Southern Trust Mortgage Llc
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Southern Trust Mortgage Llc
4433 Corporation Lane, Suite 300
Virginia Beach, VA 23462
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,219
Total Mortgage Loan Application Amount $1,019,259,000
Average Mortgage Loan Application Amount $234,333
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $97,000
Highest Applicant Income $2,608,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Trust Mortgage Llc by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Loudoun County Virginia 356 $ 118,764,000 $ 333,000 $ 130,000
Fairfax County Virginia 280 $ 98,815,000 $ 352,000 $ 121,000
Onslow County North Carolina 223 $ 35,307,000 $ 158,000 $ 54,000
Virginia Beach County Virginia 216 $ 52,212,000 $ 241,000 $ 84,000
Chesterfield County Virginia 193 $ 38,187,000 $ 197,000 $ 77,000
Baltimore County Maryland 184 $ 45,522,000 $ 247,000 $ 111,000
Hanover County Virginia 172 $ 37,549,000 $ 218,000 $ 95,000
Anne Arundel County Maryland 152 $ 45,910,000 $ 302,000 $ 115,000
Henrico County Virginia 149 $ 24,400,000 $ 163,000 $ 72,000
Cumberland County North Carolina 137 $ 22,854,000 $ 166,000 $ 70,000
Prince George's County Maryland 109 $ 38,170,000 $ 350,000 $ 123,000
Montgomery County Maryland 92 $ 29,860,000 $ 324,000 $ 129,000
Chesapeake County Virginia 87 $ 20,769,000 $ 238,000 $ 69,000
Howard County Maryland 80 $ 25,280,000 $ 316,000 $ 116,000
Prince William County Virginia 79 $ 22,741,000 $ 287,000 $ 87,000
Suffolk County Virginia 66 $ 15,210,000 $ 230,000 $ 90,000
Isle of Wight County Virginia 64 $ 15,540,000 $ 242,000 $ 80,000
Craven County North Carolina 61 $ 10,468,000 $ 171,000 $ 75,000
Fauquier County Virginia 59 $ 16,983,000 $ 287,000 $ 132,000
Norfolk County Virginia 58 $ 10,085,000 $ 173,000 $ 77,000
Charleston County South Carolina 53 $ 11,682,000 $ 220,000 $ 89,000
James City County Virginia 52 $ 13,340,000 $ 256,000 $ 116,000
Baltimore City County Maryland 51 $ 9,125,000 $ 178,000 $ 81,000
Richmond City County Virginia 50 $ 11,321,000 $ 226,000 $ 115,000
Southampton County Virginia 47 $ 7,603,000 $ 161,000 $ 72,000
Harnett County North Carolina 37 $ 6,115,000 $ 165,000 $ 70,000
Arlington County Virginia 32 $ 13,732,000 $ 429,000 $ 151,000
Alexandria County Virginia 30 $ 10,112,000 $ 337,000 $ 121,000
District of Columbia County District Of Columbia 29 $ 10,572,000 $ 364,000 $ 162,000
Hoke County North Carolina 28 $ 4,456,000 $ 159,000 $ 41,000
Carroll County Maryland 27 $ 6,803,000 $ 251,000 $ 89,000
King William County Virginia 26 $ 4,280,000 $ 164,000 $ 72,000
Northumberland County Virginia 26 $ 6,057,000 $ 232,000 $ 110,000
York County Virginia 26 $ 6,814,000 $ 262,000 $ 98,000
Gloucester County Virginia 25 $ 4,876,000 $ 195,000 $ 66,000
Campbell County Virginia 24 $ 3,354,000 $ 139,000 $ 54,000
Portsmouth County Virginia 24 $ 3,500,000 $ 145,000 $ 56,000
Berkeley County South Carolina 23 $ 3,581,000 $ 155,000 $ 52,000
