South Central Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
South Central Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,276 |
| Total Mortgage Loan Application Amount | $51,396,000 |
| Average Mortgage Loan Application Amount | $163,333 |
| Highest Mortgage Loan Application Amount | $585,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with South Central Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Central Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down South Central Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Central Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by South Central Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Central Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 458 | $ 26,297,000 | $ 57,000 | $ 78,000 |
| Milwaukee County Wisconsin | 80 | $ 1,459,000 | $ 18,000 | $ 60,000 |
| Will County Illinois | 34 | $ 3,488,000 | $ 102,000 | $ 79,000 |
| Allegheny County Pennsylvania | 34 | $ 577,000 | $ 16,000 | $ 66,000 |
| Summit County Ohio | 31 | $ 351,000 | $ 11,000 | $ 53,000 |
| Cuyahoga County Ohio | 29 | $ 336,000 | $ 11,000 | $ 62,000 |
| Waukesha County Wisconsin | 27 | $ 450,000 | $ 16,000 | $ 91,000 |
| Lake County Illinois | 24 | $ 4,568,000 | $ 190,000 | $ 162,000 |
| Lake County Indiana | 23 | $ 442,000 | $ 19,000 | $ 66,000 |
| Lorain County Ohio | 23 | $ 285,000 | $ 12,000 | $ 53,000 |
| Racine County Wisconsin | 21 | $ 372,000 | $ 17,000 | $ 62,000 |
| DuPage County Illinois | 20 | $ 956,000 | $ 47,000 | $ 115,000 |
| Stark County Ohio | 19 | $ 216,000 | $ 11,000 | $ 54,000 |
| Kenosha County Wisconsin | 18 | $ 304,000 | $ 16,000 | $ 73,000 |
| Jackson County Missouri | 16 | $ 354,000 | $ 22,000 | $ 90,000 |
| Johnson County Kansas | 15 | $ 377,000 | $ 25,000 | $ 91,000 |
| Washington County Pennsylvania | 14 | $ 254,000 | $ 18,000 | $ 63,000 |
| Dane County Wisconsin | 13 | $ 137,000 | $ 10,000 | $ 62,000 |
| Washington County Wisconsin | 12 | $ 194,000 | $ 16,000 | $ 68,000 |
| Polk County Iowa | 11 | $ 164,000 | $ 14,000 | $ 85,000 |
| Medina County Ohio | 11 | $ 109,000 | $ 9,000 | $ 46,000 |
| St. Joseph County Indiana | 10 | $ 157,000 | $ 15,000 | $ 52,000 |
| Wayne County Michigan | 10 | $ 185,000 | $ 18,000 | $ 88,000 |
| Portage County Ohio | 10 | $ 137,000 | $ 13,000 | $ 70,000 |
| Beaver County Pennsylvania | 10 | $ 123,000 | $ 12,000 | $ 39,000 |
| Westmoreland County Pennsylvania | 10 | $ 222,000 | $ 22,000 | $ 75,000 |
| Elkhart County Indiana | 9 | $ 146,000 | $ 16,000 | $ 65,000 |
| Marion County Indiana | 9 | $ 107,000 | $ 11,000 | $ 70,000 |
| Fond du Lac County Wisconsin | 9 | $ 172,000 | $ 19,000 | $ 61,000 |
| Kane County Illinois | 8 | $ 162,000 | $ 20,000 | $ 99,000 |
| LaPorte County Indiana | 7 | $ 1,108,000 | $ 158,000 | $ 209,000 |
| Dodge County Wisconsin | 7 | $ 136,000 | $ 19,000 | $ 81,000 |
| Jefferson County Wisconsin | 7 | $ 85,000 | $ 12,000 | $ 56,000 |
| Ozaukee County Wisconsin | 7 | $ 97,000 | $ 13,000 | $ 82,000 |
| Rock County Wisconsin | 7 | $ 104,000 | $ 14,000 | $ 54,000 |
| Winnebago County Illinois | 6 | $ 113,000 | $ 18,000 | $ 77,000 |
| Warren County Iowa | 6 | $ 88,000 | $ 14,000 | $ 82,000 |
| Platte County Missouri | 6 | $ 136,000 | $ 22,000 | $ 70,000 |
| Kosciusko County Indiana | 5 | $ 90,000 | $ 18,000 | $ 59,000 |
| Jefferson County Kentucky | 5 | $ 121,000 | $ 24,000 | $ 68,000 |
| Macon County Illinois | 4 | $ 68,000 | $ 17,000 | $ 50,000 |
| McHenry County Illinois | 4 | $ 65,000 | $ 16,000 | $ 130,000 |
| Allen County Indiana | 4 | $ 38,000 | $ 9,000 | $ 106,000 |
