South Central Bank, National Association Mortgage Lending & HMDA Data, 2008

In 2008, South Central Bank, National Association of Chicago, IL reported 7,755 mortgage applications totaling $192.1 million, up 56% from 2007. The average application was for $24,774, and applicants reported an average income of $71,490. 26% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,431), Cleveland-Elyria-Mentor, OH (883) and Milwaukee-Waukesha-West Allis, WI (559) (applications in parentheses).

Mortgage Company & Address South Central Bank, National Association
525 W Roosevelt Rd
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 7,755
Total Mortgage Loan Application Amount $192,126,000
Average Mortgage Loan Application Amount $24,774
Highest Mortgage Loan Application Amount $1,340,000
Average Applicant Income $71,490
Highest Applicant Income $1,201,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records South Central Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for South Central Bank, National Association by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,105 $ 60,979,000 $ 55,184 $ 74,000
Cuyahoga, Ohio 559 $ 6,712,000 $ 12,007 $ 58,000
Milwaukee, Wisconsin 373 $ 7,030,000 $ 18,847 $ 67,000
Summit, Ohio 288 $ 3,590,000 $ 12,465 $ 57,000
Franklin, Ohio 201 $ 3,276,000 $ 16,298 $ 65,000
Stark, Ohio 147 $ 1,755,000 $ 11,938 $ 55,000
Lorain, Ohio 140 $ 1,842,000 $ 13,157 $ 63,000
Lake, Indiana 139 $ 2,516,000 $ 18,100 $ 54,000
Will, Illinois 130 $ 6,152,000 $ 47,323 $ 109,000
Lucas, Ohio 119 $ 1,488,000 $ 12,504 $ 59,000
Waukesha, Wisconsin 115 $ 2,398,000 $ 20,852 $ 92,000
Wayne, Michigan 91 $ 1,441,000 $ 15,835 $ 68,000
Mahoning, Ohio 86 $ 1,039,000 $ 12,081 $ 52,000
Racine, Wisconsin 83 $ 1,707,000 $ 20,566 $ 70,000
Medina, Ohio 81 $ 1,166,000 $ 14,395 $ 80,000
DuPage, Illinois 80 $ 3,460,000 $ 43,250 $ 120,000
Trumbull, Ohio 80 $ 963,000 $ 12,037 $ 55,000
Lake, Ohio 79 $ 1,181,000 $ 14,949 $ 72,000
Allegheny, Pennsylvania 79 $ 1,090,000 $ 13,797 $ 58,000
Hamilton, Ohio 73 $ 1,143,000 $ 15,657 $ 62,000
Allen, Indiana 61 $ 890,000 $ 14,590 $ 56,000
Prince George's, Maryland 60 $ 2,131,000 $ 35,516 $ 103,000
Montgomery, Ohio 60 $ 910,000 $ 15,166 $ 58,000
Kenosha, Wisconsin 58 $ 1,478,000 $ 25,482 $ 72,000
Macomb, Michigan 57 $ 1,118,000 $ 19,614 $ 72,000
Lake, Illinois 56 $ 4,871,000 $ 86,982 $ 115,000
Oakland, Michigan 56 $ 1,230,000 $ 21,964 $ 119,000
Dane, Wisconsin 56 $ 1,890,000 $ 33,750 $ 84,000
Jackson, Missouri 54 $ 975,000 $ 18,055 $ 58,000
St. Joseph, Indiana 50 $ 757,000 $ 15,140 $ 55,000
Portage, Ohio 48 $ 691,000 $ 14,395 $ 61,000
York, Pennsylvania 47 $ 995,000 $ 21,170 $ 81,000
St. Louis, Missouri 46 $ 858,000 $ 18,652 $ 76,000
Kent, Michigan 45 $ 578,000 $ 12,844 $ 60,000
Kane, Illinois 44 $ 1,199,000 $ 27,250 $ 98,000
Wayne, Ohio 43 $ 537,000 $ 12,488 $ 59,000
Jefferson, Kentucky 42 $ 1,120,000 $ 26,666 $ 70,000
Ashtabula, Ohio 42 $ 531,000 $ 12,642 $ 43,000
Westmoreland, Pennsylvania 39 $ 795,000 $ 20,384 $ 53,000
Washington, Wisconsin 39 $ 911,000 $ 23,358 $ 71,000
St. Clair, Illinois 38 $ 767,000 $ 20,184 $ 94,000
Baltimore, Maryland 36 $ 1,113,000 $ 30,916 $ 95,000
Berrien, Michigan 34 $ 542,000 $ 15,941 $ 57,000
Lancaster, Pennsylvania 34 $ 792,000 $ 23,294 $ 76,000
McHenry, Illinois 33 $ 911,000 $ 27,606 $ 110,000
