Southern Bank
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Southern Bank
531 Vine St
Poplar Bluff, MO 63901
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,112
Total Mortgage Loan Application Amount $202,100,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $7,765,000
Average Applicant Income $88,600
Highest Applicant Income $1,500,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Butler County Missouri 108 $ 15,150,000 $ 140,000 $ 95,000
Cape Girardeau County Missouri 101 $ 23,055,000 $ 228,000 $ 127,000
Stoddard County Missouri 83 $ 9,925,000 $ 119,000 $ 91,000
Howell County Missouri 68 $ 7,840,000 $ 115,000 $ 77,000
Craighead County Arkansas 64 $ 10,800,000 $ 168,000 $ 129,000
Ripley County Missouri 64 $ 7,130,000 $ 111,000 $ 101,000
Webster County Missouri 64 $ 7,870,000 $ 122,000 $ 78,000
Greene County Missouri 61 $ 8,265,000 $ 135,000 $ 93,000
Oregon County Missouri 57 $ 4,375,000 $ 76,000 $ 57,000
Dunklin County Missouri 55 $ 4,315,000 $ 78,000 $ 64,000
Greene County Arkansas 39 $ 4,315,000 $ 110,000 $ 76,000
White County Arkansas 31 $ 6,315,000 $ 203,000 $ 67,000
Carter County Missouri 30 $ 3,630,000 $ 121,000 $ 105,000
Independence County Arkansas 28 $ 2,780,000 $ 99,000 $ 82,000
Christian County Missouri 22 $ 4,110,000 $ 186,000 $ 90,000
Taney County Missouri 17 $ 9,005,000 $ 529,000 $ 144,000
Fulton County Arkansas 16 $ 1,740,000 $ 108,000 $ 77,000
Scott County Missouri 16 $ 1,820,000 $ 113,000 $ 95,000
Stone County Missouri 15 $ 2,025,000 $ 135,000 $ 113,000
Pulaski County Arkansas 11 $ 3,605,000 $ 327,000 $ 231,000
Sharp County Arkansas 9 $ 605,000 $ 67,000 $ 60,000
New Madrid County Missouri 9 $ 1,045,000 $ 116,000 $ 74,000
Jackson County Arkansas 8 $ 530,000 $ 66,000 $ 65,000
Lonoke County Arkansas 8 $ 1,580,000 $ 197,000 $ 111,000
Wayne County Missouri 8 $ 920,000 $ 115,000 $ 98,000
Bollinger County Missouri 7 $ 705,000 $ 100,000 $ 48,000
Union County Illinois 6 $ 500,000 $ 83,000 $ 71,000
Clay County Arkansas 5 $ 395,000 $ 79,000 $ 66,000
Cleburne County Arkansas 5 $ 365,000 $ 73,000 $ 53,000
Poinsett County Arkansas 5 $ 465,000 $ 93,000 $ 81,000
Alexander County Illinois 5 $ 155,000 $ 31,000 $ 58,000
Dallas County Missouri 5 $ 435,000 $ 87,000 $ 68,000
Mississippi County Arkansas 4 $ 2,940,000 $ 735,000 $ 69,000
Ozark County Missouri 4 $ 200,000 $ 50,000 $ 59,000
Reynolds County Missouri 4 $ 870,000 $ 217,000 $ 161,000
Baxter County Arkansas 3 $ 565,000 $ 188,000 $ 111,000
Randolph County Arkansas 3 $ 305,000 $ 101,000 $ 77,000
Wright County Missouri 3 $ 695,000 $ 231,000 $ 73,000
Benton County Arkansas 2 $ 240,000 $ 120,000 $ 160,000
Faulkner County Arkansas 2 $ 200,000 $ 100,000 $ 114,000
Marion County Arkansas 2 $ 100,000 $ 50,000 $ 37,000
Van Buren County Arkansas 2 $ 180,000 $ 90,000 $ 151,000
Washington County Arkansas 2 $ 300,000 $ 150,000 $ 115,000
Pulaski County Illinois 2 $ 40,000 $ 20,000 $ 86,000
Williamson County Illinois 2 $ 390,000 $ 195,000 $ 200,000
Marshall County Kentucky 2 $ 460,000 $ 230,000 $ 396,000
Douglas County Missouri 2 $ 300,000 $ 150,000 $ 82,000
Lawrence County Missouri 2 $ 320,000 $ 160,000 $ 94,000
Mississippi County Missouri 2 $ 70,000 $ 35,000 $ 87,000
Pemiscot County Missouri 2 $ 180,000 $ 90,000 $ 61,000
St. Louis County Missouri 2 $ 920,000 $ 460,000 $ 150,000
Texas County Missouri 2 $ 320,000 $ 160,000 $ 35,000
Montgomery County Alabama 1 $ 7,475,000 $ 7,475,000 $ 0
Arkansas County Arkansas 1 $ 105,000 $ 105,000 $ 56,000
Saline County Arkansas 1 $ 175,000 $ 175,000 $ 138,000
Arapahoe County Colorado 1 $ 445,000 $ 445,000 $ 0
