Spectrum Funding Corporation
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Spectrum Funding Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Spectrum Funding Corporation 7084 South 2300 East Slc, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,526 |
| Total Mortgage Loan Application Amount | $638,036,000 |
| Average Mortgage Loan Application Amount | $122,878 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $58,636 |
| Highest Applicant Income | $6,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kern County California | 666 | $ 98,173,000 | $ 147,000 | $ 66,000 |
| Clark County Nevada | 631 | $ 108,980,000 | $ 172,000 | $ 87,000 |
| Salt Lake County Utah | 454 | $ 55,309,000 | $ 121,000 | $ 52,000 |
| Maricopa County Arizona | 323 | $ 45,287,000 | $ 140,000 | $ 67,000 |
| Utah County Utah | 237 | $ 31,707,000 | $ 133,000 | $ 66,000 |
| Sacramento County California | 98 | $ 19,704,000 | $ 201,000 | $ 69,000 |
| Davis County Utah | 74 | $ 9,818,000 | $ 132,000 | $ 61,000 |
| Weber County Utah | 71 | $ 6,569,000 | $ 92,000 | $ 43,000 |
| Weld County Colorado | 68 | $ 9,263,000 | $ 136,000 | $ 65,000 |
| Denver County Colorado | 53 | $ 7,945,000 | $ 149,000 | $ 77,000 |
| Arapahoe County Colorado | 44 | $ 5,708,000 | $ 129,000 | $ 58,000 |
| Adams County Colorado | 39 | $ 5,584,000 | $ 143,000 | $ 72,000 |
| Tooele County Utah | 37 | $ 4,671,000 | $ 126,000 | $ 48,000 |
| San Bernardino County California | 36 | $ 6,540,000 | $ 181,000 | $ 84,000 |
| Jefferson County Colorado | 35 | $ 6,219,000 | $ 177,000 | $ 152,000 |
| Fresno County California | 31 | $ 5,200,000 | $ 167,000 | $ 67,000 |
| Los Angeles County California | 30 | $ 6,939,000 | $ 231,000 | $ 110,000 |
| Uintah County Utah | 26 | $ 2,546,000 | $ 97,000 | $ 51,000 |
| Washington County Utah | 26 | $ 4,863,000 | $ 187,000 | $ 60,000 |
| Cook County Illinois | 25 | $ 3,056,000 | $ 122,000 | $ 66,000 |
| Larimer County Colorado | 24 | $ 3,983,000 | $ 165,000 | $ 53,000 |
| Pueblo County Colorado | 23 | $ 2,020,000 | $ 87,000 | $ 44,000 |
| Riverside County California | 21 | $ 4,034,000 | $ 192,000 | $ 687,000 |
| Tulare County California | 19 | $ 2,637,000 | $ 138,000 | $ 75,000 |
| Morgan County Colorado | 19 | $ 1,610,000 | $ 84,000 | $ 38,000 |
| Pima County Arizona | 14 | $ 1,358,000 | $ 97,000 | $ 60,000 |
| Iron County Utah | 14 | $ 1,964,000 | $ 140,000 | $ 73,000 |
| Mohave County Arizona | 13 | $ 1,260,000 | $ 96,000 | $ 38,000 |
| El Paso County Colorado | 13 | $ 1,754,000 | $ 134,000 | $ 74,000 |
| Wasatch County Utah | 12 | $ 1,617,000 | $ 134,000 | $ 67,000 |
| Pinal County Arizona | 11 | $ 1,185,000 | $ 107,000 | $ 83,000 |
| San Diego County California | 11 | $ 3,273,000 | $ 297,000 | $ 98,000 |
| San Joaquin County California | 11 | $ 2,472,000 | $ 224,000 | $ 64,000 |
| Dallas County Texas | 11 | $ 1,576,000 | $ 143,000 | $ 72,000 |
| Harris County Texas | 11 | $ 1,512,000 | $ 137,000 | $ 67,000 |
| Placer County California | 10 | $ 2,188,000 | $ 218,000 | $ 100,000 |
| Douglas County Colorado | 10 | $ 1,617,000 | $ 161,000 | $ 81,000 |
| Twin Falls County Idaho | 10 | $ 864,000 | $ 86,000 | $ 35,000 |
| Box Elder County Utah | 10 | $ 949,000 | $ 94,000 | $ 40,000 |
| Duchesne County Utah | 9 | $ 762,000 | $ 84,000 | $ 42,000 |
| Ada County Idaho | 8 | $ 1,050,000 | $ 131,000 | $ 64,000 |
| Bannock County Idaho | 8 | $ 576,000 | $ 72,000 | $ 57,000 |
| Broomfield County Colorado | 7 | $ 849,000 | $ 121,000 | $ 56,000 |
| Mesa County Colorado | 7 | $ 765,000 | $ 109,000 | $ 82,000 |
| Canyon County Idaho | 7 | $ 786,000 | $ 112,000 | $ 55,000 |
| Lake County Indiana | 7 | $ 437,000 | $ 62,000 | $ 37,000 |
| Wayne County Michigan | 7 | $ 1,467,000 | $ 209,000 | $ 65,000 |
| Washoe County Nevada | 7 | $ 1,281,000 | $ 183,000 | $ 55,000 |
| El Paso County Texas | 7 | $ 611,000 | $ 87,000 | $ 50,000 |
| Cache County Utah | 7 | $ 617,000 | $ 88,000 | $ 45,000 |
