Southtrust Mort Dba Equibanc
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southtrust Mort Dba Equibanc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southtrust Mort Dba Equibanc 301 S College St Charlotte, NC 28202 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 265 |
| Total Mortgage Loan Application Amount | $43,937,000 |
| Average Mortgage Loan Application Amount | $165,500 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $432,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 13 | $ 1,697,000 | $ 130,000 | $ 110,000 |
| Harris County Texas | 13 | $ 1,438,000 | $ 110,000 | $ 78,000 |
| DeKalb County Georgia | 12 | $ 1,471,000 | $ 122,000 | $ 71,000 |
| Orange County Florida | 10 | $ 2,574,000 | $ 257,000 | $ 103,000 |
| Clayton County Georgia | 8 | $ 725,000 | $ 90,000 | $ 53,000 |
| Mecklenburg County North Carolina | 8 | $ 1,175,000 | $ 146,000 | $ 60,000 |
| Duval County Florida | 7 | $ 795,000 | $ 113,000 | $ 61,000 |
| Cobb County Georgia | 7 | $ 949,000 | $ 135,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,934,000 | $ 322,000 | $ 113,000 |
| Baltimore City County Maryland | 6 | $ 1,007,000 | $ 167,000 | $ 55,000 |
| Philadelphia County Pennsylvania | 6 | $ 745,000 | $ 124,000 | $ 58,000 |
| Polk County Florida | 5 | $ 501,000 | $ 100,000 | $ 57,000 |
| Prince George's County Maryland | 5 | $ 1,307,000 | $ 261,000 | $ 101,000 |
| Broward County Florida | 4 | $ 742,000 | $ 185,000 | $ 95,000 |
| Baltimore County Maryland | 4 | $ 931,000 | $ 232,000 | $ 63,000 |
| Camden County New Jersey | 4 | $ 548,000 | $ 137,000 | $ 106,000 |
| Essex County New Jersey | 4 | $ 1,256,000 | $ 314,000 | $ 106,000 |
| Collier County Florida | 3 | $ 565,000 | $ 188,000 | $ 119,000 |
| Osceola County Florida | 3 | $ 1,383,000 | $ 461,000 | $ 195,000 |
| Palm Beach County Florida | 3 | $ 776,000 | $ 258,000 | $ 77,000 |
| Henry County Georgia | 3 | $ 402,000 | $ 134,000 | $ 42,000 |
| Marion County Indiana | 3 | $ 260,000 | $ 86,000 | $ 38,000 |
| Fayette County Kentucky | 3 | $ 226,000 | $ 75,000 | $ 98,000 |
| Guilford County North Carolina | 3 | $ 532,000 | $ 177,000 | $ 87,000 |
| Shelby County Tennessee | 3 | $ 450,000 | $ 150,000 | $ 52,000 |
| Portsmouth County Virginia | 3 | $ 427,000 | $ 142,000 | $ 92,000 |
| Lee County Alabama | 2 | $ 244,000 | $ 122,000 | $ 39,000 |
| Escambia County Florida | 2 | $ 559,000 | $ 279,000 | $ 106,000 |
| Indian River County Florida | 2 | $ 391,000 | $ 195,000 | $ 60,000 |
| Lee County Florida | 2 | $ 769,000 | $ 384,000 | $ 85,000 |
| Sarasota County Florida | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Sumter County Florida | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Douglas County Georgia | 2 | $ 120,000 | $ 60,000 | $ 66,000 |
| Hardin County Kentucky | 2 | $ 326,000 | $ 163,000 | $ 57,000 |
| Anne Arundel County Maryland | 2 | $ 386,000 | $ 193,000 | $ 73,000 |
| Burlington County New Jersey | 2 | $ 392,000 | $ 196,000 | $ 97,000 |
| Salem County New Jersey | 2 | $ 184,000 | $ 92,000 | $ 77,000 |
| Alamance County North Carolina | 2 | $ 402,000 | $ 201,000 | $ 96,000 |
| Wake County North Carolina | 2 | $ 373,000 | $ 186,000 | $ 79,000 |
| Lehigh County Pennsylvania | 2 | $ 395,000 | $ 197,000 | $ 54,000 |
| Chester County South Carolina | 2 | $ 314,000 | $ 157,000 | $ 73,000 |
| York County South Carolina | 2 | $ 536,000 | $ 268,000 | $ 89,000 |
| Bexar County Texas | 2 | $ 137,000 | $ 68,000 | $ 39,000 |
| Collin County Texas | 2 | $ 550,000 | $ 275,000 | $ 258,000 |
| Chesapeake County Virginia | 2 | $ 324,000 | $ 162,000 | $ 64,000 |
| Chesterfield County Virginia | 2 | $ 451,000 | $ 225,000 | $ 103,000 |
| Henrico County Virginia | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Milwaukee County Wisconsin | 2 | $ 194,000 | $ 97,000 | $ 78,000 |
| Marengo County Alabama | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Mobile County Alabama | 1 | $ 171,000 | $ 171,000 | $ 92,000 |
| Miller County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| New Castle County Delaware | 1 | $ 280,000 | $ 280,000 | $ 107,000 |
| Alachua County Florida | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Manatee County Florida | 1 | $ 496,000 | $ 496,000 | $ 132,000 |
| Miami-Dade County Florida | 1 | $ 221,000 | $ 221,000 | $ 49,000 |
| Volusia County Florida | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Butts County Georgia | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Columbia County Georgia | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Effingham County Georgia | 1 | $ 341,000 | $ 341,000 | $ 174,000 |
| Gwinnett County Georgia | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Houston County Georgia | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Morgan County Georgia | 1 | $ 127,000 | $ 127,000 | $ 58,000 |
| Paulding County Georgia | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Richmond County Georgia | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Walton County Georgia | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| Cook County Illinois | 1 | $ 227,000 | $ 227,000 | $ 54,000 |
