Commerce Home Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Home Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Commerce Home Mortgage, Inc. 3130 Canyon Place San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 4,989 |
| Total Mortgage Loan Application Amount | $1,681,161,000 |
| Average Mortgage Loan Application Amount | $311,333 |
| Highest Mortgage Loan Application Amount | $2,150,000 |
| Average Applicant Income | $135,333 |
| Highest Applicant Income | $3,388,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 770 | $ 353,239,000 | $ 458,000 | $ 179,000 |
| San Luis Obispo County California | 538 | $ 192,042,000 | $ 356,000 | $ 139,000 |
| Boulder County Colorado | 409 | $ 135,199,000 | $ 330,000 | $ 148,000 |
| Alameda County California | 378 | $ 156,139,000 | $ 413,000 | $ 164,000 |
| Tulare County California | 288 | $ 47,187,000 | $ 163,000 | $ 79,000 |
| San Diego County California | 266 | $ 96,740,000 | $ 363,000 | $ 125,000 |
| Santa Clara County California | 241 | $ 118,906,000 | $ 493,000 | $ 180,000 |
| Shasta County California | 209 | $ 42,460,000 | $ 203,000 | $ 100,000 |
| Denver County Colorado | 183 | $ 54,485,000 | $ 297,000 | $ 131,000 |
| Merced County California | 114 | $ 17,024,000 | $ 149,000 | $ 72,000 |
| San Joaquin County California | 114 | $ 19,181,000 | $ 168,000 | $ 67,000 |
| Stanislaus County California | 112 | $ 17,119,000 | $ 152,000 | $ 60,000 |
| Larimer County Colorado | 103 | $ 25,308,000 | $ 245,000 | $ 101,000 |
| Los Angeles County California | 94 | $ 39,392,000 | $ 419,000 | $ 153,000 |
| Orange County California | 85 | $ 41,406,000 | $ 487,000 | $ 224,000 |
| Jefferson County Colorado | 84 | $ 20,141,000 | $ 239,000 | $ 99,000 |
| San Mateo County California | 68 | $ 32,395,000 | $ 476,000 | $ 167,000 |
| Arapahoe County Colorado | 67 | $ 15,475,000 | $ 230,000 | $ 97,000 |
| Placer County California | 58 | $ 18,210,000 | $ 313,000 | $ 230,000 |
| San Francisco County California | 55 | $ 27,882,000 | $ 506,000 | $ 204,000 |
| Sacramento County California | 49 | $ 9,970,000 | $ 203,000 | $ 101,000 |
| Marin County California | 48 | $ 25,239,000 | $ 525,000 | $ 256,000 |
| Santa Barbara County California | 47 | $ 13,552,000 | $ 288,000 | $ 101,000 |
| Weld County Colorado | 46 | $ 11,212,000 | $ 243,000 | $ 113,000 |
| Douglas County Colorado | 45 | $ 14,264,000 | $ 316,000 | $ 111,000 |
| Adams County Colorado | 40 | $ 8,014,000 | $ 200,000 | $ 79,000 |
| Broomfield County Colorado | 38 | $ 9,607,000 | $ 252,000 | $ 97,000 |
| Sonoma County California | 35 | $ 12,025,000 | $ 343,000 | $ 141,000 |
| Nevada County California | 34 | $ 10,052,000 | $ 295,000 | $ 209,000 |
| Ventura County California | 34 | $ 9,356,000 | $ 275,000 | $ 103,000 |
| Fresno County California | 32 | $ 6,922,000 | $ 216,000 | $ 126,000 |
| Calaveras County California | 30 | $ 5,999,000 | $ 199,000 | $ 87,000 |
| Riverside County California | 29 | $ 7,310,000 | $ 252,000 | $ 121,000 |
| Solano County California | 23 | $ 7,167,000 | $ 311,000 | $ 152,000 |
| Monterey County California | 16 | $ 7,139,000 | $ 446,000 | $ 199,000 |
| San Bernardino County California | 15 | $ 3,156,000 | $ 210,000 | $ 174,000 |
| Yolo County California | 14 | $ 3,018,000 | $ 215,000 | $ 113,000 |
| Napa County California | 13 | $ 6,335,000 | $ 487,000 | $ 267,000 |
| Tehama County California | 13 | $ 2,302,000 | $ 177,000 | $ 81,000 |
| El Dorado County California | 12 | $ 3,379,000 | $ 281,000 | $ 143,000 |
| Santa Cruz County California | 10 | $ 4,392,000 | $ 439,000 | $ 230,000 |
| Grand County Colorado | 10 | $ 3,085,000 | $ 308,000 | $ 280,000 |
| Summit County Colorado | 10 | $ 2,224,000 | $ 222,000 | $ 138,000 |
| El Paso County Colorado | 9 | $ 1,750,000 | $ 194,000 | $ 199,000 |
| Kern County California | 8 | $ 1,620,000 | $ 202,000 | $ 106,000 |
| Butte County California | 7 | $ 1,743,000 | $ 249,000 | $ 149,000 |
| Kings County California | 7 | $ 1,225,000 | $ 175,000 | $ 144,000 |
| Washoe County Nevada | 7 | $ 2,275,000 | $ 325,000 | $ 157,000 |
| Tuolumne County California | 6 | $ 1,251,000 | $ 208,000 | $ 111,000 |