| Summit County Utah | 7 | $ 1,430,000 | $ 204,000 | $ 145,000 |
| Orange County California | 6 | $ 1,791,000 | $ 298,000 | $ 87,000 |
| Boulder County Colorado | 6 | $ 1,123,000 | $ 187,000 | $ 83,000 |
| Bonneville County Idaho | 6 | $ 762,000 | $ 127,000 | $ 76,000 |
| Berrien County Michigan | 6 | $ 523,000 | $ 87,000 | $ 52,000 |
| Kane County Utah | 6 | $ 955,000 | $ 159,000 | $ 70,000 |
| Lewis County Washington | 6 | $ 499,000 | $ 83,000 | $ 23,000 |
| Spokane County Washington | 6 | $ 519,000 | $ 86,000 | $ 66,000 |
| Bingham County Idaho | 5 | $ 435,000 | $ 87,000 | $ 44,000 |
| Marion County Oregon | 5 | $ 510,000 | $ 102,000 | $ 55,000 |
| Bexar County Texas | 5 | $ 586,000 | $ 117,000 | $ 47,000 |
| Fort Bend County Texas | 5 | $ 600,000 | $ 120,000 | $ 47,000 |
| Benton County Washington | 5 | $ 630,000 | $ 126,000 | $ 40,000 |
| Butte County California | 4 | $ 410,000 | $ 102,000 | $ 69,000 |
| Kings County California | 4 | $ 403,000 | $ 100,000 | $ 317,000 |
| Yuba County California | 4 | $ 1,003,000 | $ 250,000 | $ 100,000 |
| Jerome County Idaho | 4 | $ 315,000 | $ 78,000 | $ 30,000 |
| Kootenai County Idaho | 4 | $ 511,000 | $ 127,000 | $ 47,000 |
| Washington County Idaho | 4 | $ 343,000 | $ 85,000 | $ 72,000 |
| Kankakee County Illinois | 4 | $ 329,000 | $ 82,000 | $ 51,000 |
| Kalamazoo County Michigan | 4 | $ 283,000 | $ 70,000 | $ 36,000 |
| Hennepin County Minnesota | 4 | $ 482,000 | $ 120,000 | $ 102,000 |
| Ramsey County Minnesota | 4 | $ 335,000 | $ 83,000 | $ 45,000 |
| Carson City County Nevada | 4 | $ 495,000 | $ 123,000 | $ 38,000 |
| Deschutes County Oregon | 4 | $ 475,000 | $ 118,000 | $ 33,000 |
| Washington County Oregon | 4 | $ 366,000 | $ 91,000 | $ 39,000 |
| Grand County Utah | 4 | $ 413,000 | $ 103,000 | $ 40,000 |
| King County Washington | 4 | $ 636,000 | $ 159,000 | $ 48,000 |
| Yakima County Washington | 4 | $ 249,000 | $ 62,000 | $ 47,000 |
| Laramie County Wyoming | 4 | $ 490,000 | $ 122,000 | $ 41,000 |
| Yavapai County Arizona | 3 | $ 508,000 | $ 169,000 | $ 38,000 |
| Colusa County California | 3 | $ 409,000 | $ 136,000 | $ 52,000 |
| Stanislaus County California | 3 | $ 891,000 | $ 297,000 | $ 74,000 |
| Ventura County California | 3 | $ 1,120,000 | $ 373,000 | $ 121,000 |
| Logan County Colorado | 3 | $ 238,000 | $ 79,000 | $ 37,000 |
| Caribou County Idaho | 3 | $ 180,000 | $ 60,000 | $ 57,000 |
| Winnebago County Illinois | 3 | $ 365,000 | $ 121,000 | $ 63,000 |
| Clark County Indiana | 3 | $ 227,000 | $ 75,000 | $ 35,000 |
| Grant County Indiana | 3 | $ 250,000 | $ 83,000 | $ 68,000 |
| Lawrence County Indiana | 3 | $ 211,000 | $ 70,000 | $ 28,000 |
| Montgomery County Indiana | 3 | $ 253,000 | $ 84,000 | $ 45,000 |
| Macomb County Michigan | 3 | $ 237,000 | $ 79,000 | $ 45,000 |
| Malheur County Oregon | 3 | $ 264,000 | $ 88,000 | $ 64,000 |
| Multnomah County Oregon | 3 | $ 456,000 | $ 152,000 | $ 32,000 |
| Brazoria County Texas | 3 | $ 375,000 | $ 125,000 | $ 66,000 |
| Williamson County Texas | 3 | $ 231,000 | $ 77,000 | $ 39,000 |
| Natrona County Wyoming | 3 | $ 269,000 | $ 89,000 | $ 31,000 |
| Alameda County California | 2 | $ 738,000 | $ 369,000 | $ 59,000 |
| Contra Costa County California | 2 | $ 673,000 | $ 336,000 | $ 48,000 |
| Lake County California | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Madera County California | 2 | $ 276,000 | $ 138,000 | $ 51,000 |
| Merced County California | 2 | $ 184,000 | $ 92,000 | $ 60,000 |
| Solano County California | 2 | $ 715,000 | $ 357,000 | $ 264,000 |
| Sutter County California | 2 | $ 278,000 | $ 139,000 | $ 65,000 |
| Yolo County California | 2 | $ 479,000 | $ 239,000 | $ 252,000 |
| Clear Creek County Colorado | 2 | $ 232,000 | $ 116,000 | $ 73,000 |
| Elbert County Colorado | 2 | $ 169,000 | $ 84,000 | $ 46,000 |
| La Plata County Colorado | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Rio Blanco County Colorado | 2 | $ 269,000 | $ 134,000 | $ 67,000 |