| Clark County Indiana | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Grant County Indiana | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Hamilton County Indiana | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Hendricks County Indiana | 1 | $ 222,000 | $ 222,000 | $ 57,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Putnam County Indiana | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Randolph County Indiana | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Boyd County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Garrard County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Madison County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Harford County Maryland | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Lamar County Mississippi | 1 | $ 181,000 | $ 181,000 | $ 86,000 |
| Adair County Missouri | 1 | $ 120,000 | $ 120,000 | $ 116,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Gloucester County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 211,000 |
| Mercer County New Jersey | 1 | $ 327,000 | $ 327,000 | $ 82,000 |
| Bladen County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 118,000 |
| Cleveland County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Durham County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 27,000 |
| Forsyth County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Iredell County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 78,000 |
| Moore County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Rockingham County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Sampson County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Stokes County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Montgomery County Ohio | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Allegheny County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Bucks County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 432,000 |
| Chester County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Dauphin County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Delaware County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 144,000 |
| Fayette County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 66,000 |
| Indiana County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
| Monroe County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Montgomery County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Berkeley County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 90,000 |
| Greenwood County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 45,000 |
| Horry County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 101,000 |
| Lexington County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Richland County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Cocke County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Hardeman County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| McNairy County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Rutherford County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Fort Bend County Texas | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Grayson County Texas | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Montgomery County Texas | 1 | $ 112,000 | $ 112,000 | $ 123,000 |
| Tarrant County Texas | 1 | $ 152,000 | $ 152,000 | $ 122,000 |
| Hopewell County Virginia | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Prince William County Virginia | 1 | $ 364,000 | $ 364,000 | $ 103,000 |
| Richmond City County Virginia | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southtrust Mort Dba Equibanc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 145 | $23,796,000 | $164,000 | $600,000 | $89,000 | $432,000 |
| Refinancing | 120 | $20,141,000 | $167,000 | $550,000 | $69,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 123 | $20,125,000 | $163,000 | $596,000 | $81,000 | $300,000 |
| White | 88 | $14,374,000 | $163,000 | $565,000 | $82,000 | $432,000 |
| Hispanic | 25 | $4,921,000 | $196,000 | $600,000 | $70,000 | $132,000 |
| Not Provided | 23 | $3,765,000 | $163,000 | $327,000 | $75,000 | $141,000 |
| Asian | 5 | $588,000 | $117,000 | $205,000 | $88,000 | $144,000 |
| American Indian or Alaskan Native | 1 | $164,000 | $164,000 | $164,000 | $32,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 265 | $43,937,000 | $165,000 | $600,000 | $80,000 | $432,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 98 | $16,874,000 | $172,000 | $600,000 | $77,000 | $300,000 |
| Application Approved But Not Accepted | 80 | $13,964,000 | $174,000 | $565,000 | $92,000 | $432,000 |
| Loan Originated | 77 | $11,388,000 | $147,000 | $496,000 | $71,000 | $234,000 |
| Application Withdrawn By Applicant | 10 | $1,711,000 | $171,000 | $364,000 | $79,000 | $123,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $5,076,000 | $153,000 | $495,000 | $69,000 | $168,000 |
| Debt-To-Income Ratio | 21 | $4,131,000 | $196,000 | $565,000 | $72,000 | $151,000 |
| Other | 19 | $3,454,000 | $181,000 | $596,000 | $89,000 | $300,000 |
| Collateral | 12 | $1,609,000 | $134,000 | $271,000 | $70,000 | $118,000 |
| Unverifiable Information | 9 | $1,927,000 | $214,000 | $600,000 | $95,000 | $171,000 |
| Employment History | 2 | $273,000 | $136,000 | $143,000 | $60,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $404,000 | $202,000 | $323,000 | $127,000 | $127,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.