Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Southwest Airlines Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 653 |
| Total Mortgage Loan Application Amount | $92,921,000 |
| Average Mortgage Loan Application Amount | $126,666 |
| Highest Mortgage Loan Application Amount | $569,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 45 | $ 4,334,000 | $ 96,000 | $ 94,000 |
| Tarrant County Texas | 38 | $ 3,875,000 | $ 101,000 | $ 126,000 |
| Maricopa County Arizona | 37 | $ 4,903,000 | $ 132,000 | $ 118,000 |
| Denton County Texas | 30 | $ 3,577,000 | $ 119,000 | $ 132,000 |
| Harris County Texas | 27 | $ 2,432,000 | $ 90,000 | $ 95,000 |
| Collin County Texas | 12 | $ 1,880,000 | $ 156,000 | $ 120,000 |
| Galveston County Texas | 11 | $ 768,000 | $ 69,000 | $ 106,000 |
| Cook County Illinois | 7 | $ 932,000 | $ 133,000 | $ 72,000 |
| Bexar County Texas | 6 | $ 544,000 | $ 90,000 | $ 73,000 |
| Broward County Florida | 5 | $ 649,000 | $ 129,000 | $ 157,000 |
| Clark County Nevada | 5 | $ 550,000 | $ 110,000 | $ 133,000 |
| Brazoria County Texas | 5 | $ 747,000 | $ 149,000 | $ 122,000 |
| Denver County Colorado | 4 | $ 312,000 | $ 78,000 | $ 70,000 |
| Douglas County Colorado | 4 | $ 870,000 | $ 217,000 | $ 169,000 |
| Orange County Florida | 4 | $ 608,000 | $ 152,000 | $ 71,000 |
| Pasco County Florida | 4 | $ 507,000 | $ 126,000 | $ 154,000 |
| Fulton County Georgia | 4 | $ 653,000 | $ 163,000 | $ 113,000 |
| Ellis County Texas | 4 | $ 488,000 | $ 122,000 | $ 194,000 |
| Fort Bend County Texas | 4 | $ 364,000 | $ 91,000 | $ 141,000 |
| Yavapai County Arizona | 3 | $ 499,000 | $ 166,000 | $ 94,000 |
| Los Angeles County California | 3 | $ 495,000 | $ 165,000 | $ 119,000 |
| Coweta County Georgia | 3 | $ 637,000 | $ 212,000 | $ 155,000 |
| Fairfield County Ohio | 3 | $ 190,000 | $ 63,000 | $ 43,000 |
| Pinal County Arizona | 2 | $ 252,000 | $ 126,000 | $ 74,000 |
| Orange County California | 2 | $ 80,000 | $ 40,000 | $ 181,000 |
| Adams County Colorado | 2 | $ 224,000 | $ 112,000 | $ 61,000 |
| Arapahoe County Colorado | 2 | $ 295,000 | $ 147,000 | $ 81,000 |
| Larimer County Colorado | 2 | $ 468,000 | $ 234,000 | $ 247,000 |
| Duval County Florida | 2 | $ 261,000 | $ 130,000 | $ 95,000 |
| Volusia County Florida | 2 | $ 257,000 | $ 128,000 | $ 105,000 |
| Gwinnett County Georgia | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Henry County Georgia | 2 | $ 98,000 | $ 49,000 | $ 111,000 |
| Paulding County Georgia | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Baltimore City County Maryland | 2 | $ 312,000 | $ 156,000 | $ 99,000 |
| Wayne County Michigan | 2 | $ 179,000 | $ 89,000 | $ 53,000 |
| Oklahoma County Oklahoma | 2 | $ 467,000 | $ 233,000 | $ 158,000 |
| Montgomery County Texas | 2 | $ 200,000 | $ 100,000 | $ 230,000 |
| Navarro County Texas | 2 | $ 76,000 | $ 38,000 | $ 136,000 |
| Smith County Texas | 2 | $ 211,000 | $ 105,000 | $ 89,000 |
| Jefferson County Alabama | 1 | $ 171,000 | $ 171,000 | $ 92,000 |
| Pima County Arizona | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Benton County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 250,000 |
| Amador County California | 1 | $ 187,000 | $ 187,000 | $ 143,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Summit County Colorado | 1 | $ 274,000 | $ 274,000 | $ 71,000 |
| Kent County Delaware | 1 | $ 42,000 | $ 42,000 | $ 110,000 |
| New Castle County Delaware | 1 | $ 270,000 | $ 270,000 | $ 85,000 |
| Sussex County Delaware | 1 | $ 243,000 | $ 243,000 | $ 124,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Collier County Florida | 1 | $ 158,000 | $ 158,000 | $ 92,000 |
| Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Miami-Dade County Florida | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Cobb County Georgia | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| Douglas County Georgia | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Heard County Georgia | 1 | $ 248,000 | $ 248,000 | $ 156,000 |
| Monroe County Georgia | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| Moultrie County Illinois | 1 | $ 182,000 | $ 182,000 | $ 231,000 |
| Floyd County Indiana | 1 | $ 100,000 | $ 100,000 | $ 133,000 |
| Porter County Indiana | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| Mills County Iowa | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Calcasieu County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Carroll County Maryland | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Barnstable County Massachusetts | 1 | $ 311,000 | $ 311,000 | $ 165,000 |
