Southern Trust Mortgage Llc
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Southern Trust Mortgage Llc
4433 Corporation Lane, Suite 300
Virginia Beach, VA 23462
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,360
Total Mortgage Loan Application Amount $1,019,163,000
Average Mortgage Loan Application Amount $224,333
Highest Mortgage Loan Application Amount $1,365,000
Average Applicant Income $81,000
Highest Applicant Income $1,917,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Trust Mortgage Llc by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Virginia Beach County Virginia 433 $ 106,653,000 $ 246,000 $ 77,000
Loudoun County Virginia 318 $ 108,341,000 $ 340,000 $ 131,000
Chesterfield County Virginia 236 $ 46,765,000 $ 198,000 $ 68,000
Anne Arundel County Maryland 199 $ 56,274,000 $ 282,000 $ 95,000
Henrico County Virginia 199 $ 43,908,000 $ 220,000 $ 75,000
Baltimore County Maryland 175 $ 41,658,000 $ 238,000 $ 85,000
Chesapeake County Virginia 147 $ 36,019,000 $ 245,000 $ 71,000
Prince George's County Maryland 136 $ 42,885,000 $ 315,000 $ 111,000
Bedford County Virginia 106 $ 17,896,000 $ 168,000 $ 64,000
Norfolk County Virginia 105 $ 21,221,000 $ 202,000 $ 67,000
Richmond City County Virginia 97 $ 22,025,000 $ 227,000 $ 76,000
Howard County Maryland 85 $ 26,882,000 $ 316,000 $ 123,000
Fairfax County Virginia 81 $ 26,046,000 $ 321,000 $ 132,000
Lynchburg County Virginia 78 $ 10,917,000 $ 139,000 $ 62,000
Charles County Maryland 74 $ 22,597,000 $ 305,000 $ 87,000
Fauquier County Virginia 65 $ 17,244,000 $ 265,000 $ 133,000
Campbell County Virginia 63 $ 9,353,000 $ 148,000 $ 59,000
Rockingham County Virginia 61 $ 10,473,000 $ 171,000 $ 52,000
Suffolk County Virginia 61 $ 12,381,000 $ 202,000 $ 63,000
Dinwiddie County Virginia 55 $ 8,680,000 $ 157,000 $ 57,000
Roanoke County Virginia 54 $ 9,173,000 $ 169,000 $ 59,000
Montgomery County Maryland 53 $ 19,492,000 $ 367,000 $ 124,000
Charleston County South Carolina 52 $ 13,076,000 $ 251,000 $ 100,000
Prince William County Virginia 49 $ 12,383,000 $ 252,000 $ 98,000
Hanover County Virginia 47 $ 11,175,000 $ 237,000 $ 82,000
Baltimore City County Maryland 41 $ 7,675,000 $ 187,000 $ 62,000
Portsmouth County Virginia 38 $ 7,447,000 $ 195,000 $ 74,000
St. Mary's County Maryland 37 $ 9,515,000 $ 257,000 $ 76,000
Southampton County Virginia 37 $ 6,369,000 $ 172,000 $ 59,000
Sussex County Delaware 35 $ 7,247,000 $ 207,000 $ 79,000
Spotsylvania County Virginia 33 $ 6,655,000 $ 201,000 $ 92,000
District of Columbia County District Of Columbia 32 $ 10,985,000 $ 343,000 $ 122,000
Dorchester County South Carolina 31 $ 5,199,000 $ 167,000 $ 59,000
Roanoke City County Virginia 29 $ 3,630,000 $ 125,000 $ 47,000
Berkeley County South Carolina 27 $ 5,820,000 $ 215,000 $ 79,000
Prince George County Virginia 26 $ 5,750,000 $ 221,000 $ 77,000
Montgomery County Virginia 25 $ 4,169,000 $ 166,000 $ 51,000
