Sovereign Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Sovereign Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,444 |
| Total Mortgage Loan Application Amount | $8,558,095,000 |
| Average Mortgage Loan Application Amount | $208,666 |
| Highest Mortgage Loan Application Amount | $55,000,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $9,333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Sovereign Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Sovereign Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 3,259 | $ 1,064,118,000 | $ 326,000 | $ 148,000 |
| Norfolk County Massachusetts | 1,578 | $ 530,079,000 | $ 335,000 | $ 163,000 |
| Essex County Massachusetts | 1,457 | $ 347,398,000 | $ 238,000 | $ 111,000 |
| Bristol County Massachusetts | 1,286 | $ 243,725,000 | $ 189,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1,269 | $ 272,307,000 | $ 214,000 | $ 61,000 |
| Worcester County Massachusetts | 1,140 | $ 247,129,000 | $ 216,000 | $ 118,000 |
| Plymouth County Massachusetts | 1,047 | $ 267,202,000 | $ 255,000 | $ 125,000 |
| Providence County Rhode Island | 970 | $ 168,288,000 | $ 173,000 | $ 91,000 |
| Suffolk County Massachusetts | 900 | $ 273,057,000 | $ 303,000 | $ 133,000 |
| Berks County Pennsylvania | 855 | $ 133,419,000 | $ 156,000 | $ 80,000 |
| Hartford County Connecticut | 806 | $ 171,439,000 | $ 212,000 | $ 101,000 |
| Barnstable County Massachusetts | 793 | $ 199,041,000 | $ 250,000 | $ 148,000 |
| Montgomery County Pennsylvania | 744 | $ 249,850,000 | $ 335,000 | $ 128,000 |
| Monmouth County New Jersey | 728 | $ 179,921,000 | $ 247,000 | $ 128,000 |
| Ocean County New Jersey | 597 | $ 123,508,000 | $ 206,000 | $ 103,000 |
| York County Pennsylvania | 554 | $ 74,157,000 | $ 133,000 | $ 73,000 |
| Bucks County Pennsylvania | 549 | $ 139,613,000 | $ 254,000 | $ 122,000 |
| Delaware County Pennsylvania | 548 | $ 149,611,000 | $ 273,000 | $ 120,000 |
| Lancaster County Pennsylvania | 536 | $ 76,319,000 | $ 142,000 | $ 72,000 |
| Chester County Pennsylvania | 505 | $ 179,954,000 | $ 356,000 | $ 129,000 |
| Middlesex County New Jersey | 430 | $ 99,144,000 | $ 230,000 | $ 103,000 |
| Richmond County New York | 400 | $ 100,522,000 | $ 251,000 | $ 96,000 |
| Lycoming County Pennsylvania | 398 | $ 43,277,000 | $ 108,000 | $ 77,000 |
| Rockingham County New Hampshire | 362 | $ 73,764,000 | $ 203,000 | $ 108,000 |
| Kings County New York | 351 | $ 177,085,000 | $ 504,000 | $ 99,000 |
| Hampden County Massachusetts | 348 | $ 54,441,000 | $ 156,000 | $ 75,000 |
| Cumberland County Pennsylvania | 341 | $ 54,316,000 | $ 159,000 | $ 96,000 |
| Kent County Rhode Island | 325 | $ 60,695,000 | $ 186,000 | $ 101,000 |
| Dauphin County Pennsylvania | 304 | $ 43,465,000 | $ 142,000 | $ 79,000 |
| Fairfield County Connecticut | 302 | $ 142,510,000 | $ 471,000 | $ 249,000 |
| New Haven County Connecticut | 267 | $ 55,055,000 | $ 206,000 | $ 114,000 |
| Hillsborough County New Hampshire | 264 | $ 53,796,000 | $ 203,000 | $ 106,000 |
| New York County New York | 264 | $ 303,466,000 | $ 1,149,000 | $ 175,000 |
| Union County New Jersey | 262 | $ 57,207,000 | $ 218,000 | $ 93,000 |
| Washington County Rhode Island | 248 | $ 62,536,000 | $ 252,000 | $ 127,000 |
| Schuylkill County Pennsylvania | 241 | $ 21,135,000 | $ 87,000 | $ 62,000 |
| Mercer County New Jersey | 237 | $ 70,085,000 | $ 295,000 | $ 114,000 |
| Dukes County Massachusetts | 229 | $ 92,968,000 | $ 405,000 | $ 283,000 |
| Queens County New York | 229 | $ 81,708,000 | $ 356,000 | $ 83,000 |
| Essex County New Jersey | 217 | $ 54,760,000 | $ 252,000 | $ 155,000 |
| Morris County New Jersey | 208 | $ 96,778,000 | $ 465,000 | $ 133,000 |
| Saratoga County New York | 195 | $ 41,276,000 | $ 211,000 | $ 107,000 |
| Lehigh County Pennsylvania | 178 | $ 26,456,000 | $ 148,000 | $ 97,000 |
| Northampton County Pennsylvania | 178 | $ 25,631,000 | $ 143,000 | $ 86,000 |
| Nantucket County Massachusetts | 171 | $ 88,228,000 | $ 515,000 | $ 257,000 |
