State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address State Bank And Trust Company
4219 Forsyth Road
Macon, GA 31210
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,109
Total Mortgage Loan Application Amount $591,345,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $5,855,000
Average Applicant Income $129,600
Highest Applicant Income $2,699,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for State Bank And Trust Company by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Columbia County Georgia 341 $ 70,235,000 $ 205,000 $ 105,000
Richmond County Georgia 209 $ 27,995,000 $ 133,000 $ 114,000
Chatham County Georgia 197 $ 40,265,000 $ 204,000 $ 105,000
Bibb County Georgia 191 $ 24,365,000 $ 127,000 $ 116,000
Gwinnett County Georgia 167 $ 40,265,000 $ 241,000 $ 98,000
Houston County Georgia 154 $ 20,270,000 $ 131,000 $ 87,000
Aiken County South Carolina 149 $ 26,325,000 $ 176,000 $ 80,000
Fulton County Georgia 124 $ 38,240,000 $ 308,000 $ 220,000
Floyd County Georgia 118 $ 19,420,000 $ 164,000 $ 84,000
Cobb County Georgia 81 $ 17,765,000 $ 219,000 $ 128,000
Clarke County Georgia 70 $ 11,810,000 $ 168,000 $ 179,000
Carroll County Georgia 67 $ 12,415,000 $ 185,000 $ 95,000
DeKalb County Georgia 62 $ 14,700,000 $ 237,000 $ 142,000
Laurens County Georgia 51 $ 8,015,000 $ 157,000 $ 91,000
Monroe County Georgia 51 $ 8,505,000 $ 166,000 $ 158,000
Whitfield County Georgia 50 $ 7,490,000 $ 149,000 $ 63,000
Jones County Georgia 47 $ 3,925,000 $ 83,000 $ 75,000
Gordon County Georgia 46 $ 7,230,000 $ 157,000 $ 96,000
Bryan County Georgia 44 $ 9,660,000 $ 219,000 $ 96,000
Effingham County Georgia 34 $ 7,200,000 $ 211,000 $ 87,000
Pitt County North Carolina 32 $ 5,280,000 $ 165,000 $ 119,000
Oconee County Georgia 29 $ 6,685,000 $ 230,000 $ 213,000
Lowndes County Georgia 28 $ 4,070,000 $ 145,000 $ 80,000
Hall County Georgia 25 $ 4,985,000 $ 199,000 $ 161,000
Forsyth County Georgia 23 $ 6,485,000 $ 281,000 $ 130,000
Tift County Georgia 23 $ 4,535,000 $ 197,000 $ 96,000
Edgefield County South Carolina 19 $ 4,245,000 $ 223,000 $ 111,000
Baldwin County Georgia 18 $ 4,680,000 $ 260,000 $ 111,000
Cherokee County Georgia 18 $ 3,890,000 $ 216,000 $ 160,000
Dougherty County Georgia 17 $ 3,345,000 $ 196,000 $ 113,000
McDuffie County Georgia 17 $ 1,355,000 $ 79,000 $ 63,000
Murray County Georgia 17 $ 2,675,000 $ 157,000 $ 60,000
Paulding County Georgia 17 $ 3,375,000 $ 198,000 $ 105,000
Craven County North Carolina 16 $ 2,640,000 $ 165,000 $ 131,000
Wake County North Carolina 16 $ 4,100,000 $ 256,000 $ 130,000
Douglas County Georgia 15 $ 3,245,000 $ 216,000 $ 118,000
Peach County Georgia 13 $ 1,715,000 $ 131,000 $ 108,000
Bartow County Georgia 12 $ 2,440,000 $ 203,000 $ 99,000
Henry County Georgia 12 $ 2,450,000 $ 204,000 $ 109,000
Liberty County Georgia 12 $ 1,870,000 $ 155,000 $ 87,000
