Southside Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Southside Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southside Bank 1201 S Beckham Tyler, TX 75701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,402 |
| Total Mortgage Loan Application Amount | $679,110,000 |
| Average Mortgage Loan Application Amount | $355,600 |
| Highest Mortgage Loan Application Amount | $39,005,000 |
| Average Applicant Income | $176,600 |
| Highest Applicant Income | $6,629,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Southside Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southside Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Southside Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southside Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Southside Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southside Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Smith County Texas | 248 | $ 64,880,000 | $ 261,000 | $ 167,000 |
| Tarrant County Texas | 206 | $ 90,580,000 | $ 439,000 | $ 197,000 |
| Angelina County Texas | 104 | $ 17,980,000 | $ 172,000 | $ 112,000 |
| Denton County Texas | 68 | $ 34,620,000 | $ 509,000 | $ 211,000 |
| Nacogdoches County Texas | 49 | $ 9,245,000 | $ 188,000 | $ 108,000 |
| Collin County Texas | 48 | $ 33,230,000 | $ 692,000 | $ 286,000 |
| Parker County Texas | 46 | $ 12,440,000 | $ 270,000 | $ 123,000 |
| Gregg County Texas | 45 | $ 10,715,000 | $ 238,000 | $ 145,000 |
| Travis County Texas | 43 | $ 45,155,000 | $ 1,050,000 | $ 347,000 |
| Dallas County Texas | 38 | $ 13,880,000 | $ 365,000 | $ 168,000 |
| Jasper County Texas | 34 | $ 6,610,000 | $ 194,000 | $ 183,000 |
| Henderson County Texas | 31 | $ 13,895,000 | $ 448,000 | $ 184,000 |
| Johnson County Texas | 30 | $ 7,400,000 | $ 246,000 | $ 95,000 |
| Cherokee County Texas | 29 | $ 6,555,000 | $ 226,000 | $ 103,000 |
| Harris County Texas | 25 | $ 76,975,000 | $ 3,079,000 | $ 180,000 |
| Hood County Texas | 22 | $ 6,780,000 | $ 308,000 | $ 141,000 |
| Sabine County Texas | 21 | $ 3,315,000 | $ 157,000 | $ 89,000 |
| Liberty County Texas | 20 | $ 4,490,000 | $ 224,000 | $ 141,000 |
| Anderson County Texas | 18 | $ 2,750,000 | $ 152,000 | $ 134,000 |
| Rusk County Texas | 18 | $ 5,880,000 | $ 326,000 | $ 163,000 |
| Harrison County Texas | 17 | $ 3,815,000 | $ 224,000 | $ 124,000 |
| Montgomery County Texas | 16 | $ 5,010,000 | $ 313,000 | $ 137,000 |
| Kaufman County Texas | 15 | $ 6,915,000 | $ 461,000 | $ 216,000 |
| Upshur County Texas | 14 | $ 3,210,000 | $ 229,000 | $ 129,000 |
| Ellis County Texas | 13 | $ 6,275,000 | $ 482,000 | $ 178,000 |
| Van Zandt County Texas | 11 | $ 2,225,000 | $ 202,000 | $ 95,000 |
| Wood County Texas | 11 | $ 2,055,000 | $ 186,000 | $ 97,000 |
| San Augustine County Texas | 10 | $ 1,480,000 | $ 148,000 | $ 142,000 |
| Brazos County Texas | 8 | $ 7,810,000 | $ 976,000 | $ 287,000 |
| San Jacinto County Texas | 7 | $ 1,315,000 | $ 187,000 | $ 127,000 |
| Palo Pinto County Texas | 6 | $ 2,080,000 | $ 346,000 | $ 136,000 |
| Polk County Texas | 6 | $ 1,110,000 | $ 185,000 | $ 131,000 |
| Bexar County Texas | 5 | $ 76,955,000 | $ 15,391,000 | $ 95,000 |
| Hays County Texas | 5 | $ 7,715,000 | $ 1,543,000 | $ 315,000 |
| Trinity County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 96,000 |
| Eagle County Colorado | 4 | $ 11,440,000 | $ 2,860,000 | $ 2,548,000 |
| Freestone County Texas | 4 | $ 1,530,000 | $ 382,000 | $ 205,000 |
| Galveston County Texas | 4 | $ 2,270,000 | $ 567,000 | $ 393,000 |
| Leon County Texas | 4 | $ 510,000 | $ 127,000 | $ 101,000 |
| Tyler County Texas | 4 | $ 940,000 | $ 235,000 | $ 116,000 |
| Wise County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 156,000 |
| Chambers County Texas | 3 | $ 525,000 | $ 175,000 | $ 102,000 |
| Erath County Texas | 3 | $ 965,000 | $ 321,000 | $ 125,000 |
| McLennan County Texas | 3 | $ 325,000 | $ 108,000 | $ 78,000 |
| Montague County Texas | 3 | $ 845,000 | $ 281,000 | $ 125,000 |
| Navarro County Texas | 3 | $ 1,325,000 | $ 441,000 | $ 175,000 |
| Panola County Texas | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Rockwall County Texas | 3 | $ 1,785,000 | $ 595,000 | $ 184,000 |
| Shelby County Texas | 3 | $ 805,000 | $ 268,000 | $ 102,000 |
| Williamson County Texas | 3 | $ 895,000 | $ 298,000 | $ 335,000 |
| Archuleta County Colorado | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 1,050,000 | $ 525,000 | $ 241,000 |
| Archer County Texas | 2 | $ 790,000 | $ 395,000 | $ 91,000 |
| Brazoria County Texas | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| Franklin County Texas | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Hardin County Texas | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Hopkins County Texas | 2 | $ 580,000 | $ 290,000 | $ 79,000 |
| Hunt County Texas | 2 | $ 750,000 | $ 375,000 | $ 205,000 |
| Madison County Alabama | 1 | $ 145,000 | $ 145,000 | $ 216,000 |
| La Plata County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Duval County Florida | 1 | $ 405,000 | $ 405,000 | $ 238,000 |
| Lee County Florida | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Caddo County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Cameron County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 186,000 |
