Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Southern Trust Mortgage, Llc
4433 Corporation Lane Suite 300
Virginia Beach, VA 23462
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 2,995
Total Mortgage Loan Application Amount $708,131,000
Average Mortgage Loan Application Amount $237,000
Highest Mortgage Loan Application Amount $2,845,000
Average Applicant Income $101,333
Highest Applicant Income $2,461,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Trust Mortgage, Llc by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cumberland County North Carolina 316 $ 51,737,000 $ 163,000 $ 66,000
Virginia Beach County Virginia 287 $ 78,335,000 $ 272,000 $ 101,000
Chesterfield County Virginia 146 $ 33,160,000 $ 227,000 $ 87,000
Chesapeake County Virginia 142 $ 34,707,000 $ 244,000 $ 76,000
Hanover County Virginia 112 $ 25,991,000 $ 232,000 $ 93,000
Baltimore County Maryland 107 $ 29,358,000 $ 274,000 $ 115,000
Loudoun County Virginia 105 $ 40,710,000 $ 387,000 $ 158,000
Hoke County North Carolina 98 $ 16,997,000 $ 173,000 $ 63,000
Henrico County Virginia 96 $ 21,053,000 $ 219,000 $ 100,000
Norfolk County Virginia 82 $ 15,052,000 $ 183,000 $ 64,000
Anne Arundel County Maryland 79 $ 24,258,000 $ 307,000 $ 114,000
Harnett County North Carolina 79 $ 15,772,000 $ 199,000 $ 63,000
Wake County North Carolina 75 $ 15,932,000 $ 212,000 $ 81,000
Prince George's County Maryland 66 $ 28,531,000 $ 432,000 $ 129,000
Suffolk County Virginia 65 $ 14,898,000 $ 229,000 $ 83,000
Richmond City County Virginia 60 $ 13,548,000 $ 225,000 $ 151,000
Portsmouth County Virginia 46 $ 7,030,000 $ 152,000 $ 58,000
Howard County Maryland 45 $ 17,643,000 $ 392,000 $ 137,000
Baltimore City County Maryland 43 $ 8,490,000 $ 197,000 $ 117,000
Southampton County Virginia 40 $ 5,540,000 $ 138,000 $ 57,000
Montgomery County Maryland 38 $ 14,665,000 $ 385,000 $ 137,000
Mecklenburg County North Carolina 33 $ 6,347,000 $ 192,000 $ 86,000
Fauquier County Virginia 33 $ 10,653,000 $ 322,000 $ 171,000
Wayne County North Carolina 32 $ 4,692,000 $ 146,000 $ 60,000
Prince William County Virginia 28 $ 11,929,000 $ 426,000 $ 127,000
Isle of Wight County Virginia 27 $ 5,519,000 $ 204,000 $ 99,000
Charleston County South Carolina 22 $ 6,914,000 $ 314,000 $ 100,000
Carroll County Maryland 21 $ 5,129,000 $ 244,000 $ 89,000
Moore County North Carolina 21 $ 4,944,000 $ 235,000 $ 79,000
Johnston County North Carolina 19 $ 3,049,000 $ 160,000 $ 52,000
King William County Virginia 18 $ 2,756,000 $ 153,000 $ 57,000
Lynchburg County Virginia 17 $ 1,996,000 $ 117,000 $ 41,000
Bedford County Virginia 16 $ 3,490,000 $ 218,000 $ 80,000
Fairfax County Virginia 16 $ 7,491,000 $ 468,000 $ 173,000
Hampton County Virginia 16 $ 3,305,000 $ 206,000 $ 75,000
District of Columbia County District Of Columbia 14 $ 7,162,000 $ 511,000 $ 202,000
