 $ 3,830,000 $ 1,915,000 $ 794,000
Hudson County New Jersey 2 $ 1,540,000 $ 770,000 $ 750,000
Somerset County New Jersey 2 $ 1,280,000 $ 640,000 $ 354,000
Putnam County New York 2 $ 2,710,000 $ 1,355,000 $ 152,000
Ulster County New York 2 $ 1,780,000 $ 890,000 $ 1,353,000
Clackamas County Oregon 2 $ 1,700,000 $ 850,000 $ 0
Washington County Oregon 2 $ 2,380,000 $ 1,190,000 $ 373,000
Chester County Pennsylvania 2 $ 2,390,000 $ 1,195,000 $ 1,597,000
Collin County Texas 2 $ 1,820,000 $ 910,000 $ 468,000
Williamson County Texas 2 $ 320,000 $ 160,000 $ 285,000
Davis County Utah 2 $ 720,000 $ 360,000 $ 0
Wasatch County Utah 2 $ 5,920,000 $ 2,960,000 $ 777,000
Rutland County Vermont 2 $ 1,330,000 $ 665,000 $ 344,000
Alexandria County Virginia 2 $ 1,830,000 $ 915,000 $ 444,000
Tuscaloosa County Alabama 1 $ 385,000 $ 385,000 $ 615,000
Yavapai County Arizona 1 $ 685,000 $ 685,000 $ 220,000
Alpine County California 1 $ 1,275,000 $ 1,275,000 $ 910,000
Amador County California 1 $ 605,000 $ 605,000 $ 399,000
Del Norte County California 1 $ 775,000 $ 775,000 $ 217,000
Fresno County California 1 $ 525,000 $ 525,000 $ 700,000
Mendocino County California 1 $ 2,835,000 $ 2,835,000 $ 0
Nevada County California 1 $ 1,845,000 $ 1,845,000 $ 1,374,000
Stanislaus County California 1 $ 345,000 $ 345,000 $ 0
Yolo County California 1 $ 505,000 $ 505,000 $ 0
Adams County Colorado 1 $ 295,000 $ 295,000 $ 0
Douglas County Colorado 1 $ 1,335,000 $ 1,335,000 $ 0
Pitkin County Colorado 1 $ 12,565,000 $ 12,565,000 $ 0
Routt County Colorado 1 $ 1,195,000 $ 1,195,000 $ 6,069,000
San Juan County Colorado 1 $ 905,000 $ 905,000 $ 1,765,000
San Miguel County Colorado 1 $ 5,355,000 $ 5,355,000 $ 0
Litchfield County Connecticut 1 $ 725,000 $ 725,000 $ 460,000
New Haven County Connecticut 1 $ 565,000 $ 565,000 $ 250,000
Hillsborough County Florida 1 $ 2,205,000 $ 2,205,000 $ 694,000
Lee County Florida 1 $ 1,085,000 $ 1,085,000 $ 543,000
Okaloosa County Florida 1 $ 845,000 $ 845,000 $ 342,000
Sarasota County Florida 1 $ 255,000 $ 255,000 $ 390,000
Hawaii County Hawaii 1 $ 15,005,000 $ 15,005,000 $ 36,000
Kauai County Hawaii 1 $ 625,000 $ 625,000 $ 180,000
Bonner County Idaho 1 $ 2,075,000 $ 2,075,000 $ 435,000
Kootenai County Idaho 1 $ 2,105,000 $ 2,105,000 $ 1,376,000
Johnson County Kansas 1 $ 575,000 $ 575,000 $ 140,000
Clark County Kentucky 1 $ 645,000 $ 645,000 $ 442,000
Cumberland County Maine 1 $ 545,000 $ 545,000 $ 0
Howard County Maryland 1 $ 615,000 $ 615,000 $ 175,000
Worcester County Massachusetts 1 $ 595,000 $ 595,000 $ 0
Wayne County Michigan 1 $ 485,000 $ 485,000 $ 469,000
Washington County Minnesota 1 $ 1,205,000 $ 1,205,000 $ 540,000
Platte County Missouri 1 $ 545,000 $ 545,000 $ 140,000
St. Louis County Missouri 1 $ 605,000 $ 605,000 $ 1,906,000
Douglas County Nebraska 1 $ 1,015,000 $ 1,015,000 $ 830,000
Douglas County Nevada 1 $ 555,000 $ 555,000 $ 100,000
Cheshire County New Hampshire 1 $ 825,000 $ 825,000 $ 908,000
Rockingham County New Hampshire 1 $ 505,000 $ 505,000 $ 210,000
Mercer County New Jersey 1 $ 425,000 $ 425,000 $ 331,000
Union County New Jersey 1 $ 945,000 $ 945,000 $ 378,000
Santa Fe County New Mexico 1 $ 1,405,000 $ 1,405,000 $ 592,000
Orange County New York 1 $ 525,000 $ 525,000 $ 340,000
Buncombe County North Carolina 1 $ 1,335,000 $ 1,335,000 $ 369,000
Carteret County North Carolina 1 $ 425,000 $ 425,000 $ 432,000
