Somerset Trust Company
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Somerset Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Somerset Trust Company 151 W Main Street Somerset, PA 15501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 921 |
| Total Mortgage Loan Application Amount | $90,824,000 |
| Average Mortgage Loan Application Amount | $91,666 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $2,208,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County Pennsylvania | 423 | $ 25,636,000 | $ 60,000 | $ 60,000 |
| Cambria County Pennsylvania | 66 | $ 4,028,000 | $ 61,000 | $ 104,000 |
| Fayette County Pennsylvania | 25 | $ 1,509,000 | $ 60,000 | $ 107,000 |
| Cuyahoga County Ohio | 12 | $ 1,882,000 | $ 156,000 | $ 88,000 |
| Berkeley County West Virginia | 10 | $ 2,726,000 | $ 272,000 | $ 80,000 |
| Mecklenburg County North Carolina | 9 | $ 1,203,000 | $ 133,000 | $ 52,000 |
| Lucas County Ohio | 9 | $ 1,270,000 | $ 141,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 9 | $ 1,016,000 | $ 112,000 | $ 76,000 |
| Franklin County Ohio | 8 | $ 947,000 | $ 118,000 | $ 60,000 |
| Guilford County North Carolina | 7 | $ 992,000 | $ 141,000 | $ 90,000 |
| Washington County Arkansas | 6 | $ 871,000 | $ 145,000 | $ 55,000 |
| Johnson County Kansas | 6 | $ 1,155,000 | $ 192,000 | $ 54,000 |
| Wake County North Carolina | 6 | $ 795,000 | $ 132,000 | $ 60,000 |
| Hamilton County Ohio | 6 | $ 753,000 | $ 125,000 | $ 67,000 |
| Lorain County Ohio | 6 | $ 740,000 | $ 123,000 | $ 40,000 |
| Allegheny County Pennsylvania | 6 | $ 1,264,000 | $ 210,000 | $ 141,000 |
| Stark County Ohio | 5 | $ 630,000 | $ 126,000 | $ 47,000 |
| Summit County Ohio | 5 | $ 540,000 | $ 108,000 | $ 40,000 |
| Rowan County North Carolina | 4 | $ 407,000 | $ 101,000 | $ 60,000 |
| Butler County Ohio | 4 | $ 911,000 | $ 227,000 | $ 108,000 |
| Montgomery County Ohio | 4 | $ 579,000 | $ 144,000 | $ 51,000 |
| Jefferson County West Virginia | 4 | $ 938,000 | $ 234,000 | $ 70,000 |
| Union County Arkansas | 3 | $ 439,000 | $ 146,000 | $ 60,000 |
| Sedgwick County Kansas | 3 | $ 488,000 | $ 162,000 | $ 52,000 |
| Jefferson County Kentucky | 3 | $ 304,000 | $ 101,000 | $ 44,000 |
| Buncombe County North Carolina | 3 | $ 604,000 | $ 201,000 | $ 47,000 |
| Cumberland County North Carolina | 3 | $ 487,000 | $ 162,000 | $ 70,000 |
| Davidson County North Carolina | 3 | $ 480,000 | $ 160,000 | $ 35,000 |
| Durham County North Carolina | 3 | $ 454,000 | $ 151,000 | $ 56,000 |
| Forsyth County North Carolina | 3 | $ 431,000 | $ 143,000 | $ 45,000 |
| Johnston County North Carolina | 3 | $ 362,000 | $ 120,000 | $ 55,000 |
| Orange County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Clermont County Ohio | 3 | $ 497,000 | $ 165,000 | $ 73,000 |
| Columbiana County Ohio | 3 | $ 276,000 | $ 92,000 | $ 35,000 |
| Fairfield County Ohio | 3 | $ 731,000 | $ 243,000 | $ 86,000 |
| Lake County Ohio | 3 | $ 307,000 | $ 102,000 | $ 46,000 |
| Mahoning County Ohio | 3 | $ 322,000 | $ 107,000 | $ 68,000 |
| Trumbull County Ohio | 3 | $ 353,000 | $ 117,000 | $ 54,000 |
| Bedford County Pennsylvania | 3 | $ 204,000 | $ 68,000 | $ 59,000 |
| Indiana County Pennsylvania | 3 | $ 67,000 | $ 22,000 | $ 89,000 |
| Cabell County West Virginia | 3 | $ 509,000 | $ 169,000 | $ 51,000 |
| Hancock County West Virginia | 3 | $ 240,000 | $ 80,000 | $ 42,000 |
| Marion County West Virginia | 3 | $ 262,000 | $ 87,000 | $ 28,000 |
| Morgan County West Virginia | 3 | $ 624,000 | $ 208,000 | $ 67,000 |
| Garland County Arkansas | 2 | $ 534,000 | $ 267,000 | $ 69,000 |
| Greene County Arkansas | 2 | $ 244,000 | $ 122,000 | $ 26,000 |
| Lonoke County Arkansas | 2 | $ 268,000 | $ 134,000 | $ 64,000 |
| Mississippi County Arkansas | 2 | $ 433,000 | $ 216,000 | $ 55,000 |
| Poinsett County Arkansas | 2 | $ 153,000 | $ 76,000 | $ 40,000 |
| Pulaski County Arkansas | 2 | $ 254,000 | $ 127,000 | $ 81,000 |
| Sebastian County Arkansas | 2 | $ 418,000 | $ 209,000 | $ 104,000 |
| Lee County Florida | 2 | $ 325,000 | $ 162,000 | $ 49,000 |
| Douglas County Kansas | 2 | $ 306,000 | $ 153,000 | $ 32,000 |
| Riley County Kansas | 2 | $ 388,000 | $ 194,000 | $ 37,000 |
| Shawnee County Kansas | 2 | $ 329,000 | $ 164,000 | $ 62,000 |
| Hardin County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Kenton County Kentucky | 2 | $ 324,000 | $ 162,000 | $ 76,000 |
| Garrett County Maryland | 2 | $ 40,000 | $ 20,000 | $ 94,000 |
| Carteret County North Carolina | 2 | $ 294,000 | $ 147,000 | $ 38,000 |
| Craven County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 69,000 |
| Franklin County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 46,000 |
| Harnett County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 157,000 |
| Henderson County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 62,000 |
| Hoke County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 52,000 |
| Lincoln County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 57,000 |
| New Hanover County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 48,000 |
| Onslow County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 40,000 |
| Union County North Carolina | 2 | $ 485,000 | $ 242,000 | $ 62,000 |
| Wilkes County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 34,000 |
| Adams County Ohio | 2 | $ 173,000 | $ 86,000 | $ 54,000 |
| Allen County Ohio | 2 | $ 289,000 | $ 144,000 | $ 79,000 |
| Darke County Ohio | 2 | $ 426,000 | $ 213,000 | $ 71,000 |
| Delaware County Ohio | 2 | $ 533,000 | $ 266,000 | $ 116,000 |
| Knox County Ohio | 2 | $ 215,000 | $ 107,000 | $ 35,000 |
| Licking County Ohio | 2 | $ 263,000 | $ 131,000 | $ 39,000 |
