Star One Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Star One Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Carlsbad, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 3,306 |
| Total Mortgage Loan Application Amount | $1,954,680,000 |
| Average Mortgage Loan Application Amount | $458,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $248,000 |
| Highest Applicant Income | $4,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Star One Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Star One Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Star One Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Star One Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Star One Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Star One Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 994 | $ 501,680,000 | $ 504,000 | $ 268,000 |
| Alameda County California | 384 | $ 262,790,000 | $ 684,000 | $ 290,000 |
| San Joaquin County California | 150 | $ 74,410,000 | $ 496,000 | $ 222,000 |
| Contra Costa County California | 109 | $ 67,555,000 | $ 619,000 | $ 321,000 |
| San Mateo County California | 96 | $ 58,260,000 | $ 606,000 | $ 308,000 |
| Santa Cruz County California | 71 | $ 28,365,000 | $ 399,000 | $ 215,000 |
| Sacramento County California | 46 | $ 16,150,000 | $ 351,000 | $ 252,000 |
| San Francisco County California | 34 | $ 23,350,000 | $ 686,000 | $ 335,000 |
| Monterey County California | 31 | $ 9,865,000 | $ 318,000 | $ 206,000 |
| Placer County California | 31 | $ 9,865,000 | $ 318,000 | $ 181,000 |
| San Diego County California | 28 | $ 14,870,000 | $ 531,000 | $ 267,000 |
| Stanislaus County California | 28 | $ 8,410,000 | $ 300,000 | $ 113,000 |
| Los Angeles County California | 25 | $ 15,535,000 | $ 621,000 | $ 290,000 |
| Orange County California | 21 | $ 12,645,000 | $ 602,000 | $ 234,000 |
| San Benito County California | 20 | $ 6,010,000 | $ 300,000 | $ 215,000 |
| El Dorado County California | 19 | $ 3,415,000 | $ 179,000 | $ 148,000 |
| Fresno County California | 14 | $ 3,780,000 | $ 270,000 | $ 234,000 |
| Merced County California | 14 | $ 2,420,000 | $ 172,000 | $ 142,000 |
| Riverside County California | 14 | $ 3,590,000 | $ 256,000 | $ 202,000 |
| Maricopa County Arizona | 13 | $ 4,705,000 | $ 361,000 | $ 268,000 |
| Marin County California | 11 | $ 5,415,000 | $ 492,000 | $ 242,000 |
| Travis County Texas | 11 | $ 5,555,000 | $ 505,000 | $ 241,000 |
| Williamson County Texas | 11 | $ 4,295,000 | $ 390,000 | $ 266,000 |
| Sonoma County California | 10 | $ 4,480,000 | $ 448,000 | $ 294,000 |
| Nevada County California | 9 | $ 3,605,000 | $ 400,000 | $ 256,000 |
| Clark County Nevada | 8 | $ 2,820,000 | $ 352,000 | $ 214,000 |
| Napa County California | 7 | $ 2,255,000 | $ 322,000 | $ 269,000 |
| Solano County California | 7 | $ 2,425,000 | $ 346,000 | $ 213,000 |
| Kern County California | 6 | $ 940,000 | $ 156,000 | $ 150,000 |
| Durham County North Carolina | 6 | $ 2,000,000 | $ 333,000 | $ 175,000 |
| King County Washington | 6 | $ 5,070,000 | $ 845,000 | $ 312,000 |
| Calaveras County California | 5 | $ 1,095,000 | $ 219,000 | $ 136,000 |
| San Luis Obispo County California | 5 | $ 1,405,000 | $ 281,000 | $ 172,000 |
| Ventura County California | 5 | $ 2,855,000 | $ 571,000 | $ 254,000 |
| Yolo County California | 5 | $ 2,605,000 | $ 521,000 | $ 220,000 |
| Douglas County Colorado | 5 | $ 2,255,000 | $ 451,000 | $ 314,000 |
| Deschutes County Oregon | 5 | $ 2,525,000 | $ 505,000 | $ 177,000 |
| Multnomah County Oregon | 5 | $ 2,115,000 | $ 423,000 | $ 245,000 |
| Hays County Texas | 5 | $ 2,025,000 | $ 405,000 | $ 225,000 |
| Madera County California | 4 | $ 1,400,000 | $ 350,000 | $ 222,000 |
| El Paso County Colorado | 4 | $ 990,000 | $ 247,000 | $ 123,000 |
| Wake County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 146,000 |
| Cuyahoga County Ohio | 4 | $ 370,000 | $ 92,000 | $ 152,000 |