Frederick County Maryland 14 $ 4,772,000 $ 340,000 $ 126,000
Cabarrus County North Carolina 13 $ 1,771,000 $ 136,000 $ 71,000
New Kent County Virginia 13 $ 4,153,000 $ 319,000 $ 94,000
Harford County Maryland 12 $ 3,495,000 $ 291,000 $ 99,000
Sampson County North Carolina 12 $ 3,211,000 $ 267,000 $ 81,000
Northumberland County Virginia 12 $ 1,569,000 $ 130,000 $ 56,000
Calvert County Maryland 11 $ 2,823,000 $ 256,000 $ 84,000
Durham County North Carolina 11 $ 1,962,000 $ 178,000 $ 50,000
Anderson County South Carolina 11 $ 1,886,000 $ 171,000 $ 60,000
Campbell County Virginia 11 $ 1,859,000 $ 169,000 $ 60,000
Culpeper County Virginia 11 $ 3,051,000 $ 277,000 $ 95,000
Charles County Maryland 9 $ 2,056,000 $ 228,000 $ 42,000
Amherst County Virginia 9 $ 1,157,000 $ 128,000 $ 55,000
Newport News County Virginia 9 $ 1,059,000 $ 117,000 $ 58,000
Hertford County North Carolina 8 $ 1,002,000 $ 125,000 $ 48,000
St. Mary's County Maryland 7 $ 1,374,000 $ 196,000 $ 86,000
Berkeley County South Carolina 7 $ 1,248,000 $ 178,000 $ 75,000
Alexandria County Virginia 7 $ 3,926,000 $ 560,000 $ 219,000
James City County Virginia 7 $ 1,917,000 $ 273,000 $ 115,000
Powhatan County Virginia 7 $ 1,396,000 $ 199,000 $ 110,000
Currituck County North Carolina 6 $ 1,102,000 $ 183,000 $ 48,000
Lee County North Carolina 6 $ 1,019,000 $ 169,000 $ 84,000
New Hanover County North Carolina 6 $ 1,389,000 $ 231,000 $ 66,000
Union County North Carolina 6 $ 1,312,000 $ 218,000 $ 125,000
Florence County South Carolina 6 $ 730,000 $ 121,000 $ 70,000
Greenwood County South Carolina 6 $ 1,095,000 $ 182,000 $ 51,000
Clarke County Virginia 6 $ 1,730,000 $ 288,000 $ 100,000
Gloucester County Virginia 6 $ 1,365,000 $ 227,000 $ 84,000
Spotsylvania County Virginia 6 $ 1,422,000 $ 237,000 $ 77,000
Franklin County North Carolina 5 $ 1,150,000 $ 230,000 $ 94,000
Halifax County North Carolina 5 $ 635,000 $ 127,000 $ 44,000
Richmond County North Carolina 5 $ 502,000 $ 100,000 $ 38,000
Robeson County North Carolina 5 $ 425,000 $ 85,000 $ 41,000
Dorchester County South Carolina 5 $ 747,000 $ 149,000 $ 69,000
Oconee County South Carolina 5 $ 902,000 $ 180,000 $ 70,000
Pickens County South Carolina 5 $ 597,000 $ 119,000 $ 46,000
Lancaster County Virginia 5 $ 656,000 $ 131,000 $ 75,000
Prince George County Virginia 5 $ 1,412,000 $ 282,000 $ 92,000
Roanoke County Virginia 5 $ 726,000 $ 145,000 $ 58,000
Roanoke City County Virginia 5 $ 610,000 $ 122,000 $ 53,000
Chatham County North Carolina 4 $ 840,000 $ 210,000 $ 105,000
Duplin County North Carolina 4 $ 363,000 $ 90,000 $ 50,000
Lincoln County North Carolina 4 $ 470,000 $ 117,000 $ 58,000
Rowan County North Carolina 4 $ 942,000 $ 235,000 $ 84,000
York County South Carolina 4 $ 1,094,000 $ 273,000 $ 101,000
Arlington County Virginia 4 $ 1,929,000 $ 482,000 $ 139,000
Colonial Heights County Virginia 4 $ 744,000 $ 186,000 $ 96,000