| Yuma County Colorado | 2 | $ 309,000 | $ 154,000 | $ 45,000 |
| Bear Lake County Idaho | 2 | $ 144,000 | $ 72,000 | $ 54,000 |
| Blaine County Idaho | 2 | $ 727,000 | $ 363,000 | $ 139,000 |
| Cassia County Idaho | 2 | $ 160,000 | $ 80,000 | $ 24,000 |
| Franklin County Idaho | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Jefferson County Idaho | 2 | $ 106,000 | $ 53,000 | $ 24,000 |
| Nez Perce County Idaho | 2 | $ 176,000 | $ 88,000 | $ 66,000 |
| Payette County Idaho | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| Teton County Idaho | 2 | $ 138,000 | $ 69,000 | $ 42,000 |
| Champaign County Illinois | 2 | $ 117,000 | $ 58,000 | $ 29,000 |
| De Witt County Illinois | 2 | $ 118,000 | $ 59,000 | $ 40,000 |
| DuPage County Illinois | 2 | $ 285,000 | $ 142,000 | $ 46,000 |
| LaSalle County Illinois | 2 | $ 125,000 | $ 62,000 | $ 31,000 |
| St. Clair County Illinois | 2 | $ 122,000 | $ 61,000 | $ 28,000 |
| Allen County Indiana | 2 | $ 171,000 | $ 85,000 | $ 31,000 |
| Clay County Indiana | 2 | $ 87,000 | $ 43,000 | $ 27,000 |
| Marion County Indiana | 2 | $ 146,000 | $ 73,000 | $ 39,000 |
| Parke County Indiana | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Porter County Indiana | 2 | $ 270,000 | $ 135,000 | $ 131,000 |
| Calhoun County Michigan | 2 | $ 148,000 | $ 74,000 | $ 30,000 |
| Ingham County Michigan | 2 | $ 129,000 | $ 64,000 | $ 24,000 |
| Jackson County Michigan | 2 | $ 139,000 | $ 69,000 | $ 31,000 |
| Lenawee County Michigan | 2 | $ 139,000 | $ 69,000 | $ 61,000 |
| Menominee County Michigan | 2 | $ 100,000 | $ 50,000 | $ 16,000 |
| Midland County Michigan | 2 | $ 149,000 | $ 74,000 | $ 25,000 |
| Newaygo County Michigan | 2 | $ 105,000 | $ 52,000 | $ 20,000 |
| Van Buren County Michigan | 2 | $ 165,000 | $ 82,000 | $ 68,000 |
| Elko County Nevada | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Humboldt County Nevada | 2 | $ 217,000 | $ 108,000 | $ 66,000 |
| Nye County Nevada | 2 | $ 396,000 | $ 198,000 | $ 68,000 |
| Baker County Oregon | 2 | $ 178,000 | $ 89,000 | $ 34,000 |
| Columbia County Oregon | 2 | $ 259,000 | $ 129,000 | $ 40,000 |
| Grant County Oregon | 2 | $ 161,000 | $ 80,000 | $ 35,000 |
| Lincoln County Oregon | 2 | $ 150,000 | $ 75,000 | $ 78,000 |
| Hood County Texas | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
| Jefferson County Texas | 2 | $ 121,000 | $ 60,000 | $ 34,000 |
| Nueces County Texas | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Tarrant County Texas | 2 | $ 166,000 | $ 83,000 | $ 60,000 |
| Carbon County Utah | 2 | $ 147,000 | $ 73,000 | $ 79,000 |
| San Juan County Utah | 2 | $ 161,000 | $ 80,000 | $ 39,000 |
| Ferry County Washington | 2 | $ 120,000 | $ 60,000 | $ 40,000 |
| Pierce County Washington | 2 | $ 332,000 | $ 166,000 | $ 60,000 |
| Snohomish County Washington | 2 | $ 324,000 | $ 162,000 | $ 59,000 |
| Cochise County Arizona | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Coconino County Arizona | 1 | $ 360,000 | $ 360,000 | $ 101,000 |
| Gila County Arizona | 1 | $ 347,000 | $ 347,000 | $ 100,000 |
| La Paz County Arizona | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Navajo County Arizona | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| Santa Cruz County Arizona | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Yuma County Arizona | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Amador County California | 1 | $ 289,000 | $ 289,000 | $ 53,000 |
| Santa Cruz County California | 1 | $ 500,000 | $ 500,000 | $ 672,000 |
| Archuleta County Colorado | 1 | $ 430,000 | $ 430,000 | $ 180,000 |
| Bent County Colorado | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Crowley County Colorado | 1 | $ 40,000 | $ 40,000 | $ 10,000 |
| Custer County Colorado | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Delta County Colorado | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Gilpin County Colorado | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Phillips County Colorado | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| San Miguel County Colorado | 1 | $ 266,000 | $ 266,000 | $ 219,000 |