| Oakland County Michigan | 4 | $ 67,000 | $ 16,000 | $ 67,000 |
| Butler County Pennsylvania | 4 | $ 58,000 | $ 14,000 | $ 69,000 |
| Sheboygan County Wisconsin | 4 | $ 77,000 | $ 19,000 | $ 58,000 |
| Walworth County Wisconsin | 4 | $ 47,000 | $ 11,000 | $ 57,000 |
| Grundy County Illinois | 3 | $ 337,000 | $ 112,000 | $ 91,000 |
| St. Clair County Illinois | 3 | $ 37,000 | $ 12,000 | $ 52,000 |
| Fulton County Indiana | 3 | $ 125,000 | $ 41,000 | $ 45,000 |
| Porter County Indiana | 3 | $ 251,000 | $ 83,000 | $ 94,000 |
| Marion County Iowa | 3 | $ 51,000 | $ 17,000 | $ 86,000 |
| Miami County Kansas | 3 | $ 77,000 | $ 25,000 | $ 82,000 |
| Cass County Missouri | 3 | $ 79,000 | $ 26,000 | $ 45,000 |
| Franklin County Ohio | 3 | $ 73,000 | $ 24,000 | $ 69,000 |
| Hamilton County Ohio | 3 | $ 23,000 | $ 7,000 | $ 72,000 |
| Fayette County Pennsylvania | 3 | $ 50,000 | $ 16,000 | $ 39,000 |
| Kankakee County Illinois | 2 | $ 43,000 | $ 21,000 | $ 73,000 |
| Stephenson County Illinois | 2 | $ 26,000 | $ 13,000 | $ 26,000 |
| Delaware County Indiana | 2 | $ 35,000 | $ 17,000 | $ 110,000 |
| Hendricks County Indiana | 2 | $ 39,000 | $ 19,000 | $ 121,000 |
| Jasper County Indiana | 2 | $ 36,000 | $ 18,000 | $ 43,000 |
| Madison County Indiana | 2 | $ 12,000 | $ 6,000 | $ 36,000 |
| Marshall County Indiana | 2 | $ 36,000 | $ 18,000 | $ 34,000 |
| Wayne County Indiana | 2 | $ 10,000 | $ 5,000 | $ 11,000 |
| Dallas County Iowa | 2 | $ 42,000 | $ 21,000 | $ 90,000 |
| Jasper County Iowa | 2 | $ 48,000 | $ 24,000 | $ 114,000 |
| Marshall County Iowa | 2 | $ 35,000 | $ 17,000 | $ 88,000 |
| Douglas County Kansas | 2 | $ 63,000 | $ 31,000 | $ 84,000 |
| Baltimore County Maryland | 2 | $ 95,000 | $ 47,000 | $ 43,000 |
| Berrien County Michigan | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
| Cass County Michigan | 2 | $ 41,000 | $ 20,000 | $ 89,000 |
| Kalamazoo County Michigan | 2 | $ 30,000 | $ 15,000 | $ 55,000 |
| Kent County Michigan | 2 | $ 28,000 | $ 14,000 | $ 71,000 |
| Livingston County Michigan | 2 | $ 41,000 | $ 20,000 | $ 69,000 |
| Macomb County Michigan | 2 | $ 42,000 | $ 21,000 | $ 106,000 |
| Hennepin County Minnesota | 2 | $ 55,000 | $ 27,000 | $ 90,000 |
| Clay County Missouri | 2 | $ 33,000 | $ 16,000 | $ 81,000 |
| Ray County Missouri | 2 | $ 56,000 | $ 28,000 | $ 95,000 |
| Butler County Ohio | 2 | $ 54,000 | $ 27,000 | $ 87,000 |
| Mahoning County Ohio | 2 | $ 14,000 | $ 7,000 | $ 34,000 |
| York County Pennsylvania | 2 | $ 64,000 | $ 32,000 | $ 106,000 |
| Winnebago County Wisconsin | 2 | $ 10,000 | $ 5,000 | $ 58,000 |
| Maricopa County Arizona | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Contra Costa County California | 1 | $ 188,000 | $ 188,000 | $ 87,000 |
| Santa Cruz County California | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Larimer County Colorado | 1 | $ 277,000 | $ 277,000 | $ 178,000 |
| Broward County Florida | 1 | $ 135,000 | $ 135,000 | $ 174,000 |
| Volusia County Florida | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| Clayton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Boone County Illinois | 1 | $ 4,000 | $ 4,000 | $ 17,000 |
| Champaign County Illinois | 1 | $ 6,000 | $ 6,000 | $ 123,000 |
| Coles County Illinois | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| DeKalb County Illinois | 1 | $ 175,000 | $ 175,000 | $ 441,000 |
| Ford County Illinois | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Greene County Illinois | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Hamilton County Illinois | 1 | $ 7,000 | $ 7,000 | $ 13,000 |
