Southwest Funding, Lp 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Funding, Lp 13150 Coit Road Ste 100 Dallas, TX 75240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 792 |
| Total Mortgage Loan Application Amount | $131,878,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $419,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $447,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Southwest Funding, Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Funding, Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Southwest Funding, Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Funding, Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Funding, Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Funding, Lp's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 60 | $ 14,179,000 | $ 236,000 | $ 112,000 |
| Dallas County Texas | 54 | $ 7,990,000 | $ 147,000 | $ 67,000 |
| Harris County Texas | 46 | $ 6,582,000 | $ 143,000 | $ 63,000 |
| Williamson County Texas | 46 | $ 8,821,000 | $ 191,000 | $ 81,000 |
| Tarrant County Texas | 41 | $ 7,994,000 | $ 194,000 | $ 97,000 |
| Travis County Texas | 40 | $ 7,955,000 | $ 198,000 | $ 91,000 |
| Denton County Texas | 38 | $ 7,308,000 | $ 192,000 | $ 98,000 |
| Fort Bend County Texas | 26 | $ 5,157,000 | $ 198,000 | $ 111,000 |
| Bexar County Texas | 23 | $ 2,985,000 | $ 129,000 | $ 54,000 |
| Shelby County Tennessee | 20 | $ 2,780,000 | $ 139,000 | $ 66,000 |
| Benton County Arkansas | 19 | $ 2,833,000 | $ 149,000 | $ 57,000 |
| DeSoto County Florida | 18 | $ 1,677,000 | $ 93,000 | $ 38,000 |
| Burnet County Texas | 14 | $ 2,403,000 | $ 171,000 | $ 113,000 |
| Tuscaloosa County Alabama | 13 | $ 1,996,000 | $ 153,000 | $ 55,000 |
| Montgomery County Tennessee | 13 | $ 2,151,000 | $ 165,000 | $ 62,000 |
| Allen County Indiana | 10 | $ 1,130,000 | $ 113,000 | $ 39,000 |
| Jefferson County Alabama | 8 | $ 1,458,000 | $ 182,000 | $ 50,000 |
| LaPorte County Indiana | 8 | $ 1,040,000 | $ 130,000 | $ 75,000 |
| Ouachita County Louisiana | 8 | $ 993,000 | $ 124,000 | $ 57,000 |
| Eddy County New Mexico | 8 | $ 868,000 | $ 108,000 | $ 49,000 |
| Nueces County Texas | 8 | $ 933,000 | $ 116,000 | $ 52,000 |
| Saline County Arkansas | 7 | $ 1,175,000 | $ 167,000 | $ 71,000 |
| Marion County Indiana | 7 | $ 732,000 | $ 104,000 | $ 44,000 |
| Bernalillo County New Mexico | 7 | $ 846,000 | $ 120,000 | $ 36,000 |
| Jefferson County Louisiana | 6 | $ 955,000 | $ 159,000 | $ 78,000 |
| Rankin County Mississippi | 6 | $ 829,000 | $ 138,000 | $ 43,000 |
| Sumner County Tennessee | 6 | $ 986,000 | $ 164,000 | $ 76,000 |
| Bell County Texas | 6 | $ 732,000 | $ 122,000 | $ 32,000 |
| Llano County Texas | 6 | $ 758,000 | $ 126,000 | $ 68,000 |
| Lafayette County Louisiana | 5 | $ 581,000 | $ 116,000 | $ 42,000 |
| Orleans County Louisiana | 5 | $ 891,000 | $ 178,000 | $ 65,000 |
| St. Tammany County Louisiana | 5 | $ 972,000 | $ 194,000 | $ 49,000 |
| Wayne County Michigan | 5 | $ 736,000 | $ 147,000 | $ 67,000 |
| Oktibbeha County Mississippi | 5 | $ 811,000 | $ 162,000 | $ 37,000 |
| Hardee County Florida | 4 | $ 441,000 | $ 110,000 | $ 58,000 |
| East Baton Rouge County Louisiana | 4 | $ 716,000 | $ 179,000 | $ 73,000 |
| Hinds County Mississippi | 4 | $ 427,000 | $ 106,000 | $ 45,000 |
| Lee County Mississippi | 4 | $ 331,000 | $ 82,000 | $ 30,000 |
| Brazoria County Texas | 4 | $ 818,000 | $ 204,000 | $ 82,000 |
| Hidalgo County Texas | 4 | $ 521,000 | $ 130,000 | $ 73,000 |
| Wilson County Texas | 4 | $ 835,000 | $ 208,000 | $ 91,000 |
| Madison County Alabama | 3 | $ 732,000 | $ 244,000 | $ 59,000 |
| Mobile County Alabama | 3 | $ 766,000 | $ 255,000 | $ 53,000 |
| Osceola County Florida | 3 | $ 282,000 | $ 94,000 | $ 69,000 |
| Monroe County Indiana | 3 | $ 331,000 | $ 110,000 | $ 53,000 |
| Shelby County Indiana | 3 | $ 543,000 | $ 181,000 | $ 39,000 |
| Macomb County Michigan | 3 | $ 199,000 | $ 66,000 | $ 46,000 |
| Oakland County Michigan | 3 | $ 439,000 | $ 146,000 | $ 60,000 |
| Sandoval County New Mexico | 3 | $ 957,000 | $ 319,000 | $ 84,000 |
| Bastrop County Texas | 3 | $ 488,000 | $ 162,000 | $ 89,000 |
| Bee County Texas | 3 | $ 443,000 | $ 147,000 | $ 68,000 |
| Midland County Texas | 3 | $ 663,000 | $ 221,000 | $ 59,000 |
| Montgomery County Texas | 3 | $ 632,000 | $ 210,000 | $ 46,000 |
| Webb County Texas | 3 | $ 735,000 | $ 245,000 | $ 112,000 |
| Hale County Alabama | 2 | $ 216,000 | $ 108,000 | $ 34,000 |
| Baxter County Arkansas | 2 | $ 482,000 | $ 241,000 | $ 68,000 |
