Simmons Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Simmons Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 7,643 |
| Total Mortgage Loan Application Amount | $1,223,336,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $6,776,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $3,964,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Simmons Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Simmons Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 1,142 | $ 212,950,000 | $ 186,000 | $ 110,000 |
| Craighead County Arkansas | 433 | $ 70,357,000 | $ 162,000 | $ 77,000 |
| Saline County Arkansas | 392 | $ 55,894,000 | $ 142,000 | $ 73,000 |
| Benton County Arkansas | 361 | $ 80,424,000 | $ 222,000 | $ 110,000 |
| Garland County Arkansas | 275 | $ 45,182,000 | $ 164,000 | $ 106,000 |
| Washington County Arkansas | 275 | $ 54,328,000 | $ 197,000 | $ 93,000 |
| Greene County Missouri | 232 | $ 48,534,000 | $ 209,000 | $ 75,000 |
| White County Arkansas | 227 | $ 31,452,000 | $ 138,000 | $ 75,000 |
| Jefferson County Arkansas | 223 | $ 20,696,000 | $ 92,000 | $ 60,000 |
| Madison County Tennessee | 211 | $ 31,592,000 | $ 149,000 | $ 81,000 |
| Faulkner County Arkansas | 198 | $ 33,373,000 | $ 168,000 | $ 94,000 |
| Gibson County Tennessee | 158 | $ 18,855,000 | $ 119,000 | $ 68,000 |
| Davidson County Tennessee | 156 | $ 37,646,000 | $ 241,000 | $ 98,000 |
| Obion County Tennessee | 141 | $ 11,126,000 | $ 78,000 | $ 51,000 |
| Weakley County Tennessee | 132 | $ 11,363,000 | $ 86,000 | $ 60,000 |
| Dyer County Tennessee | 120 | $ 15,338,000 | $ 127,000 | $ 68,000 |
| Johnson County Kansas | 117 | $ 21,697,000 | $ 185,000 | $ 84,000 |
| Lonoke County Arkansas | 113 | $ 15,775,000 | $ 139,000 | $ 73,000 |
| Union County Arkansas | 100 | $ 10,248,000 | $ 102,000 | $ 102,000 |
| Pope County Arkansas | 97 | $ 11,073,000 | $ 114,000 | $ 67,000 |
| Sumner County Tennessee | 95 | $ 19,149,000 | $ 201,000 | $ 126,000 |
| Christian County Missouri | 89 | $ 15,126,000 | $ 169,000 | $ 74,000 |
| Taney County Missouri | 87 | $ 15,791,000 | $ 181,000 | $ 67,000 |
| Greene County Arkansas | 79 | $ 11,851,000 | $ 150,000 | $ 85,000 |
| Pettis County Missouri | 74 | $ 13,006,000 | $ 175,000 | $ 59,000 |
| Stone County Missouri | 73 | $ 10,726,000 | $ 146,000 | $ 81,000 |
| Lawrence County Missouri | 71 | $ 5,235,000 | $ 73,000 | $ 58,000 |
| Shelby County Tennessee | 70 | $ 12,166,000 | $ 173,000 | $ 74,000 |
| Williamson County Tennessee | 69 | $ 20,481,000 | $ 296,000 | $ 128,000 |
| Chicot County Arkansas | 59 | $ 5,839,000 | $ 98,000 | $ 72,000 |
| McMinn County Tennessee | 55 | $ 5,250,000 | $ 95,000 | $ 66,000 |
| Cedar County Missouri | 53 | $ 4,410,000 | $ 83,000 | $ 56,000 |
| Jackson County Missouri | 47 | $ 8,514,000 | $ 181,000 | $ 101,000 |
| Jasper County Missouri | 46 | $ 6,017,000 | $ 130,000 | $ 49,000 |
| Johnson County Arkansas | 44 | $ 3,452,000 | $ 78,000 | $ 50,000 |
| Van Buren County Arkansas | 44 | $ 5,133,000 | $ 116,000 | $ 80,000 |
| Knox County Tennessee | 43 | $ 6,429,000 | $ 149,000 | $ 122,000 |
| Blount County Tennessee | 40 | $ 6,024,000 | $ 150,000 | $ 61,000 |
| Searcy County Arkansas | 39 | $ 2,949,000 | $ 75,000 | $ 52,000 |
| Ashley County Arkansas | 38 | $ 2,644,000 | $ 69,000 | $ 61,000 |
| Sebastian County Arkansas | 38 | $ 7,126,000 | $ 187,000 | $ 66,000 |
| Henderson County Tennessee | 38 | $ 4,424,000 | $ 116,000 | $ 68,000 |