| Lake County California | 5 | $ 1,463,000 | $ 292,000 | $ 186,000 |
| Madera County California | 5 | $ 998,000 | $ 199,000 | $ 90,000 |
| Amador County California | 4 | $ 1,053,000 | $ 263,000 | $ 235,000 |
| Mariposa County California | 4 | $ 591,000 | $ 147,000 | $ 88,000 |
| Park County Colorado | 4 | $ 826,000 | $ 206,000 | $ 185,000 |
| Plumas County California | 3 | $ 832,000 | $ 277,000 | $ 124,000 |
| Siskiyou County California | 3 | $ 511,000 | $ 170,000 | $ 124,000 |
| Clear Creek County Colorado | 3 | $ 939,000 | $ 313,000 | $ 115,000 |
| Clark County Nevada | 3 | $ 572,000 | $ 190,000 | $ 215,000 |
| Trinity County California | 2 | $ 577,000 | $ 288,000 | $ 122,000 |
| Elbert County Colorado | 2 | $ 649,000 | $ 324,000 | $ 137,000 |
| Routt County Colorado | 2 | $ 362,000 | $ 181,000 | $ 88,000 |
| San Miguel County Colorado | 2 | $ 845,000 | $ 422,000 | $ 118,000 |
| Glenn County California | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Humboldt County California | 1 | $ 313,000 | $ 313,000 | $ 73,000 |
| Imperial County California | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Modoc County California | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Sierra County California | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Alamosa County Colorado | 1 | $ 263,000 | $ 263,000 | $ 100,000 |
| Chaffee County Colorado | 1 | $ 560,000 | $ 560,000 | $ 171,000 |
| Delta County Colorado | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Garfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Gilpin County Colorado | 1 | $ 218,000 | $ 218,000 | $ 53,000 |
| La Plata County Colorado | 1 | $ 232,000 | $ 232,000 | $ 125,000 |
| Montrose County Colorado | 1 | $ 360,000 | $ 360,000 | $ 320,000 |
| Morgan County Colorado | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Teller County Colorado | 1 | $ 226,000 | $ 226,000 | $ 60,000 |
| Douglas County Nevada | 1 | $ 336,000 | $ 336,000 | $ 147,000 |
| Humboldt County Nevada | 1 | $ 193,000 | $ 193,000 | $ 266,000 |
| Lyon County Nevada | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commerce Home Mortgage, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,881 | $1,049,745,000 | $364,000 | $2,150,000 | $155,000 | $3,388,000 |
| Home Purchase | 2,083 | $624,629,000 | $299,000 | $1,800,000 | $120,000 | $3,036,000 |
| Home Improvement | 25 | $6,787,000 | $271,000 | $480,000 | $131,000 | $289,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,604 | $1,236,798,000 | $343,000 | $2,000,000 | $146,000 | $3,388,000 |
| Not Provided | 562 | $213,066,000 | $379,000 | $2,150,000 | $153,000 | $3,036,000 |
| Hispanic | 409 | $91,047,000 | $222,000 | $1,290,000 | $78,000 | $611,000 |
| Asian | 303 | $108,081,000 | $356,000 | $1,500,000 | $140,000 | $524,000 |
| Black or African American | 57 | $16,662,000 | $292,000 | $892,000 | $148,000 | $990,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $8,467,000 | $291,000 | $625,000 | $95,000 | $266,000 |
| American Indian or Alaskan Native | 25 | $7,040,000 | $281,000 | $626,000 | $132,000 | $452,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,880 | $1,381,634,000 | $356,000 | $2,150,000 | $156,000 | $3,388,000 |
| FHA-insured (Federal Housing Administration) | 862 | $232,393,000 | $269,000 | $1,149,000 | $88,000 | $3,036,000 |
| VA-guaranteed (Veterans Administration) | 173 | $54,191,000 | $313,000 | $807,000 | $89,000 | $1,614,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $12,943,000 | $174,000 | $388,000 | $48,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,643 | $1,234,436,000 | $338,000 | $2,150,000 | $141,000 | $3,388,000 |
| Application Withdrawn By Applicant | 818 | $273,138,000 | $333,000 | $1,980,000 | $144,000 | $3,036,000 |
| File Closed For Incompleteness | 406 | $136,395,000 | $335,000 | $2,000,000 | $133,000 | $720,000 |
| Application Denied By Financial Institution | 109 | $32,969,000 | $302,000 | $1,667,000 | $107,000 | $490,000 |
| Application Approved But Not Accepted | 13 | $4,223,000 | $324,000 | $892,000 | $154,000 | $479,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.