Greene County Georgia 11 $ 4,515,000 $ 410,000 $ 167,000
Putnam County Georgia 11 $ 3,045,000 $ 276,000 $ 167,000
Barrow County Georgia 10 $ 1,170,000 $ 117,000 $ 129,000
Coweta County Georgia 10 $ 1,890,000 $ 189,000 $ 77,000
Glynn County Georgia 10 $ 2,580,000 $ 258,000 $ 119,000
Haralson County Georgia 10 $ 2,280,000 $ 228,000 $ 86,000
Lee County Georgia 10 $ 2,080,000 $ 208,000 $ 95,000
Lenoir County North Carolina 10 $ 1,580,000 $ 158,000 $ 72,000
Charleston County South Carolina 10 $ 3,060,000 $ 306,000 $ 190,000
Richland County South Carolina 10 $ 900,000 $ 90,000 $ 26,000
Indian River County Florida 9 $ 1,545,000 $ 171,000 $ 123,000
Tattnall County Georgia 9 $ 835,000 $ 92,000 $ 85,000
Bulloch County Georgia 8 $ 1,030,000 $ 128,000 $ 123,000
Crawford County Georgia 8 $ 1,190,000 $ 148,000 $ 83,000
Beaufort County South Carolina 8 $ 1,300,000 $ 162,000 $ 144,000
Fayette County Georgia 7 $ 1,275,000 $ 182,000 $ 83,000
Lincoln County Georgia 7 $ 1,125,000 $ 160,000 $ 118,000
Madison County Georgia 7 $ 405,000 $ 57,000 $ 91,000
Polk County Georgia 7 $ 1,205,000 $ 172,000 $ 88,000
Granville County North Carolina 7 $ 1,605,000 $ 229,000 $ 90,000
Lexington County South Carolina 7 $ 1,295,000 $ 185,000 $ 117,000
Chattooga County Georgia 6 $ 960,000 $ 160,000 $ 62,000
Franklin County North Carolina 6 $ 1,050,000 $ 175,000 $ 91,000
Orangeburg County South Carolina 6 $ 960,000 $ 160,000 $ 114,000
Cherokee County Alabama 5 $ 855,000 $ 171,000 $ 82,000
Bay County Florida 5 $ 1,485,000 $ 297,000 $ 726,000
Clayton County Georgia 5 $ 625,000 $ 125,000 $ 58,000
Colquitt County Georgia 5 $ 685,000 $ 137,000 $ 73,000
Crisp County Georgia 5 $ 805,000 $ 161,000 $ 275,000
Mecklenburg County North Carolina 5 $ 955,000 $ 191,000 $ 122,000
Cullman County Alabama 4 $ 730,000 $ 182,000 $ 90,000
Palm Beach County Florida 4 $ 1,700,000 $ 425,000 $ 211,000
Berrien County Georgia 4 $ 370,000 $ 92,000 $ 41,000
Bleckley County Georgia 4 $ 760,000 $ 190,000 $ 68,000
Cook County Georgia 4 $ 510,000 $ 127,000 $ 48,000
Dodge County Georgia 4 $ 590,000 $ 147,000 $ 73,000
Jackson County Georgia 4 $ 600,000 $ 150,000 $ 76,000
Lamar County Georgia 4 $ 260,000 $ 65,000 $ 93,000
Morgan County Georgia 4 $ 750,000 $ 187,000 $ 70,000
Muscogee County Georgia 4 $ 460,000 $ 115,000 $ 40,000
Turner County Georgia 4 $ 590,000 $ 147,000 $ 92,000
Twiggs County Georgia 4 $ 260,000 $ 65,000 $ 46,000
Carteret County North Carolina 4 $ 1,000,000 $ 250,000 $ 116,000
Wayne County North Carolina 4 $ 910,000 $ 227,000 $ 81,000
Berkeley County South Carolina 4 $ 710,000 $ 177,000 $ 52,000
Lee County Alabama 3 $ 555,000 $ 185,000 $ 76,000
Montgomery County Alabama 3 $ 475,000 $ 158,000 $ 48,000
Duval County Florida 3 $ 985,000 $ 328,000 $ 167,000
Walton County Florida 3 $ 1,635,000 $ 545,000 $ 333,000
Burke County Georgia 3 $ 385,000 $ 128,000 $ 91,000
