Silicon Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Silicon Valley Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Silicon Valley Bank 3003 Tasman Drive Santa Clara, CA 95054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,287 |
| Total Mortgage Loan Application Amount | $3,946,515,000 |
| Average Mortgage Loan Application Amount | $2,693,666 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $648,000 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Silicon Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silicon Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Silicon Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silicon Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Silicon Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silicon Valley Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 240 | $ 298,290,000 | $ 1,242,000 | $ 376,000 |
| San Mateo County California | 168 | $ 407,380,000 | $ 2,424,000 | $ 720,000 |
| San Francisco County California | 155 | $ 197,465,000 | $ 1,273,000 | $ 427,000 |
| Santa Clara County California | 126 | $ 202,070,000 | $ 1,603,000 | $ 477,000 |
| Middlesex County Massachusetts | 107 | $ 108,195,000 | $ 1,011,000 | $ 386,000 |
| Suffolk County Massachusetts | 95 | $ 106,655,000 | $ 1,122,000 | $ 311,000 |
| Alameda County California | 70 | $ 116,720,000 | $ 1,667,000 | $ 495,000 |
| Norfolk County Massachusetts | 55 | $ 110,805,000 | $ 2,014,000 | $ 446,000 |
| Travis County Texas | 53 | $ 100,005,000 | $ 1,886,000 | $ 902,000 |
| Maricopa County Arizona | 48 | $ 31,800,000 | $ 662,000 | $ 714,000 |
| Contra Costa County California | 42 | $ 57,170,000 | $ 1,361,000 | $ 416,000 |
| Marin County California | 42 | $ 105,250,000 | $ 2,505,000 | $ 1,415,000 |
| New York County New York | 41 | $ 108,075,000 | $ 2,635,000 | $ 719,000 |
| Miami-Dade County Florida | 37 | $ 108,585,000 | $ 2,934,000 | $ 592,000 |
| King County Washington | 34 | $ 61,560,000 | $ 1,810,000 | $ 773,000 |
| Kings County New York | 29 | $ 49,515,000 | $ 1,707,000 | $ 780,000 |
| Orange County California | 25 | $ 61,635,000 | $ 2,465,000 | $ 1,307,000 |
| San Diego County California | 24 | $ 49,620,000 | $ 2,067,000 | $ 567,000 |
| Essex County Massachusetts | 24 | $ 37,030,000 | $ 1,542,000 | $ 487,000 |
| Fairfield County Connecticut | 21 | $ 62,015,000 | $ 2,953,000 | $ 647,000 |
| Sonoma County California | 20 | $ 43,750,000 | $ 2,187,000 | $ 646,000 |
| Barnstable County Massachusetts | 20 | $ 25,580,000 | $ 1,279,000 | $ 799,000 |
| Palm Beach County Florida | 19 | $ 51,595,000 | $ 2,715,000 | $ 944,000 |
| Monterey County California | 16 | $ 33,000,000 | $ 2,062,000 | $ 714,000 |
| Cook County Illinois | 15 | $ 23,705,000 | $ 1,580,000 | $ 715,000 |
| Salt Lake County Utah | 15 | $ 12,135,000 | $ 809,000 | $ 757,000 |
| Riverside County California | 14 | $ 15,140,000 | $ 1,081,000 | $ 1,234,000 |
| Nantucket County Massachusetts | 14 | $ 59,570,000 | $ 4,255,000 | $ 1,022,000 |
| Dallas County Texas | 14 | $ 18,600,000 | $ 1,328,000 | $ 650,000 |
| Plymouth County Massachusetts | 13 | $ 16,505,000 | $ 1,269,000 | $ 878,000 |