| Dakota County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 90,000 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Rockingham County New Hampshire | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Bernalillo County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Dona Ana County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 138,000 |
| Lincoln County New Mexico | 1 | $ 154,000 | $ 154,000 | $ 11,000 |
| Livingston County New York | 1 | $ 51,000 | $ 51,000 | $ 122,000 |
| Niagara County New York | 1 | $ 40,000 | $ 40,000 | $ 259,000 |
| Carroll County Ohio | 1 | $ 238,000 | $ 238,000 | $ 150,000 |
| Delaware County Ohio | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
| Canadian County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Multnomah County Oregon | 1 | $ 208,000 | $ 208,000 | $ 93,000 |
| Wasco County Oregon | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Georgetown County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Knox County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 143,000 |
| Shelby County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Williamson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 231,000 |
| Austin County Texas | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Brazos County Texas | 1 | $ 120,000 | $ 120,000 | $ 180,000 |
| Cooke County Texas | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| El Paso County Texas | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Grayson County Texas | 1 | $ 130,000 | $ 130,000 | $ 231,000 |
| Hays County Texas | 1 | $ 125,000 | $ 125,000 | $ 214,000 |
| Henderson County Texas | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| Hunt County Texas | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Nueces County Texas | 1 | $ 194,000 | $ 194,000 | $ 83,000 |
| Palo Pinto County Texas | 1 | $ 30,000 | $ 30,000 | $ 330,000 |
| Panola County Texas | 1 | $ 275,000 | $ 275,000 | $ 204,000 |
| Polk County Texas | 1 | $ 52,000 | $ 52,000 | $ 128,000 |
| Rockwall County Texas | 1 | $ 318,000 | $ 318,000 | $ 163,000 |
| Waller County Texas | 1 | $ 90,000 | $ 90,000 | $ 125,000 |
| Wasatch County Utah | 1 | $ 168,000 | $ 168,000 | $ 79,000 |
| Clark County Washington | 1 | $ 134,000 | $ 134,000 | $ 95,000 |
| King County Washington | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 318 | $59,394,000 | $186,000 | $465,000 | $104,000 | $1,440,000 |
| Refinancing | 284 | $28,765,000 | $101,000 | $569,000 | $117,000 | $569,000 |
| Home Improvement | 51 | $4,762,000 | $93,000 | $298,000 | $115,000 | $273,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 312 | $45,275,000 | $145,000 | $465,000 | $119,000 | $1,440,000 |
| Not Provided | 142 | $19,266,000 | $135,000 | $569,000 | $123,000 | $1,440,000 |
| Black or African American | 91 | $13,656,000 | $150,000 | $417,000 | $86,000 | $233,000 |
| Hispanic | 85 | $10,838,000 | $127,000 | $368,000 | $93,000 | $269,000 |
| American Indian or Alaskan Native | 10 | $1,272,000 | $127,000 | $312,000 | $69,000 | $193,000 |
| Asian | 8 | $2,163,000 | $270,000 | $375,000 | $99,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $451,000 | $90,000 | $140,000 | $69,000 | $153,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 645 | $90,634,000 | $140,000 | $569,000 | $111,000 | $1,440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $2,227,000 | $318,000 | $404,000 | $90,000 | $476,000 |
| VA-guaranteed (Veterans Administration) | 1 | $60,000 | $60,000 | $60,000 | $1,000 | $1,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 250 | $29,467,000 | $117,000 | $569,000 | $116,000 | $356,000 |
| Application Denied By Financial Institution | 222 | $31,813,000 | $143,000 | $449,000 | $89,000 | $356,000 |
| Application Withdrawn By Applicant | 178 | $31,133,000 | $174,000 | $465,000 | $129,000 | $1,440,000 |
| File Closed For Incompleteness | 1 | $320,000 | $320,000 | $320,000 | $150,000 | $150,000 |
| Application Approved But Not Accepted | 1 | $128,000 | $128,000 | $128,000 | $115,000 | $115,000 |
| Preapproval Denied by Financial Institution | 1 | $60,000 | $60,000 | $60,000 | $1,000 | $1,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 92 | $14,008,000 | $152,000 | $400,000 | $94,000 | $356,000 |
| Debt-To-Income Ratio | 74 | $10,091,000 | $136,000 | $368,000 | $65,000 | $207,000 |
| Collateral | 29 | $2,571,000 | $88,000 | $417,000 | $120,000 | $353,000 |
| Mortgage Insurance Denied | 10 | $2,157,000 | $215,000 | $417,000 | $117,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $927,000 | $185,000 | $225,000 | $98,000 | $144,000 |
| Other | 2 | $475,000 | $237,000 | $449,000 | $119,000 | $177,000 |
| Employment History | 2 | $455,000 | $227,000 | $300,000 | $108,000 | $142,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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