| Washington County Colorado | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| Bonner County Idaho | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Elmore County Idaho | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Idaho County Idaho | 1 | $ 234,000 | $ 234,000 | $ 192,000 |
| Madison County Idaho | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Oneida County Idaho | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Power County Idaho | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| Shoshone County Idaho | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Fulton County Illinois | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Jackson County Illinois | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Lake County Illinois | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Lee County Illinois | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Macoupin County Illinois | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Peoria County Illinois | 1 | $ 63,000 | $ 63,000 | $ 12,000 |
| Perry County Illinois | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Will County Illinois | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Williamson County Illinois | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Carroll County Indiana | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
| LaPorte County Indiana | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Shelby County Indiana | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Sullivan County Indiana | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Tippecanoe County Indiana | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Vanderburgh County Indiana | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Vigo County Indiana | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Warrick County Indiana | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Benzie County Michigan | 1 | $ 96,000 | $ 96,000 | $ 28,000 |
| Kent County Michigan | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
| Oakland County Michigan | 1 | $ 149,000 | $ 149,000 | $ 33,000 |
| Presque Isle County Michigan | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Clay County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Itasca County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Kittson County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Le Sueur County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Meeker County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Stevens County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Carbon County Montana | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Custer County Montana | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Yellowstone County Montana | 1 | $ 90,000 | $ 90,000 | $ 16,000 |
| Lincoln County Nevada | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Lyon County Nevada | 1 | $ 171,000 | $ 171,000 | $ 45,000 |
| Clackamas County Oregon | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Coos County Oregon | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| Linn County Oregon | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Sherman County Oregon | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Tillamook County Oregon | 1 | $ 140,000 | $ 140,000 | $ 16,000 |
| Bee County Texas | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Bell County Texas | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Brown County Texas | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Chambers County Texas | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Collin County Texas | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Deaf Smith County Texas | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Ellis County Texas | 1 | $ 90,000 | $ 90,000 | $ 14,000 |