Catoosa County Georgia 3 $ 835,000 $ 278,000 $ 125,000
Dawson County Georgia 3 $ 885,000 $ 295,000 $ 273,000
Gilmer County Georgia 3 $ 765,000 $ 255,000 $ 56,000
McIntosh County Georgia 3 $ 575,000 $ 191,000 $ 80,000
Rockdale County Georgia 3 $ 305,000 $ 101,000 $ 93,000
Troup County Georgia 3 $ 375,000 $ 125,000 $ 81,000
Worth County Georgia 3 $ 295,000 $ 98,000 $ 40,000
Macon County North Carolina 3 $ 725,000 $ 241,000 $ 159,000
New Hanover County North Carolina 3 $ 835,000 $ 278,000 $ 120,000
Pamlico County North Carolina 3 $ 575,000 $ 191,000 $ 82,000
Pender County North Carolina 3 $ 635,000 $ 211,000 $ 143,000
Vance County North Carolina 3 $ 825,000 $ 275,000 $ 144,000
Dorchester County South Carolina 3 $ 605,000 $ 201,000 $ 66,000
Florence County South Carolina 3 $ 485,000 $ 161,000 $ 103,000
Oconee County South Carolina 3 $ 1,105,000 $ 368,000 $ 152,000
Hamilton County Tennessee 3 $ 6,195,000 $ 2,065,000 $ 82,000
Mecklenburg County Virginia 3 $ 745,000 $ 248,000 $ 114,000
Russell County Alabama 2 $ 170,000 $ 85,000 $ 51,000
Collier County Florida 2 $ 210,000 $ 105,000 $ 32,000
Okaloosa County Florida 2 $ 1,120,000 $ 560,000 $ 123,000
Orange County Florida 2 $ 690,000 $ 345,000 $ 267,000
Butts County Georgia 2 $ 410,000 $ 205,000 $ 152,000
Dooly County Georgia 2 $ 100,000 $ 50,000 $ 39,000
Johnson County Georgia 2 $ 260,000 $ 130,000 $ 55,000
Lanier County Georgia 2 $ 170,000 $ 85,000 $ 26,000
Lumpkin County Georgia 2 $ 390,000 $ 195,000 $ 59,000
Pike County Georgia 2 $ 400,000 $ 200,000 $ 58,000
Pulaski County Georgia 2 $ 210,000 $ 105,000 $ 125,000
Spalding County Georgia 2 $ 90,000 $ 45,000 $ 51,000
Thomas County Georgia 2 $ 220,000 $ 110,000 $ 61,000
Treutlen County Georgia 2 $ 340,000 $ 170,000 $ 77,000
Union County Georgia 2 $ 530,000 $ 265,000 $ 252,000
Walton County Georgia 2 $ 340,000 $ 170,000 $ 43,000
Warren County Georgia 2 $ 70,000 $ 35,000 $ 42,000
Wilkes County Georgia 2 $ 220,000 $ 110,000 $ 64,000
Beaufort County North Carolina 2 $ 440,000 $ 220,000 $ 132,000
Durham County North Carolina 2 $ 510,000 $ 255,000 $ 84,000
Jones County North Carolina 2 $ 470,000 $ 235,000 $ 90,000
Watauga County North Carolina 2 $ 390,000 $ 195,000 $ 155,000
Bamberg County South Carolina 2 $ 410,000 $ 205,000 $ 106,000
Horry County South Carolina 2 $ 550,000 $ 275,000 $ 276,000
Davidson County Tennessee 2 $ 300,000 $ 150,000 $ 64,000
Williamson County Tennessee 2 $ 860,000 $ 430,000 $ 76,000
Chilton County Alabama 1 $ 155,000 $ 155,000 $ 74,000
Elmore County Alabama 1 $ 195,000 $ 195,000 $ 97,000
Etowah County Alabama 1 $ 85,000 $ 85,000 $ 34,000
Mobile County Alabama 1 $ 185,000 $ 185,000 $ 58,000
Randolph County Alabama 1 $ 195,000 $ 195,000 $ 52,000
Shelby County Alabama 1 $ 305,000 $ 305,000 $ 53,000
Broward County Florida 1 $ 245,000 $ 245,000 $ 161,000
Lee County Florida 1 $ 245,000 $ 245,000 $ 53,000