| Robertson County Tennessee | 38 | $ 6,679,000 | $ 175,000 | $ 79,000 |
| Drew County Arkansas | 37 | $ 4,754,000 | $ 128,000 | $ 101,000 |
| Desha County Arkansas | 36 | $ 3,231,000 | $ 89,000 | $ 83,000 |
| Poinsett County Arkansas | 36 | $ 3,617,000 | $ 100,000 | $ 78,000 |
| Webster County Missouri | 36 | $ 3,948,000 | $ 109,000 | $ 51,000 |
| St. Louis County Missouri | 35 | $ 13,360,000 | $ 381,000 | $ 112,000 |
| Sedgwick County Kansas | 34 | $ 9,628,000 | $ 283,000 | $ 146,000 |
| Cheatham County Tennessee | 34 | $ 7,003,000 | $ 205,000 | $ 76,000 |
| Newton County Missouri | 33 | $ 3,167,000 | $ 95,000 | $ 44,000 |
| Monroe County Tennessee | 33 | $ 3,497,000 | $ 105,000 | $ 67,000 |
| Stone County Arkansas | 32 | $ 2,341,000 | $ 73,000 | $ 56,000 |
| Dade County Missouri | 29 | $ 2,072,000 | $ 71,000 | $ 62,000 |
| Franklin County Arkansas | 27 | $ 2,320,000 | $ 85,000 | $ 82,000 |
| Cleburne County Arkansas | 26 | $ 4,061,000 | $ 156,000 | $ 165,000 |
| Crockett County Tennessee | 26 | $ 2,401,000 | $ 92,000 | $ 41,000 |
| St. Louis City County Missouri | 22 | $ 7,335,000 | $ 333,000 | $ 90,000 |
| Maury County Tennessee | 22 | $ 4,301,000 | $ 195,000 | $ 106,000 |
| Lincoln County Arkansas | 19 | $ 1,687,000 | $ 88,000 | $ 72,000 |
| Grant County Arkansas | 18 | $ 2,342,000 | $ 130,000 | $ 48,000 |
| Tipton County Tennessee | 18 | $ 2,783,000 | $ 154,000 | $ 71,000 |
| Oregon County Missouri | 17 | $ 1,263,000 | $ 74,000 | $ 38,000 |
| Dickson County Tennessee | 16 | $ 3,224,000 | $ 201,000 | $ 80,000 |
| Polk County Missouri | 15 | $ 2,064,000 | $ 137,000 | $ 62,000 |
| Roane County Tennessee | 15 | $ 2,328,000 | $ 155,000 | $ 92,000 |
| Barry County Missouri | 13 | $ 2,799,000 | $ 215,000 | $ 80,000 |
| Haywood County Tennessee | 13 | $ 1,350,000 | $ 103,000 | $ 48,000 |
| Conway County Arkansas | 12 | $ 1,623,000 | $ 135,000 | $ 96,000 |
| Clay County Missouri | 12 | $ 2,268,000 | $ 189,000 | $ 129,000 |
| Loudon County Tennessee | 12 | $ 2,361,000 | $ 196,000 | $ 64,000 |
| Mississippi County Arkansas | 11 | $ 1,176,000 | $ 106,000 | $ 70,000 |
| Yell County Arkansas | 11 | $ 918,000 | $ 83,000 | $ 69,000 |
| Fulton County Kentucky | 11 | $ 842,000 | $ 76,000 | $ 50,000 |
| St. Charles County Missouri | 11 | $ 2,837,000 | $ 257,000 | $ 75,000 |
| Carroll County Tennessee | 11 | $ 916,000 | $ 83,000 | $ 43,000 |
| Chester County Tennessee | 11 | $ 1,542,000 | $ 140,000 | $ 67,000 |
| Crawford County Arkansas | 10 | $ 2,826,000 | $ 282,000 | $ 80,000 |
| Hot Spring County Arkansas | 10 | $ 872,000 | $ 87,000 | $ 62,000 |
| Anderson County Tennessee | 10 | $ 547,000 | $ 54,000 | $ 66,000 |
| Decatur County Tennessee | 10 | $ 993,000 | $ 99,000 | $ 67,000 |
| Baxter County Arkansas | 9 | $ 651,000 | $ 72,000 | $ 92,000 |
| Logan County Arkansas | 9 | $ 783,000 | $ 87,000 | $ 89,000 |
| Wyandotte County Kansas | 9 | $ 999,000 | $ 111,000 | $ 35,000 |
| Meigs County Tennessee | 9 | $ 1,032,000 | $ 114,000 | $ 86,000 |
| Rutherford County Tennessee | 9 | $ 1,500,000 | $ 166,000 | $ 94,000 |
| Fulton County Arkansas | 8 | $ 540,000 | $ 67,000 | $ 60,000 |
| Butler County Kansas | 8 | $ 1,692,000 | $ 211,000 | $ 138,000 |
| Cass County Missouri | 8 | $ 1,243,000 | $ 155,000 | $ 58,000 |
| Cross County Arkansas | 7 | $ 1,492,000 | $ 213,000 | $ 84,000 |
| Randolph County Arkansas | 7 | $ 560,000 | $ 80,000 | $ 92,000 |
| Sharp County Arkansas | 7 | $ 527,000 | $ 75,000 | $ 127,000 |
