Commerce Home Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Home Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Commerce Home Mortgage, Inc. 3130 Canyon Place San Ramon, CA 94583 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 6,919 |
| Total Mortgage Loan Application Amount | $2,538,090,000 |
| Average Mortgage Loan Application Amount | $368,000 |
| Highest Mortgage Loan Application Amount | $2,580,000 |
| Average Applicant Income | $127,666 |
| Highest Applicant Income | $5,034,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 769 | $ 327,429,000 | $ 425,000 | $ 129,000 |
| Contra Costa County California | 678 | $ 363,987,000 | $ 536,000 | $ 175,000 |
| Orange County California | 596 | $ 297,073,000 | $ 498,000 | $ 174,000 |
| Tulare County California | 513 | $ 98,062,000 | $ 191,000 | $ 84,000 |
| Shasta County California | 487 | $ 105,827,000 | $ 217,000 | $ 81,000 |
| Alameda County California | 453 | $ 233,300,000 | $ 515,000 | $ 170,000 |
| Boulder County Colorado | 248 | $ 95,921,000 | $ 386,000 | $ 148,000 |
| Riverside County California | 235 | $ 66,394,000 | $ 282,000 | $ 83,000 |
| Santa Clara County California | 207 | $ 112,365,000 | $ 542,000 | $ 163,000 |
| Denver County Colorado | 196 | $ 63,477,000 | $ 323,000 | $ 140,000 |
| San Bernardino County California | 176 | $ 48,903,000 | $ 277,000 | $ 94,000 |
| Larimer County Colorado | 168 | $ 43,794,000 | $ 260,000 | $ 92,000 |
| San Diego County California | 148 | $ 68,334,000 | $ 461,000 | $ 159,000 |
| Maricopa County Arizona | 145 | $ 36,676,000 | $ 252,000 | $ 94,000 |
| Jefferson County Colorado | 132 | $ 39,282,000 | $ 297,000 | $ 102,000 |
| Arapahoe County Colorado | 111 | $ 33,845,000 | $ 304,000 | $ 101,000 |
| Weld County Colorado | 106 | $ 25,640,000 | $ 241,000 | $ 90,000 |
| Adams County Colorado | 101 | $ 24,028,000 | $ 237,000 | $ 78,000 |
| El Paso County Colorado | 95 | $ 22,852,000 | $ 240,000 | $ 78,000 |
| Sacramento County California | 93 | $ 23,958,000 | $ 257,000 | $ 96,000 |
| Broward County Florida | 92 | $ 22,222,000 | $ 241,000 | $ 101,000 |
| Douglas County Colorado | 63 | $ 20,239,000 | $ 321,000 | $ 131,000 |
| Santa Cruz County California | 59 | $ 33,136,000 | $ 561,000 | $ 200,000 |
| San Mateo County California | 55 | $ 32,925,000 | $ 598,000 | $ 195,000 |
| San Joaquin County California | 52 | $ 13,490,000 | $ 259,000 | $ 95,000 |
| San Francisco County California | 44 | $ 29,132,000 | $ 662,000 | $ 210,000 |
| Solano County California | 44 | $ 14,929,000 | $ 339,000 | $ 132,000 |
| Ventura County California | 43 | $ 17,821,000 | $ 414,000 | $ 119,000 |
| Kern County California | 38 | $ 8,062,000 | $ 212,000 | $ 89,000 |
| Kings County California | 38 | $ 9,111,000 | $ 239,000 | $ 96,000 |
| Palm Beach County Florida | 38 | $ 9,613,000 | $ 252,000 | $ 124,000 |
| Merced County California | 37 | $ 6,732,000 | $ 181,000 | $ 63,000 |
| Siskiyou County California | 37 | $ 6,753,000 | $ 182,000 | $ 86,000 |
| Tehama County California | 37 | $ 7,522,000 | $ 203,000 | $ 72,000 |
| Fresno County California | 36 | $ 8,952,000 | $ 248,000 | $ 92,000 |
| Stanislaus County California | 26 | $ 5,878,000 | $ 226,000 | $ 70,000 |
| Sonoma County California | 25 | $ 9,015,000 | $ 360,000 | $ 141,000 |
| Broomfield County Colorado | 23 | $ 6,412,000 | $ 278,000 | $ 105,000 |
