Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Southwest Airlines Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 590 |
| Total Mortgage Loan Application Amount | $107,190,000 |
| Average Mortgage Loan Application Amount | $194,333 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $2,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 47 | $ 8,075,000 | $ 171,000 | $ 135,000 |
| Tarrant County Texas | 29 | $ 4,245,000 | $ 146,000 | $ 149,000 |
| Maricopa County Arizona | 26 | $ 5,240,000 | $ 201,000 | $ 124,000 |
| Denton County Texas | 24 | $ 4,840,000 | $ 201,000 | $ 168,000 |
| Clark County Nevada | 23 | $ 5,325,000 | $ 231,000 | $ 148,000 |
| Collin County Texas | 23 | $ 5,565,000 | $ 241,000 | $ 153,000 |
| Harris County Texas | 19 | $ 2,755,000 | $ 145,000 | $ 128,000 |
| Ellis County Texas | 10 | $ 2,020,000 | $ 202,000 | $ 121,000 |
| Brazoria County Texas | 7 | $ 1,015,000 | $ 145,000 | $ 157,000 |
| Cook County Illinois | 6 | $ 590,000 | $ 98,000 | $ 109,000 |
| Broward County Florida | 5 | $ 795,000 | $ 159,000 | $ 211,000 |
| Orange County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 73,000 |
| Fort Bend County Texas | 5 | $ 765,000 | $ 153,000 | $ 157,000 |
| Galveston County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 209,000 |
| Kaufman County Texas | 5 | $ 655,000 | $ 131,000 | $ 95,000 |
| Fulton County Georgia | 4 | $ 750,000 | $ 187,000 | $ 92,000 |
| Bexar County Texas | 4 | $ 570,000 | $ 142,000 | $ 136,000 |
| Rockwall County Texas | 4 | $ 860,000 | $ 215,000 | $ 117,000 |
| Pinal County Arizona | 3 | $ 215,000 | $ 71,000 | $ 148,000 |
| Alameda County California | 3 | $ 1,385,000 | $ 461,000 | $ 196,000 |
| Douglas County Colorado | 3 | $ 1,225,000 | $ 408,000 | $ 234,000 |
| Brevard County Florida | 3 | $ 825,000 | $ 275,000 | $ 150,000 |
| Clayton County Georgia | 3 | $ 395,000 | $ 131,000 | $ 48,000 |
| Bernalillo County New Mexico | 3 | $ 515,000 | $ 171,000 | $ 70,000 |
| Henderson County Texas | 3 | $ 655,000 | $ 218,000 | $ 227,000 |
| Johnson County Texas | 3 | $ 475,000 | $ 158,000 | $ 120,000 |
| Los Angeles County California | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| San Bernardino County California | 2 | $ 360,000 | $ 180,000 | $ 125,000 |
| Adams County Colorado | 2 | $ 160,000 | $ 80,000 | $ 120,000 |
| Arapahoe County Colorado | 2 | $ 360,000 | $ 180,000 | $ 184,000 |
| Hillsborough County Florida | 2 | $ 280,000 | $ 140,000 | $ 350,000 |
| Osceola County Florida | 2 | $ 420,000 | $ 210,000 | $ 100,000 |
| Palm Beach County Florida | 2 | $ 660,000 | $ 330,000 | $ 124,000 |
| Cobb County Georgia | 2 | $ 260,000 | $ 130,000 | $ 181,000 |
| Coweta County Georgia | 2 | $ 310,000 | $ 155,000 | $ 139,000 |
| Gwinnett County Georgia | 2 | $ 430,000 | $ 215,000 | $ 273,000 |
| DuPage County Illinois | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| Jefferson County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 1,089,000 |
| Orleans County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Harford County Maryland | 2 | $ 330,000 | $ 165,000 | $ 131,000 |
| Howard County Maryland | 2 | $ 470,000 | $ 235,000 | $ 140,000 |
| Clay County Missouri | 2 | $ 180,000 | $ 90,000 | $ 100,000 |
| St. Charles County Missouri | 2 | $ 330,000 | $ 165,000 | $ 239,000 |
| Valencia County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 207,000 |
| Cuyahoga County Ohio | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Davidson County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Williamson County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| El Paso County Texas | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Grayson County Texas | 2 | $ 180,000 | $ 90,000 | $ 122,000 |
| Hood County Texas | 2 | $ 1,190,000 | $ 595,000 | $ 213,000 |
| Parker County Texas | 2 | $ 120,000 | $ 60,000 | $ 91,000 |
| Travis County Texas | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Summit County Utah | 2 | $ 860,000 | $ 430,000 | $ 157,000 |
| Loudoun County Virginia | 2 | $ 400,000 | $ 200,000 | $ 232,000 |
| Jefferson County Alabama | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| Coconino County Arizona | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Benton County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Independence County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Plumas County California | 1 | $ 405,000 | $ 405,000 | $ 377,000 |
| Riverside County California | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Sacramento County California | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Solano County California | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Jefferson County Colorado | 1 | $ 105,000 | $ 105,000 | $ 220,000 |
| Weld County Colorado | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Sussex County Delaware | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 228,000 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Carroll County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 515,000 |
| Fayette County Georgia | 1 | $ 65,000 | $ 65,000 | $ 265,000 |
| Floyd County Georgia | 1 | $ 255,000 | $ 255,000 | $ 337,000 |
| Henry County Georgia | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Paulding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Kootenai County Idaho | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Will County Illinois | 1 | $ 35,000 | $ 35,000 | $ 200,000 |