| Ottawa County Ohio | 2 | $ 304,000 | $ 152,000 | $ 62,000 |
| Preble County Ohio | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| Washington County Ohio | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Blair County Pennsylvania | 2 | $ 117,000 | $ 58,000 | $ 39,000 |
| Hampshire County West Virginia | 2 | $ 241,000 | $ 120,000 | $ 19,000 |
| Harrison County West Virginia | 2 | $ 188,000 | $ 94,000 | $ 60,000 |
| Maricopa County Arizona | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Baxter County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
| Benton County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 56,000 |
| Calhoun County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 82,000 |
| Carroll County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Cleburne County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 79,000 |
| Cleveland County Arkansas | 1 | $ 272,000 | $ 272,000 | $ 156,000 |
| Conway County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Faulkner County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 20,000 |
| Franklin County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Grant County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 136,000 |
| Izard County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Jefferson County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Miller County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Montgomery County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Newton County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Perry County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Saline County Arkansas | 1 | $ 506,000 | $ 506,000 | $ 156,000 |
| White County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Yell County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 100,000 |
| New London County Connecticut | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Palm Beach County Florida | 1 | $ 231,000 | $ 231,000 | $ 74,000 |
| Seminole County Florida | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Washington County Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Cook County Illinois | 1 | $ 114,000 | $ 114,000 | $ 15,000 |
| Hamilton County Illinois | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Macon County Illinois | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Madison County Illinois | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Massac County Illinois | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Vermilion County Illinois | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Winnebago County Illinois | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Sullivan County Indiana | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Bremer County Iowa | 1 | $ 281,000 | $ 281,000 | $ 34,000 |
| Polk County Iowa | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Franklin County Kansas | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Geary County Kansas | 1 | $ 118,000 | $ 118,000 | $ 91,000 |
| Harvey County Kansas | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Reno County Kansas | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Rooks County Kansas | 1 | $ 116,000 | $ 116,000 | $ 150,000 |
| Saline County Kansas | 1 | $ 151,000 | $ 151,000 | $ 99,000 |
| Wyandotte County Kansas | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Bell County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Bullitt County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Caldwell County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Christian County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Clark County Kentucky | 1 | $ 251,000 | $ 251,000 | $ 86,000 |
| Fayette County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Floyd County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Harrison County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Knott County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Livingston County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Lyon County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Nelson County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Nicholas County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Oldham County Kentucky | 1 | $ 273,000 | $ 273,000 | $ 225,000 |
| Shelby County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 92,000 |
| Webster County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 73,000 |
| Allegany County Maryland | 1 | $ 60,000 | $ 60,000 | $ 309,000 |
| St. Louis County Missouri | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Alamance County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 102,000 |
| Brunswick County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 64,000 |
| Burke County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Camden County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 57,000 |
| Catawba County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Cherokee County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Cleveland County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Columbus County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Davie County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
| Gaston County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Halifax County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Hertford County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Iredell County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 26,000 |
| Lee County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Macon County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| McDowell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Pamlico County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 145,000 |
