South Central Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for South Central Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | South Central Bank, Inc. 501 S L Rogers Wells Blvd Glasgow, KY 42141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,658 |
| Total Mortgage Loan Application Amount | $657,750,000 |
| Average Mortgage Loan Application Amount | $144,800 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $114,600 |
| Highest Applicant Income | $5,004,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Kentucky | 784 | $ 134,210,000 | $ 171,000 | $ 98,000 |
| Hardin County Kentucky | 496 | $ 94,320,000 | $ 190,000 | $ 102,000 |
| Barren County Kentucky | 435 | $ 56,255,000 | $ 129,000 | $ 92,000 |
| Daviess County Kentucky | 269 | $ 39,935,000 | $ 148,000 | $ 95,000 |
| Jefferson County Kentucky | 248 | $ 67,850,000 | $ 273,000 | $ 163,000 |
| Monroe County Kentucky | 123 | $ 11,965,000 | $ 97,000 | $ 69,000 |
| Fayette County Kentucky | 121 | $ 27,695,000 | $ 228,000 | $ 119,000 |
| Allen County Kentucky | 108 | $ 12,780,000 | $ 118,000 | $ 80,000 |
| Meade County Kentucky | 88 | $ 16,110,000 | $ 183,000 | $ 81,000 |
| Hart County Kentucky | 65 | $ 6,595,000 | $ 101,000 | $ 74,000 |
| Metcalfe County Kentucky | 58 | $ 5,030,000 | $ 86,000 | $ 62,000 |
| Simpson County Kentucky | 54 | $ 8,340,000 | $ 154,000 | $ 73,000 |
| Oldham County Kentucky | 49 | $ 15,555,000 | $ 317,000 | $ 157,000 |
| Edmonson County Kentucky | 41 | $ 5,025,000 | $ 122,000 | $ 70,000 |
| Nelson County Kentucky | 31 | $ 7,015,000 | $ 226,000 | $ 74,000 |
| Pulaski County Kentucky | 30 | $ 5,830,000 | $ 194,000 | $ 84,000 |
| Adair County Kentucky | 29 | $ 4,375,000 | $ 150,000 | $ 97,000 |
| Davidson County Tennessee | 28 | $ 7,430,000 | $ 265,000 | $ 148,000 |
| Grayson County Kentucky | 27 | $ 4,555,000 | $ 168,000 | $ 100,000 |
| Logan County Kentucky | 27 | $ 3,015,000 | $ 111,000 | $ 80,000 |
| Bullitt County Kentucky | 25 | $ 4,575,000 | $ 183,000 | $ 99,000 |
| Larue County Kentucky | 24 | $ 3,540,000 | $ 147,000 | $ 89,000 |
| Rutherford County Tennessee | 24 | $ 6,750,000 | $ 281,000 | $ 124,000 |
| Breckinridge County Kentucky | 23 | $ 3,215,000 | $ 139,000 | $ 94,000 |
| Boone County Kentucky | 19 | $ 4,785,000 | $ 251,000 | $ 163,000 |
| Jessamine County Kentucky | 19 | $ 5,925,000 | $ 311,000 | $ 147,000 |
| Madison County Kentucky | 18 | $ 3,450,000 | $ 191,000 | $ 113,000 |
| Butler County Kentucky | 17 | $ 2,275,000 | $ 133,000 | $ 83,000 |
| Campbell County Kentucky | 16 | $ 3,600,000 | $ 225,000 | $ 115,000 |
| Ohio County Kentucky | 16 | $ 2,020,000 | $ 126,000 | $ 72,000 |
| Scott County Kentucky | 16 | $ 4,760,000 | $ 297,000 | $ 118,000 |
| Shelby County Kentucky | 12 | $ 2,740,000 | $ 228,000 | $ 123,000 |
| Franklin County Kentucky | 11 | $ 4,745,000 | $ 431,000 | $ 77,000 |
| Williamson County Tennessee | 11 | $ 3,755,000 | $ 341,000 | $ 132,000 |
| Pike County Kentucky | 10 | $ 1,940,000 | $ 194,000 | $ 127,000 |
| Anderson County Kentucky | 9 | $ 1,585,000 | $ 176,000 | $ 76,000 |
| Hancock County Kentucky | 9 | $ 1,735,000 | $ 192,000 | $ 80,000 |
| Woodford County Kentucky | 9 | $ 3,845,000 | $ 427,000 | $ 180,000 |
| Carroll County Kentucky | 8 | $ 1,280,000 | $ 160,000 | $ 70,000 |
| Kenton County Kentucky | 7 | $ 1,525,000 | $ 217,000 | $ 150,000 |
| Sumner County Tennessee | 7 | $ 2,095,000 | $ 299,000 | $ 139,000 |
| Cumberland County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 90,000 |
| Gallatin County Kentucky | 6 | $ 960,000 | $ 160,000 | $ 108,000 |
| Russell County Kentucky | 6 | $ 880,000 | $ 146,000 | $ 87,000 |
| Taylor County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 69,000 |
| Todd County Kentucky | 6 | $ 1,120,000 | $ 186,000 | $ 109,000 |
| Clinton County Kentucky | 5 | $ 865,000 | $ 173,000 | $ 71,000 |
| Green County Kentucky | 5 | $ 635,000 | $ 127,000 | $ 83,000 |
| Hickman County Kentucky | 5 | $ 1,275,000 | $ 255,000 | $ 67,000 |
| McCracken County Kentucky | 5 | $ 625,000 | $ 125,000 | $ 84,000 |
| Mercer County Kentucky | 5 | $ 1,215,000 | $ 243,000 | $ 104,000 |
| Muhlenberg County Kentucky | 5 | $ 525,000 | $ 105,000 | $ 66,000 |
| Lee County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 235,000 |
| Monroe County Florida | 4 | $ 3,150,000 | $ 787,000 | $ 430,000 |
| Harrison County Indiana | 4 | $ 970,000 | $ 242,000 | $ 85,000 |
| Spencer County Indiana | 4 | $ 400,000 | $ 100,000 | $ 74,000 |