| Clackamas County Oregon | 4 | $ 2,250,000 | $ 562,000 | $ 283,000 |
| Collin County Texas | 4 | $ 2,220,000 | $ 555,000 | $ 170,000 |
| Dallas County Texas | 4 | $ 960,000 | $ 240,000 | $ 255,000 |
| Denton County Texas | 4 | $ 1,720,000 | $ 430,000 | $ 236,000 |
| Harris County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 236,000 |
| Snohomish County Washington | 4 | $ 2,970,000 | $ 742,000 | $ 197,000 |
| Amador County California | 3 | $ 985,000 | $ 328,000 | $ 132,000 |
| Colusa County California | 3 | $ 1,405,000 | $ 468,000 | $ 662,000 |
| Denver County Colorado | 3 | $ 1,835,000 | $ 611,000 | $ 134,000 |
| Washoe County Nevada | 3 | $ 1,205,000 | $ 401,000 | $ 315,000 |
| Dona Ana County New Mexico | 3 | $ 705,000 | $ 235,000 | $ 171,000 |
| Douglas County Oregon | 3 | $ 1,045,000 | $ 348,000 | $ 85,000 |
| Sevier County Tennessee | 3 | $ 1,565,000 | $ 521,000 | $ 271,000 |
| Shelby County Tennessee | 3 | $ 1,305,000 | $ 435,000 | $ 283,000 |
| Pierce County Washington | 3 | $ 1,155,000 | $ 385,000 | $ 289,000 |
| Humboldt County California | 2 | $ 100,000 | $ 50,000 | $ 76,000 |
| San Bernardino County California | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| Santa Barbara County California | 2 | $ 1,090,000 | $ 545,000 | $ 270,000 |
| Shasta County California | 2 | $ 640,000 | $ 320,000 | $ 97,000 |
| Tuolumne County California | 2 | $ 230,000 | $ 115,000 | $ 122,000 |
| Yuba County California | 2 | $ 740,000 | $ 370,000 | $ 172,000 |
| Arapahoe County Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 199,000 |
| Jefferson County Colorado | 2 | $ 1,210,000 | $ 605,000 | $ 170,000 |
| Weld County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 225,000 |
| Fairfield County Connecticut | 2 | $ 1,600,000 | $ 800,000 | $ 220,000 |
| Okaloosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 701,000 |
| Forsyth County Georgia | 2 | $ 1,190,000 | $ 595,000 | $ 293,000 |
| Cook County Illinois | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Henry County Indiana | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Monroe County New York | 2 | $ 830,000 | $ 415,000 | $ 250,000 |
| Davidson County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 184,000 |
| Orange County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 157,000 |
| Butler County Ohio | 2 | $ 370,000 | $ 185,000 | $ 322,000 |
| Canadian County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 400,000 |
| Benton County Oregon | 2 | $ 1,250,000 | $ 625,000 | $ 152,000 |
| Washington County Oregon | 2 | $ 730,000 | $ 365,000 | $ 166,000 |
| Monroe County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 328,000 |
| Davidson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 297,000 |
| Knox County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 149,000 |
| Grayson County Texas | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Chesterfield County Virginia | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Fairfax County Virginia | 2 | $ 1,520,000 | $ 760,000 | $ 197,000 |
| Jefferson County Alabama | 1 | $ 505,000 | $ 505,000 | $ 220,000 |
| Lauderdale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 252,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Benton County Arkansas | 1 | $ 845,000 | $ 845,000 | $ 358,000 |
| Washington County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 231,000 |
| Butte County California | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Del Norte County California | 1 | $ 205,000 | $ 205,000 | $ 261,000 |
| Lake County California | 1 | $ 205,000 | $ 205,000 | $ 264,000 |
| Siskiyou County California | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Sutter County California | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Tulare County California | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Adams County Colorado | 1 | $ 735,000 | $ 735,000 | $ 267,000 |