| Albany County New York | 171 | $ 34,586,000 | $ 202,000 | $ 109,000 |
| Erie County New York | 169 | $ 22,217,000 | $ 131,000 | $ 89,000 |
| Bergen County New Jersey | 156 | $ 73,833,000 | $ 473,000 | $ 123,000 |
| Lebanon County Pennsylvania | 154 | $ 20,778,000 | $ 134,000 | $ 73,000 |
| Hudson County New Jersey | 143 | $ 45,853,000 | $ 320,000 | $ 115,000 |
| Newport County Rhode Island | 127 | $ 35,498,000 | $ 279,000 | $ 147,000 |
| New Castle County Delaware | 125 | $ 42,448,000 | $ 339,000 | $ 131,000 |
| Cape May County New Jersey | 123 | $ 45,248,000 | $ 367,000 | $ 211,000 |
| Somerset County New Jersey | 117 | $ 34,650,000 | $ 296,000 | $ 148,000 |
| Nassau County New York | 109 | $ 35,455,000 | $ 325,000 | $ 112,000 |
| Montgomery County Maryland | 108 | $ 73,287,000 | $ 678,000 | $ 210,000 |
| Bristol County Rhode Island | 103 | $ 27,251,000 | $ 264,000 | $ 133,000 |
| Burlington County New Jersey | 102 | $ 20,202,000 | $ 198,000 | $ 146,000 |
| Camden County New Jersey | 102 | $ 21,107,000 | $ 206,000 | $ 90,000 |
| Vanderburgh County Indiana | 92 | $ 14,184,000 | $ 154,000 | $ 98,000 |
| Centre County Pennsylvania | 87 | $ 13,782,000 | $ 158,000 | $ 80,000 |
| Tolland County Connecticut | 84 | $ 17,726,000 | $ 211,000 | $ 103,000 |
| Sussex County New Jersey | 80 | $ 13,953,000 | $ 174,000 | $ 92,000 |
| Northumberland County Pennsylvania | 80 | $ 7,435,000 | $ 92,000 | $ 63,000 |
| Clinton County Pennsylvania | 77 | $ 7,090,000 | $ 92,000 | $ 98,000 |
| Schenectady County New York | 76 | $ 12,058,000 | $ 158,000 | $ 83,000 |
| Hampshire County Massachusetts | 74 | $ 15,219,000 | $ 205,000 | $ 90,000 |
| Franklin County Pennsylvania | 74 | $ 11,043,000 | $ 149,000 | $ 62,000 |
| Rensselaer County New York | 72 | $ 11,591,000 | $ 160,000 | $ 83,000 |
| Gloucester County New Jersey | 68 | $ 18,434,000 | $ 271,000 | $ 86,000 |
| Litchfield County Connecticut | 67 | $ 13,838,000 | $ 206,000 | $ 100,000 |
| Suffolk County New York | 67 | $ 22,316,000 | $ 333,000 | $ 184,000 |
| Middlesex County Connecticut | 65 | $ 15,107,000 | $ 232,000 | $ 104,000 |
| Atlantic County New Jersey | 63 | $ 17,107,000 | $ 271,000 | $ 194,000 |
| Union County Pennsylvania | 63 | $ 9,175,000 | $ 145,000 | $ 91,000 |
| Baltimore County Maryland | 58 | $ 63,627,000 | $ 1,097,000 | $ 166,000 |
| Passaic County New Jersey | 56 | $ 22,138,000 | $ 395,000 | $ 122,000 |
| St. Louis County Missouri | 51 | $ 9,922,000 | $ 194,000 | $ 121,000 |
| Merrimack County New Hampshire | 51 | $ 9,149,000 | $ 179,000 | $ 102,000 |
| District of Columbia County District Of Columbia | 50 | $ 30,622,000 | $ 612,000 | $ 151,000 |
| Westchester County New York | 49 | $ 24,643,000 | $ 502,000 | $ 214,000 |
| Berkshire County Massachusetts | 46 | $ 11,583,000 | $ 251,000 | $ 238,000 |
| Bronx County New York | 45 | $ 18,992,000 | $ 422,000 | $ 67,000 |
| Harford County Maryland | 44 | $ 9,126,000 | $ 207,000 | $ 99,000 |
| Hunterdon County New Jersey | 44 | $ 11,564,000 | $ 262,000 | $ 133,000 |
| York County Maine | 43 | $ 10,547,000 | $ 245,000 | $ 141,000 |
| Washington County Maryland | 43 | $ 5,526,000 | $ 128,000 | $ 60,000 |
| Belknap County New Hampshire | 39 | $ 10,777,000 | $ 276,000 | $ 236,000 |
| Luzerne County Pennsylvania | 35 | $ 11,299,000 | $ 322,000 | $ 67,000 |
| Cook County Illinois | 34 | $ 17,367,000 | $ 510,000 | $ 111,000 |
| Warren County New York | 34 | $ 5,782,000 | $ 170,000 | $ 125,000 |
| New London County Connecticut | 33 | $ 7,485,000 | $ 226,000 | $ 120,000 |
| Fulton County New York | 33 | $ 3,414,000 | $ 103,000 | $ 62,000 |
| Anne Arundel County Maryland | 32 | $ 14,716,000 | $ 459,000 | $ 191,000 |
| Allegheny County Pennsylvania | 31 | $ 4,488,000 | $ 144,000 | $ 122,000 |
| Windham County Connecticut | 29 | $ 5,614,000 | $ 193,000 | $ 92,000 |
| Monroe County New York | 29 | $ 3,859,000 | $ 133,000 | $ 79,000 |