Dinwiddie County Virginia 4 $ 651,000 $ 162,000 $ 57,000
Essex County Virginia 4 $ 1,149,000 $ 287,000 $ 171,000
Franklin City County Virginia 4 $ 612,000 $ 153,000 $ 48,000
King and Queen County Virginia 4 $ 518,000 $ 129,000 $ 60,000
Montgomery County Virginia 4 $ 512,000 $ 128,000 $ 64,000
Petersburg County Virginia 4 $ 539,000 $ 134,000 $ 128,000
Cecil County Maryland 3 $ 546,000 $ 182,000 $ 117,000
Burke County North Carolina 3 $ 324,000 $ 108,000 $ 36,000
Carteret County North Carolina 3 $ 772,000 $ 257,000 $ 141,000
Edgecombe County North Carolina 3 $ 478,000 $ 159,000 $ 61,000
Guilford County North Carolina 3 $ 405,000 $ 135,000 $ 60,000
Iredell County North Carolina 3 $ 742,000 $ 247,000 $ 190,000
Nash County North Carolina 3 $ 476,000 $ 158,000 $ 60,000
Scotland County North Carolina 3 $ 202,000 $ 67,000 $ 74,000
Wilson County North Carolina 3 $ 298,000 $ 99,000 $ 49,000
York County Pennsylvania 3 $ 607,000 $ 202,000 $ 148,000
Abbeville County South Carolina 3 $ 490,000 $ 163,000 $ 47,000
Horry County South Carolina 3 $ 433,000 $ 144,000 $ 54,000
Lancaster County South Carolina 3 $ 504,000 $ 168,000 $ 35,000
Accomack County Virginia 3 $ 944,000 $ 314,000 $ 151,000
Appomattox County Virginia 3 $ 469,000 $ 156,000 $ 59,000
Caroline County Virginia 3 $ 463,000 $ 154,000 $ 29,000
Goochland County Virginia 3 $ 1,015,000 $ 338,000 $ 114,000
Hopewell County Virginia 3 $ 337,000 $ 112,000 $ 41,000
Madison County Virginia 3 $ 594,000 $ 198,000 $ 92,000
Mathews County Virginia 3 $ 469,000 $ 156,000 $ 78,000
Mecklenburg County Virginia 3 $ 887,000 $ 295,000 $ 188,000
Orange County Virginia 3 $ 592,000 $ 197,000 $ 42,000
Sussex County Virginia 3 $ 535,000 $ 178,000 $ 56,000
York County Virginia 3 $ 804,000 $ 268,000 $ 69,000
Washington County Maryland 2 $ 567,000 $ 283,000 $ 167,000
Worcester County Maryland 2 $ 436,000 $ 218,000 $ 0
Alamance County North Carolina 2 $ 460,000 $ 230,000 $ 82,000
Bertie County North Carolina 2 $ 216,000 $ 108,000 $ 55,000
Brunswick County North Carolina 2 $ 507,000 $ 253,000 $ 65,000
Henderson County North Carolina 2 $ 387,000 $ 193,000 $ 60,000
Pasquotank County North Carolina 2 $ 378,000 $ 189,000 $ 59,000
Surry County North Carolina 2 $ 595,000 $ 297,000 $ 54,000
Vance County North Carolina 2 $ 199,000 $ 99,000 $ 57,000
Colleton County South Carolina 2 $ 235,000 $ 117,000 $ 34,000
Greenville County South Carolina 2 $ 257,000 $ 128,000 $ 32,000
Kershaw County South Carolina 2 $ 296,000 $ 148,000 $ 79,000
Marlboro County South Carolina 2 $ 210,000 $ 105,000 $ 46,000
Augusta County Virginia 2 $ 384,000 $ 192,000 $ 324,000
Danville County Virginia 2 $ 438,000 $ 219,000 $ 64,000
Frederick County Virginia 2 $ 396,000 $ 198,000 $ 56,000
Louisa County Virginia 2 $ 696,000 $ 348,000 $ 225,000
Manassas County Virginia 2 $ 396,000 $ 198,000 $ 49,000
Middlesex County Virginia 2 $ 276,000 $ 138,000 $ 115,000