| Grand County Colorado | 1 | $ 505,000 | $ 505,000 | $ 271,000 |
| Larimer County Colorado | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Brevard County Florida | 1 | $ 605,000 | $ 605,000 | $ 223,000 |
| Martin County Florida | 1 | $ 505,000 | $ 505,000 | $ 165,000 |
| Orange County Florida | 1 | $ 725,000 | $ 725,000 | $ 339,000 |
| Sarasota County Florida | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Seminole County Florida | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Fulton County Georgia | 1 | $ 755,000 | $ 755,000 | $ 435,000 |
| Gwinnett County Georgia | 1 | $ 465,000 | $ 465,000 | $ 270,000 |
| Muscogee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 228,000 |
| Spalding County Georgia | 1 | $ 145,000 | $ 145,000 | $ 218,000 |
| Honolulu County Hawaii | 1 | $ 265,000 | $ 265,000 | $ 237,000 |
| Maui County Hawaii | 1 | $ 1,035,000 | $ 1,035,000 | $ 503,000 |
| Canyon County Idaho | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Kootenai County Idaho | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Valley County Idaho | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| Champaign County Illinois | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| DuPage County Illinois | 1 | $ 365,000 | $ 365,000 | $ 254,000 |
| Grant County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Kennebec County Maine | 1 | $ 575,000 | $ 575,000 | $ 262,000 |
| Frederick County Maryland | 1 | $ 385,000 | $ 385,000 | $ 21,000 |
| Suffolk County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 233,000 |
| Anoka County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Washington County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 257,000 |
| DeSoto County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 281,000 |
| St. Charles County Missouri | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Gallatin County Montana | 1 | $ 355,000 | $ 355,000 | $ 298,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 559,000 |
| Carson City County Nevada | 1 | $ 405,000 | $ 405,000 | $ 463,000 |
| Elko County Nevada | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Lyon County Nevada | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Hudson County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 173,000 |
| Sandoval County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| New York County New York | 1 | $ 555,000 | $ 555,000 | $ 170,000 |
| Franklin County Ohio | 1 | $ 345,000 | $ 345,000 | $ 431,000 |
| Hamilton County Ohio | 1 | $ 315,000 | $ 315,000 | $ 212,000 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 226,000 |
| Coos County Oregon | 1 | $ 435,000 | $ 435,000 | $ 166,000 |
| Jackson County Oregon | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| Josephine County Oregon | 1 | $ 955,000 | $ 955,000 | $ 262,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Anderson County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 267,000 |
| Horry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Lawrence County South Dakota | 1 | $ 525,000 | $ 525,000 | $ 339,000 |
| Hamilton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 3,120,000 |
| Van Buren County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Williamson County Tennessee | 1 | $ 1,705,000 | $ 1,705,000 | $ 600,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| Fort Bend County Texas | 1 | $ 655,000 | $ 655,000 | $ 190,000 |
| Galveston County Texas | 1 | $ 665,000 | $ 665,000 | $ 145,000 |
| Johnson County Texas | 1 | $ 525,000 | $ 525,000 | $ 175,000 |
| Kaufman County Texas | 1 | $ 195,000 | $ 195,000 | $ 224,000 |
| Parker County Texas | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| Davis County Utah | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Summit County Utah | 1 | $ 905,000 | $ 905,000 | $ 328,000 |