| Carbon County Pennsylvania | 29 | $ 4,490,000 | $ 154,000 | $ 109,000 |
| Warrick County Indiana | 28 | $ 5,965,000 | $ 213,000 | $ 153,000 |
| Carroll County New Hampshire | 27 | $ 4,783,000 | $ 177,000 | $ 145,000 |
| Perry County Pennsylvania | 27 | $ 3,939,000 | $ 145,000 | $ 69,000 |
| Warren County New Jersey | 26 | $ 8,349,000 | $ 321,000 | $ 130,000 |
| Cumberland County Maine | 25 | $ 7,835,000 | $ 313,000 | $ 298,000 |
| Adams County Pennsylvania | 25 | $ 4,494,000 | $ 179,000 | $ 115,000 |
| Los Angeles County California | 24 | $ 82,092,000 | $ 3,420,000 | $ 50,000 |
| Strafford County New Hampshire | 23 | $ 5,019,000 | $ 218,000 | $ 98,000 |
| Sussex County Delaware | 22 | $ 5,423,000 | $ 246,000 | $ 207,000 |
| Dutchess County New York | 22 | $ 4,691,000 | $ 213,000 | $ 131,000 |
| Monroe County Pennsylvania | 22 | $ 3,460,000 | $ 157,000 | $ 109,000 |
| Montour County Pennsylvania | 22 | $ 3,150,000 | $ 143,000 | $ 90,000 |
| Chittenden County Vermont | 22 | $ 5,990,000 | $ 272,000 | $ 141,000 |
| Johnson County Kansas | 21 | $ 4,315,000 | $ 205,000 | $ 119,000 |
| Frederick County Maryland | 21 | $ 5,054,000 | $ 240,000 | $ 109,000 |
| Baltimore City County Maryland | 20 | $ 22,680,000 | $ 1,134,000 | $ 68,000 |
| Howard County Maryland | 20 | $ 9,213,000 | $ 460,000 | $ 229,000 |
| Grafton County New Hampshire | 17 | $ 4,835,000 | $ 284,000 | $ 215,000 |
| Columbia County Pennsylvania | 15 | $ 1,516,000 | $ 101,000 | $ 84,000 |
| Kent County Delaware | 14 | $ 2,269,000 | $ 162,000 | $ 58,000 |
| Cecil County Maryland | 14 | $ 2,873,000 | $ 205,000 | $ 105,000 |
| Prince George's County Maryland | 14 | $ 28,156,000 | $ 2,011,000 | $ 98,000 |
| Worcester County Maryland | 14 | $ 4,360,000 | $ 311,000 | $ 176,000 |
| Washington County New York | 14 | $ 1,478,000 | $ 105,000 | $ 71,000 |
| Fairfax County Virginia | 14 | $ 7,298,000 | $ 521,000 | $ 166,000 |
| Niagara County New York | 13 | $ 1,651,000 | $ 127,000 | $ 89,000 |
| Orange County New York | 13 | $ 2,566,000 | $ 197,000 | $ 84,000 |
| Ulster County New York | 13 | $ 1,863,000 | $ 143,000 | $ 69,000 |
| Westmoreland County Pennsylvania | 13 | $ 1,761,000 | $ 135,000 | $ 77,000 |
| Cheshire County New Hampshire | 12 | $ 2,943,000 | $ 245,000 | $ 143,000 |
| Sullivan County New Hampshire | 12 | $ 2,421,000 | $ 201,000 | $ 169,000 |
| Montgomery County New York | 12 | $ 984,000 | $ 82,000 | $ 77,000 |
| DuPage County Illinois | 11 | $ 2,619,000 | $ 238,000 | $ 110,000 |
| Greene County New York | 11 | $ 2,017,000 | $ 183,000 | $ 116,000 |
| St. Charles County Missouri | 10 | $ 1,505,000 | $ 150,000 | $ 104,000 |
| Essex County New York | 10 | $ 2,095,000 | $ 209,000 | $ 167,000 |
| Onondaga County New York | 10 | $ 1,318,000 | $ 131,000 | $ 84,000 |
| Wake County North Carolina | 10 | $ 2,571,000 | $ 257,000 | $ 106,000 |
| Jackson County Missouri | 9 | $ 1,662,000 | $ 184,000 | $ 105,000 |
| Rockland County New York | 9 | $ 2,456,000 | $ 272,000 | $ 115,000 |
| Pike County Pennsylvania | 9 | $ 1,276,000 | $ 141,000 | $ 150,000 |
| Sullivan County Pennsylvania | 9 | $ 1,013,000 | $ 112,000 | $ 82,000 |
| Windham County Vermont | 9 | $ 2,271,000 | $ 252,000 | $ 163,000 |
| Will County Illinois | 8 | $ 1,711,000 | $ 213,000 | $ 100,000 |
| Posey County Indiana | 8 | $ 1,185,000 | $ 148,000 | $ 89,000 |
| Carroll County Maryland | 8 | $ 1,694,000 | $ 211,000 | $ 116,000 |
| Talbot County Maryland | 8 | $ 3,159,000 | $ 394,000 | $ 304,000 |
| Franklin County Massachusetts | 8 | $ 1,464,000 | $ 183,000 | $ 110,000 |
| Jefferson County Missouri | 8 | $ 1,203,000 | $ 150,000 | $ 92,000 |
| Columbia County New York | 8 | $ 1,837,000 | $ 229,000 | $ 136,000 |
| Arapahoe County Colorado | 7 | $ 1,661,000 | $ 237,000 | $ 120,000 |
| Kane County Illinois | 7 | $ 1,535,000 | $ 219,000 | $ 104,000 |
| Allen County Indiana | 7 | $ 708,000 | $ 101,000 | $ 63,000 |
| Cumberland County New Jersey | 7 | $ 2,705,000 | $ 386,000 | $ 208,000 |