Berkeley County West Virginia 25 $ 4,094,000 $ 163,000 $ 40,000
Calvert County Maryland 24 $ 7,595,000 $ 316,000 $ 90,000
Carroll County Maryland 24 $ 6,453,000 $ 268,000 $ 92,000
Wicomico County Maryland 24 $ 4,107,000 $ 171,000 $ 70,000
Amherst County Virginia 24 $ 3,222,000 $ 134,000 $ 48,000
Pulaski County Virginia 24 $ 2,780,000 $ 115,000 $ 44,000
Isle of Wight County Virginia 23 $ 4,897,000 $ 212,000 $ 68,000
Harrisonburg County Virginia 20 $ 3,452,000 $ 172,000 $ 53,000
Newport News County Virginia 20 $ 3,282,000 $ 164,000 $ 47,000
Powhatan County Virginia 20 $ 5,071,000 $ 253,000 $ 71,000
Clarke County Virginia 19 $ 4,800,000 $ 252,000 $ 88,000
Stafford County Virginia 19 $ 3,903,000 $ 205,000 $ 76,000
Appomattox County Virginia 17 $ 2,556,000 $ 150,000 $ 43,000
Augusta County Virginia 17 $ 3,264,000 $ 192,000 $ 47,000
Culpeper County Virginia 17 $ 3,607,000 $ 212,000 $ 87,000
Jefferson County West Virginia 17 $ 3,109,000 $ 182,000 $ 54,000
Frederick County Maryland 15 $ 4,469,000 $ 297,000 $ 90,000
Currituck County North Carolina 15 $ 3,874,000 $ 258,000 $ 117,000
Arlington County Virginia 15 $ 5,510,000 $ 367,000 $ 157,000
Colonial Heights County Virginia 15 $ 2,533,000 $ 168,000 $ 53,000
Bedford City County Virginia 13 $ 1,792,000 $ 137,000 $ 58,000
Hampton County Virginia 13 $ 2,122,000 $ 163,000 $ 59,000
Hopewell County Virginia 13 $ 1,772,000 $ 136,000 $ 64,000
New Kent County Virginia 13 $ 3,035,000 $ 233,000 $ 70,000
Petersburg County Virginia 13 $ 1,403,000 $ 107,000 $ 39,000
Hertford County North Carolina 12 $ 1,823,000 $ 151,000 $ 71,000
Botetourt County Virginia 12 $ 1,950,000 $ 162,000 $ 68,000
Orange County Virginia 12 $ 1,873,000 $ 156,000 $ 61,000
Warren County Virginia 12 $ 2,104,000 $ 175,000 $ 77,000
Harford County Maryland 11 $ 2,501,000 $ 227,000 $ 83,000
Alexandria County Virginia 11 $ 4,221,000 $ 383,000 $ 110,000
Franklin County Virginia 11 $ 1,822,000 $ 165,000 $ 56,000
Frederick County Virginia 11 $ 2,359,000 $ 214,000 $ 90,000
Cumberland County North Carolina 10 $ 1,835,000 $ 183,000 $ 43,000
Franklin City County Virginia 10 $ 1,658,000 $ 165,000 $ 58,000
King William County Virginia 10 $ 1,880,000 $ 188,000 $ 51,000
Worcester County Maryland 9 $ 2,402,000 $ 266,000 $ 138,000
Dare County North Carolina 9 $ 2,757,000 $ 306,000 $ 138,000
Goochland County Virginia 9 $ 1,752,000 $ 194,000 $ 67,000
Louisa County Virginia 9 $ 2,082,000 $ 231,000 $ 67,000
York County Virginia 9 $ 2,047,000 $ 227,000 $ 84,000
Amelia County Virginia 8 $ 2,002,000 $ 250,000 $ 92,000
Caroline County Virginia 8 $ 1,606,000 $ 200,000 $ 50,000
Shenandoah County Virginia 8 $ 1,198,000 $ 149,000 $ 53,000
Gates County North Carolina 7 $ 875,000 $ 125,000 $ 52,000
Gloucester County Virginia 7 $ 1,365,000 $ 195,000 $ 81,000
James City County Virginia 7 $ 1,526,000 $ 218,000 $ 48,000
King George County Virginia 7 $ 1,650,000 $ 235,000 $ 73,000