| Placer County California | 12 | $ 26,270,000 | $ 2,189,000 | $ 1,719,000 |
| Denver County Colorado | 12 | $ 15,970,000 | $ 1,330,000 | $ 337,000 |
| San Bernardino County California | 10 | $ 3,990,000 | $ 399,000 | $ 81,000 |
| Ventura County California | 10 | $ 6,200,000 | $ 620,000 | $ 188,000 |
| Clark County Nevada | 10 | $ 37,510,000 | $ 3,751,000 | $ 598,000 |
| Summit County Utah | 10 | $ 35,910,000 | $ 3,591,000 | $ 522,000 |
| Harris County Texas | 9 | $ 16,865,000 | $ 1,873,000 | $ 814,000 |
| Napa County California | 8 | $ 30,920,000 | $ 3,865,000 | $ 636,000 |
| Santa Cruz County California | 8 | $ 6,180,000 | $ 772,000 | $ 1,062,000 |
| Montgomery County Maryland | 8 | $ 13,460,000 | $ 1,682,000 | $ 426,000 |
| Westchester County New York | 8 | $ 11,590,000 | $ 1,448,000 | $ 613,000 |
| Santa Barbara County California | 7 | $ 21,285,000 | $ 3,040,000 | $ 2,043,000 |
| Broward County Florida | 7 | $ 8,485,000 | $ 1,212,000 | $ 707,000 |
| Fulton County Georgia | 7 | $ 10,595,000 | $ 1,513,000 | $ 491,000 |
| Boulder County Colorado | 6 | $ 7,680,000 | $ 1,280,000 | $ 824,000 |
| Collier County Florida | 6 | $ 11,980,000 | $ 1,996,000 | $ 1,062,000 |
| Hawaii County Hawaii | 6 | $ 11,490,000 | $ 1,915,000 | $ 1,071,000 |
| Washoe County Nevada | 6 | $ 7,460,000 | $ 1,243,000 | $ 551,000 |
| Suffolk County New York | 6 | $ 9,000,000 | $ 1,500,000 | $ 506,000 |
| Bexar County Texas | 6 | $ 2,920,000 | $ 486,000 | $ 150,000 |
| Nevada County California | 5 | $ 6,815,000 | $ 1,363,000 | $ 1,051,000 |
| Jefferson County Colorado | 5 | $ 7,875,000 | $ 1,575,000 | $ 1,074,000 |
| Hillsborough County Florida | 5 | $ 4,155,000 | $ 831,000 | $ 725,000 |
| Maui County Hawaii | 5 | $ 11,115,000 | $ 2,223,000 | $ 1,392,000 |
| Orleans County Louisiana | 5 | $ 6,055,000 | $ 1,211,000 | $ 1,517,000 |
| Dukes County Massachusetts | 5 | $ 42,525,000 | $ 8,505,000 | $ 280,000 |
| Bergen County New Jersey | 5 | $ 10,365,000 | $ 2,073,000 | $ 662,000 |
| Davidson County Tennessee | 5 | $ 7,255,000 | $ 1,451,000 | $ 378,000 |
| Utah County Utah | 5 | $ 3,875,000 | $ 775,000 | $ 232,000 |
| District of Columbia County District Of Columbia | 4 | $ 5,830,000 | $ 1,457,000 | $ 632,000 |
| Lee County Florida | 4 | $ 3,310,000 | $ 827,000 | $ 615,000 |
| Worcester County Massachusetts | 4 | $ 6,230,000 | $ 1,557,000 | $ 106,000 |
| Gallatin County Montana | 4 | $ 81,230,000 | $ 20,307,000 | $ 0 |
| Douglas County Nevada | 4 | $ 13,560,000 | $ 3,390,000 | $ 756,000 |
| Union County New Jersey | 4 | $ 7,950,000 | $ 1,987,000 | $ 604,000 |
| Wake County North Carolina | 4 | $ 3,850,000 | $ 962,000 | $ 238,000 |
| Deschutes County Oregon | 4 | $ 2,630,000 | $ 657,000 | $ 258,000 |
| Fairfax County Virginia | 4 | $ 4,230,000 | $ 1,057,000 | $ 1,133,000 |
| Pinal County Arizona | 3 | $ 725,000 | $ 241,000 | $ 0 |
| El Dorado County California | 3 | $ 3,825,000 | $ 1,275,000 | $ 624,000 |
| Sacramento County California | 3 | $ 1,715,000 | $ 571,000 | $ 233,000 |
| San Benito County California | 3 | $ 1,945,000 | $ 648,000 | $ 187,000 |
| Adams County Colorado | 3 | $ 1,985,000 | $ 661,000 | $ 225,000 |