| Schoharie County New York | 7 | $ 536,000 | $ 76,000 | $ 43,000 |
| Lackawanna County Pennsylvania | 7 | $ 1,075,000 | $ 153,000 | $ 120,000 |
| Douglas County Colorado | 6 | $ 1,157,000 | $ 192,000 | $ 112,000 |
| Jefferson County Colorado | 6 | $ 896,000 | $ 149,000 | $ 110,000 |
| Collier County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 212,000 |
| Palm Beach County Florida | 6 | $ 1,948,000 | $ 324,000 | $ 624,000 |
| Gibson County Indiana | 6 | $ 886,000 | $ 147,000 | $ 88,000 |
| Oakland County Michigan | 6 | $ 1,082,000 | $ 180,000 | $ 79,000 |
| Broome County New York | 6 | $ 478,000 | $ 79,000 | $ 74,000 |
| Cattaraugus County New York | 6 | $ 593,000 | $ 98,000 | $ 65,000 |
| Otsego County New York | 6 | $ 730,000 | $ 121,000 | $ 74,000 |
| Mecklenburg County North Carolina | 6 | $ 1,144,000 | $ 190,000 | $ 76,000 |
| Butler County Pennsylvania | 6 | $ 1,201,000 | $ 200,000 | $ 110,000 |
| Huntingdon County Pennsylvania | 6 | $ 752,000 | $ 125,000 | $ 97,000 |
| Susquehanna County Pennsylvania | 6 | $ 907,000 | $ 151,000 | $ 96,000 |
| Rutland County Vermont | 6 | $ 1,253,000 | $ 208,000 | $ 238,000 |
| Arlington County Virginia | 6 | $ 7,697,000 | $ 1,282,000 | $ 247,000 |
| Denver County Colorado | 5 | $ 1,250,000 | $ 250,000 | $ 114,000 |
| Sarasota County Florida | 5 | $ 973,000 | $ 194,000 | $ 123,000 |
| Lake County Indiana | 5 | $ 1,042,000 | $ 208,000 | $ 87,000 |
| Lincoln County Maine | 5 | $ 1,573,000 | $ 314,000 | $ 149,000 |
| Oxford County Maine | 5 | $ 1,030,000 | $ 206,000 | $ 238,000 |
| Wicomico County Maryland | 5 | $ 1,045,000 | $ 209,000 | $ 64,000 |
| Chautauqua County New York | 5 | $ 422,000 | $ 84,000 | $ 59,000 |
| Clinton County New York | 5 | $ 590,000 | $ 118,000 | $ 78,000 |
| Herkimer County New York | 5 | $ 581,000 | $ 116,000 | $ 235,000 |
| St. Lawrence County New York | 5 | $ 725,000 | $ 145,000 | $ 161,000 |
| Clearfield County Pennsylvania | 5 | $ 475,000 | $ 95,000 | $ 35,000 |
| Potter County Pennsylvania | 5 | $ 436,000 | $ 87,000 | $ 45,000 |
| Washington County Pennsylvania | 5 | $ 798,000 | $ 159,000 | $ 53,000 |
| Wayne County Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 105,000 |
| Horry County South Carolina | 5 | $ 816,000 | $ 163,000 | $ 147,000 |
| Contra Costa County California | 4 | $ 1,706,000 | $ 426,000 | $ 117,000 |
| Adams County Colorado | 4 | $ 981,000 | $ 245,000 | $ 117,000 |
| Broward County Florida | 4 | $ 1,045,000 | $ 261,000 | $ 459,000 |
| Orange County Florida | 4 | $ 850,000 | $ 212,000 | $ 65,000 |
| Kendall County Illinois | 4 | $ 807,000 | $ 201,000 | $ 48,000 |
| Hamilton County Indiana | 4 | $ 726,000 | $ 181,000 | $ 88,000 |
| Oneida County New York | 4 | $ 562,000 | $ 140,000 | $ 89,000 |
| Wyoming County New York | 4 | $ 369,000 | $ 92,000 | $ 43,000 |
| Fulton County Pennsylvania | 4 | $ 522,000 | $ 130,000 | $ 50,000 |
| Washington County Vermont | 4 | $ 1,557,000 | $ 389,000 | $ 245,000 |
| Alameda County California | 3 | $ 1,023,000 | $ 341,000 | $ 108,000 |
| El Paso County Colorado | 3 | $ 1,292,000 | $ 430,000 | $ 122,000 |
| Lee County Florida | 3 | $ 495,000 | $ 165,000 | $ 244,000 |
| Lake County Illinois | 3 | $ 485,000 | $ 161,000 | $ 70,000 |
| McHenry County Illinois | 3 | $ 492,000 | $ 164,000 | $ 72,000 |
| Aroostook County Maine | 3 | $ 171,000 | $ 57,000 | $ 77,000 |
| Sagadahoc County Maine | 3 | $ 358,000 | $ 119,000 | $ 114,000 |
| Kent County Maryland | 3 | $ 680,000 | $ 226,000 | $ 111,000 |
| Clay County Missouri | 3 | $ 471,000 | $ 157,000 | $ 79,000 |
| Sullivan County New York | 3 | $ 382,000 | $ 127,000 | $ 51,000 |
| Wayne County New York | 3 | $ 399,000 | $ 133,000 | $ 103,000 |
| Blair County Pennsylvania | 3 | $ 144,000 | $ 48,000 | $ 29,000 |
| Mifflin County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 88,000 |
| Venango County Pennsylvania | 3 | $ 261,000 | $ 87,000 | $ 41,000 |
| Loudoun County Virginia | 3 | $ 1,927,000 | $ 642,000 | $ 235,000 |