| DeSoto County Mississippi | 7 | $ 1,090,000 | $ 155,000 | $ 107,000 |
| Morgan County Missouri | 7 | $ 1,274,000 | $ 182,000 | $ 49,000 |
| Lauderdale County Tennessee | 7 | $ 819,000 | $ 117,000 | $ 63,000 |
| Wilson County Tennessee | 7 | $ 1,671,000 | $ 238,000 | $ 74,000 |
| Cleveland County Arkansas | 6 | $ 607,000 | $ 101,000 | $ 66,000 |
| Phillips County Arkansas | 6 | $ 505,000 | $ 84,000 | $ 71,000 |
| Benton County Missouri | 6 | $ 631,000 | $ 105,000 | $ 107,000 |
| Delaware County Oklahoma | 6 | $ 314,000 | $ 52,000 | $ 65,000 |
| Henry County Tennessee | 6 | $ 422,000 | $ 70,000 | $ 43,000 |
| Clark County Arkansas | 5 | $ 642,000 | $ 128,000 | $ 148,000 |
| Independence County Arkansas | 5 | $ 478,000 | $ 95,000 | $ 44,000 |
| Perry County Arkansas | 5 | $ 704,000 | $ 140,000 | $ 65,000 |
| Leavenworth County Kansas | 5 | $ 1,708,000 | $ 341,000 | $ 77,000 |
| Barton County Missouri | 5 | $ 610,000 | $ 122,000 | $ 43,000 |
| Lafayette County Missouri | 5 | $ 1,881,000 | $ 376,000 | $ 24,000 |
| Le Flore County Oklahoma | 5 | $ 402,000 | $ 80,000 | $ 48,000 |
| Lake County Tennessee | 5 | $ 269,000 | $ 53,000 | $ 73,000 |
| Boone County Arkansas | 4 | $ 539,000 | $ 134,000 | $ 60,000 |
| Clay County Arkansas | 4 | $ 268,000 | $ 67,000 | $ 127,000 |
| Columbia County Arkansas | 4 | $ 484,000 | $ 121,000 | $ 54,000 |
| Izard County Arkansas | 4 | $ 339,000 | $ 84,000 | $ 42,000 |
| Lafayette County Mississippi | 4 | $ 942,000 | $ 235,000 | $ 127,000 |
| Dallas County Missouri | 4 | $ 599,000 | $ 149,000 | $ 58,000 |
| McDonald County Missouri | 4 | $ 238,000 | $ 59,000 | $ 24,000 |
| Hardeman County Tennessee | 4 | $ 271,000 | $ 67,000 | $ 40,000 |
| Sevier County Tennessee | 4 | $ 921,000 | $ 230,000 | $ 42,000 |
| Etowah County Alabama | 3 | $ 380,000 | $ 126,000 | $ 47,000 |
| Bradley County Arkansas | 3 | $ 223,000 | $ 74,000 | $ 50,000 |
| Carroll County Arkansas | 3 | $ 673,000 | $ 224,000 | $ 28,000 |
| Jackson County Arkansas | 3 | $ 544,000 | $ 181,000 | $ 176,000 |
| Lawrence County Arkansas | 3 | $ 223,000 | $ 74,000 | $ 33,000 |
| Madison County Arkansas | 3 | $ 213,000 | $ 71,000 | $ 47,000 |
| Okaloosa County Florida | 3 | $ 1,644,000 | $ 548,000 | $ 1,334,000 |
| Walton County Florida | 3 | $ 2,116,000 | $ 705,000 | $ 118,000 |
| Madison County Illinois | 3 | $ 289,000 | $ 96,000 | $ 0 |
| St. Clair County Illinois | 3 | $ 150,000 | $ 50,000 | $ 0 |
| Cowley County Kansas | 3 | $ 320,000 | $ 106,000 | $ 41,000 |
| Franklin County Kansas | 3 | $ 458,000 | $ 152,000 | $ 38,000 |
| Miami County Kansas | 3 | $ 989,000 | $ 329,000 | $ 218,000 |
| Washington County Mississippi | 3 | $ 308,000 | $ 102,000 | $ 53,000 |
| Vernon County Missouri | 3 | $ 259,000 | $ 86,000 | $ 61,000 |
| Wright County Missouri | 3 | $ 587,000 | $ 195,000 | $ 72,000 |
| Fayette County Tennessee | 3 | $ 804,000 | $ 268,000 | $ 86,000 |
| Hickman County Tennessee | 3 | $ 481,000 | $ 160,000 | $ 59,000 |
| Tarrant County Texas | 3 | $ 1,099,000 | $ 366,000 | $ 140,000 |
| Baldwin County Alabama | 2 | $ 246,000 | $ 123,000 | $ 127,000 |
| Shelby County Alabama | 2 | $ 432,000 | $ 216,000 | $ 162,000 |
| Arkansas County Arkansas | 2 | $ 166,000 | $ 83,000 | $ 35,000 |
| Calhoun County Arkansas | 2 | $ 53,000 | $ 26,000 | $ 28,000 |
| Crittenden County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 32,000 |
| Marion County Arkansas | 2 | $ 246,000 | $ 123,000 | $ 51,000 |
| Prairie County Arkansas | 2 | $ 341,000 | $ 170,000 | $ 80,000 |