| Miami-Dade County Florida | 23 | $ 7,808,000 | $ 339,000 | $ 201,000 |
| Placer County California | 22 | $ 8,116,000 | $ 368,000 | $ 165,000 |
| Summit County Colorado | 22 | $ 7,128,000 | $ 324,000 | $ 185,000 |
| San Luis Obispo County California | 20 | $ 8,529,000 | $ 426,000 | $ 158,000 |
| Denton County Texas | 16 | $ 4,031,000 | $ 251,000 | $ 117,000 |
| Monterey County California | 15 | $ 5,341,000 | $ 356,000 | $ 164,000 |
| Marin County California | 14 | $ 7,685,000 | $ 548,000 | $ 173,000 |
| Nevada County California | 13 | $ 4,431,000 | $ 340,000 | $ 166,000 |
| El Dorado County California | 12 | $ 5,935,000 | $ 494,000 | $ 205,000 |
| Tarrant County Texas | 12 | $ 4,060,000 | $ 338,000 | $ 200,000 |
| Madera County California | 11 | $ 2,079,000 | $ 189,000 | $ 58,000 |
| Santa Barbara County California | 11 | $ 4,626,000 | $ 420,000 | $ 147,000 |
| Yolo County California | 11 | $ 3,756,000 | $ 341,000 | $ 131,000 |
| Eagle County Colorado | 11 | $ 4,777,000 | $ 434,000 | $ 229,000 |
| Marion County Florida | 11 | $ 1,734,000 | $ 157,000 | $ 56,000 |
| Napa County California | 10 | $ 4,510,000 | $ 451,000 | $ 200,000 |
| Dallas County Texas | 10 | $ 2,959,000 | $ 295,000 | $ 95,000 |
| Pinellas County Florida | 9 | $ 1,593,000 | $ 177,000 | $ 85,000 |
| Harris County Texas | 9 | $ 1,741,000 | $ 193,000 | $ 107,000 |
| Butte County California | 8 | $ 1,654,000 | $ 206,000 | $ 72,000 |
| Pueblo County Colorado | 8 | $ 909,000 | $ 113,000 | $ 50,000 |
| Hillsborough County Florida | 8 | $ 1,674,000 | $ 209,000 | $ 202,000 |
| Grand County Colorado | 7 | $ 2,437,000 | $ 348,000 | $ 175,000 |
| Pinal County Arizona | 6 | $ 1,225,000 | $ 204,000 | $ 62,000 |
| Calaveras County California | 6 | $ 1,274,000 | $ 212,000 | $ 125,000 |
| Trinity County California | 6 | $ 1,386,000 | $ 231,000 | $ 116,000 |
| Duval County Florida | 6 | $ 975,000 | $ 162,000 | $ 83,000 |
| Collin County Texas | 6 | $ 1,476,000 | $ 246,000 | $ 106,000 |
| San Benito County California | 5 | $ 2,157,000 | $ 431,000 | $ 182,000 |
| Clear Creek County Colorado | 5 | $ 1,212,000 | $ 242,000 | $ 60,000 |
| Orange County Florida | 5 | $ 870,000 | $ 174,000 | $ 98,000 |
| Curry County Oregon | 5 | $ 1,413,000 | $ 282,000 | $ 89,000 |
| Pima County Arizona | 4 | $ 728,000 | $ 182,000 | $ 58,000 |
| Lassen County California | 4 | $ 671,000 | $ 167,000 | $ 137,000 |
| Yuba County California | 4 | $ 676,000 | $ 169,000 | $ 75,000 |
| St. Lucie County Florida | 4 | $ 692,000 | $ 173,000 | $ 77,000 |
| Clark County Nevada | 4 | $ 463,000 | $ 115,000 | $ 76,000 |
| Deschutes County Oregon | 4 | $ 844,000 | $ 211,000 | $ 95,000 |
| Coconino County Arizona | 3 | $ 940,000 | $ 313,000 | $ 172,000 |
| Mohave County Arizona | 3 | $ 600,000 | $ 200,000 | $ 113,000 |
| Amador County California | 3 | $ 957,000 | $ 319,000 | $ 68,000 |
| Imperial County California | 3 | $ 619,000 | $ 206,000 | $ 39,000 |
| Mendocino County California | 3 | $ 978,000 | $ 326,000 | $ 80,000 |
| Park County Colorado | 3 | $ 681,000 | $ 227,000 | $ 96,000 |
| Citrus County Florida | 3 | $ 242,000 | $ 80,000 | $ 38,000 |
| Comal County Texas | 3 | $ 1,650,000 | $ 550,000 | $ 174,000 |
| Travis County Texas | 3 | $ 1,209,000 | $ 403,000 | $ 137,000 |
| Humboldt County California | 2 | $ 410,000 | $ 205,000 | $ 21,000 |
