Silver State Financial Service
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Silver State Financial Service 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Silver State Financial Service 8655 S Eastern Avenue Las Vegas, NV 89123 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 15,073 |
| Total Mortgage Loan Application Amount | $2,987,023,000 |
| Average Mortgage Loan Application Amount | $180,562 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $80,468 |
| Highest Applicant Income | $5,888,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Silver State Financial Service. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Silver State Financial Service's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Silver State Financial Service's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Silver State Financial Service serves its applicants.
Each category highlights the total number of mortgage applications processed by Silver State Financial Service, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Silver State Financial Service's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LAS VEGAS-PARADISE, NV | 11,369 | $ 2,075,234,000 | $ 182,000 | $ 89,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 545 | $ 152,845,000 | $ 280,000 | $ 122,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 413 | $ 148,780,000 | $ 360,000 | $ 92,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 395 | $ 60,481,000 | $ 153,000 | $ 76,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 376 | $ 83,469,000 | $ 221,000 | $ 117,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 164 | $ 50,592,000 | $ 308,000 | $ 133,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 151 | $ 68,239,000 | $ 451,000 | $ 128,000 |
| STOCKTON, CA | 137 | $ 38,477,000 | $ 280,000 | $ 67,000 |
| TUCSON, AZ | 93 | $ 10,945,000 | $ 117,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 77 | $ 30,230,000 | $ 392,000 | $ 136,000 |
| RENO-SPARKS, NV | 70 | $ 14,301,000 | $ 204,000 | $ 80,000 |
| SALT LAKE CITY, UT | 65 | $ 10,400,000 | $ 160,000 | $ 79,000 |
| JACKSONVILLE, FL | 61 | $ 5,979,000 | $ 98,000 | $ 49,000 |
| MODESTO, CA | 56 | $ 14,508,000 | $ 259,000 | $ 104,000 |
| DENVER-AURORA, CO | 55 | $ 8,142,000 | $ 148,000 | $ 61,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 51 | $ 11,622,000 | $ 227,000 | $ 63,000 |
| BAKERSFIELD, CA | 49 | $ 8,722,000 | $ 178,000 | $ 65,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 48 | $ 20,688,000 | $ 431,000 | $ 138,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 47 | $ 15,989,000 | $ 340,000 | $ 136,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 41 | $ 19,627,000 | $ 478,000 | $ 136,000 |
| ST. GEORGE, UT | 41 | $ 6,986,000 | $ 170,000 | $ 103,000 |
| COLORADO SPRINGS, CO | 37 | $ 4,174,000 | $ 112,000 | $ 72,000 |
| FRESNO, CA | 34 | $ 6,356,000 | $ 186,000 | $ 99,000 |
| DALLAS-PLANO-IRVING, TX | 28 | $ 3,478,000 | $ 124,000 | $ 75,000 |
| ST. LOUIS, MO-IL | 28 | $ 2,160,000 | $ 77,000 | $ 63,000 |
| VALLEJO-FAIRFIELD, CA | 26 | $ 7,899,000 | $ 303,000 | $ 110,000 |
| PROVO-OREM, UT | 24 | $ 3,710,000 | $ 154,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 22 | $ 2,945,000 | $ 133,000 | $ 256,000 |
| BOISE CITY-NAMPA, ID | 21 | $ 3,432,000 | $ 163,000 | $ 155,000 |
| KANSAS CITY, MO-KS | 20 | $ 1,272,000 | $ 63,000 | $ 60,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 18 | $ 6,136,000 | $ 340,000 | $ 135,000 |
| AUSTIN-ROUND ROCK, TX | 16 | $ 2,469,000 | $ 154,000 | $ 48,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 1,481,000 | $ 98,000 | $ 30,000 |
| YUBA CITY, CA | 14 | $ 3,979,000 | $ 284,000 | $ 119,000 |
| OGDEN-CLEARFIELD, UT | 13 | $ 1,178,000 | $ 90,000 | $ 42,000 |
| SAN ANTONIO, TX | 13 | $ 1,163,000 | $ 89,000 | $ 161,000 |
| HANFORD-CORCORAN, CA | 12 | $ 1,019,000 | $ 84,000 | $ 251,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 12 | $ 3,442,000 | $ 286,000 | $ 173,000 |
| SPOKANE, WA | 12 | $ 639,000 | $ 53,000 | $ 25,000 |
| EL CENTRO, CA | 11 | $ 1,773,000 | $ 161,000 | $ 68,000 |
| ALBUQUERQUE, NM | 10 | $ 818,000 | $ 81,000 | $ 156,000 |
| SARASOTA-BRADENTON-VENICE, FL | 10 | $ 1,503,000 | $ 150,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 6,912,000 | $ 768,000 | $ 134,000 |