| Utah County Utah | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Washington County Utah | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Chittenden County Vermont | 1 | $ 275,000 | $ 275,000 | $ 660,000 |
| Hampton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Grays Harbor County Washington | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Thurston County Washington | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Whatcom County Washington | 1 | $ 425,000 | $ 425,000 | $ 315,000 |
| Whitman County Washington | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Dane County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
Mortgage Loan Application Detail Totals for Star One Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,913 | $1,538,025,000 | $803,000 | $3,005,000 | $292,000 | $4,657,000 |
| Home Improvement | 803 | $190,325,000 | $237,000 | $1,445,000 | $232,000 | $4,740,000 |
| Other Purpose | 282 | $63,510,000 | $225,000 | $1,005,000 | $228,000 | $3,756,000 |
| Refinancing | 178 | $107,450,000 | $603,000 | $2,475,000 | $253,000 | $722,000 |
| Cash-out Refinancing | 130 | $55,370,000 | $425,000 | $2,325,000 | $235,000 | $3,120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,080 | $760,400,000 | $704,000 | $2,885,000 | $291,000 | $4,740,000 |
| White | 1,038 | $502,350,000 | $483,000 | $3,005,000 | $229,000 | $1,828,000 |
| Not Provided | 545 | $315,185,000 | $578,000 | $3,005,000 | $284,000 | $2,832,000 |
| Hispanic | 245 | $89,675,000 | $366,000 | $1,605,000 | $196,000 | $900,000 |
| Black or African American | 40 | $16,370,000 | $409,000 | $1,505,000 | $218,000 | $1,155,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $5,505,000 | $500,000 | $875,000 | $184,000 | $273,000 |
| American Indian or Alaskan Native | 10 | $3,020,000 | $302,000 | $1,045,000 | $143,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,306 | $1,954,680,000 | $591,000 | $3,005,000 | $267,000 | $4,740,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,638 | $811,660,000 | $495,000 | $3,005,000 | $256,000 | $1,653,000 |
| Preapproval Approved but not Accepted | 638 | $533,740,000 | $836,000 | $3,005,000 | $301,000 | $4,657,000 |
| Application Denied By Financial Institution | 453 | $199,695,000 | $440,000 | $2,475,000 | $214,000 | $2,100,000 |
| Application Approved But Not Accepted | 333 | $213,415,000 | $640,000 | $2,755,000 | $339,000 | $4,740,000 |
| Preapproval Denied by Financial Institution | 200 | $170,750,000 | $853,000 | $2,705,000 | $255,000 | $1,224,000 |
| File Closed For Incompleteness | 36 | $19,170,000 | $532,000 | $1,285,000 | $248,000 | $469,000 |
| Application Withdrawn By Applicant | 8 | $6,250,000 | $781,000 | $1,285,000 | $244,000 | $690,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,653 | $1,584,235,000 | $597,000 | $3,005,000 | $277,000 | $4,740,000 |
| Debt-To-Income Ratio | 320 | $191,710,000 | $599,000 | $2,505,000 | $173,000 | $763,000 |
| Credit Application Incomplete | 126 | $87,740,000 | $696,000 | $2,005,000 | $288,000 | $1,224,000 |
| Other | 59 | $26,855,000 | $455,000 | $2,325,000 | $352,000 | $2,100,000 |
| Unverifiable Information | 55 | $29,485,000 | $536,000 | $2,705,000 | $245,000 | $993,000 |
| Collateral | 47 | $13,575,000 | $288,000 | $855,000 | $254,000 | $709,000 |
| Credit History | 32 | $10,900,000 | $340,000 | $1,405,000 | $227,000 | $1,210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $5,845,000 | $835,000 | $1,285,000 | $229,000 | $422,000 |
| Mortgage Insurance Denied | 4 | $3,400,000 | $850,000 | $1,305,000 | $235,000 | $467,000 |
| Employment History | 3 | $935,000 | $311,000 | $755,000 | $102,000 | $178,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Star One Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Star One Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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