Durham County North Carolina 1 $ 825,000 $ 825,000 $ 150,000
Union County North Carolina 1 $ 505,000 $ 505,000 $ 0
Cuyahoga County Ohio 1 $ 1,615,000 $ 1,615,000 $ 0
Tillamook County Oregon 1 $ 535,000 $ 535,000 $ 706,000
Allegheny County Pennsylvania 1 $ 685,000 $ 685,000 $ 475,000
Montgomery County Pennsylvania 1 $ 1,205,000 $ 1,205,000 $ 496,000
Newport County Rhode Island 1 $ 1,005,000 $ 1,005,000 $ 526,000
Charleston County South Carolina 1 $ 615,000 $ 615,000 $ 160,000
Williamson County Tennessee 1 $ 2,475,000 $ 2,475,000 $ 829,000
Wilson County Tennessee 1 $ 285,000 $ 285,000 $ 0
El Paso County Texas 1 $ 775,000 $ 775,000 $ 611,000
Hays County Texas 1 $ 845,000 $ 845,000 $ 0
Washington County Utah 1 $ 2,255,000 $ 2,255,000 $ 887,000
Orleans County Vermont 1 $ 1,195,000 $ 1,195,000 $ 700,000
Albemarle County Virginia 1 $ 855,000 $ 855,000 $ 204,000
Henrico County Virginia 1 $ 995,000 $ 995,000 $ 481,000
Loudoun County Virginia 1 $ 705,000 $ 705,000 $ 316,000
Island County Washington 1 $ 805,000 $ 805,000 $ 200,000
Pierce County Washington 1 $ 1,045,000 $ 1,045,000 $ 172,000
Green Lake County Wisconsin 1 $ 4,005,000 $ 4,005,000 $ 402,000
Milwaukee County Wisconsin 1 $ 135,000 $ 135,000 $ 675,000

Mortgage Loan Application Detail Totals for Silicon Valley Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 722 $1,244,780,000 $1,724,000 $12,565,000 $771,000 $7,897,000
Cash-out Refinancing 311 $613,685,000 $1,973,000 $15,005,000 $994,000 $9,325,000
Refinancing 268 $354,260,000 $1,321,000 $12,605,000 $921,000 $8,304,000
Other Purpose 98 $230,710,000 $2,354,000 $17,855,000 $1,115,000 $5,843,000
Home Improvement 1 $3,005,000 $3,005,000 $3,005,000 $1,000 $1,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 712 $1,189,440,000 $1,670,000 $17,855,000 $860,000 $7,897,000
Not Provided 387 $676,555,000 $1,748,000 $14,005,000 $967,000 $9,325,000
Asian 174 $287,420,000 $1,651,000 $7,005,000 $741,000 $2,770,000
Not applicable 59 $189,515,000 $3,212,000 $12,605,000 $0 $0
Hispanic 47 $65,935,000 $1,402,000 $4,725,000 $932,000 $5,155,000
Black or African American 12 $22,620,000 $1,885,000 $3,505,000 $429,000 $844,000
Native Hawaiian or Other Pacific Islander 3 $2,555,000 $851,000 $1,405,000 $328,000 $550,000
American Indian or Alaskan Native 1 $1,195,000 $1,195,000 $1,195,000 $361,000 $361,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,400 $2,446,440,000 $1,747,000 $17,855,000 $875,000 $9,325,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 978 $1,622,090,000 $1,658,000 $17,855,000 $819,000 $8,304,000
Preapproval Approved but not Accepted 241 $399,605,000 $1,658,000 $7,505,000 $613,000 $5,500,000
Application Withdrawn By Applicant 89 $206,315,000 $2,318,000 $14,005,000 $1,910,000 $9,325,000
Application Approved But Not Accepted 60 $125,300,000 $2,088,000 $9,125,000 $1,025,000 $4,208,000
File Closed For Incompleteness 25 $71,345,000 $2,853,000 $15,005,000 $754,000 $3,120,000
Application Denied By Financial Institution 7 $21,785,000 $3,112,000 $6,505,000 $413,000 $646,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,393 $2,424,655,000 $1,740,000 $17,855,000 $876,000 $9,325,000
Debt-To-Income Ratio 5 $11,775,000 $2,355,000 $6,205,000 $413,000 $646,000
Other 2 $10,010,000 $5,005,000 $6,505,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Silicon Valley Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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