Charles County Maryland 22 $ 6,290,000 $ 285,000 $ 84,000
Mecklenburg County North Carolina 22 $ 3,040,000 $ 138,000 $ 57,000
Middlesex County Virginia 22 $ 4,306,000 $ 195,000 $ 86,000
Lynchburg County Virginia 21 $ 2,137,000 $ 101,000 $ 59,000
Bedford County Virginia 20 $ 3,630,000 $ 181,000 $ 76,000
Culpeper County Virginia 20 $ 4,482,000 $ 224,000 $ 80,000
Calvert County Maryland 19 $ 5,562,000 $ 292,000 $ 109,000
Frederick County Maryland 19 $ 5,726,000 $ 301,000 $ 85,000
Dorchester County South Carolina 18 $ 3,023,000 $ 167,000 $ 66,000
Essex County Virginia 17 $ 2,827,000 $ 166,000 $ 70,000
Hampton County Virginia 17 $ 3,070,000 $ 180,000 $ 81,000
Stafford County Virginia 16 $ 4,763,000 $ 297,000 $ 95,000
Clarke County Virginia 14 $ 3,207,000 $ 229,000 $ 169,000
New Kent County Virginia 14 $ 3,773,000 $ 269,000 $ 98,000
Newport News County Virginia 14 $ 2,094,000 $ 149,000 $ 63,000
Carteret County North Carolina 13 $ 2,442,000 $ 187,000 $ 113,000
Louisa County Virginia 13 $ 2,474,000 $ 190,000 $ 83,000
Harford County Maryland 12 $ 2,956,000 $ 246,000 $ 97,000
Pitt County North Carolina 12 $ 1,706,000 $ 142,000 $ 75,000
Amherst County Virginia 12 $ 1,741,000 $ 145,000 $ 68,000
Surry County Virginia 12 $ 2,032,000 $ 169,000 $ 68,000
Sussex County Delaware 11 $ 2,649,000 $ 240,000 $ 119,000
Wake County North Carolina 11 $ 1,737,000 $ 157,000 $ 55,000
Anderson County South Carolina 11 $ 2,096,000 $ 190,000 $ 57,000
Colonial Heights County Virginia 11 $ 1,617,000 $ 147,000 $ 114,000
Manassas County Virginia 11 $ 2,120,000 $ 192,000 $ 94,000
Warren County Virginia 11 $ 1,962,000 $ 178,000 $ 62,000
St. Mary's County Maryland 10 $ 3,291,000 $ 329,000 $ 87,000
Franklin City County Virginia 10 $ 1,390,000 $ 139,000 $ 58,000
Frederick County Virginia 10 $ 2,010,000 $ 201,000 $ 75,000
Goochland County Virginia 10 $ 2,415,000 $ 241,000 $ 91,000
Prince George County Virginia 10 $ 1,717,000 $ 171,000 $ 60,000
Dare County North Carolina 9 $ 2,417,000 $ 268,000 $ 250,000
Caroline County Virginia 9 $ 1,588,000 $ 176,000 $ 68,000
Hopewell County Virginia 9 $ 775,000 $ 86,000 $ 57,000
Mathews County Virginia 9 $ 1,682,000 $ 186,000 $ 67,000
Queen Anne's County Maryland 8 $ 2,624,000 $ 328,000 $ 125,000
Lancaster County Virginia 8 $ 1,971,000 $ 246,000 $ 87,000
New Hanover County North Carolina 7 $ 2,214,000 $ 316,000 $ 248,000
York County South Carolina 7 $ 954,000 $ 136,000 $ 60,000
Amelia County Virginia 7 $ 1,110,000 $ 158,000 $ 60,000
Manassas Park County Virginia 7 $ 1,544,000 $ 220,000 $ 78,000
Currituck County North Carolina 6 $ 1,708,000 $ 284,000 $ 139,000
Jones County North Carolina 6 $ 981,000 $ 163,000 $ 71,000
Dinwiddie County Virginia 6 $ 928,000 $ 154,000 $ 45,000
Emporia County Virginia 6 $ 271,000 $ 45,000 $ 46,000
Roanoke County Virginia 6 $ 706,000 $ 117,000 $ 51,000
Hertford County North Carolina 5 $ 792,000 $ 158,000 $ 58,000
Johnston County North Carolina 5 $ 515,000 $ 103,000 $ 56,000