Cecil County Maryland 6 $ 1,240,000 $ 206,000 $ 84,000
Hoke County North Carolina 6 $ 1,145,000 $ 190,000 $ 24,000
New Hanover County North Carolina 6 $ 886,000 $ 147,000 $ 68,000
Mathews County Virginia 6 $ 2,175,000 $ 362,000 $ 81,000
Surry County Virginia 6 $ 1,370,000 $ 228,000 $ 63,000
Talbot County Maryland 5 $ 1,070,000 $ 214,000 $ 216,000
Lincoln County North Carolina 5 $ 670,000 $ 134,000 $ 63,000
Mecklenburg County North Carolina 5 $ 1,264,000 $ 252,000 $ 69,000
Pasquotank County North Carolina 5 $ 1,079,000 $ 215,000 $ 56,000
Greensville County Virginia 5 $ 789,000 $ 157,000 $ 56,000
Pittsylvania County Virginia 5 $ 686,000 $ 137,000 $ 60,000
Prince Edward County Virginia 5 $ 766,000 $ 153,000 $ 47,000
Salem County Virginia 5 $ 823,000 $ 164,000 $ 41,000
Sussex County Virginia 5 $ 790,000 $ 158,000 $ 34,000
Kent County Delaware 4 $ 857,000 $ 214,000 $ 69,000
Caroline County Maryland 4 $ 669,000 $ 167,000 $ 63,000
Queen Anne's County Maryland 4 $ 963,000 $ 240,000 $ 84,000
Moore County North Carolina 4 $ 775,000 $ 193,000 $ 32,000
Wake County North Carolina 4 $ 755,000 $ 188,000 $ 40,000
Horry County South Carolina 4 $ 551,000 $ 137,000 $ 96,000
Albemarle County Virginia 4 $ 691,000 $ 172,000 $ 72,000
Cumberland County Virginia 4 $ 697,000 $ 174,000 $ 58,000
Fredericksburg County Virginia 4 $ 961,000 $ 240,000 $ 115,000
Giles County Virginia 4 $ 628,000 $ 157,000 $ 59,000
Middlesex County Virginia 4 $ 840,000 $ 210,000 $ 60,000
Nottoway County Virginia 4 $ 598,000 $ 149,000 $ 54,000
Rappahannock County Virginia 4 $ 1,116,000 $ 279,000 $ 92,000
Staunton County Virginia 4 $ 597,000 $ 149,000 $ 44,000
Westmoreland County Virginia 4 $ 707,000 $ 176,000 $ 69,000
Winchester County Virginia 4 $ 946,000 $ 236,000 $ 76,000
New Castle County Delaware 3 $ 386,000 $ 128,000 $ 42,000
Beaufort County South Carolina 3 $ 723,000 $ 241,000 $ 96,000
Colleton County South Carolina 3 $ 453,000 $ 151,000 $ 32,000
Richland County South Carolina 3 $ 944,000 $ 314,000 $ 127,000
Accomack County Virginia 3 $ 457,000 $ 152,000 $ 81,000
Essex County Virginia 3 $ 412,000 $ 137,000 $ 67,000
Fairfax City County Virginia 3 $ 1,054,000 $ 351,000 $ 81,000
Floyd County Virginia 3 $ 505,000 $ 168,000 $ 49,000
King and Queen County Virginia 3 $ 482,000 $ 160,000 $ 82,000
Manassas County Virginia 3 $ 533,000 $ 177,000 $ 68,000
Mecklenburg County Virginia 3 $ 363,000 $ 121,000 $ 41,000
Fulton County Georgia 2 $ 469,000 $ 234,000 $ 27,000
Houston County Georgia 2 $ 133,000 $ 66,000 $ 40,000
Washington County Maryland 2 $ 323,000 $ 161,000 $ 64,000
Northampton County North Carolina 2 $ 489,000 $ 244,000 $ 63,000
Barnwell County South Carolina 2 $ 342,000 $ 171,000 $ 48,000
Clarendon County South Carolina 2 $ 364,000 $ 182,000 $ 159,000
Spartanburg County South Carolina 2 $ 339,000 $ 169,000 $ 90,000
Buckingham County Virginia 2 $ 198,000 $ 99,000 $ 57,000
Buena Vista County Virginia 2 $ 176,000 $ 88,000 $ 79,000
