Star One Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Star One Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,326 |
| Total Mortgage Loan Application Amount | $884,465,000 |
| Average Mortgage Loan Application Amount | $355,666 |
| Highest Mortgage Loan Application Amount | $1,537,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $2,436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Star One Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Star One Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Star One Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Star One Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Star One Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Star One Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 1,134 | $ 465,549,000 | $ 410,000 | $ 171,000 |
| Alameda County California | 193 | $ 80,230,000 | $ 415,000 | $ 168,000 |
| San Mateo County California | 107 | $ 53,797,000 | $ 502,000 | $ 209,000 |
| Contra Costa County California | 59 | $ 26,068,000 | $ 441,000 | $ 169,000 |
| Santa Cruz County California | 45 | $ 15,975,000 | $ 355,000 | $ 173,000 |
| San Francisco County California | 33 | $ 14,828,000 | $ 449,000 | $ 211,000 |
| San Joaquin County California | 23 | $ 4,185,000 | $ 181,000 | $ 125,000 |
| Placer County California | 21 | $ 4,460,000 | $ 212,000 | $ 138,000 |
| Los Angeles County California | 20 | $ 8,021,000 | $ 401,000 | $ 205,000 |
| Sacramento County California | 20 | $ 3,504,000 | $ 175,000 | $ 107,000 |
| San Diego County California | 18 | $ 8,341,000 | $ 463,000 | $ 139,000 |
| El Dorado County California | 15 | $ 3,315,000 | $ 221,000 | $ 182,000 |
| Orange County California | 13 | $ 4,862,000 | $ 374,000 | $ 155,000 |
| Washoe County Nevada | 13 | $ 2,460,000 | $ 189,000 | $ 117,000 |
| Maricopa County Arizona | 12 | $ 1,873,000 | $ 156,000 | $ 147,000 |
| Nevada County California | 12 | $ 2,053,000 | $ 171,000 | $ 92,000 |
| Sonoma County California | 11 | $ 3,313,000 | $ 301,000 | $ 107,000 |
| Stanislaus County California | 10 | $ 1,421,000 | $ 142,000 | $ 115,000 |
| Travis County Texas | 10 | $ 2,511,000 | $ 251,000 | $ 144,000 |
| Monterey County California | 9 | $ 3,636,000 | $ 404,000 | $ 196,000 |
| Fresno County California | 8 | $ 951,000 | $ 118,000 | $ 152,000 |
| San Benito County California | 7 | $ 951,000 | $ 135,000 | $ 130,000 |
| Boulder County Colorado | 7 | $ 1,573,000 | $ 224,000 | $ 116,000 |
| Santa Barbara County California | 6 | $ 1,539,000 | $ 256,000 | $ 80,000 |
| Shasta County California | 6 | $ 1,279,000 | $ 213,000 | $ 71,000 |
| Solano County California | 6 | $ 1,322,000 | $ 220,000 | $ 168,000 |
| Yolo County California | 6 | $ 1,458,000 | $ 243,000 | $ 187,000 |
| Riverside County California | 5 | $ 1,000,000 | $ 200,000 | $ 93,000 |
| El Paso County Colorado | 5 | $ 842,000 | $ 168,000 | $ 150,000 |
| Loudoun County Virginia | 5 | $ 2,180,000 | $ 436,000 | $ 171,000 |
| King County Washington | 5 | $ 1,993,000 | $ 398,000 | $ 177,000 |
| Merced County California | 4 | $ 283,000 | $ 70,000 | $ 78,000 |
| Tuolumne County California | 4 | $ 1,082,000 | $ 270,000 | $ 92,000 |
| Clark County Nevada | 4 | $ 481,000 | $ 120,000 | $ 106,000 |
| Washington County Oregon | 4 | $ 1,283,000 | $ 320,000 | $ 212,000 |
| Pierce County Washington | 4 | $ 584,000 | $ 146,000 | $ 175,000 |
| Butte County California | 3 | $ 371,000 | $ 123,000 | $ 95,000 |
| Imperial County California | 3 | $ 197,000 | $ 65,000 | $ 205,000 |
| Plumas County California | 3 | $ 645,000 | $ 215,000 | $ 116,000 |
| San Bernardino County California | 3 | $ 434,000 | $ 144,000 | $ 122,000 |
| San Luis Obispo County California | 3 | $ 320,000 | $ 106,000 | $ 104,000 |
| Ventura County California | 3 | $ 1,545,000 | $ 515,000 | $ 194,000 |
| Maui County Hawaii | 3 | $ 780,000 | $ 260,000 | $ 279,000 |
| Williamson County Texas | 3 | $ 393,000 | $ 131,000 | $ 132,000 |
| Fairfax County Virginia | 3 | $ 1,277,000 | $ 425,000 | $ 144,000 |
| Gila County Arizona | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Alpine County California | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Lake County California | 2 | $ 502,000 | $ 251,000 | $ 103,000 |