| Howard County Indiana | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Lake County Indiana | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| Starke County Indiana | 1 | $ 25,000 | $ 25,000 | $ 230,000 |
| Wapello County Iowa | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Johnson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Sabine County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 296,000 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Bristol County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| St. Clair County Michigan | 1 | $ 275,000 | $ 275,000 | $ 321,000 |
| Washtenaw County Michigan | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Washington County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Buchanan County Missouri | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Cass County Missouri | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Douglas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Hillsborough County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| McKinley County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Saratoga County New York | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Davie County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Harnett County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 338,000 |
| Johnston County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Macon County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Wake County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Franklin County Ohio | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Benton County Oregon | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Bucks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Pike County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Kent County Rhode Island | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Greenville County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Rutherford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 321,000 |
| Callahan County Texas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Cass County Texas | 1 | $ 115,000 | $ 115,000 | $ 203,000 |
| Cherokee County Texas | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Ector County Texas | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Hidalgo County Texas | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Jefferson County Texas | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Lubbock County Texas | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| McLennan County Texas | 1 | $ 75,000 | $ 75,000 | $ 263,000 |
| Montgomery County Texas | 1 | $ 515,000 | $ 515,000 | $ 331,000 |
| Nueces County Texas | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Palo Pinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Smith County Texas | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Wise County Texas | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| Wood County Texas | 1 | $ 95,000 | $ 95,000 | $ 139,000 |
| Salt Lake County Utah | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Roanoke City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Clark County Washington | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Snohomish County Washington | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Milwaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Polk County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Racine County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 261 | $34,145,000 | $130,000 | $655,000 | $141,000 | $2,080,000 |
| Refinancing | 244 | $52,860,000 | $216,000 | $745,000 | $136,000 | $606,000 |
| Home Purchase | 85 | $20,185,000 | $237,000 | $765,000 | $128,000 | $379,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 238 | $53,850,000 | $226,000 | $705,000 | $150,000 | $1,448,000 |
| Not Provided | 206 | $25,240,000 | $122,000 | $765,000 | $136,000 | $544,000 |
| Black or African American | 62 | $10,850,000 | $175,000 | $625,000 | $131,000 | $2,080,000 |
| Hispanic | 60 | $11,100,000 | $185,000 | $745,000 | $102,000 | $505,000 |
| Asian | 8 | $2,270,000 | $283,000 | $545,000 | $153,000 | $350,000 |
| American Indian or Alaskan Native | 5 | $995,000 | $199,000 | $325,000 | $141,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $540,000 | $270,000 | $285,000 | $96,000 | $97,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 590 | $107,190,000 | $181,000 | $765,000 | $137,000 | $2,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 407 | $76,855,000 | $188,000 | $765,000 | $148,000 | $2,080,000 |
| Application Denied By Financial Institution | 180 | $29,490,000 | $163,000 | $515,000 | $109,000 | $1,448,000 |
| File Closed For Incompleteness | 2 | $690,000 | $345,000 | $425,000 | $225,000 | $350,000 |
| Application Withdrawn By Applicant | 1 | $155,000 | $155,000 | $155,000 | $60,000 | $60,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 410 | $77,700,000 | $189,000 | $765,000 | $148,000 | $2,080,000 |
| Credit History | 91 | $13,715,000 | $150,000 | $435,000 | $133,000 | $1,448,000 |
| Debt-To-Income Ratio | 62 | $10,880,000 | $175,000 | $435,000 | $59,000 | $164,000 |
| Collateral | 18 | $3,140,000 | $174,000 | $515,000 | $129,000 | $360,000 |
| Credit Application Incomplete | 5 | $1,005,000 | $201,000 | $475,000 | $199,000 | $475,000 |
| Other | 2 | $440,000 | $220,000 | $255,000 | $71,000 | $84,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $95,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $91,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.