| Christian County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 57,000 |
| Garrard County Kentucky | 4 | $ 1,110,000 | $ 277,000 | $ 200,000 |
| Henry County Kentucky | 4 | $ 740,000 | $ 185,000 | $ 77,000 |
| Marshall County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 77,000 |
| Owen County Kentucky | 4 | $ 610,000 | $ 152,000 | $ 84,000 |
| Clay County Tennessee | 4 | $ 500,000 | $ 125,000 | $ 78,000 |
| Bay County Florida | 3 | $ 675,000 | $ 225,000 | $ 194,000 |
| Walton County Florida | 3 | $ 2,735,000 | $ 911,000 | $ 314,000 |
| Cherokee County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 261,000 |
| Floyd County Indiana | 3 | $ 495,000 | $ 165,000 | $ 200,000 |
| Hamilton County Indiana | 3 | $ 1,255,000 | $ 418,000 | $ 274,000 |
| Carlisle County Kentucky | 3 | $ 555,000 | $ 185,000 | $ 67,000 |
| Trimble County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Leelanau County Michigan | 3 | $ 1,335,000 | $ 445,000 | $ 276,000 |
| Allegheny County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 209,000 |
| Greenwood County South Carolina | 3 | $ 465,000 | $ 155,000 | $ 101,000 |
| Macon County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 58,000 |
| Norfolk County Virginia | 3 | $ 1,205,000 | $ 401,000 | $ 178,000 |
| Collier County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 145,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 176,000 |
| Orange County Florida | 2 | $ 870,000 | $ 435,000 | $ 475,000 |
| Forsyth County Georgia | 2 | $ 650,000 | $ 325,000 | $ 137,000 |
| Fulton County Georgia | 2 | $ 720,000 | $ 360,000 | $ 472,000 |
| Clark County Indiana | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Johnson County Indiana | 2 | $ 230,000 | $ 115,000 | $ 150,000 |
| Bell County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Bourbon County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Clark County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Grant County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Hopkins County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Johnson County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Leslie County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 19,000 |
| McLean County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Pendleton County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 121,000 |
| Perry County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 128,000 |
| Spencer County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Washington County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Wayne County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 82,000 |
| Monroe County Michigan | 2 | $ 340,000 | $ 170,000 | $ 110,000 |
| Buchanan County Missouri | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Monroe County New York | 2 | $ 270,000 | $ 135,000 | $ 158,000 |
| Coffee County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 250,000 |
| Franklin County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 172,000 |
| Maury County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 471,000 |
| Roanoke City County Virginia | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Marion County Alabama | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Morgan County Alabama | 1 | $ 495,000 | $ 495,000 | $ 92,000 |
| Maricopa County Arizona | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Sacramento County California | 1 | $ 295,000 | $ 295,000 | $ 744,000 |
| El Paso County Colorado | 1 | $ 515,000 | $ 515,000 | $ 233,000 |
| District of Columbia County District Of Columbia | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Franklin County Florida | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Osceola County Florida | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Sarasota County Florida | 1 | $ 785,000 | $ 785,000 | $ 275,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Volusia County Florida | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Columbia County Georgia | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Bartholomew County Indiana | 1 | $ 1,055,000 | $ 1,055,000 | $ 5,004,000 |
| Vanderburgh County Indiana | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Warrick County Indiana | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Boyle County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 182,000 |