Pender County North Carolina 5 $ 1,072,000 $ 214,000 $ 86,000
King and Queen County Virginia 5 $ 493,000 $ 98,000 $ 37,000
Spotsylvania County Virginia 5 $ 1,252,000 $ 250,000 $ 57,000
Worcester County Maryland 4 $ 753,000 $ 188,000 $ 235,000
Brunswick County North Carolina 4 $ 995,000 $ 248,000 $ 230,000
Nash County North Carolina 4 $ 366,000 $ 91,000 $ 71,000
Sampson County North Carolina 4 $ 553,000 $ 138,000 $ 66,000
Allegheny County Pennsylvania 4 $ 432,000 $ 108,000 $ 80,000
Chester County Pennsylvania 4 $ 1,013,000 $ 253,000 $ 66,000
Beaufort County South Carolina 4 $ 781,000 $ 195,000 $ 93,000
Albemarle County Virginia 4 $ 1,153,000 $ 288,000 $ 135,000
Orange County Virginia 4 $ 817,000 $ 204,000 $ 117,000
Powhatan County Virginia 4 $ 1,205,000 $ 301,000 $ 116,000
Sussex County Virginia 4 $ 360,000 $ 90,000 $ 71,000
Westmoreland County Virginia 4 $ 573,000 $ 143,000 $ 71,000
Guilford County North Carolina 3 $ 377,000 $ 125,000 $ 69,000
Washington County Pennsylvania 3 $ 251,000 $ 83,000 $ 48,000
York County Pennsylvania 3 $ 634,000 $ 211,000 $ 64,000
Greenwood County South Carolina 3 $ 566,000 $ 188,000 $ 70,000
Fairfax City County Virginia 3 $ 1,474,000 $ 491,000 $ 78,000
Halifax County Virginia 3 $ 328,000 $ 109,000 $ 40,000
Nelson County Virginia 3 $ 626,000 $ 208,000 $ 69,000
Jefferson County West Virginia 3 $ 364,000 $ 121,000 $ 96,000
New Castle County Delaware 2 $ 363,000 $ 181,000 $ 66,000
Caroline County Maryland 2 $ 409,000 $ 204,000 $ 57,000
Kent County Maryland 2 $ 408,000 $ 204,000 $ 31,000
Beaufort County North Carolina 2 $ 457,000 $ 228,000 $ 104,000
Edgecombe County North Carolina 2 $ 238,000 $ 119,000 $ 52,000
Gates County North Carolina 2 $ 399,000 $ 199,000 $ 74,000
Haywood County North Carolina 2 $ 124,000 $ 62,000 $ 293,000
Moore County North Carolina 2 $ 304,000 $ 152,000 $ 66,000
Northampton County North Carolina 2 $ 576,000 $ 288,000 $ 175,000
Robeson County North Carolina 2 $ 252,000 $ 126,000 $ 52,000
Union County North Carolina 2 $ 561,000 $ 280,000 $ 95,000
Warren County North Carolina 2 $ 404,000 $ 202,000 $ 159,000
Berks County Pennsylvania 2 $ 145,000 $ 72,000 $ 179,000
Lancaster County Pennsylvania 2 $ 349,000 $ 174,000 $ 120,000
Lehigh County Pennsylvania 2 $ 423,000 $ 211,000 $ 97,000
Greenville County South Carolina 2 $ 504,000 $ 252,000 $ 93,000
Orangeburg County South Carolina 2 $ 361,000 $ 180,000 $ 35,000
Pickens County South Carolina 2 $ 548,000 $ 274,000 $ 90,000
Coffee County Tennessee 2 $ 271,000 $ 135,000 $ 79,000
Appomattox County Virginia 2 $ 253,000 $ 126,000 $ 56,000
Bedford City County Virginia 2 $ 216,000 $ 108,000 $ 53,000
Charles City County Virginia 2 $ 683,000 $ 341,000 $ 405,000
Falls Church County Virginia 2 $ 917,000 $ 458,000 $ 365,000
Fredericksburg County Virginia 2 $ 486,000 $ 243,000 $ 118,000
Greene County Virginia 2 $ 552,000 $ 276,000 $ 97,000
King George County Virginia 2 $ 533,000 $ 266,000 $ 86,000