| Lonoke County Arkansas | 2 | $ 318,000 | $ 159,000 | $ 61,000 |
| Highlands County Florida | 2 | $ 187,000 | $ 93,000 | $ 49,000 |
| Hendricks County Indiana | 2 | $ 304,000 | $ 152,000 | $ 71,000 |
| Johnson County Indiana | 2 | $ 356,000 | $ 178,000 | $ 68,000 |
| Kosciusko County Indiana | 2 | $ 406,000 | $ 203,000 | $ 145,000 |
| Lawrence County Indiana | 2 | $ 168,000 | $ 84,000 | $ 63,000 |
| Morgan County Indiana | 2 | $ 251,000 | $ 125,000 | $ 41,000 |
| Acadia County Louisiana | 2 | $ 166,000 | $ 83,000 | $ 83,000 |
| Concordia County Louisiana | 2 | $ 362,000 | $ 181,000 | $ 82,000 |
| Livingston County Louisiana | 2 | $ 353,000 | $ 176,000 | $ 76,000 |
| St. Landry County Louisiana | 2 | $ 279,000 | $ 139,000 | $ 71,000 |
| Attala County Mississippi | 2 | $ 126,000 | $ 63,000 | $ 63,000 |
| Clay County Mississippi | 2 | $ 184,000 | $ 92,000 | $ 24,000 |
| DeSoto County Mississippi | 2 | $ 305,000 | $ 152,000 | $ 55,000 |
| Madison County Mississippi | 2 | $ 289,000 | $ 144,000 | $ 43,000 |
| Marshall County Mississippi | 2 | $ 194,000 | $ 97,000 | $ 54,000 |
| Tate County Mississippi | 2 | $ 283,000 | $ 141,000 | $ 64,000 |
| Lea County New Mexico | 2 | $ 489,000 | $ 244,000 | $ 189,000 |
| Williamson County Tennessee | 2 | $ 784,000 | $ 392,000 | $ 115,000 |
| Atascosa County Texas | 2 | $ 428,000 | $ 214,000 | $ 81,000 |
| El Paso County Texas | 2 | $ 352,000 | $ 176,000 | $ 34,000 |
| Ellis County Texas | 2 | $ 480,000 | $ 240,000 | $ 145,000 |
| Hays County Texas | 2 | $ 409,000 | $ 204,000 | $ 142,000 |
| Hunt County Texas | 2 | $ 195,000 | $ 97,000 | $ 49,000 |
| Kaufman County Texas | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| Matagorda County Texas | 2 | $ 304,000 | $ 152,000 | $ 88,000 |
| Navarro County Texas | 2 | $ 422,000 | $ 211,000 | $ 118,000 |
| Rockwall County Texas | 2 | $ 535,000 | $ 267,000 | $ 130,000 |
| Baldwin County Alabama | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Blount County Alabama | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Cleburne County Alabama | 1 | $ 153,000 | $ 153,000 | $ 79,000 |
| Coffee County Alabama | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Dallas County Alabama | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Escambia County Alabama | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Marengo County Alabama | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Tallapoosa County Alabama | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Carroll County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 59,000 |
| Crawford County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Cross County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Hot Spring County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Madison County Arkansas | 1 | $ 182,000 | $ 182,000 | $ 25,000 |
| Nevada County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Washington County Arkansas | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Charlotte County Florida | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Hillsborough County Florida | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Lee County Florida | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Santa Rosa County Florida | 1 | $ 186,000 | $ 186,000 | $ 90,000 |
| Boone County Indiana | 1 | $ 232,000 | $ 232,000 | $ 78,000 |
| Hamilton County Indiana | 1 | $ 128,000 | $ 128,000 | $ 129,000 |
| Jennings County Indiana | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Lake County Indiana | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| Owen County Indiana | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Rush County Indiana | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Graves County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| McCracken County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 80,000 |
| East Feliciana County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 89,000 |
| Richland County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| St. Charles County Louisiana | 1 | $ 349,000 | $ 349,000 | $ 98,000 |
| Tangipahoa County Louisiana | 1 | $ 290,000 | $ 290,000 | $ 104,000 |
| West Baton Rouge County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Lafayette County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 245,000 |
| Pontotoc County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Prentiss County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 39,000 |