| Douglas County Colorado | 3 | $ 4,615,000 | $ 1,538,000 | $ 391,000 |
| Eagle County Colorado | 3 | $ 8,915,000 | $ 2,971,000 | $ 1,042,000 |
| Summit County Colorado | 3 | $ 2,965,000 | $ 988,000 | $ 577,000 |
| Hartford County Connecticut | 3 | $ 4,605,000 | $ 1,535,000 | $ 0 |
| Blaine County Idaho | 3 | $ 15,865,000 | $ 5,288,000 | $ 3,725,000 |
| Oxford County Maine | 3 | $ 2,675,000 | $ 891,000 | $ 546,000 |
| Rockingham County New Hampshire | 3 | $ 1,435,000 | $ 478,000 | $ 264,000 |
| Essex County New Jersey | 3 | $ 3,265,000 | $ 1,088,000 | $ 592,000 |
| Hudson County New Jersey | 3 | $ 2,235,000 | $ 745,000 | $ 0 |
| Morris County New Jersey | 3 | $ 3,435,000 | $ 1,145,000 | $ 339,000 |
| Nassau County New York | 3 | $ 4,455,000 | $ 1,485,000 | $ 349,000 |
| Queens County New York | 3 | $ 2,505,000 | $ 835,000 | $ 273,000 |
| Multnomah County Oregon | 3 | $ 5,225,000 | $ 1,741,000 | $ 567,000 |
| Montgomery County Pennsylvania | 3 | $ 4,515,000 | $ 1,505,000 | $ 1,471,000 |
| Philadelphia County Pennsylvania | 3 | $ 3,595,000 | $ 1,198,000 | $ 333,000 |
| Providence County Rhode Island | 3 | $ 1,485,000 | $ 495,000 | $ 135,000 |
| Collin County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 0 |
| Hays County Texas | 3 | $ 2,285,000 | $ 761,000 | $ 352,000 |
| Tarrant County Texas | 3 | $ 8,845,000 | $ 2,948,000 | $ 290,000 |
| Pierce County Washington | 3 | $ 1,775,000 | $ 591,000 | $ 213,000 |
| Jefferson County Alabama | 2 | $ 950,000 | $ 475,000 | $ 315,000 |
| San Joaquin County California | 2 | $ 1,870,000 | $ 935,000 | $ 0 |
| Pitkin County Colorado | 2 | $ 16,230,000 | $ 8,115,000 | $ 2,659,000 |
| New London County Connecticut | 2 | $ 1,690,000 | $ 845,000 | $ 291,000 |
| Manatee County Florida | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Osceola County Florida | 2 | $ 8,150,000 | $ 4,075,000 | $ 5,061,000 |
| Pinellas County Florida | 2 | $ 3,460,000 | $ 1,730,000 | $ 326,000 |
| DeKalb County Georgia | 2 | $ 1,970,000 | $ 985,000 | $ 459,000 |
| Forsyth County Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 2,980,000 | $ 1,490,000 | $ 149,000 |
| DuPage County Illinois | 2 | $ 2,040,000 | $ 1,020,000 | $ 299,000 |
| Lake County Illinois | 2 | $ 1,320,000 | $ 660,000 | $ 325,000 |
| Cumberland County Maine | 2 | $ 800,000 | $ 400,000 | $ 418,000 |
| York County Maine | 2 | $ 2,130,000 | $ 1,065,000 | $ 710,000 |
| Baltimore County Maryland | 2 | $ 2,600,000 | $ 1,300,000 | $ 657,000 |
| Howard County Maryland | 2 | $ 1,930,000 | $ 965,000 | $ 390,000 |
| Berkshire County Massachusetts | 2 | $ 1,210,000 | $ 605,000 | $ 602,000 |
| Hampshire County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 370,000 |
| Oakland County Michigan | 2 | $ 2,370,000 | $ 1,185,000 | $ 388,000 |
| Hennepin County Minnesota | 2 | $ 920,000 | $ 460,000 | $ 301,000 |
| Jackson County Missouri | 2 | $ 470,000 | $ 235,000 | $ 300,000 |
| Flathead County Montana | 2 | $ 11,370,000 | $ 5,685,000 | $ 3,182,000 |
| Madison County Montana | 2 | $ 20,290,000 | $ 10,145,000 | $ 8,680,000 |
| Grafton County New Hampshire | 2 | $ 2,410,000 | $ 1,205,000 | $ 689,000 |