| Charlotte County Florida | 2 | $ 499,000 | $ 249,000 | $ 263,000 |
| Lake County Illinois | 2 | $ 452,000 | $ 226,000 | $ 262,000 |
| Will County Illinois | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Graves County Kentucky | 2 | $ 81,000 | $ 40,000 | $ 59,000 |
| McCracken County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 146,000 |
| Union County Louisiana | 2 | $ 355,000 | $ 177,000 | $ 102,000 |
| Harrison County Mississippi | 2 | $ 223,000 | $ 111,000 | $ 97,000 |
| Camden County Missouri | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Clinton County Missouri | 2 | $ 509,000 | $ 254,000 | $ 370,000 |
| Hickory County Missouri | 2 | $ 165,000 | $ 82,000 | $ 59,000 |
| Howell County Missouri | 2 | $ 191,000 | $ 95,000 | $ 128,000 |
| Jefferson County Missouri | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Ripley County Missouri | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Oklahoma County Oklahoma | 2 | $ 494,000 | $ 247,000 | $ 470,000 |
| Ottawa County Oklahoma | 2 | $ 58,000 | $ 29,000 | $ 39,000 |
| Sequoyah County Oklahoma | 2 | $ 45,000 | $ 22,000 | $ 33,000 |
| Cumberland County Tennessee | 2 | $ 72,000 | $ 36,000 | $ 105,000 |
| Hamilton County Tennessee | 2 | $ 431,000 | $ 215,000 | $ 86,000 |
| Hardin County Tennessee | 2 | $ 541,000 | $ 270,000 | $ 194,000 |
| Montgomery County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 100,000 |
| Morgan County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 514,000 |
| Putnam County Tennessee | 2 | $ 176,000 | $ 88,000 | $ 84,000 |
| Denton County Texas | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Harris County Texas | 2 | $ 291,000 | $ 145,000 | $ 150,000 |
| Jefferson County Alabama | 1 | $ 259,000 | $ 259,000 | $ 76,000 |
| Tuscaloosa County Alabama | 1 | $ 106,000 | $ 106,000 | $ 171,000 |
| Matanuska-Susitna County Alaska | 1 | $ 169,000 | $ 169,000 | $ 78,000 |
| Hempstead County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 103,000 |
| Howard County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Monroe County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 120,000 |
| Montgomery County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Newton County Arkansas | 1 | $ 197,000 | $ 197,000 | $ 122,000 |
| Ouachita County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Pike County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Scott County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Woodruff County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 88,000 |
| Denver County Colorado | 1 | $ 348,000 | $ 348,000 | $ 82,000 |
| Middlesex County Connecticut | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| Lee County Florida | 1 | $ 103,000 | $ 103,000 | $ 444,000 |
| Leon County Florida | 1 | $ 191,000 | $ 191,000 | $ 65,000 |
| Manatee County Florida | 1 | $ 147,000 | $ 147,000 | $ 360,000 |
| Pinellas County Florida | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| DeKalb County Georgia | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Fulton County Georgia | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Rockdale County Georgia | 1 | $ 339,000 | $ 339,000 | $ 205,000 |
| DuPage County Illinois | 1 | $ 331,000 | $ 331,000 | $ 121,000 |
| Hamilton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Polk County Iowa | 1 | $ 68,000 | $ 68,000 | $ 78,000 |
