South Central Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
South Central Bank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | South Central Bank, National Association 525 W Roosevelt Rd Chicago, IL 60607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,196 |
| Total Mortgage Loan Application Amount | $50,804,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $820,000 |
| Average Applicant Income | $120,333 |
| Highest Applicant Income | $1,157,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with South Central Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing South Central Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down South Central Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how South Central Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by South Central Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at South Central Bank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 386 | $ 26,255,000 | $ 68,000 | $ 92,000 |
| Milwaukee County Wisconsin | 86 | $ 1,544,000 | $ 17,000 | $ 71,000 |
| Stark County Ohio | 40 | $ 570,000 | $ 14,000 | $ 44,000 |
| Racine County Wisconsin | 39 | $ 730,000 | $ 18,000 | $ 65,000 |
| Waukesha County Wisconsin | 38 | $ 645,000 | $ 16,000 | $ 88,000 |
| Kenosha County Wisconsin | 31 | $ 587,000 | $ 18,000 | $ 69,000 |
| Summit County Ohio | 30 | $ 426,000 | $ 14,000 | $ 56,000 |
| Allegheny County Pennsylvania | 29 | $ 520,000 | $ 17,000 | $ 68,000 |
| Lake County Indiana | 24 | $ 641,000 | $ 26,000 | $ 60,000 |
| Cuyahoga County Ohio | 24 | $ 312,000 | $ 13,000 | $ 85,000 |
| Will County Illinois | 23 | $ 1,556,000 | $ 67,000 | $ 89,000 |
| Jefferson County Kentucky | 19 | $ 601,000 | $ 31,000 | $ 118,000 |
| Westmoreland County Pennsylvania | 18 | $ 366,000 | $ 20,000 | $ 55,000 |
| Washington County Wisconsin | 14 | $ 263,000 | $ 18,000 | $ 76,000 |
| DuPage County Illinois | 11 | $ 371,000 | $ 33,000 | $ 208,000 |
| Dodge County Wisconsin | 11 | $ 182,000 | $ 16,000 | $ 70,000 |
| Sheboygan County Wisconsin | 11 | $ 215,000 | $ 19,000 | $ 48,000 |
| Lake County Illinois | 10 | $ 988,000 | $ 98,000 | $ 121,000 |
| Allen County Indiana | 10 | $ 201,000 | $ 20,000 | $ 63,000 |
| Ozaukee County Wisconsin | 10 | $ 185,000 | $ 18,000 | $ 99,000 |
| Kent County Michigan | 9 | $ 130,000 | $ 14,000 | $ 47,000 |
| Dane County Wisconsin | 9 | $ 143,000 | $ 15,000 | $ 86,000 |
| Polk County Iowa | 8 | $ 111,000 | $ 13,000 | $ 68,000 |
| Lorain County Ohio | 8 | $ 76,000 | $ 9,000 | $ 56,000 |
| Beaver County Pennsylvania | 8 | $ 124,000 | $ 15,000 | $ 85,000 |
| Walworth County Wisconsin | 8 | $ 151,000 | $ 18,000 | $ 89,000 |
| Kane County Illinois | 6 | $ 266,000 | $ 44,000 | $ 80,000 |
| Marion County Indiana | 6 | $ 65,000 | $ 10,000 | $ 39,000 |
| Warren County Iowa | 6 | $ 78,000 | $ 13,000 | $ 111,000 |
| Scott County Kentucky | 6 | $ 178,000 | $ 29,000 | $ 150,000 |
| Baltimore City County Maryland | 6 | $ 98,000 | $ 16,000 | $ 60,000 |
| Wayne County Ohio | 6 | $ 80,000 | $ 13,000 | $ 53,000 |
| Fond du Lac County Wisconsin | 6 | $ 158,000 | $ 26,000 | $ 52,000 |
| Sangamon County Illinois | 5 | $ 136,000 | $ 27,000 | $ 48,000 |
| Fayette County Kentucky | 5 | $ 145,000 | $ 29,000 | $ 85,000 |
| Mahoning County Ohio | 5 | $ 94,000 | $ 18,000 | $ 30,000 |
| Berks County Pennsylvania | 5 | $ 140,000 | $ 28,000 | $ 75,000 |
| Fayette County Pennsylvania | 5 | $ 99,000 | $ 19,000 | $ 68,000 |
| Kankakee County Illinois | 4 | $ 695,000 | $ 173,000 | $ 87,000 |
| Monroe County Indiana | 4 | $ 120,000 | $ 30,000 | $ 88,000 |
| St. Joseph County Indiana | 4 | $ 458,000 | $ 114,000 | $ 106,000 |
| Wapello County Iowa | 4 | $ 79,000 | $ 19,000 | $ 83,000 |
| Medina County Ohio | 4 | $ 75,000 | $ 18,000 | $ 106,000 |
| York County Pennsylvania | 4 | $ 90,000 | $ 22,000 | $ 107,000 |
| Tazewell County Illinois | 3 | $ 447,000 | $ 149,000 | $ 60,000 |
| Clarke County Iowa | 3 | $ 43,000 | $ 14,000 | $ 61,000 |