Mecklenburg County Virginia 2 $ 274,000 $ 137,000 $ 46,000
Petersburg County Virginia 2 $ 126,000 $ 63,000 $ 111,000
Poquoson County Virginia 2 $ 301,000 $ 150,000 $ 57,000
Rappahannock County Virginia 2 $ 1,080,000 $ 540,000 $ 228,000
Richmond County Virginia 2 $ 269,000 $ 134,000 $ 62,000
Roanoke City County Virginia 2 $ 373,000 $ 186,000 $ 74,000
Shenandoah County Virginia 2 $ 214,000 $ 107,000 $ 155,000
Kent County Delaware 1 $ 129,000 $ 129,000 $ 40,000
Newton County Georgia 1 $ 100,000 $ 100,000 $ 43,000
Garrett County Maryland 1 $ 417,000 $ 417,000 $ 103,000
Talbot County Maryland 1 $ 169,000 $ 169,000 $ 425,000
Buncombe County North Carolina 1 $ 575,000 $ 575,000 $ 141,000
Caldwell County North Carolina 1 $ 229,000 $ 229,000 $ 235,000
Cherokee County North Carolina 1 $ 156,000 $ 156,000 $ 45,000
Duplin County North Carolina 1 $ 89,000 $ 89,000 $ 26,000
Forsyth County North Carolina 1 $ 112,000 $ 112,000 $ 2,608,000
Franklin County North Carolina 1 $ 382,000 $ 382,000 $ 107,000
Gaston County North Carolina 1 $ 92,000 $ 92,000 $ 22,000
Halifax County North Carolina 1 $ 160,000 $ 160,000 $ 112,000
Henderson County North Carolina 1 $ 120,000 $ 120,000 $ 108,000
Orange County North Carolina 1 $ 184,000 $ 184,000 $ 91,000
Pamlico County North Carolina 1 $ 194,000 $ 194,000 $ 229,000
Pasquotank County North Carolina 1 $ 104,000 $ 104,000 $ 87,000
Washington County North Carolina 1 $ 205,000 $ 205,000 $ 51,000
Wayne County North Carolina 1 $ 185,000 $ 185,000 $ 61,000
Wilson County North Carolina 1 $ 115,000 $ 115,000 $ 27,000
Yancey County North Carolina 1 $ 417,000 $ 417,000 $ 69,000
Adams County Pennsylvania 1 $ 115,000 $ 115,000 $ 84,000
Beaver County Pennsylvania 1 $ 172,000 $ 172,000 $ 64,000
Fayette County Pennsylvania 1 $ 67,000 $ 67,000 $ 52,000
Lebanon County Pennsylvania 1 $ 368,000 $ 368,000 $ 218,000
Lycoming County Pennsylvania 1 $ 97,000 $ 97,000 $ 59,000
Mercer County Pennsylvania 1 $ 47,000 $ 47,000 $ 86,000
Monroe County Pennsylvania 1 $ 100,000 $ 100,000 $ 56,000
Montgomery County Pennsylvania 1 $ 329,000 $ 329,000 $ 116,000
Perry County Pennsylvania 1 $ 168,000 $ 168,000 $ 45,000
Philadelphia County Pennsylvania 1 $ 125,000 $ 125,000 $ 37,000
Fairfield County South Carolina 1 $ 63,000 $ 63,000 $ 76,000
Florence County South Carolina 1 $ 265,000 $ 265,000 $ 139,000
Lancaster County South Carolina 1 $ 242,000 $ 242,000 $ 371,000
Laurens County South Carolina 1 $ 129,000 $ 129,000 $ 31,000
Richland County South Carolina 1 $ 400,000 $ 400,000 $ 0
Spartanburg County South Carolina 1 $ 122,000 $ 122,000 $ 59,000
Franklin County Tennessee 1 $ 122,000 $ 122,000 $ 84,000
Sequatchie County Tennessee 1 $ 388,000 $ 388,000 $ 113,000
Accomack County Virginia 1 $ 179,000 $ 179,000 $ 154,000
Brunswick County Virginia 1 $ 76,000 $ 76,000 $ 68,000
Buckingham County Virginia 1 $ 262,000 $ 262,000 $ 66,000
Charlottesville County Virginia 1 $ 437,000 $ 437,000 $ 91,000