| Spotsylvania County Virginia | 3 | $ 951,000 | $ 317,000 | $ 91,000 |
| Pinal County Arizona | 2 | $ 278,000 | $ 139,000 | $ 142,000 |
| San Mateo County California | 2 | $ 905,000 | $ 452,000 | $ 146,000 |
| Broomfield County Colorado | 2 | $ 538,000 | $ 269,000 | $ 182,000 |
| Larimer County Colorado | 2 | $ 396,000 | $ 198,000 | $ 86,000 |
| Brevard County Florida | 2 | $ 156,000 | $ 78,000 | $ 92,000 |
| Polk County Florida | 2 | $ 289,000 | $ 144,000 | $ 116,000 |
| Volusia County Florida | 2 | $ 417,000 | $ 208,000 | $ 311,000 |
| Monroe County Indiana | 2 | $ 364,000 | $ 182,000 | $ 53,000 |
| Miami County Kansas | 2 | $ 245,000 | $ 122,000 | $ 72,000 |
| Wyandotte County Kansas | 2 | $ 265,000 | $ 132,000 | $ 77,000 |
| Henderson County Kentucky | 2 | $ 512,000 | $ 256,000 | $ 154,000 |
| Androscoggin County Maine | 2 | $ 375,000 | $ 187,000 | $ 151,000 |
| Penobscot County Maine | 2 | $ 351,000 | $ 175,000 | $ 57,000 |
| Somerset County Maine | 2 | $ 248,000 | $ 124,000 | $ 54,000 |
| Washington County Maine | 2 | $ 450,000 | $ 225,000 | $ 73,000 |
| Calvert County Maryland | 2 | $ 315,000 | $ 157,000 | $ 151,000 |
| Queen Anne's County Maryland | 2 | $ 1,075,000 | $ 537,000 | $ 284,000 |
| St. Mary's County Maryland | 2 | $ 413,000 | $ 206,000 | $ 124,000 |
| Wayne County Michigan | 2 | $ 288,000 | $ 144,000 | $ 51,000 |
| Camden County Missouri | 2 | $ 296,000 | $ 148,000 | $ 137,000 |
| Crawford County Missouri | 2 | $ 347,000 | $ 173,000 | $ 131,000 |
| Franklin County Missouri | 2 | $ 244,000 | $ 122,000 | $ 59,000 |
| Greene County Missouri | 2 | $ 178,000 | $ 89,000 | $ 56,000 |
| St. Louis City County Missouri | 2 | $ 487,000 | $ 243,000 | $ 181,000 |
| Coos County New Hampshire | 2 | $ 124,000 | $ 62,000 | $ 108,000 |
| Salem County New Jersey | 2 | $ 285,000 | $ 142,000 | $ 59,000 |
| Franklin County New York | 2 | $ 192,000 | $ 96,000 | $ 69,000 |
| Hamilton County New York | 2 | $ 496,000 | $ 248,000 | $ 138,000 |
| Jefferson County New York | 2 | $ 533,000 | $ 266,000 | $ 104,000 |
| Putnam County New York | 2 | $ 342,000 | $ 171,000 | $ 100,000 |
| Buncombe County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 19,000 |
| Forsyth County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 134,000 |
| Hamilton County Ohio | 2 | $ 331,000 | $ 165,000 | $ 65,000 |
| Beaver County Pennsylvania | 2 | $ 185,000 | $ 92,000 | $ 101,000 |
| Bradford County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 125,000 |
| Cambria County Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 81,000 |
| Lawrence County Pennsylvania | 2 | $ 46,000 | $ 23,000 | $ 261,000 |
| Snyder County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 52,000 |
| Beaufort County South Carolina | 2 | $ 827,000 | $ 413,000 | $ 199,000 |
| Shelby County Tennessee | 2 | $ 282,000 | $ 141,000 | $ 99,000 |
| Addison County Vermont | 2 | $ 491,000 | $ 245,000 | $ 113,000 |
| Bennington County Vermont | 2 | $ 507,000 | $ 253,000 | $ 295,000 |
| Lamoille County Vermont | 2 | $ 667,000 | $ 333,000 | $ 260,000 |
| Orleans County Vermont | 2 | $ 249,000 | $ 124,000 | $ 104,000 |
| Windsor County Vermont | 2 | $ 407,000 | $ 203,000 | $ 477,000 |
| Alexandria County Virginia | 2 | $ 711,000 | $ 355,000 | $ 179,000 |
| Chesterfield County Virginia | 2 | $ 683,000 | $ 341,000 | $ 126,000 |
| Prince William County Virginia | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Baldwin County Alabama | 1 | $ 322,000 | $ 322,000 | $ 103,000 |
| Madison County Alabama | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Montgomery County Alabama | 1 | $ 183,000 | $ 183,000 | $ 83,000 |
| Maricopa County Arizona | 1 | $ 101,000 | $ 101,000 | $ 415,000 |
| Fresno County California | 1 | $ 334,000 | $ 334,000 | $ 200,000 |
| Marin County California | 1 | $ 600,000 | $ 600,000 | $ 143,000 |
| Solano County California | 1 | $ 360,000 | $ 360,000 | $ 168,000 |