| Madison County Kentucky | 3 | $ 81,000 | $ 27,000 | $ 139,000 |
| Lake County Ohio | 3 | $ 40,000 | $ 13,000 | $ 73,000 |
| Portage County Ohio | 3 | $ 43,000 | $ 14,000 | $ 54,000 |
| Butler County Pennsylvania | 3 | $ 31,000 | $ 10,000 | $ 72,000 |
| Northampton County Pennsylvania | 3 | $ 98,000 | $ 32,000 | $ 76,000 |
| Jefferson County Wisconsin | 3 | $ 37,000 | $ 12,000 | $ 61,000 |
| Kendall County Illinois | 2 | $ 75,000 | $ 37,000 | $ 132,000 |
| McHenry County Illinois | 2 | $ 80,000 | $ 40,000 | $ 90,000 |
| Peoria County Illinois | 2 | $ 57,000 | $ 28,000 | $ 65,000 |
| Clark County Indiana | 2 | $ 8,000 | $ 4,000 | $ 77,000 |
| Grant County Indiana | 2 | $ 44,000 | $ 22,000 | $ 30,000 |
| Madison County Indiana | 2 | $ 25,000 | $ 12,000 | $ 41,000 |
| Porter County Indiana | 2 | $ 322,000 | $ 161,000 | $ 47,000 |
| Tippecanoe County Indiana | 2 | $ 8,000 | $ 4,000 | $ 39,000 |
| Wayne County Indiana | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Jasper County Iowa | 2 | $ 30,000 | $ 15,000 | $ 33,000 |
| Madison County Iowa | 2 | $ 37,000 | $ 18,000 | $ 83,000 |
| Story County Iowa | 2 | $ 34,000 | $ 17,000 | $ 60,000 |
| Kenton County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 103,000 |
| Baltimore County Maryland | 2 | $ 38,000 | $ 19,000 | $ 50,000 |
| Allegan County Michigan | 2 | $ 35,000 | $ 17,000 | $ 49,000 |
| Genesee County Michigan | 2 | $ 44,000 | $ 22,000 | $ 72,000 |
| Muskegon County Michigan | 2 | $ 31,000 | $ 15,000 | $ 37,000 |
| Clay County Missouri | 2 | $ 43,000 | $ 21,000 | $ 43,000 |
| Geauga County Ohio | 2 | $ 37,000 | $ 18,000 | $ 186,000 |
| Montgomery County Ohio | 2 | $ 52,000 | $ 26,000 | $ 63,000 |
| Paulding County Ohio | 2 | $ 32,000 | $ 16,000 | $ 79,000 |
| Dauphin County Pennsylvania | 2 | $ 44,000 | $ 22,000 | $ 78,000 |
| Franklin County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
| Lancaster County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 210,000 |
| Lebanon County Pennsylvania | 2 | $ 33,000 | $ 16,000 | $ 56,000 |
| Lehigh County Pennsylvania | 2 | $ 47,000 | $ 23,000 | $ 59,000 |
| Montgomery County Pennsylvania | 2 | $ 47,000 | $ 23,000 | $ 73,000 |
| Brown County Wisconsin | 2 | $ 55,000 | $ 27,000 | $ 55,000 |
| Marathon County Wisconsin | 2 | $ 78,000 | $ 39,000 | $ 27,000 |
| Maricopa County Arizona | 1 | $ 820,000 | $ 820,000 | $ 310,000 |
| Conway County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| White County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 86,000 |
| Orange County California | 1 | $ 400,000 | $ 400,000 | $ 194,000 |
| San Diego County California | 1 | $ 500,000 | $ 500,000 | $ 180,000 |
| Collier County Florida | 1 | $ 750,000 | $ 750,000 | $ 255,000 |
| Alexander County Illinois | 1 | $ 6,000 | $ 6,000 | $ 40,000 |
| Cass County Illinois | 1 | $ 7,000 | $ 7,000 | $ 59,000 |
| Champaign County Illinois | 1 | $ 4,000 | $ 4,000 | $ 43,000 |
| DeKalb County Illinois | 1 | $ 4,000 | $ 4,000 | $ 16,000 |
| Franklin County Illinois | 1 | $ 4,000 | $ 4,000 | $ 43,000 |
| Jackson County Illinois | 1 | $ 9,000 | $ 9,000 | $ 14,000 |
| Livingston County Illinois | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Macoupin County Illinois | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Madison County Illinois | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| McDonough County Illinois | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Rock Island County Illinois | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Shelby County Illinois | 1 | $ 8,000 | $ 8,000 | $ 96,000 |
| Wayne County Illinois | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Whiteside County Illinois | 1 | $ 117,000 | $ 117,000 | $ 240,000 |
| Winnebago County Illinois | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Cass County Indiana | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| Decatur County Indiana | 1 | $ 17,000 | $ 17,000 | $ 74,000 |
