Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Southern Trust Mortgage, Llc
150 Boush Street #400
Norfolk, VA 23510
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,447
Total Mortgage Loan Application Amount $778,037,000
Average Mortgage Loan Application Amount $175,181
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $104,545
Highest Applicant Income $1,671,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Trust Mortgage, Llc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Virginia Beach County Virginia 385 $ 70,434,000 $ 182,000 $ 69,000
Anne Arundel County Maryland 332 $ 65,052,000 $ 195,000 $ 79,000
Baltimore County Maryland 286 $ 45,613,000 $ 159,000 $ 90,000
Loudoun County Virginia 275 $ 76,349,000 $ 277,000 $ 107,000
Prince George's County Maryland 237 $ 58,764,000 $ 247,000 $ 106,000
Chesterfield County Virginia 221 $ 33,313,000 $ 150,000 $ 61,000
Chesapeake County Virginia 194 $ 27,818,000 $ 143,000 $ 82,000
Howard County Maryland 175 $ 30,245,000 $ 172,000 $ 99,000
Charleston County South Carolina 169 $ 42,280,000 $ 250,000 $ 125,000
Henrico County Virginia 144 $ 23,389,000 $ 162,000 $ 48,000
Lynchburg County Virginia 107 $ 10,971,000 $ 102,000 $ 44,000
Norfolk County Virginia 100 $ 13,757,000 $ 137,000 $ 52,000
Bedford County Virginia 98 $ 11,984,000 $ 122,000 $ 61,000
Suffolk County Virginia 96 $ 14,478,000 $ 150,000 $ 64,000
Campbell County Virginia 73 $ 6,961,000 $ 95,000 $ 41,000
Portsmouth County Virginia 70 $ 6,741,000 $ 96,000 $ 48,000
Richmond City County Virginia 68 $ 8,989,000 $ 132,000 $ 50,000
Baltimore City County Maryland 64 $ 6,687,000 $ 104,000 $ 68,000
Fairfax County Virginia 61 $ 15,040,000 $ 246,000 $ 87,000
Montgomery County Maryland 59 $ 18,371,000 $ 311,000 $ 133,000
Carroll County Maryland 42 $ 8,019,000 $ 190,000 $ 83,000
Pulaski County Virginia 42 $ 4,410,000 $ 105,000 $ 41,000
Roanoke City County Virginia 41 $ 4,042,000 $ 98,000 $ 41,000
Hanover County Virginia 39 $ 6,746,000 $ 172,000 $ 69,000
Dare County North Carolina 38 $ 11,246,000 $ 295,000 $ 180,000
Roanoke County Virginia 37 $ 4,669,000 $ 126,000 $ 53,000
Dinwiddie County Virginia 36 $ 4,361,000 $ 121,000 $ 52,000
Charles County Maryland 33 $ 6,052,000 $ 183,000 $ 68,000
Fauquier County Virginia 33 $ 6,627,000 $ 200,000 $ 76,000
Montgomery County Virginia 33 $ 4,266,000 $ 129,000 $ 66,000
Amherst County Virginia 30 $ 3,187,000 $ 106,000 $ 51,000
Chatham County Georgia 27 $ 2,915,000 $ 107,000 $ 65,000
Frederick County Virginia 27 $ 3,722,000 $ 137,000 $ 49,000
Isle of Wight County Virginia 24 $ 4,013,000 $ 167,000 $ 78,000
Prince George County Virginia 24 $ 4,154,000 $ 173,000 $ 67,000
Frederick County Maryland 23 $ 4,102,000 $ 178,000 $ 98,000
Albemarle County Virginia 21 $ 3,502,000 $ 166,000 $ 77,000
Prince William County Virginia 21 $ 3,893,000 $ 185,000 $ 63,000
Currituck County North Carolina 20 $ 6,550,000 $ 327,000 $ 150,000
James City County Virginia 20 $ 3,698,000 $ 184,000 $ 73,000
Hampton County Virginia 19 $ 1,610,000 $ 84,000 $ 48,000
Hopewell County Virginia 17 $ 1,260,000 $ 74,000 $ 42,000
Newport News County Virginia 17 $ 2,235,000 $ 131,000 $ 65,000
Gwinnett County Georgia 15 $ 2,138,000 $ 142,000 $ 72,000
Dorchester County South Carolina 15 $ 1,464,000 $ 97,000 $ 50,000