| TACOMA, WA | 9 | $ 2,352,000 | $ 261,000 | $ 40,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 1,439,000 | $ 159,000 | $ 26,000 |
| LAKELAND, FL | 8 | $ 923,000 | $ 115,000 | $ 98,000 |
| MERCED, CA | 8 | $ 1,882,000 | $ 235,000 | $ 84,000 |
| GREELEY, CO | 6 | $ 708,000 | $ 118,000 | $ 32,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 6 | $ 860,000 | $ 143,000 | $ 60,000 |
| REDDING, CA | 6 | $ 1,357,000 | $ 226,000 | $ 114,000 |
| SANTA ROSA-PETALUMA, CA | 6 | $ 1,913,000 | $ 318,000 | $ 54,000 |
| CARSON CITY, NV | 5 | $ 898,000 | $ 179,000 | $ 124,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 5 | $ 354,000 | $ 70,000 | $ 65,000 |
| PRESCOTT, AZ | 5 | $ 1,040,000 | $ 208,000 | $ 138,000 |
| SALINAS, CA | 5 | $ 2,146,000 | $ 429,000 | $ 111,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 4 | $ 251,000 | $ 62,000 | $ 39,000 |
| MADERA, CA | 4 | $ 1,099,000 | $ 274,000 | $ 22,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 325,000 | $ 81,000 | $ 0 |
| YUMA, AZ | 4 | $ 488,000 | $ 122,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 662,000 | $ 220,000 | $ 161,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 797,000 | $ 265,000 | $ 128,000 |
| LOGAN, UT-ID | 3 | $ 324,000 | $ 108,000 | $ 20,000 |
| NAPA, CA | 3 | $ 1,125,000 | $ 375,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| BELLINGHAM, WA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 399,000 | $ 199,000 | $ 240,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2 | $ 235,000 | $ 117,000 | $ 73,000 |
| CHICO, CA | 2 | $ 295,000 | $ 147,000 | $ 37,000 |
| COLUMBIA, MO | 2 | $ 125,000 | $ 62,000 | $ 42,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 386,000 | $ 193,000 | $ 82,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 347,000 | $ 173,000 | $ 115,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 2 | $ 200,000 | $ 100,000 | $ 130,000 |
| BOULDER, CO | 1 | $ 292,000 | $ 292,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 288,000 | $ 288,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 150,000 | $ 150,000 | $ 0 |
| EL PASO, TX | 1 | $ 60,000 | $ 60,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 300,000 | $ 300,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| ORLANDO, FL | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 67,000 | $ 67,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 176,000 | $ 176,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Silver State Financial Service in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,611 | $2,061,549,000 | $155,421 | $1,950,000 | $80,105 | $5,888,000 |
| Refinancing | 3,461 | $925,422,000 | $231,083 | $2,000,000 | $82,750 | $1,528,000 |
| Home Improvement | 1 | $52,000 | $52,000 | $52,000 | $60,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 13,630 | $2,632,696,000 | $164,550 | $2,000,000 | $84,800 | $5,888,000 |
| White | 1,014 | $267,953,000 | $205,125 | $1,855,000 | $134,750 | $2,069,000 |
| Hispanic | 304 | $56,037,000 | $169,000 | $792,000 | $59,750 | $378,000 |
| Black or African American | 53 | $12,088,000 | $228,500 | $912,000 | $69,500 | $210,000 |
| Asian | 43 | $11,299,000 | $293,500 | $760,000 | $108,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $4,854,000 | $218,000 | $469,000 | $90,500 | $230,000 |
| American Indian or Alaskan Native | 6 | $2,096,000 | $303,666 | $880,000 | $31,000 | $187,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,073 | $2,987,023,000 | $164,550 | $2,000,000 | $86,050 | $5,888,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,715 | $2,360,181,000 | $170,187 | $2,000,000 | $76,250 | $2,069,000 |
| Application Approved But Not Accepted | 1,887 | $318,810,000 | $134,916 | $1,112,000 | $76,083 | $836,000 |
| Application Denied By Financial Institution | 709 | $137,096,000 | $157,214 | $1,800,000 | $106,428 | $5,888,000 |
| File Closed For Incompleteness | 620 | $138,319,000 | $184,000 | $1,435,000 | $104,625 | $799,000 |
| Application Withdrawn By Applicant | 142 | $32,617,000 | $153,125 | $1,950,000 | $96,750 | $1,031,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Silver State Financial Service's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Silver State Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.