Charlotte County Virginia 2 $ 392,000 $ 196,000 $ 68,000
Emporia County Virginia 2 $ 197,000 $ 98,000 $ 38,000
Fluvanna County Virginia 2 $ 374,000 $ 187,000 $ 100,000
Lunenburg County Virginia 2 $ 303,000 $ 151,000 $ 70,000
Madison County Virginia 2 $ 325,000 $ 162,000 $ 69,000
Nelson County Virginia 2 $ 483,000 $ 241,000 $ 46,000
Page County Virginia 2 $ 173,000 $ 86,000 $ 71,000
Radford County Virginia 2 $ 234,000 $ 117,000 $ 40,000
Rockbridge County Virginia 2 $ 488,000 $ 244,000 $ 83,000
Grant County West Virginia 2 $ 340,000 $ 170,000 $ 15,000
Hardy County West Virginia 2 $ 145,000 $ 72,000 $ 40,000
Bartow County Georgia 1 $ 109,000 $ 109,000 $ 0
Bibb County Georgia 1 $ 40,000 $ 40,000 $ 17,000
Cherokee County Georgia 1 $ 209,000 $ 209,000 $ 51,000
DeKalb County Georgia 1 $ 264,000 $ 264,000 $ 67,000
Henry County Georgia 1 $ 121,000 $ 121,000 $ 43,000
Monroe County Georgia 1 $ 44,000 $ 44,000 $ 31,000
Garrett County Maryland 1 $ 230,000 $ 230,000 $ 29,000
Somerset County Maryland 1 $ 75,000 $ 75,000 $ 23,000
Bertie County North Carolina 1 $ 87,000 $ 87,000 $ 37,000
Brunswick County North Carolina 1 $ 188,000 $ 188,000 $ 42,000
Burke County North Carolina 1 $ 107,000 $ 107,000 $ 0
Camden County North Carolina 1 $ 199,000 $ 199,000 $ 48,000
Columbus County North Carolina 1 $ 143,000 $ 143,000 $ 63,000
Duplin County North Carolina 1 $ 156,000 $ 156,000 $ 37,000
Edgecombe County North Carolina 1 $ 77,000 $ 77,000 $ 28,000
Gaston County North Carolina 1 $ 80,000 $ 80,000 $ 28,000
Granville County North Carolina 1 $ 188,000 $ 188,000 $ 52,000
Halifax County North Carolina 1 $ 70,000 $ 70,000 $ 47,000
Harnett County North Carolina 1 $ 176,000 $ 176,000 $ 0
Haywood County North Carolina 1 $ 177,000 $ 177,000 $ 156,000
Johnston County North Carolina 1 $ 271,000 $ 271,000 $ 130,000
McDowell County North Carolina 1 $ 242,000 $ 242,000 $ 63,000
Pender County North Carolina 1 $ 355,000 $ 355,000 $ 136,000
Scotland County North Carolina 1 $ 155,000 $ 155,000 $ 64,000
Vance County North Carolina 1 $ 60,000 $ 60,000 $ 96,000
Delaware County Pennsylvania 1 $ 50,000 $ 50,000 $ 30,000
York County Pennsylvania 1 $ 161,000 $ 161,000 $ 38,000
Georgetown County South Carolina 1 $ 250,000 $ 250,000 $ 80,000
Kershaw County South Carolina 1 $ 341,000 $ 341,000 $ 104,000
Saluda County South Carolina 1 $ 182,000 $ 182,000 $ 157,000
Sumter County South Carolina 1 $ 163,000 $ 163,000 $ 57,000
Brunswick County Virginia 1 $ 145,000 $ 145,000 $ 42,000
Charles City County Virginia 1 $ 75,000 $ 75,000 $ 34,000
Charlottesville County Virginia 1 $ 220,000 $ 220,000 $ 36,000
Craig County Virginia 1 $ 131,000 $ 131,000 $ 27,000
Danville County Virginia 1 $ 91,000 $ 91,000 $ 30,000
Greene County Virginia 1 $ 227,000 $ 227,000 $ 64,000
Halifax County Virginia 1 $ 134,000 $ 134,000 $ 52,000
Henry County Virginia 1 $ 109,000 $ 109,000 $ 56,000
Lancaster County Virginia 1 $ 396,000 $ 396,000 $ 200,000