| Iroquois County Illinois | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Kendall County Illinois | 1 | $ 25,000 | $ 25,000 | $ 216,000 |
| Peoria County Illinois | 1 | $ 6,000 | $ 6,000 | $ 66,000 |
| Pope County Illinois | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Rock Island County Illinois | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Vermilion County Illinois | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Blackford County Indiana | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Boone County Indiana | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Clark County Indiana | 1 | $ 6,000 | $ 6,000 | $ 83,000 |
| Greene County Indiana | 1 | $ 4,000 | $ 4,000 | $ 74,000 |
| Hamilton County Indiana | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Henry County Indiana | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Johnson County Indiana | 1 | $ 30,000 | $ 30,000 | $ 210,000 |
| Monroe County Indiana | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Perry County Indiana | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Posey County Indiana | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
| Pulaski County Indiana | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Starke County Indiana | 1 | $ 12,000 | $ 12,000 | $ 42,000 |
| Sullivan County Indiana | 1 | $ 4,000 | $ 4,000 | $ 18,000 |
| Tippecanoe County Indiana | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| Vanderburgh County Indiana | 1 | $ 7,000 | $ 7,000 | $ 116,000 |
| Vigo County Indiana | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| Warrick County Indiana | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| White County Indiana | 1 | $ 19,000 | $ 19,000 | $ 62,000 |
| Clarke County Iowa | 1 | $ 19,000 | $ 19,000 | $ 128,000 |
| Decatur County Iowa | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Hamilton County Iowa | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Linn County Iowa | 1 | $ 27,000 | $ 27,000 | $ 104,000 |
| Lucas County Iowa | 1 | $ 16,000 | $ 16,000 | $ 32,000 |
| Story County Iowa | 1 | $ 23,000 | $ 23,000 | $ 72,000 |
| Clay County Kansas | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Franklin County Kansas | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Leavenworth County Kansas | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Ness County Kansas | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Sedgwick County Kansas | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Calhoun County Michigan | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Eaton County Michigan | 1 | $ 7,000 | $ 7,000 | $ 70,000 |
| Jackson County Michigan | 1 | $ 14,000 | $ 14,000 | $ 81,000 |
| St. Clair County Michigan | 1 | $ 24,000 | $ 24,000 | $ 68,000 |
| St. Joseph County Michigan | 1 | $ 13,000 | $ 13,000 | $ 36,000 |
| Dakota County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 235,000 |
| Clinton County Missouri | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Johnson County Missouri | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
| Lafayette County Missouri | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Randolph County Missouri | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Clark County Nevada | 1 | $ 242,000 | $ 242,000 | $ 65,000 |
| Union County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 129,000 |
| Delaware County Ohio | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Jefferson County Ohio | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Lake County Ohio | 1 | $ 22,000 | $ 22,000 | $ 125,000 |