Greensville County Virginia 1 $ 96,000 $ 96,000 $ 32,000
Montgomery County Virginia 1 $ 268,000 $ 268,000 $ 113,000
Northampton County Virginia 1 $ 157,000 $ 157,000 $ 50,000
Nottoway County Virginia 1 $ 166,000 $ 166,000 $ 53,000
Page County Virginia 1 $ 138,000 $ 138,000 $ 41,000
Pittsylvania County Virginia 1 $ 147,000 $ 147,000 $ 35,000
Rockingham County Virginia 1 $ 417,000 $ 417,000 $ 61,000
Salem County Virginia 1 $ 128,000 $ 128,000 $ 47,000
Staunton County Virginia 1 $ 103,000 $ 103,000 $ 36,000
Winchester County Virginia 1 $ 184,000 $ 184,000 $ 80,000
Hampshire County West Virginia 1 $ 154,000 $ 154,000 $ 176,000
Randolph County West Virginia 1 $ 69,000 $ 69,000 $ 49,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Trust Mortgage Llc in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,243 $506,298,000 $225,000 $1,904,000 $88,000 $2,608,000
Refinancing 1,923 $501,375,000 $260,000 $2,000,000 $105,000 $1,153,000
Home Improvement 53 $11,586,000 $218,000 $733,000 $98,000 $279,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,083 $746,648,000 $242,000 $1,620,000 $100,000 $2,608,000
Black or African American 387 $84,910,000 $219,000 $821,000 $72,000 $287,000
Not Provided 331 $74,263,000 $224,000 $779,000 $89,000 $819,000
Asian 282 $84,295,000 $298,000 $2,000,000 $103,000 $616,000
Hispanic 118 $25,066,000 $212,000 $658,000 $78,000 $456,000
Native Hawaiian or Other Pacific Islander 11 $1,750,000 $159,000 $406,000 $39,000 $61,000
American Indian or Alaskan Native 7 $2,327,000 $332,000 $459,000 $112,000 $290,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,426 $608,271,000 $250,000 $2,000,000 $119,000 $1,450,000
FHA-insured (Federal Housing Administration) 1,058 $232,203,000 $219,000 $743,000 $63,000 $2,608,000
VA-guaranteed (Veterans Administration) 655 $164,886,000 $251,000 $963,000 $67,000 $292,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $13,899,000 $173,000 $349,000 $50,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,450 $828,269,000 $240,000 $963,000 $94,000 $2,608,000
Application Withdrawn By Applicant 311 $84,328,000 $271,000 $1,904,000 $110,000 $1,017,000
Application Denied By Financial Institution 236 $51,531,000 $218,000 $2,000,000 $92,000 $747,000
Application Approved But Not Accepted 124 $30,225,000 $243,000 $802,000 $95,000 $680,000
File Closed For Incompleteness 98 $24,906,000 $254,000 $1,400,000 $106,000 $1,153,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 78 $18,202,000 $233,000 $2,000,000 $117,000 $742,000
Debt-To-Income Ratio 55 $11,502,000 $209,000 $628,000 $70,000 $217,000
Other 37 $8,969,000 $242,000 $1,140,000 $122,000 $747,000
Credit History 35 $6,735,000 $192,000 $477,000 $68,000 $148,000
Employment History 11 $1,536,000 $139,000 $300,000 $45,000 $173,000
Unverifiable Information 9 $2,373,000 $263,000 $478,000 $92,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 4 $588,000 $147,000 $196,000 $52,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List