Orange County Florida 1 $ 375,000 $ 375,000 $ 122,000
Habersham County Georgia 1 $ 1,515,000 $ 1,515,000 $ 0
Jackson County Illinois 1 $ 85,000 $ 85,000 $ 59,000
Johnson County Illinois 1 $ 145,000 $ 145,000 $ 0
St. Clair County Illinois 1 $ 135,000 $ 135,000 $ 49,000
Doniphan County Kansas 1 $ 245,000 $ 245,000 $ 0
Johnson County Kansas 1 $ 285,000 $ 285,000 $ 252,000
Miami County Kansas 1 $ 205,000 $ 205,000 $ 208,000
Bolivar County Mississippi 1 $ 135,000 $ 135,000 $ 503,000
Harrison County Mississippi 1 $ 245,000 $ 245,000 $ 0
Camden County Missouri 1 $ 55,000 $ 55,000 $ 69,000
Cedar County Missouri 1 $ 105,000 $ 105,000 $ 95,000
Hickory County Missouri 1 $ 135,000 $ 135,000 $ 0
Jackson County Missouri 1 $ 185,000 $ 185,000 $ 77,000
Morgan County Missouri 1 $ 145,000 $ 145,000 $ 65,000
Perry County Missouri 1 $ 165,000 $ 165,000 $ 62,000
Phelps County Missouri 1 $ 65,000 $ 65,000 $ 41,000
Payne County Oklahoma 1 $ 265,000 $ 265,000 $ 0
Texas County Oklahoma 1 $ 1,195,000 $ 1,195,000 $ 0
Bradley County Tennessee 1 $ 2,945,000 $ 2,945,000 $ 0
Dyer County Tennessee 1 $ 235,000 $ 235,000 $ 136,000
Anderson County Texas 1 $ 1,765,000 $ 1,765,000 $ 0
Bexar County Texas 1 $ 4,305,000 $ 4,305,000 $ 0
Galveston County Texas 1 $ 145,000 $ 145,000 $ 83,000
Gregg County Texas 1 $ 5,005,000 $ 5,005,000 $ 0
Pecos County Texas 1 $ 1,025,000 $ 1,025,000 $ 0
Potter County Texas 1 $ 7,765,000 $ 7,765,000 $ 0
Rusk County Texas 1 $ 3,405,000 $ 3,405,000 $ 0
Taylor County Texas 1 $ 6,255,000 $ 6,255,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 668 $123,540,000 $184,000 $7,765,000 $90,000 $1,025,000
Refinancing 349 $70,105,000 $200,000 $6,255,000 $95,000 $1,500,000
Other Purpose 37 $3,775,000 $102,000 $425,000 $96,000 $503,000
Cash-out Refinancing 30 $3,190,000 $106,000 $195,000 $73,000 $200,000
Home Improvement 28 $1,490,000 $53,000 $245,000 $89,000 $672,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 911 $113,625,000 $124,000 $1,085,000 $92,000 $1,500,000
Not applicable 175 $85,935,000 $491,000 $7,765,000 $0 $0
Black or African American 7 $615,000 $87,000 $215,000 $49,000 $69,000
Hispanic 7 $425,000 $60,000 $105,000 $36,000 $66,000
Asian 5 $625,000 $125,000 $205,000 $91,000 $339,000
Not Provided 5 $715,000 $143,000 $385,000 $86,000 $162,000
American Indian or Alaskan Native 2 $160,000 $80,000 $105,000 $42,000 $69,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,024 $192,770,000 $188,000 $7,765,000 $96,000 $1,500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $9,330,000 $106,000 $285,000 $47,000 $87,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 972 $188,790,000 $194,000 $7,765,000 $97,000 $1,500,000
Application Withdrawn By Applicant 67 $7,585,000 $113,000 $275,000 $71,000 $239,000
Application Denied By Financial Institution 65 $4,975,000 $76,000 $345,000 $48,000 $160,000
Application Approved But Not Accepted 7 $665,000 $95,000 $195,000 $61,000 $118,000
File Closed For Incompleteness 1 $85,000 $85,000 $85,000 $23,000 $23,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,047 $197,125,000 $188,000 $7,765,000 $95,000 $1,500,000
Credit History 49 $3,705,000 $75,000 $345,000 $52,000 $160,000
Debt-To-Income Ratio 7 $525,000 $75,000 $145,000 $20,000 $25,000
Collateral 4 $480,000 $120,000 $215,000 $81,000 $150,000
Other 3 $115,000 $38,000 $75,000 $19,000 $30,000
Employment History 1 $5,000 $5,000 $5,000 $28,000 $28,000
Mortgage Insurance Denied 1 $145,000 $145,000 $145,000 $31,000 $31,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List