Porter, Indiana 32 $ 490,000 $ 15,312 $ 61,000
St. Charles, Missouri 32 $ 671,000 $ 20,968 $ 98,000
Ozaukee, Wisconsin 32 $ 765,000 $ 23,906 $ 91,000
Elkhart, Indiana 31 $ 443,000 $ 14,290 $ 52,000
Ingham, Michigan 31 $ 569,000 $ 18,354 $ 73,000
Kalamazoo, Michigan 30 $ 571,000 $ 19,033 $ 66,000
Monroe, Michigan 30 $ 509,000 $ 16,966 $ 67,000
Delaware, Ohio 29 $ 620,000 $ 21,379 $ 111,000
Erie, Ohio 29 $ 302,000 $ 10,413 $ 72,000
Genesee, Michigan 28 $ 514,000 $ 18,357 $ 57,000
Huron, Ohio 27 $ 351,000 $ 13,000 $ 70,000
Montgomery, Pennsylvania 25 $ 688,000 $ 27,520 $ 95,000
Kendall, Illinois 24 $ 1,072,000 $ 44,666 $ 84,000
Saginaw, Michigan 24 $ 382,000 $ 15,916 $ 54,000
Geauga, Ohio 24 $ 364,000 $ 15,166 $ 70,000
Cumberland, Pennsylvania 24 $ 484,000 $ 20,166 $ 63,000
Polk, Iowa 23 $ 389,000 $ 16,913 $ 71,000
Butler, Ohio 23 $ 459,000 $ 19,956 $ 84,000
Prince William, Virginia 23 $ 846,000 $ 36,782 $ 138,000
Richland, Ohio 22 $ 288,000 $ 13,090 $ 54,000
Chester, Pennsylvania 22 $ 674,000 $ 30,636 $ 95,000
Dauphin, Pennsylvania 22 $ 508,000 $ 23,090 $ 75,000
Northampton, Pennsylvania 22 $ 409,000 $ 18,590 $ 92,000
Wood, Ohio 21 $ 307,000 $ 14,619 $ 70,000
Berks, Pennsylvania 21 $ 450,000 $ 21,428 $ 64,000
Jefferson, Wisconsin 21 $ 351,000 $ 16,714 $ 62,000
Fayette, Kentucky 20 $ 482,000 $ 24,100 $ 61,000
Bay, Michigan 20 $ 310,000 $ 15,500 $ 55,000
Clay, Missouri 20 $ 460,000 $ 23,000 $ 71,000
Fairfield, Ohio 20 $ 411,000 $ 20,550 $ 90,000
Licking, Ohio 20 $ 423,000 $ 21,150 $ 77,000
Kenton, Kentucky 19 $ 320,000 $ 16,842 $ 61,000
Jackson, Michigan 19 $ 370,000 $ 19,473 $ 60,000
St. Joseph, Michigan 19 $ 322,000 $ 16,947 $ 50,000
Sandusky, Ohio 19 $ 221,000 $ 11,631 $ 44,000
Seneca, Ohio 19 $ 278,000 $ 14,631 $ 52,000
Walworth, Wisconsin 19 $ 410,000 $ 21,578 $ 83,000
Calhoun, Michigan 18 $ 359,000 $ 19,944 $ 71,000
Lenawee, Michigan 18 $ 202,000 $ 11,222 $ 60,000
Washtenaw, Michigan 18 $ 396,000 $ 22,000 $ 85,000
Columbiana, Ohio 18 $ 211,000 $ 11,722 $ 49,000
Ottawa, Michigan 17 $ 247,000 $ 14,529 $ 62,000
Jefferson, Missouri 17 $ 416,000 $ 24,470 $ 91,000
Beaver, Pennsylvania 17 $ 255,000 $ 15,000 $ 44,000
Sheboygan, Wisconsin 17 $ 296,000 $ 17,411 $ 53,000
Kosciusko, Indiana 16 $ 318,000 $ 19,875 $ 52,000
LaPorte, Indiana 16 $ 750,000 $ 46,875 $ 119,000
Harford, Maryland 16 $ 557,000 $ 34,812 $ 111,000
Henry, Ohio 16 $ 200,000 $ 12,500 $ 60,000
Lehigh, Pennsylvania 16 $ 368,000 $ 23,000 $ 76,000
Fairfax, Virginia 16 $ 381,000 $ 23,812 $ 161,000
Madison, Illinois 15 $ 314,000 $ 20,933 $ 68,000
Marshall, Indiana 15 $ 240,000 $ 16,000 $ 51,000
Dodge, Wisconsin 15 $ 312,000 $ 20,800 $ 72,000
Anne Arundel, Maryland 14 $ 433,000 $ 30,928 $ 104,000
Charles, Maryland 14 $ 618,000 $ 44,142 $ 135,000
Hancock, Ohio 14 $ 163,000 $ 11,642 $ 59,000
Warren, Ohio 14 $ 313,000 $ 22,357 $ 94,000
Butler, Pennsylvania 14 $ 159,000 $ 11,357 $ 73,000
Baltimore City, Maryland 13 $ 332,000 $ 25,538 $ 69,000
Montgomery, Maryland 13 $ 365,000 $ 28,076 $ 140,000
Ottawa, Ohio 13 $ 187,000 $ 14,384 $ 66,000
Williams, Ohio 13 $ 109,000 $ 8,384 $ 46,000
Washington, Pennsylvania 13 $ 231,000 $ 17,769 $ 39,000
Stafford, Virginia 13 $ 406,000 $ 31,230 $ 130,000
Campbell, Kentucky 12 $ 175,000 $ 14,583 $ 55,000
Branch, Michigan 12 $ 219,000 $ 18,250 $ 52,000
Livingston, Michigan 12 $ 283,000 $ 23,583 $ 85,000