Northampton County Virginia 2 $ 290,000 $ 145,000 $ 137,000
Rappahannock County Virginia 2 $ 315,000 $ 157,000 $ 37,000
Richmond County Virginia 2 $ 421,000 $ 210,000 $ 103,000
Stafford County Virginia 2 $ 481,000 $ 240,000 $ 60,000
Sussex County Delaware 1 $ 228,000 $ 228,000 $ 187,000
Martin County Florida 1 $ 347,000 $ 347,000 $ 0
St. Johns County Florida 1 $ 420,000 $ 420,000 $ 104,000
Cherokee County Georgia 1 $ 251,000 $ 251,000 $ 70,000
DeKalb County Georgia 1 $ 489,000 $ 489,000 $ 140,000
Elbert County Georgia 1 $ 102,000 $ 102,000 $ 138,000
Gwinnett County Georgia 1 $ 400,000 $ 400,000 $ 246,000
Dorchester County Maryland 1 $ 160,000 $ 160,000 $ 297,000
Queen Anne's County Maryland 1 $ 382,000 $ 382,000 $ 105,000
Bladen County North Carolina 1 $ 199,000 $ 199,000 $ 80,000
Camden County North Carolina 1 $ 75,000 $ 75,000 $ 26,000
Craven County North Carolina 1 $ 109,000 $ 109,000 $ 84,000
Dare County North Carolina 1 $ 221,000 $ 221,000 $ 117,000
Davidson County North Carolina 1 $ 404,000 $ 404,000 $ 112,000
Forsyth County North Carolina 1 $ 90,000 $ 90,000 $ 54,000
Gaston County North Carolina 1 $ 221,000 $ 221,000 $ 108,000
Gates County North Carolina 1 $ 196,000 $ 196,000 $ 58,000
Granville County North Carolina 1 $ 155,000 $ 155,000 $ 123,000
Haywood County North Carolina 1 $ 154,000 $ 154,000 $ 74,000
Lenoir County North Carolina 1 $ 112,000 $ 112,000 $ 49,000
Northampton County North Carolina 1 $ 88,000 $ 88,000 $ 39,000
Onslow County North Carolina 1 $ 220,000 $ 220,000 $ 148,000
Orange County North Carolina 1 $ 110,000 $ 110,000 $ 87,000
Pender County North Carolina 1 $ 236,000 $ 236,000 $ 170,000
Pitt County North Carolina 1 $ 185,000 $ 185,000 $ 49,000
Polk County North Carolina 1 $ 132,000 $ 132,000 $ 56,000
Randolph County North Carolina 1 $ 122,000 $ 122,000 $ 53,000
Stokes County North Carolina 1 $ 92,000 $ 92,000 $ 39,000
Swain County North Carolina 1 $ 260,000 $ 260,000 $ 87,000
Warren County North Carolina 1 $ 395,000 $ 395,000 $ 830,000
Allegheny County Pennsylvania 1 $ 568,000 $ 568,000 $ 498,000
Chester County Pennsylvania 1 $ 230,000 $ 230,000 $ 92,000
Philadelphia County Pennsylvania 1 $ 70,000 $ 70,000 $ 57,000
Beaufort County South Carolina 1 $ 189,000 $ 189,000 $ 68,000
Spartanburg County South Carolina 1 $ 170,000 $ 170,000 $ 50,000
Amelia County Virginia 1 $ 303,000 $ 303,000 $ 96,000
Bath County Virginia 1 $ 365,000 $ 365,000 $ 333,000
Bland County Virginia 1 $ 160,000 $ 160,000 $ 101,000
Charles City County Virginia 1 $ 119,000 $ 119,000 $ 80,000
Charlottesville County Virginia 1 $ 187,000 $ 187,000 $ 88,000
Emporia County Virginia 1 $ 70,000 $ 70,000 $ 58,000
Fluvanna County Virginia 1 $ 149,000 $ 149,000 $ 85,000
Franklin County Virginia 1 $ 380,000 $ 380,000 $ 155,000
King George County Virginia 1 $ 387,000 $ 387,000 $ 93,000