| Boulder County Colorado | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Eagle County Colorado | 1 | $ 300,000 | $ 300,000 | $ 136,000 |
| Grand County Colorado | 1 | $ 168,000 | $ 168,000 | $ 188,000 |
| Summit County Colorado | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Charlotte County Florida | 1 | $ 248,000 | $ 248,000 | $ 95,000 |
| Hernando County Florida | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Hillsborough County Florida | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Lake County Florida | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Martin County Florida | 1 | $ 1,872,000 | $ 1,872,000 | $ 952,000 |
| Miami-Dade County Florida | 1 | $ 634,000 | $ 634,000 | $ 250,000 |
| Pasco County Florida | 1 | $ 280,000 | $ 280,000 | $ 151,000 |
| Pinellas County Florida | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Santa Rosa County Florida | 1 | $ 398,000 | $ 398,000 | $ 149,000 |
| Walton County Florida | 1 | $ 284,000 | $ 284,000 | $ 325,000 |
| Chatham County Georgia | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| Cherokee County Georgia | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Cobb County Georgia | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Fannin County Georgia | 1 | $ 301,000 | $ 301,000 | $ 120,000 |
| Kankakee County Illinois | 1 | $ 179,000 | $ 179,000 | $ 93,000 |
| Madison County Illinois | 1 | $ 158,000 | $ 158,000 | $ 123,000 |
| St. Clair County Illinois | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| DeKalb County Indiana | 1 | $ 66,000 | $ 66,000 | $ 61,000 |
| Hendricks County Indiana | 1 | $ 129,000 | $ 129,000 | $ 88,000 |
| Huntington County Indiana | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Jasper County Indiana | 1 | $ 66,000 | $ 66,000 | $ 15,000 |
| Johnson County Indiana | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Noble County Indiana | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Owen County Indiana | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Porter County Indiana | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Pulaski County Indiana | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Putnam County Indiana | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Shelby County Indiana | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Spencer County Indiana | 1 | $ 220,000 | $ 220,000 | $ 58,000 |
| St. Joseph County Indiana | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| Tippecanoe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Franklin County Maine | 1 | $ 417,000 | $ 417,000 | $ 544,000 |
| Hancock County Maine | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Kennebec County Maine | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| Knox County Maine | 1 | $ 277,000 | $ 277,000 | $ 163,000 |
| Waldo County Maine | 1 | $ 340,000 | $ 340,000 | $ 254,000 |
| Allegany County Maryland | 1 | $ 164,000 | $ 164,000 | $ 78,000 |
| Charles County Maryland | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Dorchester County Maryland | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Garrett County Maryland | 1 | $ 129,000 | $ 129,000 | $ 28,000 |
| Genesee County Michigan | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Kalamazoo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 17,000 |
| Polk County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Ramsey County Minnesota | 1 | $ 251,000 | $ 251,000 | $ 113,000 |
| Cass County Missouri | 1 | $ 270,000 | $ 270,000 | $ 152,000 |
| Lincoln County Missouri | 1 | $ 387,000 | $ 387,000 | $ 147,000 |
| Madison County Missouri | 1 | $ 119,000 | $ 119,000 | $ 62,000 |
| Morgan County Missouri | 1 | $ 293,000 | $ 293,000 | $ 68,000 |
| Platte County Missouri | 1 | $ 276,000 | $ 276,000 | $ 96,000 |
| Warren County Missouri | 1 | $ 222,000 | $ 222,000 | $ 167,000 |
