Southern Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Southern Mortgage Corporation
1515 East 71St Suite 300
Tulsa, OK 74136
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 852
Total Mortgage Loan Application Amount $48,877,000
Average Mortgage Loan Application Amount $55,000
Highest Mortgage Loan Application Amount $840,000
Average Applicant Income $92,000
Highest Applicant Income $896,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Mortgage Corporation by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa County Oklahoma 392 $ 28,497,000 $ 72,000 $ 99,000
Sedgwick County Kansas 113 $ 3,404,000 $ 30,000 $ 86,000
Rogers County Oklahoma 64 $ 3,184,000 $ 49,000 $ 91,000
Wagoner County Oklahoma 41 $ 2,189,000 $ 53,000 $ 65,000
Oklahoma County Oklahoma 35 $ 1,779,000 $ 50,000 $ 97,000
Faulkner County Arkansas 31 $ 1,029,000 $ 33,000 $ 87,000
Creek County Oklahoma 24 $ 1,460,000 $ 60,000 $ 87,000
Washington County Arkansas 22 $ 921,000 $ 41,000 $ 102,000
Butler County Kansas 19 $ 647,000 $ 34,000 $ 109,000
Pulaski County Arkansas 16 $ 642,000 $ 40,000 $ 99,000
Osage County Oklahoma 9 $ 569,000 $ 63,000 $ 69,000
Mayes County Oklahoma 8 $ 525,000 $ 65,000 $ 88,000
Payne County Oklahoma 8 $ 459,000 $ 57,000 $ 82,000
Cleveland County Oklahoma 7 $ 424,000 $ 60,000 $ 89,000
Benton County Arkansas 6 $ 201,000 $ 33,000 $ 73,000
Johnson County Arkansas 4 $ 57,000 $ 14,000 $ 48,000
Delaware County Oklahoma 4 $ 245,000 $ 61,000 $ 100,000
Cleburne County Arkansas 3 $ 92,000 $ 30,000 $ 259,000
Douglas County Kansas 3 $ 105,000 $ 35,000 $ 91,000
Washington County Oklahoma 3 $ 136,000 $ 45,000 $ 101,000
Sebastian County Arkansas 2 $ 145,000 $ 72,000 $ 264,000
San Francisco County California 2 $ 788,000 $ 394,000 $ 133,000
Johnson County Kansas 2 $ 69,000 $ 34,000 $ 65,000
Canadian County Oklahoma 2 $ 44,000 $ 22,000 $ 70,000
Logan County Oklahoma 2 $ 44,000 $ 22,000 $ 68,000
Okmulgee County Oklahoma 2 $ 60,000 $ 30,000 $ 69,000
Pawnee County Oklahoma 2 $ 87,000 $ 43,000 $ 49,000
Baxter County Arkansas 1 $ 24,000 $ 24,000 $ 102,000
Crawford County Arkansas 1 $ 38,000 $ 38,000 $ 70,000
Pope County Arkansas 1 $ 24,000 $ 24,000 $ 37,000
Saline County Arkansas 1 $ 53,000 $ 53,000 $ 67,000
White County Arkansas 1 $ 54,000 $ 54,000 $ 420,000
Crawford County Kansas 1 $ 31,000 $ 31,000 $ 73,000
Harvey County Kansas 1 $ 21,000 $ 21,000 $ 70,000
Leavenworth County Kansas 1 $ 21,000 $ 21,000 $ 50,000
McPherson County Kansas 1 $ 21,000 $ 21,000 $ 56,000
Montgomery County Kansas 1 $ 18,000 $ 18,000 $ 61,000
Reno County Kansas 1 $ 25,000 $ 25,000 $ 49,000
Wabaunsee County Kansas 1 $ 7,000 $ 7,000 $ 143,000
Barry County Missouri 1 $ 150,000 $ 150,000 $ 332,000
Beckham County Oklahoma 1 $ 35,000 $ 35,000 $ 73,000
Cherokee County Oklahoma 1 $ 23,000 $ 23,000 $ 105,000
Comanche County Oklahoma 1 $ 17,000 $ 17,000 $ 111,000
Custer County Oklahoma 1 $ 25,000 $ 25,000 $ 56,000
Haskell County Oklahoma 1 $ 91,000 $ 91,000 $ 72,000
McClain County Oklahoma 1 $ 145,000 $ 145,000 $ 52,000
McIntosh County Oklahoma 1 $ 35,000 $ 35,000 $ 73,000
Muskogee County Oklahoma 1 $ 25,000 $ 25,000 $ 38,000
Pottawatomie County Oklahoma 1 $ 26,000 $ 26,000 $ 87,000
Woods County Oklahoma 1 $ 30,000 $ 30,000 $ 33,000
Jeff Davis County Texas 1 $ 23,000 $ 23,000 $ 102,000
Tarrant County Texas 1 $ 54,000 $ 54,000 $ 83,000
Travis County Texas 1 $ 59,000 $ 59,000 $ 184,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Mortgage Corporation in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 570 $29,953,000 $52,000 $840,000 $93,000 $896,000
Refinancing 228 $16,734,000 $73,000 $700,000 $98,000 $420,000
Home Improvement 54 $2,190,000 $40,000 $121,000 $85,000 $393,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 845 $48,626,000 $57,000 $840,000 $94,000 $896,000
Hispanic 6 $214,000 $35,000 $92,000 $51,000 $72,000
White 1 $37,000 $37,000 $37,000 $124,000 $124,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 851 $48,735,000 $57,000 $840,000 $94,000 $896,000
VA-guaranteed (Veterans Administration) 1 $142,000 $142,000 $142,000 $42,000 $42,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 823 $46,064,000 $55,000 $840,000 $95,000 $896,000
Application Withdrawn By Applicant 15 $1,213,000 $80,000 $170,000 $68,000 $150,000
Application Denied By Financial Institution 14 $1,600,000 $114,000 $550,000 $44,000 $200,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $771,000 $77,000 $175,000 $31,000 $72,000
Debt-To-Income Ratio 2 $102,000 $51,000 $75,000 $40,000 $80,000
Collateral 2 $727,000 $363,000 $550,000 $109,000 $200,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.

Download the Oklahoma Lender List