Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Trust Mortgage, Llc 150 Boush Street #400 Norfolk, VA 23510 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,674 |
| Total Mortgage Loan Application Amount | $934,220,000 |
| Average Mortgage Loan Application Amount | $192,842 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $88,368 |
| Highest Applicant Income | $1,132,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anne Arundel County Maryland | 484 | $ 94,410,000 | $ 195,000 | $ 87,000 |
| Virginia Beach County Virginia | 472 | $ 86,273,000 | $ 182,000 | $ 74,000 |
| Baltimore County Maryland | 381 | $ 59,800,000 | $ 156,000 | $ 73,000 |
| Chesterfield County Virginia | 337 | $ 47,517,000 | $ 141,000 | $ 53,000 |
| Prince George's County Maryland | 322 | $ 65,739,000 | $ 204,000 | $ 83,000 |
| Loudoun County Virginia | 275 | $ 68,767,000 | $ 250,000 | $ 104,000 |
| Henrico County Virginia | 226 | $ 31,307,000 | $ 138,000 | $ 63,000 |
| Howard County Maryland | 217 | $ 40,988,000 | $ 188,000 | $ 78,000 |
| Charleston County South Carolina | 178 | $ 42,535,000 | $ 238,000 | $ 80,000 |
| Chesapeake County Virginia | 175 | $ 23,727,000 | $ 135,000 | $ 66,000 |
| Lynchburg County Virginia | 164 | $ 16,697,000 | $ 101,000 | $ 54,000 |
| Effingham County Georgia | 152 | $ 18,352,000 | $ 120,000 | $ 53,000 |
| Suffolk County Virginia | 136 | $ 18,431,000 | $ 135,000 | $ 47,000 |
| Chatham County Georgia | 133 | $ 16,115,000 | $ 121,000 | $ 50,000 |
| Bedford County Virginia | 115 | $ 15,340,000 | $ 133,000 | $ 52,000 |
| Campbell County Virginia | 112 | $ 12,286,000 | $ 109,000 | $ 46,000 |
| Portsmouth County Virginia | 105 | $ 11,719,000 | $ 111,000 | $ 48,000 |
| Norfolk County Virginia | 101 | $ 12,568,000 | $ 124,000 | $ 41,000 |
| Hanover County Virginia | 93 | $ 14,096,000 | $ 151,000 | $ 49,000 |
| Richmond City County Virginia | 83 | $ 10,864,000 | $ 130,000 | $ 54,000 |
| Baltimore City County Maryland | 78 | $ 8,577,000 | $ 109,000 | $ 72,000 |
| Carroll County Maryland | 66 | $ 10,910,000 | $ 165,000 | $ 82,000 |
| Fairfax County Virginia | 65 | $ 14,838,000 | $ 228,000 | $ 107,000 |
| Montgomery County Maryland | 62 | $ 17,829,000 | $ 287,000 | $ 115,000 |
| Fauquier County Virginia | 62 | $ 10,752,000 | $ 173,000 | $ 92,000 |
| Dare County North Carolina | 55 | $ 14,947,000 | $ 271,000 | $ 145,000 |
| Amherst County Virginia | 52 | $ 5,338,000 | $ 102,000 | $ 45,000 |
| Berkeley County South Carolina | 44 | $ 6,781,000 | $ 154,000 | $ 73,000 |
| Roanoke City County Virginia | 43 | $ 4,263,000 | $ 99,000 | $ 35,000 |
| Charles County Maryland | 38 | $ 6,844,000 | $ 180,000 | $ 83,000 |
| Prince George County Virginia | 37 | $ 4,870,000 | $ 131,000 | $ 54,000 |
| Prince William County Virginia | 30 | $ 4,910,000 | $ 163,000 | $ 133,000 |
| Isle of Wight County Virginia | 27 | $ 4,369,000 | $ 161,000 | $ 68,000 |
| Hopewell County Virginia | 26 | $ 2,593,000 | $ 99,000 | $ 43,000 |
| Pittsylvania County Virginia | 25 | $ 2,045,000 | $ 81,000 | $ 42,000 |
| Roanoke County Virginia | 25 | $ 3,269,000 | $ 130,000 | $ 60,000 |
| Calvert County Maryland | 23 | $ 3,359,000 | $ 146,000 | $ 73,000 |
| Accomack County Virginia | 20 | $ 2,232,000 | $ 111,000 | $ 52,000 |
| Culpeper County Virginia | 20 | $ 3,261,000 | $ 163,000 | $ 127,000 |
| Montgomery County Virginia | 20 | $ 3,117,000 | $ 155,000 | $ 54,000 |
| Currituck County North Carolina | 19 | $ 6,147,000 | $ 323,000 | $ 198,000 |
| Goochland County Virginia | 19 | $ 3,591,000 | $ 189,000 | $ 64,000 |