Ashland, Ohio 12 $ 167,000 $ 13,916 $ 65,000
Union, Ohio 12 $ 240,000 $ 20,000 $ 95,000
Fond du Lac, Wisconsin 12 $ 245,000 $ 20,416 $ 73,000
Rock, Wisconsin 12 $ 320,000 $ 26,666 $ 73,000
Marion, Indiana 11 $ 200,000 $ 18,181 $ 84,000
Cass, Michigan 11 $ 168,000 $ 15,272 $ 50,000
Shiawassee, Michigan 11 $ 196,000 $ 17,818 $ 56,000
Allen, Ohio 11 $ 169,000 $ 15,363 $ 62,000
Defiance, Ohio 11 $ 126,000 $ 11,454 $ 56,000
Blair, Pennsylvania 11 $ 231,000 $ 21,000 $ 36,000
Delaware, Pennsylvania 11 $ 233,000 $ 21,181 $ 86,000
Eaton, Michigan 10 $ 138,000 $ 13,800 $ 74,000
St. Clair, Michigan 10 $ 161,000 $ 16,100 $ 82,000
Buchanan, Missouri 10 $ 193,000 $ 19,300 $ 50,000
Clermont, Ohio 10 $ 196,000 $ 19,600 $ 94,000
Fayette, Pennsylvania 10 $ 162,000 $ 16,200 $ 31,000
Boone, Illinois 9 $ 227,000 $ 25,222 $ 82,000
Grundy, Illinois 9 $ 412,000 $ 45,777 $ 93,000
Washington, Maryland 9 $ 273,000 $ 30,333 $ 105,000
Allegan, Michigan 9 $ 127,000 $ 14,111 $ 55,000
Barry, Michigan 9 $ 121,000 $ 13,444 $ 60,000
Muskegon, Michigan 9 $ 159,000 $ 17,666 $ 55,000
Platte, Missouri 9 $ 200,000 $ 22,222 $ 89,000
Fulton, Ohio 9 $ 113,000 $ 12,555 $ 58,000
Monroe, Pennsylvania 9 $ 233,000 $ 25,888 $ 128,000
LaSalle, Illinois 8 $ 121,000 $ 15,125 $ 86,000
Adams, Indiana 8 $ 67,000 $ 8,375 $ 54,000
Hardin, Kentucky 8 $ 250,000 $ 31,250 $ 66,000
Calvert, Maryland 8 $ 365,000 $ 45,625 $ 136,000
St. Mary's, Maryland 8 $ 313,000 $ 39,125 $ 105,000
Lapeer, Michigan 8 $ 219,000 $ 27,375 $ 68,000
Cass, Missouri 8 $ 136,000 $ 17,000 $ 89,000
Franklin, Missouri 8 $ 160,000 $ 20,000 $ 68,000
Clark, Ohio 8 $ 105,000 $ 13,125 $ 61,000
Erie, Pennsylvania 8 $ 99,000 $ 12,375 $ 67,000
Gwinnett, Georgia 7 $ 66,000 $ 9,428 $ 70,000
Logan, Illinois 7 $ 57,000 $ 8,142 $ 64,000
Menard, Illinois 7 $ 63,000 $ 9,000 $ 53,000
Winnebago, Illinois 7 $ 130,000 $ 18,571 $ 85,000
Cecil, Maryland 7 $ 224,000 $ 32,000 $ 101,000
Van Buren, Michigan 7 $ 164,000 $ 23,428 $ 52,000
Hennepin, Minnesota 7 $ 208,000 $ 29,714 $ 66,000
Johnson, Missouri 7 $ 128,000 $ 18,285 $ 98,000
Champaign, Ohio 7 $ 88,000 $ 12,571 $ 62,000
Marion, Ohio 7 $ 135,000 $ 19,285 $ 67,000
Lawrence, Pennsylvania 7 $ 86,000 $ 12,285 $ 48,000
Philadelphia, Pennsylvania 7 $ 151,000 $ 21,571 $ 70,000
Augusta, Virginia 7 $ 193,000 $ 27,571 $ 78,000
Winnebago, Wisconsin 7 $ 257,000 $ 36,714 $ 58,000
DeKalb, Illinois 6 $ 211,000 $ 35,166 $ 83,000
Kankakee, Illinois 6 $ 142,000 $ 23,666 $ 118,000
Macoupin, Illinois 6 $ 51,000 $ 8,500 $ 65,000
Fulton, Indiana 6 $ 112,000 $ 18,666 $ 56,000
Starke, Indiana 6 $ 92,000 $ 15,333 $ 49,000
Wabash, Indiana 6 $ 121,000 $ 20,166 $ 51,000
Boone, Kentucky 6 $ 122,000 $ 20,333 $ 79,000
Bullitt, Kentucky 6 $ 202,000 $ 33,666 $ 64,000
Franklin, Kentucky 6 $ 142,000 $ 23,666 $ 62,000
Dakota, Minnesota 6 $ 127,000 $ 21,166 $ 91,000
Hardin, Ohio 6 $ 61,000 $ 10,166 $ 40,000
Madison, Ohio 6 $ 114,000 $ 19,000 $ 80,000
Miami, Ohio 6 $ 85,000 $ 14,166 $ 86,000
Pickaway, Ohio 6 $ 118,000 $ 19,666 $ 111,000
Preble, Ohio 6 $ 81,000 $ 13,500 $ 74,000
Tuscarawas, Ohio 6 $ 97,000 $ 16,166 $ 50,000
Wyandot, Ohio 6 $ 82,000 $ 13,666 $ 52,000
Franklin, Pennsylvania 6 $ 162,000 $ 27,000 $ 52,000
Mercer, Pennsylvania 6 $ 78,000 $ 13,000 $ 57,000
Somerset, Pennsylvania 6 $ 95,000 $ 15,833 $ 46,000
Loudoun, Virginia 6 $ 152,000 $ 25,333 $ 149,000