| Mendocino County California | 2 | $ 497,000 | $ 248,000 | $ 96,000 |
| Napa County California | 2 | $ 776,000 | $ 388,000 | $ 235,000 |
| Tehama County California | 2 | $ 829,000 | $ 414,000 | $ 275,000 |
| Denver County Colorado | 2 | $ 106,000 | $ 53,000 | $ 54,000 |
| Douglas County Colorado | 2 | $ 348,000 | $ 174,000 | $ 80,000 |
| Camden County Georgia | 2 | $ 235,000 | $ 117,000 | $ 135,000 |
| Hawaii County Hawaii | 2 | $ 572,000 | $ 286,000 | $ 129,000 |
| Montgomery County Maryland | 2 | $ 437,000 | $ 218,000 | $ 214,000 |
| Gallatin County Montana | 2 | $ 258,000 | $ 129,000 | $ 98,000 |
| Douglas County Nevada | 2 | $ 248,000 | $ 124,000 | $ 92,000 |
| Bernalillo County New Mexico | 2 | $ 665,000 | $ 332,000 | $ 256,000 |
| Jackson County Oregon | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Multnomah County Oregon | 2 | $ 322,000 | $ 161,000 | $ 241,000 |
| Bucks County Pennsylvania | 2 | $ 947,000 | $ 473,000 | $ 167,000 |
| Davidson County Tennessee | 2 | $ 497,000 | $ 248,000 | $ 92,000 |
| Burnet County Texas | 2 | $ 98,000 | $ 49,000 | $ 110,000 |
| Collin County Texas | 2 | $ 450,000 | $ 225,000 | $ 197,000 |
| Hays County Texas | 2 | $ 164,000 | $ 82,000 | $ 61,000 |
| Parker County Texas | 2 | $ 651,000 | $ 325,000 | $ 110,000 |
| Madison County Alabama | 1 | $ 623,000 | $ 623,000 | $ 269,000 |
| Pima County Arizona | 1 | $ 798,000 | $ 798,000 | $ 290,000 |
| Pinal County Arizona | 1 | $ 90,000 | $ 90,000 | $ 143,000 |
| Yuma County Arizona | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Amador County California | 1 | $ 253,000 | $ 253,000 | $ 99,000 |
| Calaveras County California | 1 | $ 473,000 | $ 473,000 | $ 22,000 |
| Del Norte County California | 1 | $ 247,000 | $ 247,000 | $ 100,000 |
| Humboldt County California | 1 | $ 251,000 | $ 251,000 | $ 175,000 |
| Madera County California | 1 | $ 223,000 | $ 223,000 | $ 93,000 |
| Marin County California | 1 | $ 433,000 | $ 433,000 | $ 175,000 |
| Mariposa County California | 1 | $ 196,000 | $ 196,000 | $ 51,000 |
| Sutter County California | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Adams County Colorado | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Arapahoe County Colorado | 1 | $ 160,000 | $ 160,000 | $ 239,000 |
| Elbert County Colorado | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Jefferson County Colorado | 1 | $ 185,000 | $ 185,000 | $ 221,000 |
| Larimer County Colorado | 1 | $ 368,000 | $ 368,000 | $ 196,000 |
| Weld County Colorado | 1 | $ 60,000 | $ 60,000 | $ 316,000 |
| Brevard County Florida | 1 | $ 99,000 | $ 99,000 | $ 92,000 |
| Duval County Florida | 1 | $ 35,000 | $ 35,000 | $ 189,000 |
| Martin County Florida | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Miami-Dade County Florida | 1 | $ 78,000 | $ 78,000 | $ 180,000 |
| Palm Beach County Florida | 1 | $ 300,000 | $ 300,000 | $ 214,000 |
| Pinellas County Florida | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Seminole County Florida | 1 | $ 84,000 | $ 84,000 | $ 108,000 |
| Volusia County Florida | 1 | $ 60,000 | $ 60,000 | $ 82,000 |
| Oconee County Georgia | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
| Kauai County Hawaii | 1 | $ 497,000 | $ 497,000 | $ 205,000 |
| Ada County Idaho | 1 | $ 272,000 | $ 272,000 | $ 80,000 |
| Kootenai County Idaho | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| Cook County Illinois | 1 | $ 42,000 | $ 42,000 | $ 111,000 |
| Lake County Illinois | 1 | $ 249,000 | $ 249,000 | $ 128,000 |
| Marion County Indiana | 1 | $ 106,000 | $ 106,000 | $ 145,000 |
| Dallas County Iowa | 1 | $ 287,000 | $ 287,000 | $ 318,000 |
| Johnson County Kansas | 1 | $ 324,000 | $ 324,000 | $ 144,000 |
| Prince George's County Maryland | 1 | $ 280,000 | $ 280,000 | $ 193,000 |
| Ingham County Michigan | 1 | $ 112,000 | $ 112,000 | $ 216,000 |
| Oakland County Michigan | 1 | $ 303,000 | $ 303,000 | $ 100,000 |
| Anoka County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 87,000 |
| Middlesex County New Jersey | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Sandoval County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Saratoga County New York | 1 | $ 236,000 | $ 236,000 | $ 83,000 |