Lunenburg County Virginia 1 $ 125,000 $ 125,000 $ 121,000
Manassas Park County Virginia 1 $ 288,000 $ 288,000 $ 160,000
Nelson County Virginia 1 $ 154,000 $ 154,000 $ 660,000
Pulaski County Virginia 1 $ 64,000 $ 64,000 $ 41,000
Rockbridge County Virginia 1 $ 171,000 $ 171,000 $ 60,000
Shenandoah County Virginia 1 $ 99,000 $ 99,000 $ 96,000
Staunton County Virginia 1 $ 90,000 $ 90,000 $ 0
Surry County Virginia 1 $ 352,000 $ 352,000 $ 147,000
Warren County Virginia 1 $ 50,000 $ 50,000 $ 18,000
Waynesboro County Virginia 1 $ 100,000 $ 100,000 $ 45,000
Westmoreland County Virginia 1 $ 155,000 $ 155,000 $ 111,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,442 $554,645,000 $227,000 $1,350,000 $87,000 $2,461,000
Refinancing 533 $149,392,000 $280,000 $2,845,000 $119,000 $1,091,000
Home Improvement 20 $4,094,000 $204,000 $626,000 $98,000 $246,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,128 $503,846,000 $236,000 $2,040,000 $96,000 $2,461,000
Black or African American 460 $99,262,000 $215,000 $923,000 $73,000 $425,000
Not Provided 211 $61,468,000 $291,000 $2,845,000 $111,000 $1,091,000
Hispanic 123 $24,721,000 $200,000 $700,000 $72,000 $557,000
Asian 57 $14,729,000 $258,000 $714,000 $93,000 $241,000
Native Hawaiian or Other Pacific Islander 12 $2,803,000 $233,000 $537,000 $69,000 $175,000
American Indian or Alaskan Native 4 $1,302,000 $325,000 $520,000 $112,000 $174,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,335 $360,918,000 $270,000 $2,845,000 $124,000 $2,461,000
VA-guaranteed (Veterans Administration) 836 $198,589,000 $237,000 $980,000 $75,000 $279,000
FHA-insured (Federal Housing Administration) 692 $127,714,000 $184,000 $643,000 $61,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 132 $20,910,000 $158,000 $387,000 $49,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,280 $539,185,000 $236,000 $1,437,000 $91,000 $1,091,000
Application Withdrawn By Applicant 420 $100,006,000 $238,000 $2,845,000 $97,000 $1,091,000
File Closed For Incompleteness 176 $46,649,000 $265,000 $1,280,000 $112,000 $2,461,000
Application Denied By Financial Institution 109 $19,852,000 $182,000 $1,100,000 $78,000 $745,000
Application Approved But Not Accepted 10 $2,439,000 $243,000 $599,000 $107,000 $368,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 33 $7,261,000 $220,000 $1,100,000 $73,000 $604,000
Credit History 30 $4,871,000 $162,000 $476,000 $65,000 $192,000
Collateral 23 $3,288,000 $142,000 $510,000 $64,000 $274,000
Other 8 $1,158,000 $144,000 $240,000 $87,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 4 $455,000 $113,000 $162,000 $49,000 $67,000
Unverifiable Information 3 $487,000 $162,000 $300,000 $68,000 $82,000
Employment History 3 $903,000 $301,000 $378,000 $133,000 $209,000
Credit Application Incomplete 1 $148,000 $148,000 $148,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List