Coles, Illinois 5 $ 79,000 $ 15,800 $ 40,000
Mason, Illinois 5 $ 52,000 $ 10,400 $ 61,000
Sangamon, Illinois 5 $ 34,000 $ 6,800 $ 74,000
DeKalb, Indiana 5 $ 56,000 $ 11,200 $ 56,000
Howard, Indiana 5 $ 53,000 $ 10,600 $ 39,000
Noble, Indiana 5 $ 54,000 $ 10,800 $ 57,000
Steuben, Indiana 5 $ 91,000 $ 18,200 $ 58,000
Oldham, Kentucky 5 $ 115,000 $ 23,000 $ 101,000
Scott, Kentucky 5 $ 133,000 $ 26,600 $ 58,000
Frederick, Maryland 5 $ 169,000 $ 33,800 $ 93,000
Clinton, Michigan 5 $ 122,000 $ 24,400 $ 76,000
Grand Traverse, Michigan 5 $ 65,000 $ 13,000 $ 53,000
Mason, Michigan 5 $ 72,000 $ 14,400 $ 67,000
Midland, Michigan 5 $ 113,000 $ 22,600 $ 139,000
Montcalm, Michigan 5 $ 59,000 $ 11,800 $ 53,000
Tuscola, Michigan 5 $ 63,000 $ 12,600 $ 30,000
Auglaize, Ohio 5 $ 57,000 $ 11,400 $ 56,000
Carroll, Ohio 5 $ 83,000 $ 16,600 $ 57,000
Ross, Ohio 5 $ 95,000 $ 19,000 $ 53,000
Bucks, Pennsylvania 5 $ 132,000 $ 26,400 $ 73,000
Cambria, Pennsylvania 5 $ 90,000 $ 18,000 $ 52,000
Lebanon, Pennsylvania 5 $ 107,000 $ 21,400 $ 93,000
Luzerne, Pennsylvania 5 $ 128,000 $ 25,600 $ 104,000
Albemarle, Virginia 5 $ 165,000 $ 33,000 $ 139,000
Spotsylvania, Virginia 5 $ 205,000 $ 41,000 $ 109,000
Monroe, Illinois 4 $ 97,000 $ 24,250 $ 84,000
Grant, Indiana 4 $ 61,000 $ 15,250 $ 46,000
Wyandotte, Kansas 4 $ 72,000 $ 18,000 $ 70,000
Jessamine, Kentucky 4 $ 99,000 $ 24,750 $ 61,000
Howard, Maryland 4 $ 155,000 $ 38,750 $ 145,000
Hillsdale, Michigan 4 $ 80,000 $ 20,000 $ 36,000
Sanilac, Michigan 4 $ 70,000 $ 17,500 $ 62,000
Anoka, Minnesota 4 $ 61,000 $ 15,250 $ 70,000
Clinton, Missouri 4 $ 77,000 $ 19,250 $ 61,000
Lincoln, Missouri 4 $ 71,000 $ 17,750 $ 76,000
Pettis, Missouri 4 $ 74,000 $ 18,500 $ 35,000
Ray, Missouri 4 $ 66,000 $ 16,500 $ 63,000
St. Louis City, Missouri 4 $ 47,000 $ 11,750 $ 54,000
Belmont, Ohio 4 $ 72,000 $ 18,000 $ 120,000
Greene, Ohio 4 $ 87,000 $ 21,750 $ 97,000
Mercer, Ohio 4 $ 47,000 $ 11,750 $ 47,000
Morrow, Ohio 4 $ 63,000 $ 15,750 $ 86,000
Perry, Ohio 4 $ 68,000 $ 17,000 $ 51,000
Indiana, Pennsylvania 4 $ 84,000 $ 21,000 $ 35,000
Lycoming, Pennsylvania 4 $ 100,000 $ 25,000 $ 54,000
Perry, Pennsylvania 4 $ 88,000 $ 22,000 $ 50,000
Wayne, Pennsylvania 4 $ 87,000 $ 21,750 $ 76,000
Waynesboro, Virginia 4 $ 124,000 $ 31,000 $ 68,000
DeKalb, Georgia 3 $ 24,000 $ 8,000 $ 66,000
Edgar, Illinois 3 $ 49,000 $ 16,333 $ 49,000
Effingham, Illinois 3 $ 40,000 $ 13,333 $ 45,000
Jefferson, Illinois 3 $ 52,000 $ 17,333 $ 87,000
Rock Island, Illinois 3 $ 66,000 $ 22,000 $ 75,000
Bartholomew, Indiana 3 $ 61,000 $ 20,333 $ 59,000
Dearborn, Indiana 3 $ 53,000 $ 17,666 $ 35,000
Delaware, Indiana 3 $ 57,000 $ 19,000 $ 58,000
Hamilton, Indiana 3 $ 50,000 $ 16,666 $ 44,000
Miami, Indiana 3 $ 33,000 $ 11,000 $ 53,000
Newton, Indiana 3 $ 66,000 $ 22,000 $ 69,000
Shelby, Indiana 3 $ 74,000 $ 24,666 $ 72,000
Wells, Indiana 3 $ 71,000 $ 23,666 $ 51,000
Johnson, Iowa 3 $ 50,000 $ 16,666 $ 45,000
Johnson, Kansas 3 $ 69,000 $ 23,000 $ 74,000
Madison, Kentucky 3 $ 107,000 $ 35,666 $ 66,000
Woodford, Kentucky 3 $ 68,000 $ 22,666 $ 67,000
Ionia, Michigan 3 $ 85,000 $ 28,333 $ 69,000
Ramsey, Minnesota 3 $ 76,000 $ 25,333 $ 90,000
Lafayette, Missouri 3 $ 67,000 $ 22,333 $ 60,000
Darke, Ohio 3 $ 35,000 $ 11,666 $ 43,000
Jefferson, Ohio 3 $ 36,000 $ 12,000 $ 36,000
Knox, Ohio 3 $ 45,000 $ 15,000 $ 82,000