| Steuben County New York | 1 | $ 300,000 | $ 300,000 | $ 153,000 |
| Durham County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| New Hanover County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 614,000 |
| Oklahoma County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 231,000 |
| Josephine County Oregon | 1 | $ 280,000 | $ 280,000 | $ 104,000 |
| Lincoln County Oregon | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Philadelphia County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Westmoreland County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 137,000 |
| Giles County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Loudon County Tennessee | 1 | $ 621,000 | $ 621,000 | $ 185,000 |
| Dallas County Texas | 1 | $ 57,000 | $ 57,000 | $ 474,000 |
| Harris County Texas | 1 | $ 77,000 | $ 77,000 | $ 87,000 |
| Montgomery County Texas | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Taylor County Texas | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Davis County Utah | 1 | $ 109,000 | $ 109,000 | $ 131,000 |
| Iron County Utah | 1 | $ 220,000 | $ 220,000 | $ 107,000 |
| Alexandria County Virginia | 1 | $ 598,000 | $ 598,000 | $ 104,000 |
| Prince William County Virginia | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| Stafford County Virginia | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Clark County Washington | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
| Douglas County Washington | 1 | $ 258,000 | $ 258,000 | $ 123,000 |
| Kitsap County Washington | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Snohomish County Washington | 1 | $ 468,000 | $ 468,000 | $ 152,000 |
| Whatcom County Washington | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Star One Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,645 | $637,290,000 | $387,000 | $1,537,000 | $170,000 | $2,025,000 |
| Home Purchase | 659 | $240,203,000 | $364,000 | $1,150,000 | $150,000 | $2,436,000 |
| Home Improvement | 22 | $6,972,000 | $316,000 | $700,000 | $160,000 | $554,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 972 | $341,063,000 | $350,000 | $1,537,000 | $156,000 | $988,000 |
| Not Provided | 679 | $270,634,000 | $398,000 | $1,500,000 | $175,000 | $2,436,000 |
| Asian | 535 | $234,168,000 | $437,000 | $1,260,000 | $175,000 | $950,000 |
| Hispanic | 104 | $29,341,000 | $282,000 | $1,007,000 | $132,000 | $640,000 |
| Black or African American | 20 | $4,488,000 | $224,000 | $651,000 | $105,000 | $249,000 |
| American Indian or Alaskan Native | 9 | $3,463,000 | $384,000 | $712,000 | $111,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,308,000 | $186,000 | $400,000 | $105,000 | $266,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,326 | $884,465,000 | $380,000 | $1,537,000 | $164,000 | $2,436,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 972 | $365,476,000 | $376,000 | $1,208,000 | $172,000 | $1,148,000 |
| Application Withdrawn By Applicant | 685 | $264,178,000 | $385,000 | $1,537,000 | $164,000 | $950,000 |
| Application Denied By Financial Institution | 332 | $117,354,000 | $353,000 | $1,500,000 | $125,000 | $1,035,000 |
| File Closed For Incompleteness | 307 | $125,792,000 | $409,000 | $1,390,000 | $181,000 | $2,436,000 |
| Application Approved But Not Accepted | 19 | $7,552,000 | $397,000 | $640,000 | $184,000 | $365,000 |
| Preapproval Denied by Financial Institution | 11 | $4,113,000 | $373,000 | $720,000 | $113,000 | $203,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 127 | $46,849,000 | $368,000 | $1,260,000 | $87,000 | $477,000 |
| Collateral | 78 | $30,443,000 | $390,000 | $1,500,000 | $158,000 | $366,000 |
| Credit History | 55 | $18,943,000 | $344,000 | $1,005,000 | $156,000 | $1,035,000 |
| Other | 48 | $14,832,000 | $309,000 | $900,000 | $138,000 | $504,000 |
| Employment History | 14 | $4,281,000 | $305,000 | $615,000 | $78,000 | $150,000 |
| Unverifiable Information | 8 | $1,603,000 | $200,000 | $405,000 | $100,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,215,000 | $316,000 | $581,000 | $88,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Star One Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Star One Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.