| Frio County Texas | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Galveston County Texas | 1 | $ 23,000 | $ 23,000 | $ 105,000 |
| Hidalgo County Texas | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Hill County Texas | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Kaufman County Texas | 1 | $ 171,000 | $ 171,000 | $ 169,000 |
| Lubbock County Texas | 1 | $ 86,000 | $ 86,000 | $ 69,000 |
| Travis County Texas | 1 | $ 340,000 | $ 340,000 | $ 145,000 |
| Val Verde County Texas | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Juab County Utah | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Millard County Utah | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Sevier County Utah | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Grant County Washington | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| Grays Harbor County Washington | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Kitsap County Washington | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
| Klickitat County Washington | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Stevens County Washington | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Mercer County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Campbell County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Carbon County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Goshen County Wyoming | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Lincoln County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Sheridan County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Uinta County Wyoming | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Spectrum Funding Corporation in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,245 | $428,008,000 | $111,875 | $718,000 | $52,125 | $2,484,000 |
| Refinancing | 1,281 | $210,028,000 | $133,235 | $975,000 | $64,764 | $6,900,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,075 | $288,413,000 | $119,125 | $975,000 | $54,750 | $672,000 |
| Hispanic | 1,613 | $222,976,000 | $138,071 | $600,000 | $70,428 | $6,900,000 |
| Not Provided | 429 | $62,951,000 | $125,000 | $718,000 | $54,466 | $804,000 |
| Black or African American | 221 | $33,652,000 | $128,818 | $456,000 | $55,090 | $175,000 |
| Asian | 107 | $20,140,000 | $162,444 | $650,000 | $73,888 | $469,000 |
| Native Hawaiian or Other Pacific Islander | 57 | $7,592,000 | $123,300 | $340,000 | $61,700 | $139,000 |
| American Indian or Alaskan Native | 24 | $2,312,000 | $98,500 | $186,000 | $45,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,520 | $637,116,000 | $118,588 | $975,000 | $59,529 | $6,900,000 |
| FHA-insured (Federal Housing Administration) | 4 | $557,000 | $121,000 | $171,000 | $57,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 2 | $363,000 | $181,000 | $215,000 | $60,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,694 | $239,767,000 | $123,125 | $660,000 | $55,375 | $1,294,000 |
| Loan Originated | 1,456 | $204,903,000 | $107,466 | $563,000 | $53,800 | $2,484,000 |
| Application Denied By Financial Institution | 1,215 | $170,623,000 | $119,705 | $975,000 | $60,823 | $6,900,000 |
| Application Withdrawn By Applicant | 138 | $18,953,000 | $131,818 | $500,000 | $67,000 | $514,000 |
| File Closed For Incompleteness | 23 | $3,790,000 | $155,200 | $348,000 | $67,200 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 400 | $58,718,000 | $107,941 | $573,000 | $71,705 | $6,900,000 |
| Credit History | 241 | $31,590,000 | $122,928 | $718,000 | $45,357 | $270,000 |
| Debt-To-Income Ratio | 65 | $8,258,000 | $194,000 | $975,000 | $61,272 | $204,000 |
| Collateral | 64 | $10,455,000 | $136,600 | $468,000 | $64,000 | $252,000 |
| Employment History | 30 | $4,675,000 | $155,285 | $410,000 | $65,142 | $160,000 |
| Unverifiable Information | 3 | $615,000 | $205,000 | $242,000 | $102,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $82,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.