| Clark County Nevada | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Washoe County Nevada | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Allegany County New York | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Cayuga County New York | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Chemung County New York | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Cortland County New York | 1 | $ 182,000 | $ 182,000 | $ 80,000 |
| Delaware County New York | 1 | $ 110,000 | $ 110,000 | $ 208,000 |
| Genesee County New York | 1 | $ 41,000 | $ 41,000 | $ 69,000 |
| Livingston County New York | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Ontario County New York | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| Oswego County New York | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Steuben County New York | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Tioga County New York | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
| Alamance County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 71,000 |
| Alexander County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Brunswick County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Cabarrus County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 200,000 |
| Carteret County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 195,000 |
| Craven County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Dare County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 242,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Guilford County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 110,000 |
| Henderson County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Hoke County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| New Hanover County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 157,000 |
| Orange County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 14,000 |
| Rockingham County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 12,000 |
| Transylvania County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 31,000 |
| Union County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Washington County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Butler County Ohio | 1 | $ 307,000 | $ 307,000 | $ 96,000 |
| Carroll County Ohio | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Franklin County Ohio | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Lorain County Ohio | 1 | $ 362,000 | $ 362,000 | $ 104,000 |
| Medina County Ohio | 1 | $ 283,000 | $ 283,000 | $ 353,000 |
| Stark County Ohio | 1 | $ 176,000 | $ 176,000 | $ 105,000 |
| Summit County Ohio | 1 | $ 202,000 | $ 202,000 | $ 73,000 |
| Bedford County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 137,000 |
| Elk County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 102,000 |
| Erie County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
| Indiana County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 98,000 |
| Jefferson County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 33,000 |
| Juniata County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 89,000 |
| Mercer County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Charleston County South Carolina | 1 | $ 323,000 | $ 323,000 | $ 517,000 |
| Lancaster County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 225,000 |
| Lexington County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 288,000 |
| McMinn County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Utah County Utah | 1 | $ 990,000 | $ 990,000 | $ 236,000 |
| Caledonia County Vermont | 1 | $ 94,000 | $ 94,000 | $ 118,000 |
| Franklin County Vermont | 1 | $ 181,000 | $ 181,000 | $ 71,000 |
| Orange County Vermont | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Charlottesville County Virginia | 1 | $ 575,000 | $ 575,000 | $ 564,000 |
| Chesapeake County Virginia | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Franklin County Virginia | 1 | $ 82,000 | $ 82,000 | $ 150,000 |
| Hampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Henrico County Virginia | 1 | $ 412,000 | $ 412,000 | $ 161,000 |