| Pottawattamie County Iowa | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Saline County Kansas | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Sherman County Kansas | 1 | $ 38,000 | $ 38,000 | $ 19,000 |
| Calloway County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 250,000 |
| Logan County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 106,000 |
| Russell County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Simpson County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 22,000 |
| Warren County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 38,000 |
| Claiborne County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| East Baton Rouge County Louisiana | 1 | $ 206,000 | $ 206,000 | $ 187,000 |
| Lafayette County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 131,000 |
| Grand Traverse County Michigan | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Madison County Mississippi | 1 | $ 377,000 | $ 377,000 | $ 105,000 |
| Marshall County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Tate County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Tishomingo County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 185,000 |
| Audrain County Missouri | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Boone County Missouri | 1 | $ 99,000 | $ 99,000 | $ 353,000 |
| Butler County Missouri | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Dunklin County Missouri | 1 | $ 56,000 | $ 56,000 | $ 63,000 |
| Franklin County Missouri | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Henry County Missouri | 1 | $ 47,000 | $ 47,000 | $ 86,000 |
| Laclede County Missouri | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Livingston County Missouri | 1 | $ 6,750,000 | $ 6,750,000 | $ 0 |
| Ozark County Missouri | 1 | $ 213,000 | $ 213,000 | $ 90,000 |
| Platte County Missouri | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Pulaski County Missouri | 1 | $ 306,000 | $ 306,000 | $ 119,000 |
| Saline County Missouri | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Scott County Missouri | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Texas County Missouri | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| Dutchess County New York | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Avery County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 311,000 |
| Wake County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 113,000 |
| Franklin County Ohio | 1 | $ 522,000 | $ 522,000 | $ 350,000 |
| Medina County Ohio | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Adair County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Tulsa County Oklahoma | 1 | $ 187,000 | $ 187,000 | $ 111,000 |
| Cumberland County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 150,000 |
| Charleston County South Carolina | 1 | $ 1,274,000 | $ 1,274,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Benton County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 166,000 |
| DeKalb County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 216,000 |
| Giles County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 25,000 |
| Grainger County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Jefferson County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Lawrence County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Marion County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| McNairy County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Polk County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 52,000 |