| Frederick County Maryland | 18 | $ 3,389,000 | $ 188,000 | $ 62,000 |
| Harford County Maryland | 18 | $ 2,948,000 | $ 163,000 | $ 89,000 |
| Dorchester County South Carolina | 18 | $ 2,431,000 | $ 135,000 | $ 59,000 |
| Clarke County Virginia | 17 | $ 2,777,000 | $ 163,000 | $ 63,000 |
| Hampton County Virginia | 17 | $ 2,260,000 | $ 132,000 | $ 45,000 |
| Queen Anne's County Maryland | 16 | $ 2,843,000 | $ 177,000 | $ 97,000 |
| Dinwiddie County Virginia | 16 | $ 2,074,000 | $ 129,000 | $ 49,000 |
| Newport News County Virginia | 16 | $ 1,505,000 | $ 94,000 | $ 39,000 |
| Powhatan County Virginia | 16 | $ 2,359,000 | $ 147,000 | $ 48,000 |
| Colonial Heights County Virginia | 15 | $ 1,882,000 | $ 125,000 | $ 43,000 |
| New Kent County Virginia | 15 | $ 1,741,000 | $ 116,000 | $ 47,000 |
| Frederick County Virginia | 14 | $ 2,070,000 | $ 147,000 | $ 62,000 |
| James City County Virginia | 13 | $ 2,555,000 | $ 196,000 | $ 95,000 |
| Liberty County Georgia | 12 | $ 980,000 | $ 81,000 | $ 59,000 |
| Alexandria County Virginia | 12 | $ 2,110,000 | $ 175,000 | $ 91,000 |
| King William County Virginia | 11 | $ 1,377,000 | $ 125,000 | $ 58,000 |
| Louisa County Virginia | 11 | $ 1,817,000 | $ 165,000 | $ 56,000 |
| Pulaski County Virginia | 11 | $ 968,000 | $ 88,000 | $ 47,000 |
| Salem County Virginia | 11 | $ 1,366,000 | $ 124,000 | $ 50,000 |
| Albemarle County Virginia | 10 | $ 2,563,000 | $ 256,000 | $ 89,000 |
| Franklin City County Virginia | 9 | $ 961,000 | $ 106,000 | $ 73,000 |
| Bryan County Georgia | 8 | $ 1,091,000 | $ 136,000 | $ 72,000 |
| Arlington County Virginia | 8 | $ 1,591,000 | $ 198,000 | $ 84,000 |
| Petersburg County Virginia | 8 | $ 777,000 | $ 97,000 | $ 43,000 |
| Kent County Maryland | 7 | $ 1,219,000 | $ 174,000 | $ 144,000 |
| Worcester County Maryland | 7 | $ 914,000 | $ 130,000 | $ 88,000 |
| Mecklenburg County North Carolina | 7 | $ 1,357,000 | $ 193,000 | $ 214,000 |
| Appomattox County Virginia | 7 | $ 654,000 | $ 93,000 | $ 44,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,561,000 | $ 260,000 | $ 69,000 |
| Botetourt County Virginia | 6 | $ 925,000 | $ 154,000 | $ 73,000 |
| Manassas County Virginia | 6 | $ 1,129,000 | $ 188,000 | $ 108,000 |
| Warren County Virginia | 6 | $ 718,000 | $ 119,000 | $ 55,000 |
| Bulloch County Georgia | 5 | $ 526,000 | $ 105,000 | $ 39,000 |
| Washington County Maryland | 5 | $ 515,000 | $ 103,000 | $ 56,000 |
| Gates County North Carolina | 5 | $ 416,000 | $ 83,000 | $ 47,000 |
| Beaufort County South Carolina | 5 | $ 1,594,000 | $ 318,000 | $ 135,000 |
| Manassas Park County Virginia | 5 | $ 806,000 | $ 161,000 | $ 85,000 |
| Northampton County Virginia | 5 | $ 685,000 | $ 137,000 | $ 83,000 |
| Southampton County Virginia | 5 | $ 489,000 | $ 97,000 | $ 54,000 |
| Wake County North Carolina | 4 | $ 506,000 | $ 126,000 | $ 38,000 |
| Amelia County Virginia | 4 | $ 453,000 | $ 113,000 | $ 37,000 |
| Caroline County Virginia | 4 | $ 484,000 | $ 121,000 | $ 71,000 |
| Nelson County Virginia | 4 | $ 583,000 | $ 145,000 | $ 184,000 |
| Nottoway County Virginia | 4 | $ 443,000 | $ 110,000 | $ 41,000 |
| Rappahannock County Virginia | 4 | $ 814,000 | $ 203,000 | $ 57,000 |
| Spotsylvania County Virginia | 4 | $ 683,000 | $ 170,000 | $ 95,000 |
| York County Virginia | 4 | $ 570,000 | $ 142,000 | $ 63,000 |
| Ware County Georgia | 3 | $ 187,000 | $ 62,000 | $ 34,000 |
| Caroline County Maryland | 3 | $ 286,000 | $ 95,000 | $ 102,000 |