| Lake County California | 2 | $ 526,000 | $ 263,000 | $ 137,000 |
| Mariposa County California | 2 | $ 426,000 | $ 213,000 | $ 165,000 |
| Plumas County California | 2 | $ 493,000 | $ 246,000 | $ 402,000 |
| Elbert County Colorado | 2 | $ 880,000 | $ 440,000 | $ 112,000 |
| Garfield County Colorado | 2 | $ 501,000 | $ 250,000 | $ 137,000 |
| Lake County Colorado | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Pitkin County Colorado | 2 | $ 548,000 | $ 274,000 | $ 119,000 |
| Routt County Colorado | 2 | $ 700,000 | $ 350,000 | $ 311,000 |
| Clay County Florida | 2 | $ 321,000 | $ 160,000 | $ 62,000 |
| Hernando County Florida | 2 | $ 253,000 | $ 126,000 | $ 57,000 |
| Lee County Florida | 2 | $ 613,000 | $ 306,000 | $ 193,000 |
| Jackson County Oregon | 2 | $ 351,000 | $ 175,000 | $ 54,000 |
| Parker County Texas | 2 | $ 568,000 | $ 284,000 | $ 103,000 |
| Clark County Washington | 2 | $ 841,000 | $ 420,000 | $ 178,000 |
| Gila County Arizona | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Navajo County Arizona | 1 | $ 178,000 | $ 178,000 | $ 66,000 |
| Yuma County Arizona | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Alpine County California | 1 | $ 412,000 | $ 412,000 | $ 301,000 |
| Colusa County California | 1 | $ 270,000 | $ 270,000 | $ 92,000 |
| Del Norte County California | 1 | $ 177,000 | $ 177,000 | $ 57,000 |
| Mono County California | 1 | $ 507,000 | $ 507,000 | $ 190,000 |
| Tuolumne County California | 1 | $ 104,000 | $ 104,000 | $ 166,000 |
| Chaffee County Colorado | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Fremont County Colorado | 1 | $ 311,000 | $ 311,000 | $ 150,000 |
| Gilpin County Colorado | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Gunnison County Colorado | 1 | $ 350,000 | $ 350,000 | $ 84,000 |
| La Plata County Colorado | 1 | $ 239,000 | $ 239,000 | $ 79,000 |
| Mesa County Colorado | 1 | $ 413,000 | $ 413,000 | $ 188,000 |
| Morgan County Colorado | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Sedgwick County Colorado | 1 | $ 83,000 | $ 83,000 | $ 26,000 |
| Teller County Colorado | 1 | $ 538,000 | $ 538,000 | $ 87,000 |
| Collier County Florida | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Glades County Florida | 1 | $ 338,000 | $ 338,000 | $ 105,000 |
| Gulf County Florida | 1 | $ 276,000 | $ 276,000 | $ 77,000 |
| Hendry County Florida | 1 | $ 338,000 | $ 338,000 | $ 70,000 |
| Martin County Florida | 1 | $ 294,000 | $ 294,000 | $ 96,000 |
| Pasco County Florida | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Seminole County Florida | 1 | $ 228,000 | $ 228,000 | $ 194,000 |
| Wakulla County Florida | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
| Washoe County Nevada | 1 | $ 575,000 | $ 575,000 | $ 261,000 |
| Bexar County Texas | 1 | $ 564,000 | $ 564,000 | $ 203,000 |
| Brazoria County Texas | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Brown County Texas | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Cameron County Texas | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| Chambers County Texas | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| El Paso County Texas | 1 | $ 1,275,000 | $ 1,275,000 | $ 518,000 |
| Ellis County Texas | 1 | $ 101,000 | $ 101,000 | $ 82,000 |
| Fort Bend County Texas | 1 | $ 680,000 | $ 680,000 | $ 412,000 |
