Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Southwest Airlines Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 529 |
| Total Mortgage Loan Application Amount | $67,066,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $532,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $812,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 52 | $ 7,002,000 | $ 134,000 | $ 139,000 |
| Tarrant County Texas | 34 | $ 3,904,000 | $ 114,000 | $ 144,000 |
| Denton County Texas | 26 | $ 2,972,000 | $ 114,000 | $ 141,000 |
| Maricopa County Arizona | 21 | $ 3,265,000 | $ 155,000 | $ 120,000 |
| Harris County Texas | 21 | $ 2,343,000 | $ 111,000 | $ 87,000 |
| Clark County Nevada | 15 | $ 2,247,000 | $ 149,000 | $ 100,000 |
| Collin County Texas | 15 | $ 2,748,000 | $ 183,000 | $ 154,000 |
| Cook County Illinois | 9 | $ 776,000 | $ 86,000 | $ 101,000 |
| Ellis County Texas | 8 | $ 1,651,000 | $ 206,000 | $ 126,000 |
| Orange County Florida | 7 | $ 944,000 | $ 134,000 | $ 102,000 |
| Montgomery County Texas | 7 | $ 1,691,000 | $ 241,000 | $ 141,000 |
| Galveston County Texas | 6 | $ 867,000 | $ 144,000 | $ 225,000 |
| Clayton County Georgia | 4 | $ 370,000 | $ 92,000 | $ 61,000 |
| DeKalb County Georgia | 4 | $ 288,000 | $ 72,000 | $ 81,000 |
| Pinal County Arizona | 3 | $ 199,000 | $ 66,000 | $ 107,000 |
| Denver County Colorado | 3 | $ 73,000 | $ 24,000 | $ 78,000 |
| Broward County Florida | 3 | $ 285,000 | $ 95,000 | $ 154,000 |
| Fulton County Georgia | 3 | $ 327,000 | $ 109,000 | $ 85,000 |
| Fort Bend County Texas | 3 | $ 399,000 | $ 133,000 | $ 141,000 |
| Johnson County Texas | 3 | $ 599,000 | $ 199,000 | $ 157,000 |
| Kaufman County Texas | 3 | $ 235,000 | $ 78,000 | $ 93,000 |
| El Dorado County California | 2 | $ 251,000 | $ 125,000 | $ 158,000 |
| San Diego County California | 2 | $ 126,000 | $ 63,000 | $ 121,000 |
| Coweta County Georgia | 2 | $ 292,000 | $ 146,000 | $ 135,000 |
| Forsyth County Georgia | 2 | $ 149,000 | $ 74,000 | $ 173,000 |
| Gwinnett County Georgia | 2 | $ 235,000 | $ 117,000 | $ 123,000 |
| Bernalillo County New Mexico | 2 | $ 264,000 | $ 132,000 | $ 95,000 |
| Brazoria County Texas | 2 | $ 100,000 | $ 50,000 | $ 113,000 |
| Cooke County Texas | 2 | $ 144,000 | $ 72,000 | $ 94,000 |
| Milwaukee County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 128,000 |
| Jefferson County Alabama | 1 | $ 309,000 | $ 309,000 | $ 105,000 |
| Mobile County Alabama | 1 | $ 87,000 | $ 87,000 | $ 102,000 |
| Tuscaloosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Mohave County Arizona | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Pima County Arizona | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Yavapai County Arizona | 1 | $ 270,000 | $ 270,000 | $ 243,000 |
| Independence County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 105,000 |
| Contra Costa County California | 1 | $ 21,000 | $ 21,000 | $ 223,000 |
| Napa County California | 1 | $ 379,000 | $ 379,000 | $ 130,000 |
| Sacramento County California | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Adams County Colorado | 1 | $ 136,000 | $ 136,000 | $ 164,000 |
| Douglas County Colorado | 1 | $ 20,000 | $ 20,000 | $ 251,000 |
| El Paso County Colorado | 1 | $ 100,000 | $ 100,000 | $ 465,000 |
| Jefferson County Colorado | 1 | $ 337,000 | $ 337,000 | $ 88,000 |
| Bay County Florida | 1 | $ 257,000 | $ 257,000 | $ 76,000 |
| Brevard County Florida | 1 | $ 377,000 | $ 377,000 | $ 286,000 |
| Collier County Florida | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Miami-Dade County Florida | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Osceola County Florida | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Pasco County Florida | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 20,000 | $ 20,000 | $ 176,000 |
| Polk County Florida | 1 | $ 164,000 | $ 164,000 | $ 38,000 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 177,000 |
| Wakulla County Florida | 1 | $ 81,000 | $ 81,000 | $ 157,000 |
| Washington County Florida | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Cherokee County Georgia | 1 | $ 256,000 | $ 256,000 | $ 140,000 |
| Fayette County Georgia | 1 | $ 172,000 | $ 172,000 | $ 44,000 |
| Heard County Georgia | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Ada County Idaho | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Kendall County Illinois | 1 | $ 172,000 | $ 172,000 | $ 111,000 |
| Will County Illinois | 1 | $ 368,000 | $ 368,000 | $ 140,000 |