| St. Mary's County Maryland | 3 | $ 445,000 | $ 148,000 | $ 39,000 |
| Talbot County Maryland | 3 | $ 1,331,000 | $ 443,000 | $ 283,000 |
| Camden County North Carolina | 3 | $ 454,000 | $ 151,000 | $ 57,000 |
| Bedford City County Virginia | 3 | $ 326,000 | $ 108,000 | $ 34,000 |
| Fluvanna County Virginia | 3 | $ 512,000 | $ 170,000 | $ 70,000 |
| Gloucester County Virginia | 3 | $ 361,000 | $ 120,000 | $ 49,000 |
| King and Queen County Virginia | 3 | $ 264,000 | $ 88,000 | $ 32,000 |
| Mathews County Virginia | 3 | $ 379,000 | $ 126,000 | $ 95,000 |
| Radford County Virginia | 3 | $ 284,000 | $ 94,000 | $ 36,000 |
| Stafford County Virginia | 3 | $ 701,000 | $ 233,000 | $ 86,000 |
| Waynesboro County Virginia | 3 | $ 320,000 | $ 106,000 | $ 60,000 |
| Gwinnett County Georgia | 2 | $ 450,000 | $ 225,000 | $ 44,000 |
| McIntosh County Georgia | 2 | $ 211,000 | $ 105,000 | $ 40,000 |
| Screven County Georgia | 2 | $ 298,000 | $ 149,000 | $ 109,000 |
| Cecil County Maryland | 2 | $ 272,000 | $ 136,000 | $ 64,000 |
| Dorchester County Maryland | 2 | $ 915,000 | $ 457,000 | $ 169,000 |
| Buncombe County North Carolina | 2 | $ 457,000 | $ 228,000 | $ 201,000 |
| Durham County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 17,000 |
| Nash County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 48,000 |
| Northampton County North Carolina | 2 | $ 222,000 | $ 111,000 | $ 77,000 |
| Onslow County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 100,000 |
| Pasquotank County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 23,000 |
| Horry County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 107,000 |
| Richland County South Carolina | 2 | $ 315,000 | $ 157,000 | $ 91,000 |
| Augusta County Virginia | 2 | $ 209,000 | $ 104,000 | $ 50,000 |
| Cumberland County Virginia | 2 | $ 219,000 | $ 109,000 | $ 29,000 |
| Emporia County Virginia | 2 | $ 199,000 | $ 99,000 | $ 109,000 |
| Floyd County Virginia | 2 | $ 223,000 | $ 111,000 | $ 41,000 |
| Franklin County Virginia | 2 | $ 437,000 | $ 218,000 | $ 107,000 |
| Giles County Virginia | 2 | $ 162,000 | $ 81,000 | $ 33,000 |
| Sussex County Delaware | 1 | $ 131,000 | $ 131,000 | $ 84,000 |
| Chattahoochee County Georgia | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Clarke County Georgia | 1 | $ 93,000 | $ 93,000 | $ 150,000 |
| Cobb County Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Douglas County Georgia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Forsyth County Georgia | 1 | $ 60,000 | $ 60,000 | $ 119,000 |
| Fulton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Greene County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Pierce County Georgia | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Walker County Georgia | 1 | $ 67,000 | $ 67,000 | $ 80,000 |
| Garrett County Maryland | 1 | $ 138,000 | $ 138,000 | $ 337,000 |
| Brunswick County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 30,000 |
| Carteret County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Cumberland County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Davidson County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 154,000 |
| Guilford County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Haywood County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Lee County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 61,000 |