| Johnson County Texas | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Kaufman County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Montgomery County Texas | 1 | $ 350,000 | $ 350,000 | $ 144,000 |
| Rockwall County Texas | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Van Zandt County Texas | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Waller County Texas | 1 | $ 210,000 | $ 210,000 | $ 155,000 |
| King County Washington | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commerce Home Mortgage, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,461 | $1,357,135,000 | $392,000 | $2,580,000 | $134,000 | $5,034,000 |
| Home Purchase | 3,292 | $1,118,881,000 | $339,000 | $2,500,000 | $122,000 | $2,356,000 |
| Home Improvement | 166 | $62,074,000 | $373,000 | $1,930,000 | $127,000 | $861,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,581 | $1,758,553,000 | $383,000 | $2,580,000 | $139,000 | $5,034,000 |
| Hispanic | 1,219 | $328,187,000 | $269,000 | $2,426,000 | $84,000 | $1,159,000 |
| Asian | 628 | $261,496,000 | $416,000 | $1,965,000 | $139,000 | $1,354,000 |
| Not Provided | 234 | $104,265,000 | $445,000 | $2,537,000 | $152,000 | $2,356,000 |
| Black or African American | 178 | $58,447,000 | $328,000 | $1,649,000 | $96,000 | $425,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $20,509,000 | $410,000 | $959,000 | $127,000 | $319,000 |
| American Indian or Alaskan Native | 29 | $6,633,000 | $228,000 | $645,000 | $75,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,958 | $1,974,103,000 | $398,000 | $2,580,000 | $151,000 | $5,034,000 |
| FHA-insured (Federal Housing Administration) | 1,532 | $426,225,000 | $278,000 | $746,000 | $67,000 | $469,000 |
| VA-guaranteed (Veterans Administration) | 387 | $130,376,000 | $336,000 | $1,078,000 | $86,000 | $700,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $7,386,000 | $175,000 | $291,000 | $55,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,775 | $1,708,691,000 | $357,000 | $2,500,000 | $125,000 | $2,356,000 |
| Application Withdrawn By Applicant | 1,005 | $378,750,000 | $376,000 | $2,423,000 | $140,000 | $5,034,000 |
| File Closed For Incompleteness | 425 | $153,605,000 | $361,000 | $2,425,000 | $139,000 | $2,754,000 |
| Application Denied By Financial Institution | 368 | $154,158,000 | $418,000 | $2,537,000 | $127,000 | $2,086,000 |
| Application Approved But Not Accepted | 346 | $142,886,000 | $412,000 | $2,580,000 | $131,000 | $2,676,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 114 | $54,521,000 | $478,000 | $2,537,000 | $136,000 | $2,086,000 |
| Credit History | 51 | $18,138,000 | $355,000 | $1,450,000 | $114,000 | $632,000 |
| Other | 16 | $6,831,000 | $426,000 | $1,275,000 | $140,000 | $518,000 |
| Unverifiable Information | 16 | $8,464,000 | $529,000 | $1,380,000 | $142,000 | $421,000 |
| Collateral | 12 | $4,053,000 | $337,000 | $734,000 | $89,000 | $243,000 |
| Employment History | 4 | $1,032,000 | $258,000 | $349,000 | $89,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,937,000 | $484,000 | $1,000,000 | $156,000 | $323,000 |
| Mortgage Insurance Denied | 3 | $918,000 | $306,000 | $452,000 | $221,000 | $469,000 |
| Credit Application Incomplete | 1 | $800,000 | $800,000 | $800,000 | $222,000 | $222,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.