Putnam, Ohio 3 $ 50,000 $ 16,666 $ 84,000
Armstrong, Pennsylvania 3 $ 37,000 $ 12,333 $ 77,000
Columbia, Pennsylvania 3 $ 48,000 $ 16,000 $ 67,000
Arlington, Virginia 3 $ 115,000 $ 38,333 $ 263,000
Chesapeake, Virginia 3 $ 105,000 $ 35,000 $ 86,000
Greene, Virginia 3 $ 145,000 $ 48,333 $ 78,000
Henrico, Virginia 3 $ 74,000 $ 24,666 $ 86,000
King George, Virginia 3 $ 83,000 $ 27,666 $ 142,000
Shenandoah, Virginia 3 $ 103,000 $ 34,333 $ 93,000
Virginia Beach, Virginia 3 $ 118,000 $ 39,333 $ 106,000
Marquette, Wisconsin 3 $ 80,000 $ 26,666 $ 57,000
Outagamie, Wisconsin 3 $ 65,000 $ 21,666 $ 92,000
Larimer, Colorado 2 $ 486,000 $ 243,000 $ 113,000
Adams, Illinois 2 $ 39,000 $ 19,500 $ 55,000
De Witt, Illinois 2 $ 18,000 $ 9,000 $ 57,000
Livingston, Illinois 2 $ 42,000 $ 21,000 $ 88,000
Macon, Illinois 2 $ 36,000 $ 18,000 $ 57,000
Marion, Illinois 2 $ 99,000 $ 49,500 $ 35,000
Montgomery, Illinois 2 $ 48,000 $ 24,000 $ 72,000
Washington, Illinois 2 $ 47,000 $ 23,500 $ 83,000
Wayne, Illinois 2 $ 36,000 $ 18,000 $ 69,000
Cass, Indiana 2 $ 20,000 $ 10,000 $ 57,000
Clark, Indiana 2 $ 44,000 $ 22,000 $ 91,000
Jay, Indiana 2 $ 40,000 $ 20,000 $ 66,000
Pulaski, Indiana 2 $ 42,000 $ 21,000 $ 43,000
Vigo, Indiana 2 $ 38,000 $ 19,000 $ 51,000
Whitley, Indiana 2 $ 17,000 $ 8,500 $ 48,000
Audubon, Iowa 2 $ 40,000 $ 20,000 $ 54,000
Clayton, Iowa 2 $ 44,000 $ 22,000 $ 38,000
Jasper, Iowa 2 $ 41,000 $ 20,500 $ 97,000
Marshall, Iowa 2 $ 32,000 $ 16,000 $ 52,000
Scott, Iowa 2 $ 38,000 $ 19,000 $ 44,000
Warren, Iowa 2 $ 43,000 $ 21,500 $ 109,000
Woodbury, Iowa 2 $ 34,000 $ 17,000 $ 65,000
Wright, Iowa 2 $ 51,000 $ 25,500 $ 91,000
Anderson, Kentucky 2 $ 63,000 $ 31,500 $ 62,000
Garrard, Kentucky 2 $ 64,000 $ 32,000 $ 65,000
Laurel, Kentucky 2 $ 42,000 $ 21,000 $ 26,000
Antrim, Michigan 2 $ 48,000 $ 24,000 $ 45,000
Benzie, Michigan 2 $ 22,000 $ 11,000 $ 28,000
Gratiot, Michigan 2 $ 15,000 $ 7,500 $ 58,000
Huron, Michigan 2 $ 54,000 $ 27,000 $ 61,000
Isabella, Michigan 2 $ 30,000 $ 15,000 $ 60,000
Newaygo, Michigan 2 $ 21,000 $ 10,500 $ 64,000
Wexford, Michigan 2 $ 43,000 $ 21,500 $ 64,000
Itasca, Minnesota 2 $ 33,000 $ 16,500 $ 15,000
Bates, Missouri 2 $ 43,000 $ 21,500 $ 77,000
Boone, Missouri 2 $ 33,000 $ 16,500 $ 81,000
Caldwell, Missouri 2 $ 47,000 $ 23,500 $ 49,000
Greene, Missouri 2 $ 38,000 $ 19,000 $ 30,000
Coshocton, Ohio 2 $ 23,000 $ 11,500 $ 56,000
Guernsey, Ohio 2 $ 24,000 $ 12,000 $ 15,000
Hocking, Ohio 2 $ 45,000 $ 22,500 $ 61,000
Logan, Ohio 2 $ 19,000 $ 9,500 $ 43,000
Shelby, Ohio 2 $ 19,000 $ 9,500 $ 52,000
Van Wert, Ohio 2 $ 30,000 $ 15,000 $ 58,000
Adams, Pennsylvania 2 $ 38,000 $ 19,000 $ 73,000
Bedford, Pennsylvania 2 $ 33,000 $ 16,500 $ 57,000
Centre, Pennsylvania 2 $ 69,000 $ 34,500 $ 58,000
Clinton, Pennsylvania 2 $ 46,000 $ 23,000 $ 23,000
Greene, Pennsylvania 2 $ 35,000 $ 17,500 $ 39,000
Juniata, Pennsylvania 2 $ 28,000 $ 14,000 $ 70,000
Montour, Pennsylvania 2 $ 47,000 $ 23,500 $ 92,000
Pike, Pennsylvania 2 $ 36,000 $ 18,000 $ 71,000
Schuylkill, Pennsylvania 2 $ 40,000 $ 20,000 $ 56,000
Venango, Pennsylvania 2 $ 28,000 $ 14,000 $ 51,000
Shelby, Tennessee 2 $ 45,000 $ 22,500 $ 121,000
Botetourt, Virginia 2 $ 73,000 $ 36,500 $ 65,000
Chesterfield, Virginia 2 $ 69,000 $ 34,500 $ 94,000
Fluvanna, Virginia 2 $ 41,000 $ 20,500 $ 81,000
Frederick, Virginia 2 $ 68,000 $ 34,000 $ 92,000