| DeKalb County Indiana | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Delaware County Indiana | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Floyd County Indiana | 1 | $ 10,000 | $ 10,000 | $ 126,000 |
| Franklin County Indiana | 1 | $ 15,000 | $ 15,000 | $ 148,000 |
| Hamilton County Indiana | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Hendricks County Indiana | 1 | $ 4,000 | $ 4,000 | $ 39,000 |
| Howard County Indiana | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Jackson County Indiana | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Kosciusko County Indiana | 1 | $ 4,000 | $ 4,000 | $ 113,000 |
| LaGrange County Indiana | 1 | $ 21,000 | $ 21,000 | $ 121,000 |
| Lawrence County Indiana | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Marshall County Indiana | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Miami County Indiana | 1 | $ 10,000 | $ 10,000 | $ 17,000 |
| Montgomery County Indiana | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Noble County Indiana | 1 | $ 14,000 | $ 14,000 | $ 60,000 |
| Ohio County Indiana | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Owen County Indiana | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Posey County Indiana | 1 | $ 14,000 | $ 14,000 | $ 54,000 |
| Steuben County Indiana | 1 | $ 50,000 | $ 50,000 | $ 140,000 |
| Tipton County Indiana | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Vanderburgh County Indiana | 1 | $ 9,000 | $ 9,000 | $ 72,000 |
| Vigo County Indiana | 1 | $ 4,000 | $ 4,000 | $ 12,000 |
| Wells County Indiana | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Appanoose County Iowa | 1 | $ 24,000 | $ 24,000 | $ 98,000 |
| Boone County Iowa | 1 | $ 8,000 | $ 8,000 | $ 115,000 |
| Dallas County Iowa | 1 | $ 20,000 | $ 20,000 | $ 129,000 |
| Davis County Iowa | 1 | $ 13,000 | $ 13,000 | $ 89,000 |
| Greene County Iowa | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Hardin County Iowa | 1 | $ 19,000 | $ 19,000 | $ 94,000 |
| Jefferson County Iowa | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Keokuk County Iowa | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Marion County Iowa | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Johnson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 175,000 |
| Boone County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 213,000 |
| Bullitt County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 137,000 |
| Clark County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Jessamine County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Shelby County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 116,000 |
| Spencer County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 151,000 |
| Frederick County Maryland | 1 | $ 33,000 | $ 33,000 | $ 215,000 |
| Berrien County Michigan | 1 | $ 329,000 | $ 329,000 | $ 545,000 |
| Gratiot County Michigan | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Mecosta County Michigan | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Johnson County Missouri | 1 | $ 24,000 | $ 24,000 | $ 140,000 |
| Sullivan County Missouri | 1 | $ 16,000 | $ 16,000 | $ 108,000 |
| Clark County Nevada | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| New York County New York | 1 | $ 400,000 | $ 400,000 | $ 335,000 |
| Columbiana County Ohio | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Knox County Ohio | 1 | $ 7,000 | $ 7,000 | $ 64,000 |
| Mercer County Ohio | 1 | $ 26,000 | $ 26,000 | $ 106,000 |
| Tuscarawas County Ohio | 1 | $ 5,000 | $ 5,000 | $ 97,000 |
| Warren County Ohio | 1 | $ 20,000 | $ 20,000 | $ 142,000 |
| Cumberland County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Greene County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 96,000 |
| Indiana County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Washington County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 300,000 |
| Anderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Davidson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