| Mercer County New Jersey | 2 | $ 4,290,000 | $ 2,145,000 | $ 873,000 |
| Middlesex County New Jersey | 2 | $ 1,510,000 | $ 755,000 | $ 400,000 |
| Santa Fe County New Mexico | 2 | $ 2,360,000 | $ 1,180,000 | $ 517,000 |
| Mecklenburg County North Carolina | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Orange County North Carolina | 2 | $ 2,090,000 | $ 1,045,000 | $ 487,000 |
| Allegheny County Pennsylvania | 2 | $ 1,270,000 | $ 635,000 | $ 605,000 |
| York County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 2,718,000 |
| Newport County Rhode Island | 2 | $ 3,120,000 | $ 1,560,000 | $ 327,000 |
| Burnet County Texas | 2 | $ 4,160,000 | $ 2,080,000 | $ 1,340,000 |
| Llano County Texas | 2 | $ 4,490,000 | $ 2,245,000 | $ 5,780,000 |
| Williamson County Texas | 2 | $ 1,120,000 | $ 560,000 | $ 205,000 |
| Davis County Utah | 2 | $ 1,030,000 | $ 515,000 | $ 1,000 |
| Washington County Utah | 2 | $ 3,770,000 | $ 1,885,000 | $ 911,000 |
| Door County Wisconsin | 2 | $ 1,770,000 | $ 885,000 | $ 1,824,000 |
| Shelby County Alabama | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Washington County Arkansas | 1 | $ 1,525,000 | $ 1,525,000 | $ 588,000 |
| Alpine County California | 1 | $ 2,225,000 | $ 2,225,000 | $ 2,920,000 |
| Fresno County California | 1 | $ 415,000 | $ 415,000 | $ 485,000 |
| Humboldt County California | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Kern County California | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Mendocino County California | 1 | $ 1,025,000 | $ 1,025,000 | $ 463,000 |
| San Luis Obispo County California | 1 | $ 565,000 | $ 565,000 | $ 263,000 |
| Solano County California | 1 | $ 905,000 | $ 905,000 | $ 256,000 |
| Broomfield County Colorado | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Larimer County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Routt County Colorado | 1 | $ 2,075,000 | $ 2,075,000 | $ 735,000 |
| Litchfield County Connecticut | 1 | $ 945,000 | $ 945,000 | $ 727,000 |
| Sussex County Delaware | 1 | $ 2,105,000 | $ 2,105,000 | $ 800,000 |
| Indian River County Florida | 1 | $ 2,205,000 | $ 2,205,000 | $ 520,000 |
| Orange County Florida | 1 | $ 245,000 | $ 245,000 | $ 224,000 |
| Sarasota County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 980,000 |
| Sumter County Florida | 1 | $ 565,000 | $ 565,000 | $ 293,000 |
| Walton County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 561,000 |
| Chatham County Georgia | 1 | $ 1,205,000 | $ 1,205,000 | $ 261,000 |
| Honolulu County Hawaii | 1 | $ 1,095,000 | $ 1,095,000 | $ 1,788,000 |
| Kauai County Hawaii | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Bonner County Idaho | 1 | $ 3,005,000 | $ 3,005,000 | $ 556,000 |
| McLean County Illinois | 1 | $ 515,000 | $ 515,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Marion County Indiana | 1 | $ 455,000 | $ 455,000 | $ 450,000 |
| Johnson County Kansas | 1 | $ 2,305,000 | $ 2,305,000 | $ 658,000 |
| Jefferson County Louisiana | 1 | $ 1,445,000 | $ 1,445,000 | $ 688,000 |
| Kennebec County Maine | 1 | $ 895,000 | $ 895,000 | $ 379,000 |
| Anne Arundel County Maryland | 1 | $ 995,000 | $ 995,000 | $ 1,399,000 |