Beaufort County South Carolina 14 $ 1,968,000 $ 140,000 $ 94,000
Accomack County Virginia 14 $ 1,582,000 $ 113,000 $ 46,000
Louisa County Virginia 14 $ 2,600,000 $ 185,000 $ 85,000
Powhatan County Virginia 14 $ 2,679,000 $ 191,000 $ 61,000
Calvert County Maryland 13 $ 2,614,000 $ 201,000 $ 86,000
Harford County Maryland 13 $ 2,030,000 $ 156,000 $ 81,000
Berkeley County South Carolina 12 $ 1,915,000 $ 159,000 $ 65,000
Botetourt County Virginia 12 $ 1,412,000 $ 117,000 $ 42,000
Effingham County Georgia 11 $ 1,210,000 $ 110,000 $ 63,000
Camden County North Carolina 11 $ 1,561,000 $ 141,000 $ 56,000
Clarke County Virginia 11 $ 2,645,000 $ 240,000 $ 106,000
Franklin County Virginia 11 $ 1,480,000 $ 134,000 $ 91,000
Petersburg County Virginia 11 $ 1,021,000 $ 92,000 $ 54,000
Culpeper County Virginia 10 $ 1,563,000 $ 156,000 $ 60,000
Goochland County Virginia 10 $ 1,658,000 $ 165,000 $ 56,000
Warren County Virginia 10 $ 1,842,000 $ 184,000 $ 79,000
District of Columbia County District Of Columbia 9 $ 1,382,000 $ 153,000 $ 214,000
Queen Anne's County Maryland 9 $ 1,566,000 $ 174,000 $ 111,000
Alexandria County Virginia 9 $ 4,172,000 $ 463,000 $ 170,000
Salem County Virginia 9 $ 983,000 $ 109,000 $ 40,000
Spotsylvania County Virginia 9 $ 1,388,000 $ 154,000 $ 54,000
Pasquotank County North Carolina 8 $ 862,000 $ 107,000 $ 48,000
Colonial Heights County Virginia 8 $ 794,000 $ 99,000 $ 40,000
York County Virginia 8 $ 1,500,000 $ 187,000 $ 55,000
Northampton County Virginia 7 $ 747,000 $ 106,000 $ 60,000
Pittsylvania County Virginia 7 $ 570,000 $ 81,000 $ 38,000
Southampton County Virginia 7 $ 747,000 $ 106,000 $ 47,000
Winchester County Virginia 7 $ 859,000 $ 122,000 $ 87,000
Forsyth County Georgia 6 $ 1,303,000 $ 217,000 $ 70,000
Floyd County Virginia 6 $ 668,000 $ 111,000 $ 38,000
Giles County Virginia 6 $ 713,000 $ 118,000 $ 38,000
Manassas County Virginia 6 $ 979,000 $ 163,000 $ 109,000
Manassas Park County Virginia 6 $ 989,000 $ 164,000 $ 45,000
Kent County Maryland 5 $ 921,000 $ 184,000 $ 126,000
Wicomico County Maryland 5 $ 522,000 $ 104,000 $ 63,000
Worcester County Maryland 5 $ 898,000 $ 179,000 $ 131,000
Arlington County Virginia 5 $ 1,481,000 $ 296,000 $ 132,000
Augusta County Virginia 5 $ 546,000 $ 109,000 $ 40,000
Bedford City County Virginia 5 $ 410,000 $ 82,000 $ 52,000
Fluvanna County Virginia 5 $ 873,000 $ 174,000 $ 80,000
Gloucester County Virginia 5 $ 578,000 $ 115,000 $ 43,000
King William County Virginia 5 $ 699,000 $ 139,000 $ 44,000
Sussex County Delaware 4 $ 852,000 $ 213,000 $ 83,000
Caroline County Maryland 4 $ 306,000 $ 76,000 $ 50,000
Gates County North Carolina 4 $ 469,000 $ 117,000 $ 38,000
Guilford County North Carolina 4 $ 420,000 $ 105,000 $ 76,000
Mecklenburg County North Carolina 4 $ 620,000 $ 155,000 $ 156,000
Horry County South Carolina 4 $ 831,000 $ 207,000 $ 109,000
Nelson County Virginia 4 $ 690,000 $ 172,000 $ 86,000
Rockingham County Virginia 4 $ 243,000 $ 60,000 $ 47,000
Fulton County Georgia 3 $ 423,000 $ 141,000 $ 44,000
Habersham County Georgia 3 $ 314,000 $ 104,000 $ 69,000
Hall County Georgia 3 $ 641,000 $ 213,000 $ 71,000
White County Georgia 3 $ 621,000 $ 207,000 $ 145,000
New Hanover County North Carolina 3 $ 516,000 $ 172,000 $ 52,000