Pasco County Florida 1 $ 295,000 $ 295,000 $ 98,000
Pinellas County Florida 1 $ 165,000 $ 165,000 $ 53,000
Sarasota County Florida 1 $ 505,000 $ 505,000 $ 127,000
St. Lucie County Florida 1 $ 145,000 $ 145,000 $ 110,000
Volusia County Florida 1 $ 305,000 $ 305,000 $ 352,000
Appling County Georgia 1 $ 185,000 $ 185,000 $ 25,000
Banks County Georgia 1 $ 195,000 $ 195,000 $ 47,000
Brooks County Georgia 1 $ 95,000 $ 95,000 $ 98,000
Candler County Georgia 1 $ 145,000 $ 145,000 $ 36,000
Coffee County Georgia 1 $ 185,000 $ 185,000 $ 132,000
Elbert County Georgia 1 $ 125,000 $ 125,000 $ 29,000
Emanuel County Georgia 1 $ 255,000 $ 255,000 $ 93,000
Fannin County Georgia 1 $ 155,000 $ 155,000 $ 47,000
Habersham County Georgia 1 $ 145,000 $ 145,000 $ 53,000
Harris County Georgia 1 $ 295,000 $ 295,000 $ 79,000
Heard County Georgia 1 $ 235,000 $ 235,000 $ 54,000
Jefferson County Georgia 1 $ 115,000 $ 115,000 $ 98,000
Long County Georgia 1 $ 245,000 $ 245,000 $ 80,000
Meriwether County Georgia 1 $ 155,000 $ 155,000 $ 40,000
Oglethorpe County Georgia 1 $ 145,000 $ 145,000 $ 96,000
Pickens County Georgia 1 $ 215,000 $ 215,000 $ 129,000
Pierce County Georgia 1 $ 175,000 $ 175,000 $ 57,000
Quitman County Georgia 1 $ 65,000 $ 65,000 $ 86,000
Schley County Georgia 1 $ 25,000 $ 25,000 $ 128,000
Stephens County Georgia 1 $ 125,000 $ 125,000 $ 47,000
Talbot County Georgia 1 $ 245,000 $ 245,000 $ 64,000
Terrell County Georgia 1 $ 75,000 $ 75,000 $ 31,000
Towns County Georgia 1 $ 155,000 $ 155,000 $ 56,000
Ware County Georgia 1 $ 55,000 $ 55,000 $ 33,000
Wheeler County Georgia 1 $ 155,000 $ 155,000 $ 86,000
Wilcox County Georgia 1 $ 125,000 $ 125,000 $ 157,000
New York County New York 1 $ 3,755,000 $ 3,755,000 $ 0
Alamance County North Carolina 1 $ 165,000 $ 165,000 $ 29,000
Avery County North Carolina 1 $ 275,000 $ 275,000 $ 315,000
Brunswick County North Carolina 1 $ 175,000 $ 175,000 $ 55,000
Clay County North Carolina 1 $ 205,000 $ 205,000 $ 72,000
Cumberland County North Carolina 1 $ 195,000 $ 195,000 $ 104,000
Dare County North Carolina 1 $ 295,000 $ 295,000 $ 672,000
Greene County North Carolina 1 $ 265,000 $ 265,000 $ 128,000
Jackson County North Carolina 1 $ 105,000 $ 105,000 $ 124,000
Johnston County North Carolina 1 $ 135,000 $ 135,000 $ 35,000
Moore County North Carolina 1 $ 275,000 $ 275,000 $ 79,000
Nash County North Carolina 1 $ 165,000 $ 165,000 $ 125,000
Onslow County North Carolina 1 $ 95,000 $ 95,000 $ 18,000
Person County North Carolina 1 $ 155,000 $ 155,000 $ 73,000
Union County North Carolina 1 $ 305,000 $ 305,000 $ 180,000
Wilson County North Carolina 1 $ 335,000 $ 335,000 $ 139,000
Anderson County South Carolina 1 $ 75,000 $ 75,000 $ 30,000
Darlington County South Carolina 1 $ 65,000 $ 65,000 $ 80,000
Greenville County South Carolina 1 $ 205,000 $ 205,000 $ 142,000