| Sabine County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Delta County Michigan | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Cass County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Santa Fe County New Mexico | 1 | $ 385,000 | $ 385,000 | $ 78,000 |
| Taos County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Valencia County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Jackson County Oklahoma | 1 | $ 805,000 | $ 805,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 401,000 |
| Davidson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Maury County Tennessee | 1 | $ 36,255,000 | $ 36,255,000 | $ 0 |
| Bastrop County Texas | 1 | $ 475,000 | $ 475,000 | $ 128,000 |
| Bell County Texas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Burleson County Texas | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Caldwell County Texas | 1 | $ 445,000 | $ 445,000 | $ 197,000 |
| Camp County Texas | 1 | $ 55,000 | $ 55,000 | $ 11,000 |
| Comanche County Texas | 1 | $ 265,000 | $ 265,000 | $ 30,000 |
| Crockett County Texas | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Edwards County Texas | 1 | $ 635,000 | $ 635,000 | $ 553,000 |
| Fannin County Texas | 1 | $ 475,000 | $ 475,000 | $ 182,000 |
| Fort Bend County Texas | 1 | $ 235,000 | $ 235,000 | $ 158,000 |
| Grayson County Texas | 1 | $ 545,000 | $ 545,000 | $ 193,000 |
| Hidalgo County Texas | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Hill County Texas | 1 | $ 255,000 | $ 255,000 | $ 38,000 |
| Houston County Texas | 1 | $ 925,000 | $ 925,000 | $ 485,000 |
| Jefferson County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Kendall County Texas | 1 | $ 505,000 | $ 505,000 | $ 97,000 |
| Lamar County Texas | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Marion County Texas | 1 | $ 45,000 | $ 45,000 | $ 172,000 |
| Midland County Texas | 1 | $ 455,000 | $ 455,000 | $ 183,000 |
| Newton County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Orange County Texas | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Stephens County Texas | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Tom Green County Texas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Walker County Texas | 1 | $ 535,000 | $ 535,000 | $ 205,000 |
| Waller County Texas | 1 | $ 2,735,000 | $ 2,735,000 | $ 0 |
| Wichita County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Young County Texas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Southside Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 763 | $457,675,000 | $599,000 | $39,005,000 | $199,000 | $2,425,000 |
| Refinancing | 271 | $136,355,000 | $503,000 | $37,575,000 | $166,000 | $2,425,000 |
| Cash-out Refinancing | 259 | $67,145,000 | $259,000 | $4,905,000 | $121,000 | $758,000 |
| Home Improvement | 78 | $8,260,000 | $105,000 | $975,000 | $88,000 | $480,000 |
| Other Purpose | 31 | $9,675,000 | $312,000 | $5,005,000 | $309,000 | $6,629,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 866 | $272,030,000 | $314,000 | $5,005,000 | $176,000 | $6,629,000 |
| Not Provided | 198 | $85,290,000 | $430,000 | $3,005,000 | $218,000 | $2,425,000 |
| Hispanic | 132 | $29,770,000 | $225,000 | $1,255,000 | $116,000 | $1,749,000 |
| Black or African American | 82 | $23,820,000 | $290,000 | $2,735,000 | $116,000 | $646,000 |
| Not applicable | 77 | $248,865,000 | $3,232,000 | $39,005,000 | $0 | $0 |
| Asian | 38 | $17,110,000 | $450,000 | $2,005,000 | $244,000 | $2,172,000 |
| American Indian or Alaskan Native | 9 | $2,225,000 | $247,000 | $1,005,000 | $112,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,387 | $675,725,000 | $487,000 | $39,005,000 | $175,000 | $6,629,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,145,000 | $195,000 | $325,000 | $88,000 | $125,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,240,000 | $310,000 | $475,000 | $102,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 759 | $417,555,000 | $550,000 | $36,255,000 | $208,000 | $6,629,000 |
| Application Denied By Financial Institution | 333 | $136,175,000 | $408,000 | $39,005,000 | $117,000 | $1,247,000 |
| Application Withdrawn By Applicant | 303 | $124,085,000 | $409,000 | $37,575,000 | $162,000 | $2,172,000 |
| Application Approved But Not Accepted | 7 | $1,295,000 | $185,000 | $335,000 | $108,000 | $120,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,069 | $542,935,000 | $507,000 | $37,575,000 | $194,000 | $6,629,000 |
| Debt-To-Income Ratio | 108 | $70,700,000 | $654,000 | $39,005,000 | $82,000 | $432,000 |
| Unverifiable Information | 87 | $29,495,000 | $339,000 | $3,005,000 | $146,000 | $1,195,000 |
| Credit History | 77 | $24,655,000 | $320,000 | $2,735,000 | $161,000 | $1,247,000 |
| Collateral | 26 | $4,190,000 | $161,000 | $665,000 | $88,000 | $307,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $5,755,000 | $230,000 | $675,000 | $77,000 | $244,000 |
| Credit Application Incomplete | 4 | $700,000 | $175,000 | $255,000 | $39,000 | $78,000 |
| Employment History | 3 | $495,000 | $165,000 | $235,000 | $32,000 | $65,000 |
| Other | 3 | $185,000 | $61,000 | $125,000 | $49,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southside Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southside Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.