| Colleton County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Georgetown County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Lexington County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Sumter County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Knox County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Moore County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Sevier County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 221,000 |
| Sullivan County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Charles City County Virginia | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Charlottesville County Virginia | 1 | $ 102,000 | $ 102,000 | $ 120,000 |
| Falls Church County Virginia | 1 | $ 323,000 | $ 323,000 | $ 136,000 |
| Halifax County Virginia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Middlesex County Virginia | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Orange County Virginia | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Richmond County Virginia | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Shenandoah County Virginia | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Staunton County Virginia | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Sussex County Virginia | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Tazewell County Virginia | 1 | $ 57,000 | $ 57,000 | $ 28,000 |
| Williamsburg County Virginia | 1 | $ 301,000 | $ 301,000 | $ 57,000 |
| Raleigh County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 3,086 | $483,521,000 | $161,777 | $2,000,000 | $73,777 | $1,132,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 2,537 | $437,850,000 | $201,000 | $1,440,000 | $77,000 | $914,000 |
| Home Improvement (one-to-four family) | 51 | $12,849,000 | $267,000 | $650,000 | $158,666 | $864,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,645 | $760,207,000 | $172,875 | $2,000,000 | $73,000 | $1,132,000 |
| Black | 646 | $105,872,000 | $139,000 | $960,000 | $56,400 | $333,000 |
| Asian or Pacific Islander | 116 | $23,311,000 | $166,333 | $566,000 | $80,333 | $318,000 |
| Information not provided by applicant in mail or telephone application | 116 | $21,367,000 | $211,166 | $565,000 | $94,500 | $539,000 |
| Hispanic | 97 | $13,641,000 | $159,000 | $510,000 | $105,000 | $270,000 |
| Other | 33 | $6,615,000 | $171,666 | $840,000 | $77,333 | $506,000 |
| American Indian or Alaskan Native | 20 | $3,049,000 | $205,500 | $840,000 | $59,500 | $112,000 |
| Not applicable | 1 | $158,000 | $158,000 | $158,000 | $175,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,416 | $766,510,000 | $176,222 | $2,000,000 | $87,000 | $1,132,000 |
| FHA-insured (Federal Housing Administration) | 904 | $115,786,000 | $135,500 | $307,000 | $41,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 354 | $51,924,000 | $151,600 | $316,000 | $43,400 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,652 | $931,423,000 | $170,444 | $2,000,000 | $75,666 | $1,132,000 |
| Application Denied By Financial Institution | 14 | $1,654,000 | $140,333 | $199,000 | $48,333 | $191,000 |
| Application Withdrawn By Applicant | 5 | $687,000 | $137,000 | $173,000 | $56,000 | $89,000 |
| Application Approved But Not Accepted | 3 | $456,000 | $143,000 | $250,000 | $36,500 | $78,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 9 | $841,000 | $93,000 | $137,000 | $127,000 | $191,000 |
| Collateral | 3 | $439,000 | $150,500 | $166,000 | $62,500 | $81,000 |
| Credit History | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $199,000 | $199,000 | $199,000 | $46,000 | $46,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.