| Licking County Ohio | 1 | $ 32,000 | $ 32,000 | $ 82,000 |
| Logan County Ohio | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
| Lucas County Ohio | 1 | $ 14,000 | $ 14,000 | $ 73,000 |
| Trumbull County Ohio | 1 | $ 6,000 | $ 6,000 | $ 27,000 |
| Wayne County Ohio | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Armstrong County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Cambria County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 143,000 |
| Chester County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 130,000 |
| Greene County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 31,000 |
| Monroe County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 132,000 |
| Douglas County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 2,160,000 |
| Eau Claire County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 132,000 |
| Green County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 49,000 |
| Juneau County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| La Crosse County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Marathon County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Pierce County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 98,000 |
| Portage County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Waupaca County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 25,000 |
| Wood County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,138 | $18,302,000 | $16,000 | $100,000 | $72,000 | $2,160,000 |
| Refinancing | 86 | $21,145,000 | $245,000 | $534,000 | $119,000 | $565,000 |
| Home Purchase | 52 | $11,949,000 | $229,000 | $585,000 | $114,000 | $595,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 835 | $38,156,000 | $45,000 | $585,000 | $81,000 | $2,160,000 |
| Black or African American | 289 | $5,404,000 | $18,000 | $393,000 | $67,000 | $1,320,000 |
| Hispanic | 119 | $4,373,000 | $36,000 | $392,000 | $77,000 | $358,000 |
| Asian | 24 | $3,282,000 | $136,000 | $417,000 | $71,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $125,000 | $20,000 | $40,000 | $46,000 | $88,000 |
| American Indian or Alaskan Native | 3 | $56,000 | $18,000 | $22,000 | $54,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 866 | $42,977,000 | $49,000 | $585,000 | $82,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 409 | $8,188,000 | $20,000 | $393,000 | $66,000 | $245,000 |
| VA-guaranteed (Veterans Administration) | 1 | $231,000 | $231,000 | $231,000 | $70,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 589 | $12,703,000 | $21,000 | $368,000 | $70,000 | $2,160,000 |
| Loan Originated | 390 | $25,468,000 | $65,000 | $585,000 | $90,000 | $595,000 |
| File Closed For Incompleteness | 169 | $3,297,000 | $19,000 | $417,000 | $70,000 | $265,000 |
| Application Approved But Not Accepted | 78 | $7,901,000 | $101,000 | $534,000 | $77,000 | $328,000 |
| Application Withdrawn By Applicant | 50 | $2,027,000 | $40,000 | $507,000 | $83,000 | $358,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 491 | $8,082,000 | $16,000 | $332,000 | $66,000 | $1,320,000 |
| Debt-To-Income Ratio | 86 | $2,799,000 | $32,000 | $341,000 | $66,000 | $441,000 |
| Other | 6 | $476,000 | $79,000 | $319,000 | $420,000 | $2,160,000 |
| Collateral | 5 | $978,000 | $195,000 | $297,000 | $102,000 | $153,000 |
| Employment History | 1 | $368,000 | $368,000 | $368,000 | $78,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.