Southtrust Mort Dba Equibanc
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southtrust Mort Dba Equibanc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southtrust Mort Dba Equibanc 301 S College St Charlotte, NC 28202 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,158 |
| Total Mortgage Loan Application Amount | $810,561,000 |
| Average Mortgage Loan Application Amount | $191,666 |
| Highest Mortgage Loan Application Amount | $970,000 |
| Average Applicant Income | $76,333 |
| Highest Applicant Income | $2,490,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Talbot County Maryland | 1 | $ 230,000 | $ 230,000 | $ 50,000 |
| Wicomico County Maryland | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Clay County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 109,000 |
| Mower County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| Washington County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Clay County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Harrison County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Jackson County Mississippi | 1 | $ 377,000 | $ 377,000 | $ 156,000 |
| Madison County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Monroe County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
| Noxubee County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Rankin County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Camden County Missouri | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Clay County Missouri | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Cooper County Missouri | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Howell County Missouri | 1 | $ 107,000 | $ 107,000 | $ 18,000 |
| Phelps County Missouri | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| St. Louis County Missouri | 1 | $ 69,000 | $ 69,000 | $ 58,000 |
| Cumberland County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 92,000 |
| Hudson County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Middlesex County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 110,000 |
| Anson County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Camden County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Dare County North Carolina | 1 | $ 530,000 | $ 530,000 | $ 150,000 |
| Haywood County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Lenoir County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 56,000 |
| Lincoln County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Northampton County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Onslow County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 73,000 |
| Person County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Richmond County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 312,000 |
| Vance County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Ashtabula County Ohio | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Clinton County Ohio | 1 | $ 244,000 | $ 244,000 | $ 155,000 |
| Darke County Ohio | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Erie County Ohio | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
| Gallia County Ohio | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Henry County Ohio | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Lake County Ohio | 1 | $ 80,000 | $ 80,000 | $ 704,000 |
| Lawrence County Ohio | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Licking County Ohio | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Logan County Ohio | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Lucas County Ohio | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Portage County Ohio | 1 | $ 101,000 | $ 101,000 | $ 78,000 |
| Washington County Ohio | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Wayne County Ohio | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Cleveland County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Creek County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Osage County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Bradford County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Butler County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 257,000 |
| Carbon County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Clearfield County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Elk County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Fayette County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 241,000 |
| Franklin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Fulton County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Indiana County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 43,000 |
| Pike County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Darlington County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 65,000 |
| Edgefield County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Fairfield County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 144,000 |
| Jasper County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 189,000 |
| Spartanburg County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 73,000 |
| Anderson County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Carroll County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 137,000 |
| Claiborne County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Franklin County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 27,000 |
| Giles County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 29,000 |
| Haywood County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Humphreys County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Jefferson County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 98,000 |
| Maury County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Monroe County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Sullivan County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Atascosa County Texas | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Austin County Texas | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Bastrop County Texas | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Bowie County Texas | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Coryell County Texas | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Erath County Texas | 1 | $ 159,000 | $ 159,000 | $ 104,000 |
| Freestone County Texas | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Grimes County Texas | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Jefferson County Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Johnson County Texas | 1 | $ 180,000 | $ 180,000 | $ 104,000 |
| Kendall County Texas | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Kerr County Texas | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Limestone County Texas | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| McLennan County Texas | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| Van Zandt County Texas | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Amelia County Virginia | 1 | $ 77,000 | $ 77,000 | $ 96,000 |
| Arlington County Virginia | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Bristol County Virginia | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Brunswick County Virginia | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Culpeper County Virginia | 1 | $ 264,000 | $ 264,000 | $ 73,000 |
| Dinwiddie County Virginia | 1 | $ 189,000 | $ 189,000 | $ 64,000 |
| Fairfax City County Virginia | 1 | $ 629,000 | $ 629,000 | $ 129,000 |
| Gloucester County Virginia | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Greene County Virginia | 1 | $ 86,000 | $ 86,000 | $ 24,000 |
| Isle of Wight County Virginia | 1 | $ 139,000 | $ 139,000 | $ 23,000 |
| James City County Virginia | 1 | $ 99,000 | $ 99,000 | $ 144,000 |
| Manassas Park County Virginia | 1 | $ 368,000 | $ 368,000 | $ 90,000 |
| Mathews County Virginia | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Nelson County Virginia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| New Kent County Virginia | 1 | $ 421,000 | $ 421,000 | $ 108,000 |
| Prince George County Virginia | 1 | $ 146,000 | $ 146,000 | $ 32,000 |
| Richmond County Virginia | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Warren County Virginia | 1 | $ 294,000 | $ 294,000 | $ 94,000 |
| York County Virginia | 1 | $ 203,000 | $ 203,000 | $ 64,000 |
| Barron County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Bayfield County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Brown County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 87,000 |
| Clark County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Eau Claire County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Grant County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Green Lake County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Iowa County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Jefferson County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 66,000 |
| Lincoln County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Monroe County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 132,000 |
| Outagamie County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Portage County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Sauk County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Sheboygan County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southtrust Mort Dba Equibanc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,190 | $466,689,000 | $146,000 | $970,000 | $84,000 | $2,490,000 |
| Refinancing | 1,966 | $343,362,000 | $174,000 | $705,000 | $80,000 | $980,000 |
| Home Improvement | 2 | $510,000 | $255,000 | $360,000 | $65,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,158 | $327,421,000 | $151,000 | $724,000 | $85,000 | $1,541,000 |
| Black or African American | 1,962 | $302,251,000 | $154,000 | $750,000 | $78,000 | $2,490,000 |
| Hispanic | 682 | $117,314,000 | $172,000 | $970,000 | $85,000 | $1,757,000 |
| Not Provided | 232 | $39,367,000 | $169,000 | $671,000 | $82,000 | $720,000 |
| Asian | 105 | $19,987,000 | $190,000 | $744,000 | $95,000 | $240,000 |
| American Indian or Alaskan Native | 10 | $2,068,000 | $206,000 | $404,000 | $224,000 | $986,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,153,000 | $239,000 | $440,000 | $140,000 | $323,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,158 | $810,561,000 | $157,000 | $970,000 | $83,000 | $2,490,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,509 | $385,323,000 | $153,000 | $712,000 | $78,000 | $1,757,000 |
| Application Denied By Financial Institution | 1,813 | $301,241,000 | $166,000 | $970,000 | $89,000 | $1,345,000 |
| Application Approved But Not Accepted | 702 | $105,855,000 | $150,000 | $750,000 | $85,000 | $2,490,000 |
| Application Withdrawn By Applicant | 134 | $18,142,000 | $135,000 | $485,000 | $77,000 | $675,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 516 | $86,748,000 | $168,000 | $744,000 | $106,000 | $1,345,000 |
| Credit History | 398 | $60,420,000 | $151,000 | $650,000 | $75,000 | $828,000 |
| Collateral | 240 | $39,287,000 | $163,000 | $656,000 | $100,000 | $900,000 |
| Debt-To-Income Ratio | 229 | $41,181,000 | $179,000 | $970,000 | $72,000 | $492,000 |
| Credit Application Incomplete | 191 | $32,192,000 | $168,000 | $716,000 | $81,000 | $540,000 |
| Unverifiable Information | 131 | $23,010,000 | $175,000 | $671,000 | $90,000 | $366,000 |
| Employment History | 97 | $16,515,000 | $170,000 | $615,000 | $85,000 | $420,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,888,000 | $171,000 | $514,000 | $81,000 | $241,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.