| Hendricks County Indiana | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Johnson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| St. Charles County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 85,000 |
| Anne Arundel County Maryland | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Carroll County Maryland | 1 | $ 276,000 | $ 276,000 | $ 56,000 |
| Harford County Maryland | 1 | $ 50,000 | $ 50,000 | $ 277,000 |
| Montgomery County Maryland | 1 | $ 143,000 | $ 143,000 | $ 96,000 |
| Bristol County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 101,000 |
| Washington County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 81,000 |
| DeSoto County Mississippi | 1 | $ 304,000 | $ 304,000 | $ 106,000 |
| Crawford County Missouri | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Mahoning County Ohio | 1 | $ 52,000 | $ 52,000 | $ 117,000 |
| Stark County Ohio | 1 | $ 171,000 | $ 171,000 | $ 47,000 |
| Cherokee County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Multnomah County Oregon | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Allegheny County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Franklin County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 90,000 |
| Horry County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Maury County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 205,000 |
| Shelby County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Bastrop County Texas | 1 | $ 235,000 | $ 235,000 | $ 265,000 |
| Bexar County Texas | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Cameron County Texas | 1 | $ 328,000 | $ 328,000 | $ 219,000 |
| El Paso County Texas | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| Gregg County Texas | 1 | $ 47,000 | $ 47,000 | $ 61,000 |
| Hale County Texas | 1 | $ 56,000 | $ 56,000 | $ 96,000 |
| Henderson County Texas | 1 | $ 200,000 | $ 200,000 | $ 157,000 |
| Hunt County Texas | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
| Liberty County Texas | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Rains County Texas | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Rockwall County Texas | 1 | $ 50,000 | $ 50,000 | $ 166,000 |
| Smith County Texas | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
| Van Zandt County Texas | 1 | $ 180,000 | $ 180,000 | $ 193,000 |
| Wasatch County Utah | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| King County Washington | 1 | $ 272,000 | $ 272,000 | $ 137,000 |
| Okanogan County Washington | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 314 | $32,704,000 | $104,000 | $532,000 | $117,000 | $520,000 |
| Home Purchase | 143 | $28,040,000 | $196,000 | $480,000 | $113,000 | $812,000 |
| Home Improvement | 72 | $6,322,000 | $87,000 | $310,000 | $127,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 254 | $36,645,000 | $144,000 | $480,000 | $127,000 | $465,000 |
| Not Provided | 146 | $14,672,000 | $100,000 | $532,000 | $117,000 | $812,000 |
| Hispanic | 69 | $8,253,000 | $119,000 | $391,000 | $106,000 | $320,000 |
| Black or African American | 46 | $5,496,000 | $119,000 | $392,000 | $91,000 | $232,000 |
| American Indian or Alaskan Native | 6 | $707,000 | $117,000 | $265,000 | $106,000 | $153,000 |
| Asian | 5 | $713,000 | $142,000 | $272,000 | $74,000 | $163,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $580,000 | $193,000 | $245,000 | $64,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 529 | $67,066,000 | $126,000 | $532,000 | $117,000 | $812,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 277 | $36,674,000 | $132,000 | $480,000 | $127,000 | $812,000 |
| Application Denied By Financial Institution | 143 | $14,496,000 | $101,000 | $349,000 | $96,000 | $520,000 |
| File Closed For Incompleteness | 73 | $10,910,000 | $149,000 | $532,000 | $120,000 | $350,000 |
| Application Withdrawn By Applicant | 36 | $4,986,000 | $138,000 | $394,000 | $115,000 | $305,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $5,912,000 | $107,000 | $309,000 | $62,000 | $150,000 |
| Collateral | 40 | $3,955,000 | $98,000 | $349,000 | $123,000 | $295,000 |
| Credit History | 35 | $3,097,000 | $88,000 | $301,000 | $110,000 | $520,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $624,000 | $156,000 | $275,000 | $60,000 | $96,000 |
| Other | 2 | $200,000 | $100,000 | $100,000 | $165,000 | $297,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $19,000 | $19,000 |
| Credit Application Incomplete | 1 | $13,000 | $13,000 | $13,000 | $135,000 | $135,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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