Pender County North Carolina 3 $ 525,000 $ 175,000 $ 104,000
Wake County North Carolina 3 $ 320,000 $ 106,000 $ 190,000
Appomattox County Virginia 3 $ 294,000 $ 98,000 $ 57,000
Caroline County Virginia 3 $ 435,000 $ 145,000 $ 47,000
Madison County Virginia 3 $ 583,000 $ 194,000 $ 105,000
Middlesex County Virginia 3 $ 799,000 $ 266,000 $ 92,000
Orange County Virginia 3 $ 588,000 $ 196,000 $ 34,000
Radford County Virginia 3 $ 362,000 $ 120,000 $ 47,000
Williamsburg County Virginia 3 $ 372,000 $ 124,000 $ 70,000
Jefferson County West Virginia 3 $ 376,000 $ 125,000 $ 118,000
Bryan County Georgia 2 $ 285,000 $ 142,000 $ 58,000
Cobb County Georgia 2 $ 403,000 $ 201,000 $ 184,000
DeKalb County Georgia 2 $ 286,000 $ 143,000 $ 329,000
Putnam County Georgia 2 $ 142,000 $ 71,000 $ 46,000
Cecil County Maryland 2 $ 318,000 $ 159,000 $ 89,000
Garrett County Maryland 2 $ 277,000 $ 138,000 $ 184,000
St. Mary's County Maryland 2 $ 460,000 $ 230,000 $ 125,000
Washington County Maryland 2 $ 136,000 $ 68,000 $ 52,000
Cabarrus County North Carolina 2 $ 242,000 $ 121,000 $ 35,000
Cleveland County North Carolina 2 $ 172,000 $ 86,000 $ 44,000
Cumberland County North Carolina 2 $ 250,000 $ 125,000 $ 75,000
Forsyth County North Carolina 2 $ 186,000 $ 93,000 $ 46,000
Northumberland County Pennsylvania 2 $ 204,000 $ 102,000 $ 59,000
York County Pennsylvania 2 $ 437,000 $ 218,000 $ 105,000
Cherokee County South Carolina 2 $ 196,000 $ 98,000 $ 27,000
Lexington County South Carolina 2 $ 173,000 $ 86,000 $ 75,000
Amelia County Virginia 2 $ 391,000 $ 195,000 $ 83,000
Buckingham County Virginia 2 $ 218,000 $ 109,000 $ 61,000
Charlottesville County Virginia 2 $ 270,000 $ 135,000 $ 147,000
Essex County Virginia 2 $ 259,000 $ 129,000 $ 29,000
Halifax County Virginia 2 $ 230,000 $ 115,000 $ 88,000
Prince Edward County Virginia 2 $ 192,000 $ 96,000 $ 34,000
Shenandoah County Virginia 2 $ 165,000 $ 82,000 $ 56,000
Stafford County Virginia 2 $ 464,000 $ 232,000 $ 77,000
Waynesboro County Virginia 2 $ 303,000 $ 151,000 $ 52,000
Montgomery County Alabama 1 $ 140,000 $ 140,000 $ 41,000
New Castle County Delaware 1 $ 174,000 $ 174,000 $ 54,000
Baldwin County Georgia 1 $ 75,000 $ 75,000 $ 126,000
Barrow County Georgia 1 $ 320,000 $ 320,000 $ 0
Bulloch County Georgia 1 $ 106,000 $ 106,000 $ 56,000
Camden County Georgia 1 $ 86,000 $ 86,000 $ 63,000
Fayette County Georgia 1 $ 380,000 $ 380,000 $ 269,000
Henry County Georgia 1 $ 184,000 $ 184,000 $ 78,000
Long County Georgia 1 $ 68,000 $ 68,000 $ 37,000
Allegany County Maryland 1 $ 168,000 $ 168,000 $ 56,000
Dorchester County Maryland 1 $ 26,000 $ 26,000 $ 292,000
Somerset County Maryland 1 $ 94,000 $ 94,000 $ 112,000
Alamance County North Carolina 1 $ 142,000 $ 142,000 $ 65,000
Brunswick County North Carolina 1 $ 105,000 $ 105,000 $ 109,000
Chatham County North Carolina 1 $ 213,000 $ 213,000 $ 72,000
Chowan County North Carolina 1 $ 51,000 $ 51,000 $ 24,000
Davidson County North Carolina 1 $ 75,000 $ 75,000 $ 0
Durham County North Carolina 1 $ 136,000 $ 136,000 $ 37,000
Gaston County North Carolina 1 $ 97,000 $ 97,000 $ 58,000
Harnett County North Carolina 1 $ 127,000 $ 127,000 $ 144,000
Iredell County North Carolina 1 $ 96,000 $ 96,000 $ 55,000
Johnston County North Carolina 1 $ 150,000 $ 150,000 $ 33,000