| Pender County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Pitt County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Randolph County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
| Rutherford County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 27,000 |
| Stokes County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 39,000 |
| Surry County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| Transylvania County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 36,000 |
| Yadkin County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Yancey County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Ashtabula County Ohio | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Auglaize County Ohio | 1 | $ 307,000 | $ 307,000 | $ 120,000 |
| Brown County Ohio | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Champaign County Ohio | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Clark County Ohio | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Erie County Ohio | 1 | $ 835,000 | $ 835,000 | $ 282,000 |
| Fulton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Gallia County Ohio | 1 | $ 127,000 | $ 127,000 | $ 101,000 |
| Greene County Ohio | 1 | $ 159,000 | $ 159,000 | $ 123,000 |
| Guernsey County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Hardin County Ohio | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Harrison County Ohio | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Huron County Ohio | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Miami County Ohio | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Morrow County Ohio | 1 | $ 293,000 | $ 293,000 | $ 80,000 |
| Muskingum County Ohio | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Richland County Ohio | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Sandusky County Ohio | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Union County Ohio | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| Warren County Ohio | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
| Wyandot County Ohio | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Chester County Pennsylvania | 1 | $ 337,000 | $ 337,000 | $ 152,000 |
| Delaware County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Erie County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 28,000 |
| Carter County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Sevier County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 89,000 |
| Austin County Texas | 1 | $ 132,000 | $ 132,000 | $ 26,000 |
| Fort Bend County Texas | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Harris County Texas | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Hutchinson County Texas | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Jefferson County Texas | 1 | $ 327,000 | $ 327,000 | $ 84,000 |
| Liberty County Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Smith County Texas | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Tarrant County Texas | 1 | $ 96,000 | $ 96,000 | $ 108,000 |
| Calhoun County West Virginia | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Fayette County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Jackson County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Logan County West Virginia | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| McDowell County West Virginia | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Mineral County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Putnam County West Virginia | 1 | $ 206,000 | $ 206,000 | $ 59,000 |
| Taylor County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Upshur County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Wetzel County West Virginia | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
| Wood County West Virginia | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Wyoming County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Somerset Trust Company in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 445 | $55,744,000 | $125,000 | $835,000 | $63,000 | $289,000 |
| Home Improvement | 272 | $16,851,000 | $61,000 | $412,000 | $60,000 | $584,000 |
| Home Purchase | 204 | $18,229,000 | $89,000 | $850,000 | $80,000 | $2,208,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 807 | $75,652,000 | $93,000 | $850,000 | $65,000 | $2,208,000 |
| Black or African American | 59 | $7,560,000 | $128,000 | $396,000 | $79,000 | $600,000 |
| Not Provided | 25 | $3,273,000 | $130,000 | $304,000 | $60,000 | $180,000 |
| Not applicable | 7 | $1,015,000 | $145,000 | $500,000 | $0 | $0 |
| Hispanic | 7 | $1,038,000 | $148,000 | $288,000 | $94,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $709,000 | $118,000 | $264,000 | $93,000 | $358,000 |
| Asian | 6 | $954,000 | $159,000 | $327,000 | $59,000 | $126,000 |
| American Indian or Alaskan Native | 4 | $623,000 | $155,000 | $307,000 | $69,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 921 | $90,824,000 | $98,000 | $850,000 | $66,000 | $2,208,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 415 | $30,056,000 | $72,000 | $850,000 | $76,000 | $2,208,000 |
| Application Denied By Financial Institution | 402 | $50,207,000 | $124,000 | $835,000 | $56,000 | $282,000 |
| Application Withdrawn By Applicant | 92 | $8,852,000 | $96,000 | $371,000 | $60,000 | $209,000 |
| Application Approved But Not Accepted | 11 | $1,431,000 | $130,000 | $240,000 | $66,000 | $112,000 |
| File Closed For Incompleteness | 1 | $278,000 | $278,000 | $278,000 | $95,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.