| Sequatchie County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Smith County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Union County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 59,000 |
| Washington County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 326,000 |
| Wayne County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 380,000 |
| Collin County Texas | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Fort Bend County Texas | 1 | $ 72,000 | $ 72,000 | $ 300,000 |
| Galveston County Texas | 1 | $ 417,000 | $ 417,000 | $ 264,000 |
| Rockwall County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Simmons Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,588 | $716,973,000 | $156,000 | $6,776,000 | $80,000 | $3,964,000 |
| Refinancing | 2,599 | $486,478,000 | $187,000 | $6,750,000 | $100,000 | $2,023,000 |
| Home Improvement | 456 | $19,885,000 | $43,000 | $1,680,000 | $66,000 | $1,255,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,177 | $958,647,000 | $155,000 | $3,509,000 | $92,000 | $2,291,000 |
| Black or African American | 580 | $69,062,000 | $119,000 | $1,381,000 | $71,000 | $2,023,000 |
| Not applicable | 383 | $121,803,000 | $318,000 | $6,776,000 | $0 | $126,000 |
| Hispanic | 236 | $29,218,000 | $123,000 | $670,000 | $67,000 | $599,000 |
| Asian | 137 | $26,161,000 | $190,000 | $568,000 | $110,000 | $759,000 |
| Not Provided | 95 | $14,251,000 | $150,000 | $1,108,000 | $108,000 | $3,964,000 |
| American Indian or Alaskan Native | 26 | $3,092,000 | $118,000 | $245,000 | $69,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,102,000 | $122,000 | $385,000 | $81,000 | $192,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,999 | $987,691,000 | $164,000 | $6,776,000 | $94,000 | $3,964,000 |
| FHA-insured (Federal Housing Administration) | 890 | $124,268,000 | $139,000 | $393,000 | $58,000 | $367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 451 | $50,795,000 | $112,000 | $450,000 | $41,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 303 | $60,582,000 | $199,000 | $864,000 | $73,000 | $538,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,375 | $871,791,000 | $162,000 | $6,776,000 | $88,000 | $3,964,000 |
| Application Approved But Not Accepted | 960 | $149,123,000 | $155,000 | $3,344,000 | $91,000 | $1,294,000 |
| Application Denied By Financial Institution | 830 | $97,733,000 | $117,000 | $3,509,000 | $67,000 | $1,029,000 |
| Application Withdrawn By Applicant | 477 | $104,574,000 | $219,000 | $6,079,000 | $89,000 | $1,320,000 |
| File Closed For Incompleteness | 1 | $115,000 | $115,000 | $115,000 | $65,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 461 | $44,365,000 | $96,000 | $417,000 | $64,000 | $690,000 |
| Debt-To-Income Ratio | 208 | $24,971,000 | $120,000 | $1,064,000 | $48,000 | $324,000 |
| Collateral | 77 | $15,449,000 | $200,000 | $3,509,000 | $120,000 | $824,000 |
| Other | 35 | $6,042,000 | $172,000 | $1,381,000 | $124,000 | $1,029,000 |
| Employment History | 25 | $3,727,000 | $149,000 | $500,000 | $56,000 | $172,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,179,000 | $114,000 | $290,000 | $37,000 | $62,000 |
| Unverifiable Information | 4 | $700,000 | $175,000 | $295,000 | $87,000 | $245,000 |
| Credit Application Incomplete | 1 | $300,000 | $300,000 | $300,000 | $144,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.