Lincoln County North Carolina 1 $ 123,000 $ 123,000 $ 45,000
Orange County North Carolina 1 $ 199,000 $ 199,000 $ 46,000
Rutherford County North Carolina 1 $ 80,000 $ 80,000 $ 33,000
Union County North Carolina 1 $ 140,000 $ 140,000 $ 25,000
Clarendon County South Carolina 1 $ 100,000 $ 100,000 $ 90,000
Colleton County South Carolina 1 $ 200,000 $ 200,000 $ 78,000
Georgetown County South Carolina 1 $ 195,000 $ 195,000 $ 98,000
Orangeburg County South Carolina 1 $ 145,000 $ 145,000 $ 64,000
Richland County South Carolina 1 $ 105,000 $ 105,000 $ 156,000
Bedford County Tennessee 1 $ 83,000 $ 83,000 $ 0
Alleghany County Virginia 1 $ 183,000 $ 183,000 $ 82,000
Buchanan County Virginia 1 $ 124,000 $ 124,000 $ 29,000
Charles City County Virginia 1 $ 150,000 $ 150,000 $ 46,000
Craig County Virginia 1 $ 125,000 $ 125,000 $ 89,000
Cumberland County Virginia 1 $ 115,000 $ 115,000 $ 37,000
Franklin City County Virginia 1 $ 158,000 $ 158,000 $ 58,000
Greene County Virginia 1 $ 56,000 $ 56,000 $ 53,000
Greensville County Virginia 1 $ 68,000 $ 68,000 $ 19,000
Highland County Virginia 1 $ 113,000 $ 113,000 $ 145,000
New Kent County Virginia 1 $ 192,000 $ 192,000 $ 69,000
Northumberland County Virginia 1 $ 372,000 $ 372,000 $ 318,000
Page County Virginia 1 $ 144,000 $ 144,000 $ 91,000
Sussex County Virginia 1 $ 84,000 $ 84,000 $ 64,000
Washington County Virginia 1 $ 117,000 $ 117,000 $ 33,000
Wythe County Virginia 1 $ 90,000 $ 90,000 $ 57,000
Mercer County West Virginia 1 $ 82,000 $ 82,000 $ 60,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,930 $508,814,000 $172,545 $1,732,000 $79,272 $1,671,000
Refinancing 1,482 $263,678,000 $169,555 $1,885,000 $113,000 $708,000
Home Improvement 35 $5,545,000 $215,000 $400,000 $205,500 $556,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,529 $609,950,000 $168,000 $1,885,000 $80,181 $1,671,000
Black or African American 577 $97,514,000 $152,000 $763,000 $71,500 $351,000
Not Provided 120 $29,037,000 $196,800 $1,464,000 $96,000 $360,000
Asian 116 $24,466,000 $223,750 $700,000 $85,250 $230,000
Hispanic 83 $12,976,000 $154,500 $483,000 $144,666 $562,000
Native Hawaiian or Other Pacific Islander 12 $2,362,000 $211,666 $334,000 $101,333 $158,000
American Indian or Alaskan Native 9 $1,548,000 $152,000 $533,000 $30,000 $90,000
Not applicable 1 $184,000 $184,000 $184,000 $63,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,715 $678,349,000 $166,090 $1,885,000 $95,000 $1,671,000
FHA-insured (Federal Housing Administration) 538 $68,993,000 $130,000 $287,000 $48,000 $352,000
VA-guaranteed (Veterans Administration) 194 $30,695,000 $159,400 $334,000 $55,200 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,427 $774,835,000 $164,200 $1,885,000 $88,500 $1,671,000
Application Denied By Financial Institution 14 $1,812,000 $134,000 $360,000 $51,000 $168,000
Application Withdrawn By Applicant 6 $1,390,000 $231,000 $500,000 $78,000 $205,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 5 $613,000 $129,000 $140,000 $59,500 $130,000
Collateral 2 $112,000 $56,000 $87,000 $47,000 $47,000
Credit History 1 $183,000 $183,000 $183,000 $78,000 $78,000
Debt-To-Income Ratio 1 $39,000 $39,000 $39,000 $86,000 $86,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

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