Hanover, Virginia 2 $ 60,000 $ 30,000 $ 128,000
Roanoke, Virginia 2 $ 86,000 $ 43,000 $ 157,000
Suffolk, Virginia 2 $ 78,000 $ 39,000 $ 122,000
Columbia, Wisconsin 2 $ 53,000 $ 26,500 $ 165,000
Lafayette, Wisconsin 2 $ 36,000 $ 18,000 $ 79,000
Manitowoc, Wisconsin 2 $ 13,000 $ 6,500 $ 45,000
Marathon, Wisconsin 2 $ 37,000 $ 18,500 $ 49,000
Monroe, Wisconsin 2 $ 27,000 $ 13,500 $ 41,000
St. Croix, Wisconsin 2 $ 93,000 $ 46,500 $ 99,000
Maricopa, Arizona 1 $ 377,000 $ 377,000 $ 645,000
Los Angeles, California 1 $ 286,000 $ 286,000 $ 98,000
New Castle, Delaware 1 $ 32,000 $ 32,000 $ 80,000
Cherokee, Georgia 1 $ 13,000 $ 13,000 $ 72,000
Paulding, Georgia 1 $ 10,000 $ 10,000 $ 56,000
Calhoun, Illinois 1 $ 25,000 $ 25,000 $ 116,000
Carroll, Illinois 1 $ 20,000 $ 20,000 $ 55,000
Clay, Illinois 1 $ 14,000 $ 14,000 $ 66,000
Cumberland, Illinois 1 $ 23,000 $ 23,000 $ 76,000
Douglas, Illinois 1 $ 18,000 $ 18,000 $ 12,000
Ford, Illinois 1 $ 20,000 $ 20,000 $ 66,000
Franklin, Illinois 1 $ 14,000 $ 14,000 $ 78,000
Jackson, Illinois 1 $ 14,000 $ 14,000 $ 139,000
Lee, Illinois 1 $ 14,000 $ 14,000 $ 97,000
Marshall, Illinois 1 $ 84,000 $ 84,000 $ 80,000
McLean, Illinois 1 $ 5,000 $ 5,000 $ 43,000
Mercer, Illinois 1 $ 29,000 $ 29,000 $ 67,000
Ogle, Illinois 1 $ 40,000 $ 40,000 $ 64,000
Peoria, Illinois 1 $ 14,000 $ 14,000 $ 90,000
Pike, Illinois 1 $ 8,000 $ 8,000 $ 44,000
Randolph, Illinois 1 $ 12,000 $ 12,000 $ 63,000
Stark, Illinois 1 $ 66,000 $ 66,000 $ 23,000
Stephenson, Illinois 1 $ 25,000 $ 25,000 $ 72,000
Tazewell, Illinois 1 $ 14,000 $ 14,000 $ 37,000
Vermilion, Illinois 1 $ 11,000 $ 11,000 $ 60,000
Warren, Illinois 1 $ 8,000 $ 8,000 $ 65,000
Whiteside, Illinois 1 $ 10,000 $ 10,000 $ 116,000
Blackford, Indiana 1 $ 10,000 $ 10,000 $ 57,000
Carroll, Indiana 1 $ 25,000 $ 25,000 $ 100,000
Decatur, Indiana 1 $ 20,000 $ 20,000 $ 38,000
Fayette, Indiana 1 $ 14,000 $ 14,000 $ 30,000
Floyd, Indiana 1 $ 7,000 $ 7,000 $ 41,000
Gibson, Indiana 1 $ 14,000 $ 14,000 $ 84,000
Hancock, Indiana 1 $ 25,000 $ 25,000 $ 68,000
Huntington, Indiana 1 $ 4,000 $ 4,000 $ 84,000
LaGrange, Indiana 1 $ 6,000 $ 6,000 $ 25,000
Madison, Indiana 1 $ 12,000 $ 12,000 $ 45,000
Montgomery, Indiana 1 $ 16,000 $ 16,000 $ 18,000
Ohio, Indiana 1 $ 44,000 $ 44,000 $ 71,000
Randolph, Indiana 1 $ 41,000 $ 41,000 $ 40,000
Rush, Indiana 1 $ 19,000 $ 19,000 $ 34,000
Scott, Indiana 1 $ 21,000 $ 21,000 $ 73,000
Tipton, Indiana 1 $ 14,000 $ 14,000 $ 43,000
Vanderburgh, Indiana 1 $ 17,000 $ 17,000 $ 43,000
Adair, Iowa 1 $ 25,000 $ 25,000 $ 68,000
Boone, Iowa 1 $ 11,000 $ 11,000 $ 61,000
Buchanan, Iowa 1 $ 12,000 $ 12,000 $ 42,000
Clinton, Iowa 1 $ 14,000 $ 14,000 $ 116,000
Dallas, Iowa 1 $ 25,000 $ 25,000 $ 119,000
Des Moines, Iowa 1 $ 16,000 $ 16,000 $ 47,000
Dickinson, Iowa 1 $ 25,000 $ 25,000 $ 51,000
Emmet, Iowa 1 $ 9,000 $ 9,000 $ 68,000
Lee, Iowa 1 $ 13,000 $ 13,000 $ 35,000
Linn, Iowa 1 $ 25,000 $ 25,000 $ 54,000
Lyon, Iowa 1 $ 16,000 $ 16,000 $ 52,000
Madison, Iowa 1 $ 22,000 $ 22,000 $ 54,000
Marion, Iowa 1 $ 15,000 $ 15,000 $ 50,000
Mitchell, Iowa 1 $ 17,000 $ 17,000 $ 39,000
O'Brien, Iowa 1 $ 9,000 $ 9,000 $ 29,000
Pottawattamie, Iowa 1 $ 11,000 $ 11,000 $ 74,000
Poweshiek, Iowa 1 $ 35,000 $ 35,000 $ 86,000
Union, Iowa 1 $ 19,000 $ 19,000 $ 18,000
Boyle, Kentucky 1 $ 34,000 $ 34,000 $ 39,000