| James City County Virginia | 1 | $ 535,000 | $ 535,000 | $ 177,000 |
| Lancaster County Virginia | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Orange County Virginia | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Petersburg County Virginia | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Rappahannock County Virginia | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Roanoke County Virginia | 1 | $ 89,000 | $ 89,000 | $ 146,000 |
| Suffolk County Virginia | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Virginia Beach County Virginia | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Westmoreland County Virginia | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Dodge County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Sovereign Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,314 | $6,232,909,000 | $279,000 | $41,000,000 | $126,000 | $3,663,000 |
| Home Purchase | 8,428 | $2,170,821,000 | $257,000 | $55,000,000 | $105,000 | $9,333,000 |
| Home Improvement | 1,702 | $154,365,000 | $90,000 | $1,000,000 | $82,000 | $1,224,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,762 | $6,086,678,000 | $236,000 | $4,225,000 | $125,000 | $4,908,000 |
| Not Provided | 1,821 | $400,227,000 | $219,000 | $2,175,000 | $122,000 | $3,120,000 |
| Hispanic | 1,491 | $259,949,000 | $174,000 | $6,500,000 | $71,000 | $1,782,000 |
| Asian | 1,462 | $407,324,000 | $278,000 | $2,000,000 | $131,000 | $9,333,000 |
| Black or African American | 1,313 | $193,329,000 | $147,000 | $2,000,000 | $65,000 | $1,117,000 |
| Not applicable | 465 | $1,179,327,000 | $2,536,000 | $55,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 65 | $18,296,000 | $281,000 | $999,000 | $126,000 | $1,008,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $12,965,000 | $199,000 | $660,000 | $101,000 | $434,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,612 | $8,061,967,000 | $272,000 | $55,000,000 | $124,000 | $9,333,000 |
| FHA-insured (Federal Housing Administration) | 2,705 | $472,866,000 | $174,000 | $934,000 | $60,000 | $558,000 |
| VA-guaranteed (Veterans Administration) | 107 | $20,514,000 | $191,000 | $415,000 | $69,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,748,000 | $137,000 | $224,000 | $49,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,257 | $6,284,344,000 | $259,000 | $41,000,000 | $120,000 | $9,333,000 |
| Application Denied By Financial Institution | 4,493 | $1,114,158,000 | $247,000 | $55,000,000 | $99,000 | $2,669,000 |
| Application Withdrawn By Applicant | 1,671 | $504,484,000 | $301,000 | $30,000,000 | $123,000 | $3,300,000 |
| Application Approved But Not Accepted | 1,297 | $346,146,000 | $266,000 | $4,325,000 | $125,000 | $1,782,000 |
| Loan Purchased By The Institution | 500 | $249,574,000 | $499,000 | $2,824,000 | $158,000 | $1,818,000 |
| Preapproval Denied by Financial Institution | 154 | $24,760,000 | $160,000 | $589,000 | $52,000 | $340,000 |
| File Closed For Incompleteness | 72 | $34,629,000 | $480,000 | $9,200,000 | $78,000 | $876,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,840 | $551,680,000 | $299,000 | $55,000,000 | $118,000 | $2,669,000 |
| Debt-To-Income Ratio | 912 | $197,355,000 | $216,000 | $1,500,000 | $63,000 | $922,000 |
| Other | 616 | $107,799,000 | $174,000 | $1,500,000 | $104,000 | $1,502,000 |
| Credit History | 573 | $106,856,000 | $186,000 | $20,500,000 | $66,000 | $665,000 |
| Credit Application Incomplete | 325 | $96,051,000 | $295,000 | $3,450,000 | $134,000 | $1,545,000 |
| Unverifiable Information | 197 | $39,782,000 | $201,000 | $4,500,000 | $86,000 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 79 | $19,116,000 | $241,000 | $2,100,000 | $74,000 | $468,000 |
| Employment History | 74 | $13,136,000 | $177,000 | $410,000 | $78,000 | $589,000 |
| Mortgage Insurance Denied | 31 | $7,143,000 | $230,000 | $411,000 | $90,000 | $231,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.