| Hampden County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Wayne County Michigan | 1 | $ 485,000 | $ 485,000 | $ 484,000 |
| Ramsey County Minnesota | 1 | $ 1,035,000 | $ 1,035,000 | $ 572,000 |
| Washington County Minnesota | 1 | $ 875,000 | $ 875,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 905,000 | $ 905,000 | $ 2,353,000 |
| Ravalli County Montana | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 3,955,000 | $ 3,955,000 | $ 1,020,000 |
| Cape May County New Jersey | 1 | $ 935,000 | $ 935,000 | $ 390,000 |
| Monmouth County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 294,000 |
| Bronx County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Columbia County New York | 1 | $ 1,465,000 | $ 1,465,000 | $ 0 |
| Dutchess County New York | 1 | $ 375,000 | $ 375,000 | $ 333,000 |
| Putnam County New York | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Saratoga County New York | 1 | $ 1,145,000 | $ 1,145,000 | $ 344,000 |
| Schoharie County New York | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Ulster County New York | 1 | $ 1,805,000 | $ 1,805,000 | $ 333,000 |
| Yates County New York | 1 | $ 1,505,000 | $ 1,505,000 | $ 800,000 |
| Brunswick County North Carolina | 1 | $ 2,285,000 | $ 2,285,000 | $ 594,000 |
| Cabarrus County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Dare County North Carolina | 1 | $ 2,755,000 | $ 2,755,000 | $ 754,000 |
| Iredell County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Union County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 196,000 |
| Clermont County Ohio | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Lorain County Ohio | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Lane County Oregon | 1 | $ 1,045,000 | $ 1,045,000 | $ 389,000 |
| Washington County Oregon | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 472,000 |
| Delaware County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 305,000 |
| Bristol County Rhode Island | 1 | $ 1,205,000 | $ 1,205,000 | $ 257,000 |
| Washington County Rhode Island | 1 | $ 2,005,000 | $ 2,005,000 | $ 332,000 |
| Beaufort County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Horry County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 144,000 |
| Sumner County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 150,000 |
| Denton County Texas | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Kaufman County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,626,000 |
| Rockwall County Texas | 1 | $ 535,000 | $ 535,000 | $ 47,000 |
| Wasatch County Utah | 1 | $ 715,000 | $ 715,000 | $ 404,000 |
| Chittenden County Vermont | 1 | $ 345,000 | $ 345,000 | $ 342,000 |
| Albemarle County Virginia | 1 | $ 805,000 | $ 805,000 | $ 465,000 |
| Arlington County Virginia | 1 | $ 1,355,000 | $ 1,355,000 | $ 525,000 |
| Frederick County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Clark County Washington | 1 | $ 865,000 | $ 865,000 | $ 456,000 |
| Kitsap County Washington | 1 | $ 2,605,000 | $ 2,605,000 | $ 673,000 |
| Lewis County Washington | 1 | $ 605,000 | $ 605,000 | $ 0 |