Bracken, Kentucky 1 $ 18,000 $ 18,000 $ 130,000
Clark, Kentucky 1 $ 22,000 $ 22,000 $ 30,000
Daviess, Kentucky 1 $ 35,000 $ 35,000 $ 144,000
Harrison, Kentucky 1 $ 27,000 $ 27,000 $ 62,000
Hopkins, Kentucky 1 $ 9,000 $ 9,000 $ 28,000
Meade, Kentucky 1 $ 25,000 $ 25,000 $ 77,000
Pulaski, Kentucky 1 $ 37,000 $ 37,000 $ 83,000
Warren, Kentucky 1 $ 9,000 $ 9,000 $ 41,000
Carroll, Maryland 1 $ 35,000 $ 35,000 $ 155,000
Queen Anne's, Maryland 1 $ 99,000 $ 99,000 $ 127,000
Talbot, Maryland 1 $ 21,000 $ 21,000 $ 110,000
Charlevoix, Michigan 1 $ 13,000 $ 13,000 $ 38,000
Clare, Michigan 1 $ 6,000 $ 6,000 $ 56,000
Emmet, Michigan 1 $ 6,000 $ 6,000 $ 31,000
Iron, Michigan 1 $ 17,000 $ 17,000 $ 18,000
Manistee, Michigan 1 $ 22,000 $ 22,000 $ 25,000
Mecosta, Michigan 1 $ 13,000 $ 13,000 $ 66,000
Montmorency, Michigan 1 $ 11,000 $ 11,000 $ 33,000
Oceana, Michigan 1 $ 34,000 $ 34,000 $ 43,000
Otsego, Michigan 1 $ 24,000 $ 24,000 $ 74,000
Roscommon, Michigan 1 $ 12,000 $ 12,000 $ 13,000
Kanabec, Minnesota 1 $ 16,000 $ 16,000 $ 31,000
Olmsted, Minnesota 1 $ 29,000 $ 29,000 $ 18,000
Rock, Minnesota 1 $ 12,000 $ 12,000 $ 42,000
Sherburne, Minnesota 1 $ 20,000 $ 20,000 $ 88,000
St. Louis, Minnesota 1 $ 23,000 $ 23,000 $ 36,000
Washington, Minnesota 1 $ 18,000 $ 18,000 $ 39,000
Wright, Minnesota 1 $ 11,000 $ 11,000 $ 40,000
Andrew, Missouri 1 $ 17,000 $ 17,000 $ 72,000
Callaway, Missouri 1 $ 17,000 $ 17,000 $ 30,000
Carroll, Missouri 1 $ 15,000 $ 15,000 $ 36,000
Cedar, Missouri 1 $ 20,000 $ 20,000 $ 72,000
Cole, Missouri 1 $ 14,000 $ 14,000 $ 49,000
Crawford, Missouri 1 $ 16,000 $ 16,000 $ 54,000
DeKalb, Missouri 1 $ 23,000 $ 23,000 $ 86,000
Gasconade, Missouri 1 $ 30,000 $ 30,000 $ 41,000
Grundy, Missouri 1 $ 27,000 $ 27,000 $ 76,000
Henry, Missouri 1 $ 17,000 $ 17,000 $ 33,000
Monroe, Missouri 1 $ 14,000 $ 14,000 $ 38,000
Nodaway, Missouri 1 $ 21,000 $ 21,000 $ 144,000
Pike, Missouri 1 $ 11,000 $ 11,000 $ 68,000
Randolph, Missouri 1 $ 10,000 $ 10,000 $ 46,000
St. Francois, Missouri 1 $ 31,000 $ 31,000 $ 119,000
Texas, Missouri 1 $ 21,000 $ 21,000 $ 56,000
Warren, Missouri 1 $ 6,000 $ 6,000 $ 31,000
Gloucester, New Jersey 1 $ 24,000 $ 24,000 $ 125,000
Adams, Ohio 1 $ 9,000 $ 9,000 $ 30,000
Brown, Ohio 1 $ 25,000 $ 25,000 $ 61,000
Crawford, Ohio 1 $ 16,000 $ 16,000 $ 55,000
Fayette, Ohio 1 $ 8,000 $ 8,000 $ 56,000
Highland, Ohio 1 $ 18,000 $ 18,000 $ 24,000
Holmes, Ohio 1 $ 24,000 $ 24,000 $ 73,000
Paulding, Ohio 1 $ 9,000 $ 9,000 $ 44,000
Bradford, Pennsylvania 1 $ 21,000 $ 21,000 $ 48,000
Carbon, Pennsylvania 1 $ 26,000 $ 26,000 $ 44,000
Clearfield, Pennsylvania 1 $ 21,000 $ 21,000 $ 77,000
Crawford, Pennsylvania 1 $ 13,000 $ 13,000 $ 64,000
Lackawanna, Pennsylvania 1 $ 12,000 $ 12,000 $ 36,000
Mifflin, Pennsylvania 1 $ 13,000 $ 13,000 $ 70,000
Northumberland, Pennsylvania 1 $ 12,000 $ 12,000 $ 24,000
Union, Pennsylvania 1 $ 41,000 $ 41,000 $ 164,000
Montgomery, Tennessee 1 $ 25,000 $ 25,000 $ 31,000
Summit, Utah 1 $ 115,000 $ 115,000 $ 229,000
Alexandria, Virginia 1 $ 45,000 $ 45,000 $ 124,000
Amelia, Virginia 1 $ 10,000 $ 10,000 $ 30,000
Amherst, Virginia 1 $ 21,000 $ 21,000 $ 98,000
Bedford, Virginia 1 $ 36,000 $ 36,000 $ 68,000
Campbell, Virginia 1 $ 20,000 $ 20,000 $ 67,000
Clarke, Virginia 1 $ 36,000 $ 36,000 $ 179,000
Culpeper, Virginia 1 $ 23,000 $ 23,000 $ 117,000