Marlboro County South Carolina 1 $ 65,000 $ 65,000 $ 23,000
Newberry County South Carolina 1 $ 235,000 $ 235,000 $ 177,000
Saluda County South Carolina 1 $ 495,000 $ 495,000 $ 216,000
York County South Carolina 1 $ 215,000 $ 215,000 $ 64,000
Montgomery County Tennessee 1 $ 185,000 $ 185,000 $ 198,000
Rutherford County Tennessee 1 $ 225,000 $ 225,000 $ 73,000
Prince William County Virginia 1 $ 245,000 $ 245,000 $ 100,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,021 $412,905,000 $204,000 $5,855,000 $96,000 $2,699,000
Refinancing 433 $88,955,000 $205,000 $3,005,000 $136,000 $750,000
Home Improvement 339 $35,435,000 $104,000 $955,000 $162,000 $1,398,000
Cash-out Refinancing 194 $39,300,000 $202,000 $1,185,000 $101,000 $578,000
Other Purpose 122 $14,750,000 $120,000 $735,000 $153,000 $1,021,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,163 $405,045,000 $187,000 $1,865,000 $118,000 $2,699,000
Black or African American 367 $62,175,000 $169,000 $685,000 $93,000 $990,000
Asian 238 $52,600,000 $221,000 $995,000 $86,000 $490,000
Not Provided 134 $23,390,000 $174,000 $835,000 $117,000 $885,000
Not applicable 105 $30,215,000 $287,000 $5,855,000 $0 $0
Hispanic 83 $13,955,000 $168,000 $1,185,000 $95,000 $941,000
American Indian or Alaskan Native 4 $710,000 $177,000 $325,000 $71,000 $93,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $86,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,232 $431,450,000 $193,000 $5,855,000 $128,000 $2,699,000
FHA-insured (Federal Housing Administration) 409 $67,915,000 $166,000 $365,000 $69,000 $260,000
VA-guaranteed (Veterans Administration) 366 $78,240,000 $213,000 $605,000 $81,000 $320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $13,740,000 $134,000 $305,000 $49,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,387 $456,345,000 $191,000 $5,855,000 $114,000 $2,699,000
Application Denied By Financial Institution 380 $64,000,000 $168,000 $3,005,000 $93,000 $941,000
Application Withdrawn By Applicant 318 $67,640,000 $212,000 $1,865,000 $113,000 $750,000
Application Approved But Not Accepted 24 $3,360,000 $140,000 $405,000 $139,000 $410,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,729 $527,345,000 $193,000 $5,855,000 $114,000 $2,699,000
Credit History 100 $9,690,000 $96,000 $505,000 $93,000 $941,000
Debt-To-Income Ratio 86 $15,570,000 $181,000 $995,000 $76,000 $304,000
Credit Application Incomplete 80 $16,490,000 $206,000 $1,185,000 $91,000 $478,000
Collateral 56 $6,900,000 $123,000 $525,000 $122,000 $920,000
Other 45 $12,545,000 $278,000 $3,005,000 $96,000 $341,000
Unverifiable Information 8 $1,960,000 $245,000 $615,000 $93,000 $306,000
Insufficient Cash (Downpayment, Closing Cost) 3 $455,000 $151,000 $195,000 $49,000 $73,000
Employment History 2 $390,000 $195,000 $255,000 $44,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List