Manassas Park County Virginia 1 $ 94,000 $ 94,000 $ 57,000
Martinsville County Virginia 1 $ 98,000 $ 98,000 $ 20,000
Richmond County Virginia 1 $ 175,000 $ 175,000 $ 82,000
Smyth County Virginia 1 $ 73,000 $ 73,000 $ 26,000
Waynesboro County Virginia 1 $ 120,000 $ 120,000 $ 62,000
Williamsburg County Virginia 1 $ 125,000 $ 125,000 $ 66,000
Brooke County West Virginia 1 $ 16,000 $ 16,000 $ 84,000
Greenbrier County West Virginia 1 $ 75,000 $ 75,000 $ 32,000
Hampshire County West Virginia 1 $ 148,000 $ 148,000 $ 52,000
Hancock County West Virginia 1 $ 70,000 $ 70,000 $ 32,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Trust Mortgage Llc in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,451 $590,965,000 $241,000 $1,000,000 $85,000 $1,917,000
Home Purchase 1,904 $427,157,000 $224,000 $1,365,000 $79,000 $1,756,000
Home Improvement 5 $1,041,000 $208,000 $301,000 $79,000 $122,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,466 $801,551,000 $231,000 $1,365,000 $84,000 $1,917,000
Black or African American 596 $137,131,000 $230,000 $983,000 $69,000 $620,000
Asian 101 $29,528,000 $292,000 $637,000 $98,000 $380,000
Hispanic 94 $21,686,000 $230,000 $562,000 $64,000 $546,000
Not Provided 86 $24,947,000 $290,000 $626,000 $110,000 $310,000
American Indian or Alaskan Native 10 $2,172,000 $217,000 $437,000 $75,000 $138,000
Native Hawaiian or Other Pacific Islander 7 $2,148,000 $306,000 $743,000 $88,000 $199,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,281 $545,840,000 $239,000 $1,365,000 $101,000 $1,917,000
FHA-insured (Federal Housing Administration) 1,567 $341,282,000 $217,000 $743,000 $62,000 $365,000
VA-guaranteed (Veterans Administration) 512 $132,041,000 $257,000 $983,000 $59,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,596 $842,564,000 $234,000 $1,000,000 $82,000 $1,384,000
Application Denied By Financial Institution 592 $134,130,000 $226,000 $1,365,000 $76,000 $1,756,000
Application Withdrawn By Applicant 105 $26,969,000 $256,000 $695,000 $113,000 $1,917,000
Application Approved But Not Accepted 54 $12,698,000 $235,000 $580,000 $70,000 $175,000
File Closed For Incompleteness 13 $2,802,000 $215,000 $495,000 $82,000 $218,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 358 $83,415,000 $233,000 $1,365,000 $78,000 $1,756,000
Collateral 57 $14,153,000 $248,000 $983,000 $107,000 $546,000
Debt-To-Income Ratio 56 $11,525,000 $205,000 $559,000 $53,000 $215,000
Credit History 46 $8,935,000 $194,000 $521,000 $53,000 $197,000
Other 31 $6,953,000 $224,000 $568,000 $84,000 $310,000
Unverifiable Information 23 $4,572,000 $198,000 $617,000 $64,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,446,000 $180,000 $368,000 $61,000 $120,000
Employment History 7 $1,478,000 $211,000 $417,000 $59,000 $104,000
Mortgage Insurance Denied 6 $1,653,000 $275,000 $526,000 $98,000 $160,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List