Fauquier, Virginia 1 $ 33,000 $ 33,000 $ 123,000
Goochland, Virginia 1 $ 31,000 $ 31,000 $ 84,000
Hampton, Virginia 1 $ 60,000 $ 60,000 $ 150,000
Lynchburg, Virginia 1 $ 27,000 $ 27,000 $ 155,000
Newport News, Virginia 1 $ 48,000 $ 48,000 $ 83,000
Norfolk, Virginia 1 $ 9,000 $ 9,000 $ 36,000
Nottoway, Virginia 1 $ 53,000 $ 53,000 $ 124,000
Orange, Virginia 1 $ 25,000 $ 25,000 $ 104,000
Pittsylvania, Virginia 1 $ 19,000 $ 19,000 $ 60,000
Powhatan, Virginia 1 $ 29,000 $ 29,000 $ 95,000
Roanoke City, Virginia 1 $ 34,000 $ 34,000 $ 47,000
Rockingham, Virginia 1 $ 46,000 $ 46,000 $ 162,000
Staunton, Virginia 1 $ 26,000 $ 26,000 $ 39,000
Surry, Virginia 1 $ 27,000 $ 27,000 $ 107,000
Warren, Virginia 1 $ 22,000 $ 22,000 $ 161,000
York, Virginia 1 $ 52,000 $ 52,000 $ 44,000
Burnett, Wisconsin 1 $ 15,000 $ 15,000 $ 93,000
Chippewa, Wisconsin 1 $ 21,000 $ 21,000 $ 55,000
Douglas, Wisconsin 1 $ 12,000 $ 12,000 $ 30,000
Eau Claire, Wisconsin 1 $ 8,000 $ 8,000 $ 76,000
Grant, Wisconsin 1 $ 17,000 $ 17,000 $ 39,000
Green, Wisconsin 1 $ 27,000 $ 27,000 $ 70,000
Oconto, Wisconsin 1 $ 12,000 $ 12,000 $ 54,000
Polk, Wisconsin 1 $ 19,000 $ 19,000 $ 105,000
Portage, Wisconsin 1 $ 9,000 $ 9,000 $ 130,000
Sauk, Wisconsin 1 $ 32,000 $ 32,000 $ 104,000
Vernon, Wisconsin 1 $ 21,000 $ 21,000 $ 63,000

Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 7,513 $131,514,000 $17,000 $221,000 $70,000 $938,000
Refinancing 164 $42,333,000 $258,000 $1,200,000 $121,000 $1,201,000
Home Purchase 78 $18,279,000 $234,000 $1,340,000 $111,000 $645,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,687 $137,605,000 $24,000 $1,340,000 $73,000 $1,201,000
Black or African American 1,501 $30,259,000 $20,000 $531,000 $62,000 $366,000
Hispanic 407 $16,301,000 $40,000 $570,000 $70,000 $413,000
Asian 121 $7,168,000 $59,000 $417,000 $101,000 $586,000
American Indian or Alaskan Native 25 $435,000 $17,000 $36,000 $70,000 $240,000
Native Hawaiian or Other Pacific Islander 10 $305,000 $30,000 $115,000 $85,000 $229,000
Not Provided 4 $53,000 $13,000 $16,000 $50,000 $96,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,344 $175,776,000 $23,000 $1,340,000 $71,000 $1,201,000
FHA-insured (Federal Housing Administration) 411 $16,350,000 $39,000 $416,000 $65,000 $535,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,985 $55,540,000 $18,000 $1,340,000 $61,000 $938,000
Loan Originated 2,031 $70,121,000 $34,000 $674,000 $80,000 $1,201,000
Application Approved But Not Accepted 1,225 $31,408,000 $25,000 $500,000 $76,000 $835,000
Application Withdrawn By Applicant 1,008 $24,899,000 $24,000 $1,200,000 $77,000 $510,000
File Closed For Incompleteness 506 $10,158,000 $20,000 $160,000 $69,000 $480,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,084 $36,413,000 $17,000 $1,340,000 $61,000 $938,000
Debt-To-Income Ratio 742 $13,393,000 $18,000 $550,000 $58,000 $260,000
Collateral 76 $1,798,000 $23,000 $105,000 $90,000 $289,000
Other 48 $2,988,000 $62,000 $377,000 $93,000 $645,000
Unverifiable Information 18 $412,000 $22,000 $64,000 $74,000 $222,000
Employment History 11 $182,000 $16,000 $35,000 $62,000 $159,000
Mortgage Insurance Denied 6 $354,000 $59,000 $252,000 $86,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess South Central Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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