| San Juan County Washington | 1 | $ 855,000 | $ 855,000 | $ 639,000 |
| Dane County Wisconsin | 1 | $ 685,000 | $ 685,000 | $ 310,000 |
| Milwaukee County Wisconsin | 1 | $ 1,315,000 | $ 1,315,000 | $ 325,000 |
| Oneida County Wisconsin | 1 | $ 825,000 | $ 825,000 | $ 321,000 |
Mortgage Loan Application Detail Totals for Silicon Valley Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,512 | $2,321,260,000 | $1,535,000 | $28,705,000 | $535,000 | $9,600,000 |
| Cash-out Refinancing | 327 | $667,895,000 | $2,042,000 | $35,005,000 | $823,000 | $8,820,000 |
| Refinancing | 230 | $354,160,000 | $1,539,000 | $31,005,000 | $462,000 | $8,082,000 |
| Other Purpose | 199 | $538,125,000 | $2,704,000 | $25,005,000 | $1,101,000 | $7,754,000 |
| Home Improvement | 18 | $60,070,000 | $3,337,000 | $17,265,000 | $967,000 | $5,369,000 |
| Not Applicable | 1 | $5,005,000 | $5,005,000 | $5,005,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,097 | $1,839,625,000 | $1,676,000 | $17,155,000 | $695,000 | $9,600,000 |
| Not Provided | 364 | $621,030,000 | $1,706,000 | $9,505,000 | $749,000 | $8,924,000 |
| Asian | 321 | $352,595,000 | $1,098,000 | $10,005,000 | $423,000 | $6,163,000 |
| Hispanic | 163 | $114,545,000 | $702,000 | $5,885,000 | $248,000 | $2,100,000 |
| Not applicable | 160 | $816,810,000 | $5,105,000 | $35,005,000 | $0 | $0 |
| Black or African American | 71 | $37,765,000 | $531,000 | $2,535,000 | $255,000 | $4,320,000 |
| American Indian or Alaskan Native | 5 | $6,285,000 | $1,257,000 | $3,505,000 | $402,000 | $875,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $970,000 | $485,000 | $555,000 | $193,000 | $295,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,287 | $3,946,515,000 | $1,725,000 | $35,005,000 | $616,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,705 | $2,810,095,000 | $1,648,000 | $35,005,000 | $559,000 | $8,924,000 |
| Preapproval Approved but not Accepted | 233 | $466,815,000 | $2,003,000 | $12,005,000 | $724,000 | $8,082,000 |
| Application Withdrawn By Applicant | 174 | $339,470,000 | $1,950,000 | $14,775,000 | $1,141,000 | $9,600,000 |
| Application Approved But Not Accepted | 83 | $150,595,000 | $1,814,000 | $9,755,000 | $545,000 | $2,949,000 |
| Application Denied By Financial Institution | 60 | $105,070,000 | $1,751,000 | $16,005,000 | $221,000 | $1,993,000 |
| File Closed For Incompleteness | 27 | $62,335,000 | $2,308,000 | $7,755,000 | $1,001,000 | $8,820,000 |
| Preapproval Denied by Financial Institution | 5 | $12,135,000 | $2,427,000 | $3,505,000 | $266,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,222 | $3,829,310,000 | $1,723,000 | $35,005,000 | $629,000 | $9,600,000 |
| Debt-To-Income Ratio | 46 | $102,460,000 | $2,227,000 | $16,005,000 | $267,000 | $1,993,000 |
| Other | 14 | $12,540,000 | $895,000 | $4,805,000 | $153,000 | $745,000 |
| Collateral | 4 | $1,480,000 | $370,000 | $525,000 | $129,000 | $225,000 |
| Unverifiable Information | 1 | $725,000 | $725,000 | $725,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silicon Valley Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silicon Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.