| Caldwell County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Casey County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Floyd County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Greenup County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Henderson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Lawrence County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Lincoln County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Lyon County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 157,000 |
| Magoffin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Menifee County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Montgomery County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Nicholas County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Trigg County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| St. Charles County Missouri | 1 | $ 135,000 | $ 135,000 | $ 271,000 |
| Clermont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Northampton County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cannon County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 257,000 |
| Dickson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Jefferson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Knox County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Sevier County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Chesapeake County Virginia | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| James City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Lee County Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Virginia Beach County Virginia | 1 | $ 195,000 | $ 195,000 | $ 206,000 |
| Kanawha County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 249,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for South Central Bank, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,604 | $312,130,000 | $194,000 | $3,155,000 | $105,000 | $1,680,000 |
| Home Purchase | 1,073 | $203,885,000 | $190,000 | $2,845,000 | $91,000 | $1,463,000 |
| Cash-out Refinancing | 594 | $112,000,000 | $188,000 | $1,285,000 | $106,000 | $1,104,000 |
| Other Purpose | 230 | $18,270,000 | $79,000 | $385,000 | $106,000 | $1,189,000 |
| Home Improvement | 157 | $11,465,000 | $73,000 | $1,055,000 | $165,000 | $5,004,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,058 | $520,880,000 | $170,000 | $1,575,000 | $103,000 | $5,004,000 |
| Not Provided | 215 | $43,555,000 | $202,000 | $855,000 | $110,000 | $800,000 |
| Not applicable | 166 | $51,200,000 | $308,000 | $3,155,000 | $0 | $0 |
| Asian | 68 | $14,140,000 | $207,000 | $515,000 | $119,000 | $1,344,000 |
| Black or African American | 56 | $9,190,000 | $164,000 | $515,000 | $87,000 | $317,000 |
| Hispanic | 37 | $7,075,000 | $191,000 | $515,000 | $95,000 | $408,000 |
| American Indian or Alaskan Native | 14 | $2,660,000 | $190,000 | $285,000 | $88,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $416,000 | $416,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,222 | $575,320,000 | $178,000 | $3,155,000 | $109,000 | $5,004,000 |
| VA-guaranteed (Veterans Administration) | 176 | $45,390,000 | $257,000 | $525,000 | $102,000 | $260,000 |
| FHA-insured (Federal Housing Administration) | 162 | $24,160,000 | $149,000 | $315,000 | $57,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 98 | $12,880,000 | $131,000 | $285,000 | $45,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,838 | $509,940,000 | $179,000 | $3,155,000 | $105,000 | $5,004,000 |
| Application Withdrawn By Applicant | 473 | $92,235,000 | $195,000 | $1,225,000 | $112,000 | $1,680,000 |
| Application Denied By Financial Institution | 347 | $55,575,000 | $160,000 | $1,575,000 | $84,000 | $804,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,311 | $602,175,000 | $181,000 | $3,155,000 | $106,000 | $5,004,000 |
| Credit History | 109 | $12,585,000 | $115,000 | $365,000 | $68,000 | $267,000 |
| Debt-To-Income Ratio | 104 | $18,460,000 | $177,000 | $475,000 | $72,000 | $744,000 |
| Collateral | 58 | $10,190,000 | $175,000 | $575,000 | $112,000 | $672,000 |
| Other | 24 | $4,680,000 | $195,000 | $515,000 | $140,000 | $804,000 |
| Credit Application Incomplete | 21 | $4,865,000 | $231,000 | $1,575,000 | $122,000 | $503,000 |
| Employment History | 18 | $2,530,000 | $140,000 | $285,000 | $50,000 | $90,000 |
| Unverifiable Information | 7 | $1,275,000 | $182,000 | $395,000 | $89,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $990,000 | $165,000 | $275,000 | $60,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.