| Hickman County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Knox County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Putnam County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
| Rutherford County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Shelby County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 55,000 |
| Sumner County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 186,000 |
| Adams County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 16,000 |
| Clark County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Columbia County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Eau Claire County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Green Lake County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 65,000 |
| Juneau County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Marinette County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Monroe County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Outagamie County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Polk County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 48,000 |
| Rock County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Winnebago County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for South Central Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,064 | $19,007,000 | $17,000 | $100,000 | $74,000 | $374,000 |
| Home Purchase | 70 | $16,714,000 | $238,000 | $800,000 | $130,000 | $797,000 |
| Refinancing | 62 | $15,083,000 | $243,000 | $820,000 | $157,000 | $1,157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 708 | $30,575,000 | $43,000 | $820,000 | $84,000 | $1,157,000 |
| Black or African American | 251 | $5,828,000 | $23,000 | $418,000 | $72,000 | $545,000 |
| Hispanic | 110 | $7,374,000 | $67,000 | $800,000 | $93,000 | $797,000 |
| Not Provided | 81 | $1,523,000 | $18,000 | $61,000 | $74,000 | $240,000 |
| Asian | 35 | $5,076,000 | $145,000 | $400,000 | $97,000 | $364,000 |
| American Indian or Alaskan Native | 5 | $88,000 | $17,000 | $40,000 | $49,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $100,000 | $20,000 | $50,000 | $86,000 | $137,000 |
| Not applicable | 1 | $240,000 | $240,000 | $240,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 976 | $43,830,000 | $44,000 | $820,000 | $84,000 | $1,157,000 |
| FHA-insured (Federal Housing Administration) | 216 | $6,021,000 | $27,000 | $312,000 | $73,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 4 | $953,000 | $238,000 | $245,000 | $57,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 518 | $11,874,000 | $22,000 | $404,000 | $62,000 | $250,000 |
| Loan Originated | 363 | $24,823,000 | $68,000 | $820,000 | $105,000 | $1,157,000 |
| File Closed For Incompleteness | 157 | $2,899,000 | $18,000 | $150,000 | $76,000 | $374,000 |
| Application Withdrawn By Applicant | 90 | $3,899,000 | $43,000 | $710,000 | $96,000 | $335,000 |
| Application Approved But Not Accepted | 63 | $5,912,000 | $93,000 | $400,000 | $104,000 | $456,000 |
| Preapproval Approved but not Accepted | 5 | $1,397,000 | $279,000 | $450,000 | $140,000 | $336,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 411 | $8,689,000 | $21,000 | $374,000 | $60,000 | $208,000 |
| Debt-To-Income Ratio | 91 | $2,225,000 | $24,000 | $404,000 | $63,000 | $199,000 |
| Other | 10 | $231,000 | $23,000 | $56,000 | $103,000 | $240,000 |
| Collateral | 3 | $473,000 | $157,000 | $218,000 | $144,000 | $250,000 |
| Credit Application Incomplete | 1 | $81,000 | $81,000 | $81,000 | $61,000 | $61,000 |
| Unverifiable Information | 1 | $11,000 | $11,000 | $11,000 | $34,000 | $34,000 |
| Employment History | 1 | $164,000 | $164,000 | $164,000 | $120,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into South Central Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess South Central Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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