| Union County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Walthall County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| Payne County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
| Cheatham County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Davidson County Tennessee | 1 | $ 294,000 | $ 294,000 | $ 87,000 |
| Hamilton County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 166,000 |
| Marshall County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Angelina County Texas | 1 | $ 153,000 | $ 153,000 | $ 80,000 |
| Bandera County Texas | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Blanco County Texas | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Brown County Texas | 1 | $ 72,000 | $ 72,000 | $ 12,000 |
| Comal County Texas | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Ector County Texas | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Goliad County Texas | 1 | $ 184,000 | $ 184,000 | $ 146,000 |
| Grayson County Texas | 1 | $ 223,000 | $ 223,000 | $ 84,000 |
| Guadalupe County Texas | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Henderson County Texas | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Hill County Texas | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Jasper County Texas | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Johnson County Texas | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Kerr County Texas | 1 | $ 174,000 | $ 174,000 | $ 102,000 |
| Medina County Texas | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| Palo Pinto County Texas | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Parker County Texas | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Parmer County Texas | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| Polk County Texas | 1 | $ 385,000 | $ 385,000 | $ 219,000 |
| Victoria County Texas | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Wharton County Texas | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Wichita County Texas | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Wise County Texas | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Wood County Texas | 1 | $ 124,000 | $ 124,000 | $ 90,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 570 | $88,814,000 | $155,000 | $417,000 | $69,000 | $306,000 |
| Refinancing | 222 | $43,064,000 | $193,000 | $419,000 | $89,000 | $447,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 469 | $80,630,000 | $171,000 | $419,000 | $78,000 | $447,000 |
| Hispanic | 149 | $19,897,000 | $133,000 | $417,000 | $58,000 | $404,000 |
| Black or African American | 88 | $13,228,000 | $150,000 | $397,000 | $60,000 | $214,000 |
| Not Provided | 62 | $13,422,000 | $216,000 | $417,000 | $96,000 | $217,000 |
| Asian | 23 | $4,580,000 | $199,000 | $315,000 | $106,000 | $306,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $121,000 | $121,000 | $121,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 359 | $51,673,000 | $143,000 | $333,000 | $63,000 | $206,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 260 | $52,557,000 | $202,000 | $417,000 | $104,000 | $447,000 |
| VA-guaranteed (Veterans Administration) | 88 | $17,273,000 | $196,000 | $419,000 | $68,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $10,375,000 | $122,000 | $226,000 | $42,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 637 | $106,349,000 | $166,000 | $419,000 | $76,000 | $447,000 |
| Application Denied By Financial Institution | 66 | $10,125,000 | $153,000 | $417,000 | $63,000 | $404,000 |
| Application Approved But Not Accepted | 50 | $8,838,000 | $176,000 | $417,000 | $77,000 | $217,000 |
| Application Withdrawn By Applicant | 26 | $4,858,000 | $186,000 | $392,000 | $67,000 | $192,000 |
| File Closed For Incompleteness | 13 | $1,708,000 | $131,000 | $221,000 | $51,000 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 14 | $2,184,000 | $156,000 | $392,000 | $45,000 | $116,000 |
| Credit History | 11 | $1,522,000 | $138,000 | $290,000 | $52,000 | $140,000 |
| Collateral | 8 | $1,150,000 | $143,000 | $265,000 | $86,000 | $166,000 |
| Other | 7 | $1,007,000 | $143,000 | $296,000 | $65,000 | $120,000 |
| Employment History | 2 | $303,000 | $151,000 | $240,000 | $80,000 | $92,000 |
| Unverifiable Information | 1 | $173,000 | $173,000 | $173,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Funding, Lp's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Funding, Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.